Best Dezerv Wealth Monitor alternative
The best Dezerv Wealth Monitor alternative for a family that wants an ongoing tracker rather than a one-time fund review is WealthGamma. It imports the same CAMS or KFintech CAS, adds stocks, gold, PPF, FDs, property and loans into one net worth for every member on their own PAN, and works out capital-gains tax before you sell, with no relationship-manager call and no ₹50 lakh entry point.
Wealth Monitor is a genuinely free mutual fund health check, built to bring you into Dezerv's Portfolio Management Service. It centres on mutual funds, not a family's whole net worth, and there is no family or multi-member view. WealthGamma tracks every member of a family across every asset, with no advisory product behind it.
By Hardik Vegad, founder of WealthGamma · Last updated
WealthGamma and Dezerv Wealth Monitor at a glance
WealthGamma
Net worth tracker for Indian families
- Stocks, mutual funds, gold, PPF, FDs, property and loans in one net worth
- Every family member on their own PAN, from one login
- Capital-gains tax before you sell, in the free plan
- Updates as a running dashboard, not a one-time review
- No relationship-manager calls, no advisory product, no minimum portfolio size
- Price:
- Free plan; lifetime plan from ₹2,999 once, 14-day money-back
- Your data:
- Upload a CAS or CSV; correct or export it any time
- No upsell:
- Nothing sold beyond the plan you choose
Dezerv Wealth Monitor
Free mutual fund review, built to lead to a PMS conversation
- Free portfolio health check: risk, diversification, underperforming funds
- Consolidates mutual funds with stocks, NPS, FDs and bank accounts, per Dezerv's own description
- Personal wealth feed with market news and Dezerv's takes
- Review completes in under 10 minutes
- Feeds into Dezerv's Portfolio Management Service, ₹50 lakh minimum
- Price:
- Wealth Monitor free; Dezerv PMS needs ₹50 lakh minimum, up to 1% of AUM a year
- Tracks:
- Mutual funds first; no gold, PPF, property or loans described
- Similar to:
- A one-time portfolio review, not a daily tracker
Why Dezerv Wealth Monitor users look for an alternative
Wealth Monitor is a real, free product, and the mutual fund health check it runs is useful on its own terms. The reasons people search for an alternative are what it is built to track and what it is built to sell, both visible on Dezerv's own site.
- A one-time review, not a running dashboard that updates daily
- Centres on mutual funds; no gold, PPF, property or loans mentioned
- No family or multi-member view anywhere in the product
- Built to lead to a Dezerv PMS call, ₹50 lakh minimum
- No capital-gains tax, goal tracking or net worth projection
TLDR: Free mutual fund portfolio review from Dezerv: flags underperforming funds, scores risk, takes under 10 minutes.
Gaps: a one-time review not a tracker, no family view, no gold/PPF/property/loans, no tax planning; it feeds Dezerv's ₹50L-minimum PMS.
WealthGamma is a tracker, not a lead-generation tool: imports the same CAS, adds every family asset, tax before you sell, free.
Sources
- Dezerv: Wealth Monitor (free review, 360° portfolio consolidation, checked 10 September 2026)
- Dezerv: Why choose Dezerv (PMS) (0% fixed fee plan option, fee structures)
- Dezerv FAQs (₹50 lakh SEBI-mandated PMS minimum)
- Dezerv: Mutual Funds & Stocks on the App Store
- Wealth Monitor: MF & Stocks on Google Play
Wealth Monitor's free mutual fund review is a genuine product, and Dezerv's Portfolio Management Service is a legitimate option for those with ₹50 lakh or more to invest. This page is about tracking, not about whether managed investing is worth it.
WealthGamma vs Dezerv Wealth Monitor: feature comparison
Of the 21 features compared below, Dezerv Wealth Monitor offers 4, and its free mutual fund health check is genuinely useful for what it is. WealthGamma offers 17, adding a running dashboard, gold, PPF, property and loans, family members on their own PAN, tax before you sell and projections, with no advisory product behind it.
| Feature | WealthGamma | Dezerv Wealth Monitor |
|---|---|---|
| Coverage | ||
| Mutual funds and stocks | Yes | Yes |
| NPS, FDs, bank accounts | Yes | Yes |
| Gold, PPF | Yes | No |
| Property and loans | Yes | No |
| Family members, per PAN | Yes | No |
| Dividend calendar | Yes | No |
| Analysis | ||
| Running dashboard, not a one-off review | Yes | No |
| XIRR | Yes | No |
| Tax before you sell, free | Yes | No |
| Fund diversification and risk score | No | Yes |
| Net worth projections | Yes | No |
| Goal tracking | Yes | No |
| Import and export | ||
| CAMS or KFintech CAS import | Yes | Yes |
| Broker tradebook import | Yes | No |
| CSV import | Yes | No |
| Edit or delete an imported entry yourself | Yes | No |
| Export your data | Yes | No |
| Pricing | ||
| Free plan | Yes | Yes |
| No advisory upsell | Yes | No |
| No minimum portfolio size | Yes | No |
| Money-back guarantee | Yes | No |
Dezerv details from Wealth Monitor's own page, Dezerv's PMS and FAQ pages, and its App Store and Play Store listings, checked 10 September 2026. Wealth Monitor's exact import mechanism and whether reviews can be re-run over time were not documented on Dezerv's site, so the free tool is described as a review rather than assumed to be a persistent tracker. WealthGamma details from the product as of ; the pricing page has current plan limits.
Price takeaway
Wealth Monitor is free, and Dezerv's Portfolio Management Service needs ₹50 lakh minimum with fees up to 1% of AUM a year, or a hybrid fee plus a share of profits. WealthGamma's free plan tracks one portfolio with no expiry; the lifetime plan is ₹2,999 once for the family view, tax and projections, with 14 days to get your money back, and no minimum portfolio size to use it.
Key differences
Dezerv Wealth Monitor and WealthGamma differ in four ways: purpose (a portfolio review that leads to an advisory conversation versus a tracker you keep), scope (mutual funds first versus a family's whole net worth), what is free (a one-time check versus tax and projections included), and the entry point (a ₹50 lakh PMS minimum versus none).
A review vs a running tracker
Wealth Monitor is built as a portfolio health check you run and read once. WealthGamma is a dashboard that updates as prices move and you add transactions, so the net worth number stays current rather than reflecting a single review date. How the net worth tracker works.
Mutual funds vs a family's net worth
Dezerv's own description of Wealth Monitor centres on mutual funds, stocks, NPS, FDs and bank accounts. WealthGamma adds gold, PPF, the flat and the home loan, for every family member on their own PAN, so the number on screen is what the family is worth, not just what it has invested. Adding a family member.
A conversation vs a plan and nothing else
Wealth Monitor exists to identify red flags and lead into Dezerv's Portfolio Management Service, which needs a ₹50 lakh minimum and fees up to 1% of AUM a year. WealthGamma has no advisory product: it earns from the plan you choose, with nothing else to sell and no minimum portfolio size. Plans and what they include.
A one-time check vs tax and projections included
Wealth Monitor's free review does not include capital-gains tax planning or net worth projections. WealthGamma's free plan includes capital-gains tax before you sell and a dividend calendar, with projections on paid plans, and no separate advisory tier to unlock them. How the capital-gains tax planner works.
Which should you use?
Use WealthGamma when
You want a family's whole net worth tracked continuously, with tax before you sell and projections ahead, and no minimum portfolio size or advisory relationship attached.
Choose WealthGamma if
- Family portfolios: spouse, parents, children, each on their own PAN
- Gold, PPF, flat and home loan counted with the funds
- Tax known before you sell, with no advisory relationship needed
- A dashboard you check anytime, not a one-time review
- Goals funded by your real investments
- Net worth projected decades ahead
- No minimum portfolio size
- One price, no upsell, nothing else sold
Use Dezerv Wealth Monitor when
You have a large mutual fund portfolio, want a free one-time health check on it, and are open to a conversation about a managed portfolio if you have ₹50 lakh or more to invest.
Choose Dezerv Wealth Monitor if
- A large mutual fund portfolio and want a free, one-time health check on it
- Open to a call about a managed portfolio
- ₹50 lakh or more to invest through a PMS
- Comfortable with fees up to 1% of AUM a year, or profit-sharing, for expert-run investing
- Mostly mutual funds, with stocks and FDs as secondary holdings
Who should not switch to WealthGamma?
WealthGamma tracks and plans; it does not trade, sync or publish news. Four needs are better served elsewhere, and this list is meant literally: if one of these matters, do not switch.
- Buying and selling inside the app
- Automatic syncing by linking brokers or sharing an inbox
- US stocks, or crypto priced live from exchanges
- Market news and research next to the portfolio
If that is you, one of the trackers below is the better fit.
Other Dezerv Wealth Monitor alternatives worth knowing
Five trackers Dezerv Wealth Monitor users compare against, with the price, who each suits and the catch. Moneycontrol and Value Research are the closest free like-for-like for a simple list. INDmoney and Kuvera sync automatically. MProfit is the most thorough on tax and the most expensive.
| Tracker | Price | Best for | The catch |
|---|---|---|---|
| WealthGamma | Free plan; lifetime from ₹2,999 | A family's whole net worth, per PAN, with tax before you sell and projections ahead. | No trading, no auto-sync, no US stocks, no news. |
| Moneycontrol Portfolio Manager | Free | Someone who wants the closest thing to ET Portfolio: a free stock and fund list inside a news site. | Reviewers report you cannot bulk-upload sell transactions, so history has to be entered one sale at a time. |
| Value Research | Part of Value Research premium, about ₹5,000 a year | Mutual fund investors who want deep fund analysis with the tracker. | Paid yearly, and stocks are secondary to funds. |
| INDmoney | Free | Someone who wants everything auto-synced and does not mind how. | It reads your email and links to brokers to do it, so a third party holds your financial data. |
| Kuvera | Free | Direct fund investors who want a sell preview and family accounts in a free app. | Funds only; extras cost coins, and reviewers report missing features since the April 2026 CRED redesign. |
| Groww | Free for mutual funds; ₹20 per stock order | Someone who wants direct funds and a stock broker in one free app, with outside funds imported via MF Central. | A broker first; tracking outside holdings is basic and there is no net worth view. |
| ET Money | Free; Genius membership is paid | Direct mutual fund investors who want fund analysis and a simple tracker in one app. | Owned by 360 ONE since 2024; funds first, stocks secondary, and the app sells products. |
| MProfit | ₹18,000 a year plus GST; no cheaper plan since June 2025 | HNIs, family offices and CAs who need capital-gains reports in ITR, ClearTax and Winman formats across 700 or more brokers. | Priced by portfolio size, no free plan, and no goals, projections or harvesting. |
Prices and features as published by each company or reported in user reviews, checked . Tell us if one is out of date.
Questions Dezerv Wealth Monitor users ask before switching
Short answers to the questions Dezerv Wealth Monitor users ask most, from whether the review is really free to how to track a family's net worth instead.
Is Dezerv Wealth Monitor free?
Yes. Dezerv describes it as a free portfolio review that takes under 10 minutes and checks risk, diversification and underperforming mutual funds. Dezerv earns separately from its Portfolio Management Service, which needs a ₹50 lakh minimum investment and fees up to 1% of AUM a year, or a hybrid fee plus a share of profits above a hurdle.
Does Wealth Monitor track more than mutual funds?
Dezerv's own description says it also brings in stocks, NPS, FDs and bank accounts into one dashboard, but does not mention gold, PPF, property or loans. The product is framed around mutual fund health, not a family's whole net worth.
Is Dezerv Wealth Monitor a running tracker or a one-time review?
Dezerv's site presents it as a portfolio review you run to get a health check, rather than describing a persistent daily dashboard. If you want a number that updates as prices move and you add transactions, look for a tracker built for that, not a review tool.
What is the best alternative to Dezerv Wealth Monitor?
For a family's whole net worth, with gold, PPF, property and loans beside the funds, tax before you sell and projections ahead, WealthGamma. For a free mutual fund and stock list without an advisory upsell, Moneycontrol or Value Research. If you have ₹50 lakh or more and want expert-managed investing, Dezerv's PMS remains a separate, legitimate option.
How do I move from Dezerv Wealth Monitor to WealthGamma?
Request the CAS from CAMS or KFintech for your mutual funds and download the tradebook from each broker for stocks. In WealthGamma, Settings, Import Data reads the CAS PDF and Zerodha or Groww files as they are; any other CSV maps column by column once, and you can preview and correct everything before it is confirmed.
Is WealthGamma free like Dezerv Wealth Monitor?
There is a free plan with no expiry and no card: one portfolio with unlimited stocks, mutual funds and gold priced daily, one SIP, one goal and one loan, including capital-gains tax before you sell. Family portfolios, projections and full tax planning are on paid plans, including a one-time lifetime plan, all with a 14-day money-back guarantee, and no minimum portfolio size to use any of it.
Compare WealthGamma with other trackers
- ET Portfolio alternative
- INDmoney alternative
- Kuvera alternative
- MProfit alternative
- Kubera alternative
- Value Research alternative
- Fi Money alternative
- ET Money alternative
- Moneycontrol Portfolio alternative
- Zerodha Console alternative
- Excel Portfolio Tracker alternative
- Sharesight alternative
- Tickertape alternative
- MF Central alternative
- Delta alternative
Start with the free plan, import tonight
Free plan: 1 portfolio, unlimited stocks, mutual funds and gold priced daily, 1 SIP, 1 goal, 1 loan. No card, no expiry. Paid plans include a one-time lifetime plan from ₹2,999. Every paid plan has a 14-day money-back guarantee. Export everything to CSV whenever you like from Settings.
Start free, no card