Best ET Money alternative
The best ET Money alternative for a family that wants more than a fund list, without paywalled imports, is WealthGamma. It reads the same CAMS or KFintech CAS free, adds stocks, gold, PPF, FDs, property and loans into one net worth for every family member on their own PAN, works out capital-gains tax before you sell without a subscription, and never charges to bring in funds you already hold elsewhere.
ET Money's tracker is free for a basic portfolio, but reviewers describe features locked behind Genius, a ₹999 charge to import external funds, and SIPs that fail without a clear reason. WealthGamma tracks a family's whole net worth, not just funds, with tax before you sell in the free plan and no charge to import.
By Hardik Vegad, founder of WealthGamma · Last updated
WealthGamma and ET Money at a glance
WealthGamma
Net worth tracker for Indian families
- Stocks, mutual funds, gold, PPF, FDs, property and loans in one net worth
- Every family member on their own PAN, from one login
- Capital-gains tax before you sell, in the free plan
- No charge to import funds you already hold, at any tier
- Imports the CAMS or KFintech CAS, Zerodha, Groww, NSDL or any CSV; exports to CSV any time
- Price:
- Free plan; lifetime plan from ₹2,999 once, 14-day money-back
- Your data:
- Upload a file; correct or export it any time
- No import fee:
- Bringing in existing holdings is free at every plan
ET Money
Free direct mutual fund app, with a paid Genius membership on top
- Direct mutual fund investing with zero commission
- Imports funds via CAS, with XIRR and basic portfolio tracking
- Genius membership (₹249 a month, billed quarterly) adds curated fund picks and deeper analysis
- Also tracks EPF, NPS and some bank accounts
- Reviewers describe a ₹999 charge to import funds held outside ET Money
- Price:
- Investing free; Genius ₹249 a month, billed quarterly
- Tracks:
- Mutual funds, EPF, NPS, some accounts; no gold, PPF, property or loans
- Owner:
- 360 ONE WAM, since June 2024
Why ET Money users are looking for an alternative
ET Money, owned by 360 ONE WAM since June 2024, is one of India's most-installed mutual fund apps, and its direct-plan investing is genuinely free. The reasons people search for an alternative are what sits behind Genius and how import and support work in practice, both described in its own app store and Trustpilot reviews from 2025 and 2026.
- Most analysis and portfolio views reported locked without a Genius membership
- ₹999 charge to import mutual funds held outside ET Money
- A 2026 review describes SIPs failing for four months with no clear fix
- A review describes an NPS address bug met with a self-service form, not a fix
- No home for gold, PPF, FDs, property or loans
TLDR: Free direct mutual fund app from 360 ONE WAM with CAS import and XIRR; Genius (₹249/month) adds curated picks and deeper analysis.
Gaps: free tier reported close to unusable without Genius, ₹999 to import outside funds, SIPs failing for months, no gold/PPF/property/loans.
WealthGamma imports the same CAS files free at any tier, and adds gold, PPF, property and loans per family member, with tax before you sell.
Sources
- ET Money (product pages, checked 10 September 2026)
- ET Money Genius pricing (₹249 a month, billed quarterly)
- 360 One Wam acquires ET Money from Times Internet (June 2024, about ₹366 crore)
- ET Money on the App Store (reviews dated 2025 and 2026)
- ET MONEY Reviews on Trustpilot (SIP failures, support handling, dated 2026)
- ET MONEY Reviews on MouthShut (₹999 import charge, paywalled features, 1.81/5 rating)
ET Money's zero-commission direct fund investing is genuinely useful; nothing on this page says otherwise. The comparison is about the free tracker and its paywall, not the investing product.
WealthGamma vs ET Money: feature comparison
Of the 19 features compared below, ET Money offers 6, and its zero-commission direct fund investing is genuinely useful. WealthGamma offers 15, adding gold, PPF, property and loans, tax before you sell in the free plan, a free import of funds you already hold, projections and goals, all without a subscription or an import fee.
| Feature | WealthGamma | ET Money |
|---|---|---|
| Coverage | ||
| Mutual funds and stocks | Yes | Yes |
| EPF and NPS | No | Yes |
| Gold, PPF, FDs | Yes | No |
| Property and loans | Yes | No |
| Family members, per PAN | Yes | No |
| Dividend calendar | Yes | No |
| Analysis | ||
| Curated fund picks | No | Yes |
| XIRR | Yes | Yes |
| Tax before you sell, free | Yes | No |
| Net worth projections | Yes | No |
| Goal tracking | Yes | No |
| Import and export | ||
| CAMS or KFintech import | Yes | Yes |
| Free import of external funds | Yes | No |
| Broker tradebook import | Yes | No |
| CSV import | Yes | No |
| Export your data | Yes | No |
| Pricing | ||
| Free plan | Yes | Yes |
| No paywall to view your own portfolio | Yes | No |
| One-time purchase | Yes | No |
| Money-back guarantee | Yes | No |
ET Money details from its own pricing pages and app store listings, and reviews on the App Store, Google Play, Trustpilot and MouthShut dated 2025 and 2026, all checked 10 September 2026. Whether the ₹999 import charge applies to all users or a specific scenario could not be confirmed from official sources, so it is described as reviewers report it. WealthGamma details from the product as of ; the pricing page has current plan limits.
Price takeaway
ET Money's fund investing is free; Genius is ₹249 a month, billed quarterly, about ₹2,988 a year, for curated picks and deeper analysis, and some reviewers describe a further ₹999 to import external funds. WealthGamma's free plan tracks one portfolio with no expiry and no import fee; the lifetime plan is ₹2,999 once for the family view, tax and projections, with 14 days to get your money back.
Key differences
ET Money and WealthGamma differ in four ways: scope (mutual funds and a few accounts versus a family's whole net worth), what importing costs (a reported ₹999 charge versus always free), where the free tool stops (a subscription for real analysis versus tax and projections included), and what support looks like when something breaks (redirected between parties versus a product you can fix yourself).
Mutual funds vs a family's net worth
ET Money tracks mutual funds, EPF, NPS and some accounts. WealthGamma adds gold, PPF, FDs, the flat and the home loan, for every family member on their own PAN, so the number on screen is what the family is worth, not just what it has invested in funds. How the net worth tracker works.
A charge to import vs importing for free
Reviewers describe a ₹999 charge to bring funds held outside ET Money into the app. WealthGamma reads a CAMS or KFintech CAS, a broker file or any CSV free, at every plan, because tracking what you already own should not cost extra. Importing a CAMS or KFintech CAS.
A subscription for analysis vs analysis included
Deeper analysis and curated fund picks on ET Money sit behind Genius at ₹249 a month. WealthGamma's free plan includes capital-gains tax before you sell, XIRR per holding and a dividend calendar, with no separate tier to unlock them. How the capital-gains tax planner works.
Redirected support vs a fixable product
A 2026 review describes months of failed SIPs with support shifting blame between the UPI app and the bank, and another describes a data bug handed back to the user as a self-service form. WealthGamma's imports show a preview before they confirm, and every holding can be edited or removed yourself, without a support ticket. Plans and what they include.
Which should you use?
Use WealthGamma when
You want one number for the whole family's wealth, funds and everything else, with the tax on a sale known before you place it, and a tracker that does not charge extra to see funds you already hold.
Choose WealthGamma if
- Family portfolios: spouse, parents, children, each on their own PAN
- Gold, PPF, flat and home loan counted with the funds
- Tax known before you sell, with no subscription needed
- Importing funds you already hold, at no extra charge
- Goals funded by your real investments
- Net worth projected decades ahead
- Dividend calendar: earned and upcoming
- One price, nothing paywalled to view your own data
Use ET Money when
You mostly invest new money in direct mutual funds through the app itself, want zero-commission execution alongside tracking, and are comfortable paying for Genius for curated fund recommendations.
Choose ET Money if
- Mostly invest new money in direct mutual funds through the app
- Want zero-commission execution alongside tracking
- Curated fund recommendations from Genius
- Comfortable with a subscription for deeper analysis
Who should not switch to WealthGamma?
WealthGamma tracks and plans; it does not trade, sync or publish news. Four needs are better served elsewhere, and this list is meant literally: if one of these matters, do not switch.
- Buying and selling inside the app
- Automatic syncing by linking brokers or sharing an inbox
- US stocks, or crypto priced live from exchanges
- Market news and research next to the portfolio
If that is you, one of the trackers below is the better fit.
Other ET Money alternatives worth knowing
Five trackers ET Money users move to, with the price, who each suits and the catch. Moneycontrol and Value Research are free like-for-like for a simple fund and stock list. INDmoney and Kuvera sync automatically. MProfit is the most thorough on tax and the most expensive.
| Tracker | Price | Best for | The catch |
|---|---|---|---|
| WealthGamma | Free plan; lifetime from ₹2,999 | A family's whole net worth, per PAN, with tax before you sell and projections ahead. | No trading, no auto-sync, no US stocks, no news. |
| Moneycontrol Portfolio Manager | Free | Someone who wants the closest thing to ET Portfolio: a free stock and fund list inside a news site. | Reviewers report you cannot bulk-upload sell transactions, so history has to be entered one sale at a time. |
| Value Research | Part of Value Research premium, about ₹5,000 a year | Mutual fund investors who want deep fund analysis with the tracker. | Paid yearly, and stocks are secondary to funds. |
| INDmoney | Free | Someone who wants everything auto-synced and does not mind how. | It reads your email and links to brokers to do it, so a third party holds your financial data. |
| Kuvera | Free | Direct fund investors who want a sell preview and family accounts in a free app. | Funds only; extras cost coins, and reviewers report missing features since the April 2026 CRED redesign. |
| Groww | Free for mutual funds; ₹20 per stock order | Someone who wants direct funds and a stock broker in one free app, with outside funds imported via MF Central. | A broker first; tracking outside holdings is basic and there is no net worth view. |
| MProfit | ₹18,000 a year plus GST; no cheaper plan since June 2025 | HNIs, family offices and CAs who need capital-gains reports in ITR, ClearTax and Winman formats across 700 or more brokers. | Priced by portfolio size, no free plan, and no goals, projections or harvesting. |
Prices and features as published by each company or reported in user reviews, checked . Tell us if one is out of date.
Questions ET Money users ask before switching
Short answers to the six questions ET Money users ask most, from whether the tracker is really free to how to move a fund portfolio out.
Is ET Money's portfolio tracker free?
Direct mutual fund investing and a basic portfolio view are free. Genius, a membership at ₹249 a month billed quarterly, adds curated fund recommendations and deeper analysis. ET Money is owned by 360 ONE WAM, which acquired it from Times Internet in June 2024 for about ₹366 crore.
Why does ET Money charge to import my mutual funds?
App store and Trustpilot reviews from 2025 and 2026 describe a ₹999 charge to bring in mutual funds held outside ET Money, on top of the free CAS import for funds bought directly through the app. This has not been confirmed on ET Money's own pricing pages, so treat it as reviewer-reported rather than official.
What is the best alternative to ET Money?
For a family's whole net worth, with gold, PPF, property and loans beside the funds, tax before you sell and projections ahead, WealthGamma. For a free fund and stock list with no import charge, Moneycontrol or Value Research. If you value ET Money's zero-commission direct investing, keep using it to invest while tracking elsewhere.
Can I export my data from ET Money?
No documented full export option was found on ET Money's own pages. To move your holdings elsewhere, go to the source instead: request a CAS from CAMS or KFintech for mutual funds, which carries your buy dates and cost basis.
How do I move from ET Money to WealthGamma?
Request the CAS from CAMS or KFintech for your funds. In WealthGamma, Settings, Import Data reads the CAS PDF as it is, free at every plan; any other CSV maps column by column once, and you can preview and correct everything before it is confirmed.
Is WealthGamma free like ET Money's basic tracker?
There is a free plan with no expiry and no card: one portfolio with unlimited stocks, mutual funds and gold priced daily, one SIP, one goal and one loan, including capital-gains tax before you sell. Family portfolios, projections and full tax planning are on paid plans, including a one-time lifetime plan, all with a 14-day money-back guarantee.
Compare WealthGamma with other trackers
- ET Portfolio alternative
- INDmoney alternative
- Kuvera alternative
- MProfit alternative
- Kubera alternative
- Value Research alternative
- Fi Money alternative
- Moneycontrol Portfolio alternative
- Zerodha Console alternative
- Excel Portfolio Tracker alternative
- Sharesight alternative
- Dezerv Wealth Monitor alternative
- Tickertape alternative
- MF Central alternative
- Delta alternative
Start with the free plan, import tonight
Free plan: 1 portfolio, unlimited stocks, mutual funds and gold priced daily, 1 SIP, 1 goal, 1 loan. No card, no expiry. Paid plans include a one-time lifetime plan from ₹2,999. Every paid plan has a 14-day money-back guarantee. Export everything to CSV whenever you like from Settings.
Start free, no card