Direct plan, Growth option
Data as on 30-10-2026
Zerodha Life Cycle Fund 2041 is a mutual fund run by Zerodha Mutual Fund. On 30-09-2026, it managed ₹18 Cr of investors' money.
NAV on 30-10-2026: Direct Plan Growth ₹9.33 (down 0.47% that day).
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Period | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| This fund (Direct) | −2.25% | −6.53% | -- | -- | -- | -- | -- |
| Category average | -- | -- | -- | -- | -- | -- | -- |
| Best in category | -- | -- | -- | -- | -- | -- | -- |
| Worst in category | -- | -- | -- | -- | -- | -- | -- |
| Rank in category | -- | -- | -- | -- | -- | -- | -- |
No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds. This fund's benchmark is 65% Nifty 200 TRI + 5% Domestic prices of Physical Gold + 5% Domestic prices of Physical Silver + 25% CRISIL 10 year Gil. Returns of that index are not available to us.
What each plan charges a year, in force from 01-10-2026
| Plan | Base expense ratio | Brokerage | Transaction costs | Levies and GST | Total expense ratio |
|---|---|---|---|---|---|
| Direct | 0.42% | 0.08% | 0.02% | 0.62% | 1.14% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.
Asset allocation as on 30-09-2026
76.7%Equity
| Asset | Fund |
|---|---|
| Equity | 76.7% |
| Debt | 12.3% |
| Cash and others | 11.0% |
| Market cap | Fund |
|---|---|
| Large Cap | 41.2% |
| Mid Cap | 33.9% |
| Small Cap | 1.6% |
Share of the whole fund. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Bonds and money market papers by credit rating, % of the fund.
| Rating | Fund |
|---|---|
| Sovereign | 12.3% |
Sector allocation of the fund's stocks as on 30-09-2026
Banks13.1%
Pharmaceuticals & Biotechnology5.3%
IT - Software4.5%
Finance4.5%
Electrical Equipment3.1%
Automobiles3.1%
Capital Markets3.1%
Petroleum Products3.1%
Retailing2.9%
Telecom - Services2.7%
The ten largest of 45 sectors. The other 35 add up to 31.3%.
| Sector | July 2026 | August 2026 | September 2026 | Change |
|---|---|---|---|---|
| Banks | 0.0% | 13.3% | 13.1% | +13.1% |
| Pharmaceuticals & Biotechnology | 0.0% | 5.3% | 5.3% | +5.3% |
| IT - Software | 0.0% | 4.8% | 4.5% | +4.5% |
| Finance | 0.0% | 4.8% | 4.5% | +4.5% |
| Electrical Equipment | 0.0% | 3.3% | 3.1% | +3.1% |
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
As on 30-09-2026 · 253 holdings · from the fund house's monthly portfolio
| Holdings | Sector / Rating | Weight% | Holdings trend | 1M change |
|---|---|---|---|---|
| 6.94% GOI 11-May-2036 · Government security | Sovereign | 12.35% | ||
| Zerodha Gold ETF | 4.47% | |||
| Zerodha Silver ETF | 4.42% | |||
| HDFC Bank Limited | Banks | 3.24% | +0.8% | |
| ICICI Bank Limited | Banks | 2.83% | +0.8% | |
| Reliance Industries Limited | Petroleum Products | 2.39% | +1.3% | |
| Bharti Airtel Limited | Telecom - Services | 1.61% | +2.2% | |
| Larsen & Toubro Limited | Construction | 1.32% | +2.0% | |
| BSE Ltd | Capital Markets | 1.24% | +2.3% | |
| State Bank of India | Banks | 1.20% | +2.7% | |
| Axis Bank Limited | Banks | 1.06% | +2.7% | |
| Infosys Limited | IT - Software | 1.05% | +2.4% | |
| Kotak Mahindra Bank Limited | Banks | 0.93% | +1.8% | |
| Multi Commodity Exchange of India Limited | Capital Markets | 0.83% | +1.4% | |
| Mahindra & Mahindra Limited | Automobiles | 0.79% | +1.1% | |
| The Federal Bank Limited | Banks | 0.77% | +1.8% | |
| Bajaj Finance Limited | Finance | 0.76% | −0.2% | |
| ITC Limited | Diversified FMCG | 0.75% | −0.2% | |
| Laurus Labs Limited | Pharmaceuticals & Biotechnology | 0.75% | 0.0% | |
| One 97 Communications Limited | Financial Technology (Fintech) | 0.69% | +0.1% | |
| Eternal Limited | Retailing | 0.68% | −0.4% | |
| Hero MotoCorp Limited | Automobiles | 0.66% | 0.0% | |
| Tata Consultancy Services Limited | IT - Software | 0.62% | 0.0% | |
| Bharat Heavy Electricals Limited | Electrical Equipment | 0.60% | +2.0% | |
| Coforge Limited | IT - Software | 0.60% | +3.1% | |
| Sun Pharmaceutical Industries Limited | Pharmaceuticals & Biotechnology | 0.58% | +2.0% | |
| IndusInd Bank Limited | Banks | 0.57% | −0.3% | |
| PERSISTENT SYSTEMS LTD | IT - Software | 0.56% | +1.6% | |
| Titan Company Limited | Consumer Durables | 0.56% | 0.0% | |
| AU Small Finance Bank Limited | Banks | 0.56% | +1.9% | |
| Dixon Technologies (India) Limited | Consumer Durables | 0.54% | +2.9% | |
| IDFC First Bank Limited | Banks | 0.53% | +1.9% | |
| GE Vernova T&D India Limited | Electrical Equipment | 0.51% | +3.9% | |
| Hindustan Unilever Limited | Diversified FMCG | 0.50% | +2.2% | |
| Life Insurance Corporation Of India | Insurance | 0.50% | +3.2% | |
| Bharat Forge Limited | Auto Components | 0.50% | +0.4% | |
| Lupin Limited | Pharmaceuticals & Biotechnology | 0.49% | +2.4% | |
| Indus Towers Limited | Telecom - Services | 0.48% | +1.3% | |
| Suzlon Energy Limited | Electrical Equipment | 0.47% | +1.9% | |
| Maruti Suzuki India Limited | Automobiles | 0.47% | +1.5% | |
| Tata Steel Limited | Ferrous Metals | 0.46% | +4.7% | |
| Aurobindo Pharma Limited | Pharmaceuticals & Biotechnology | 0.46% | +1.7% | |
| Info Edge (India) Limited | Retailing | 0.46% | +0.3% | |
| NTPC Limited | Power | 0.46% | +0.2% | |
| Ashok Leyland Limited | Agricultural, Commercial & Construction Vehicles | 0.44% | +0.2% | |
| FSN E-Commerce Ventures Limited | Retailing | 0.43% | +4.7% | |
| Bharat Electronics Limited | Aerospace & Defense | 0.42% | +4.6% | |
| Hindalco Industries Limited | Non - Ferrous Metals | 0.41% | +0.1% | |
| Marico Limited | Agricultural Food & other Products | 0.41% | +4.7% | |
| Polycab India Limited | Industrial Products | 0.41% | 0.0% | |
| Shriram Finance Limited | Finance | 0.41% | +4.7% | |
| Fortis Healthcare Limited | Healthcare Services | 0.40% | +1.8% | |
| UltraTech Cement Limited | Cement & Cement Products | 0.39% | 0.0% | |
| Adani Ports and Special Economic Zone Limited | Transport Infrastructure | 0.39% | +0.3% | |
| HCL Technologies Limited | IT - Software | 0.39% | +1.3% | |
| APL Apollo Tubes Limited | Industrial Products | 0.38% | −0.7% | |
| ICICI Lombard General Insurance Company Limited | Insurance | 0.38% | +0.5% | |
| Hitachi Energy India Limited | Electrical Equipment | 0.37% | 0.0% | |
| PB Fintech Limited | Financial Technology (Fintech) | 0.36% | +1.9% | |
| Yes Bank Ltd | Banks | 0.36% | +1.9% | |
| SWIGGY LIMITED | Retailing | 0.35% | −0.3% | |
| JSW Steel Limited | Ferrous Metals | 0.35% | −0.6% | |
| Max Financial Services Limited | Insurance | 0.35% | −0.2% | |
| The Phoenix Mills Limited | Realty | 0.35% | −0.9% | |
| SRF Limited | Chemicals & Petrochemicals | 0.35% | −0.8% | |
| Vodafone Idea Limited | Telecom - Services | 0.35% | +2.0% | |
| Power Grid Corporation of India Limited | Power | 0.35% | −0.5% | |
| Bajaj Auto Limited | Automobiles | 0.35% | −3.4% | |
| Grasim Industries Limited | Cement & Cement Products | 0.34% | −0.5% | |
| Divi's Laboratories Limited | Pharmaceuticals & Biotechnology | 0.34% | +1.6% | |
| Glenmark Pharmaceuticals Limited | Pharmaceuticals & Biotechnology | 0.34% | −3.0% | |
| Hindustan Petroleum Corporation Limited | Petroleum Products | 0.33% | −2.7% | |
| InterGlobe Aviation Limited | Transport Services | 0.33% | −0.8% | |
| GMR Airports Limited | Transport Infrastructure | 0.33% | +0.5% | |
| Radico Khaitan Limited | Beverages | 0.33% | −2.9% | |
| Asian Paints Limited | Consumer Durables | 0.32% | −2.5% | |
| National Aluminium Company Limited | Non - Ferrous Metals | 0.30% | +3.0% | |
| Coal India Limited | Consumable Fuels | 0.30% | −3.4% | |
| Aditya Birla Capital Limited | Finance | 0.30% | −0.2% | |
| Eicher Motors Limited | Automobiles | 0.29% | 0.0% | |
| JSW Energy Limited | Power | 0.29% | −0.2% | |
| APAR INDUSTRIES LTD | Electrical Equipment | 0.29% | +7.4% | |
| TVS Motor Company Limited | Automobiles | 0.29% | +3.4% | |
| Alkem Laboratories Limited | Pharmaceuticals & Biotechnology | 0.29% | −4.8% | |
| UPL Limited | Fertilizers & Agrochemicals | 0.29% | −0.1% | |
| Sundaram Finance Limited | Finance | 0.29% | −0.8% | |
| Tech Mahindra Limited | IT - Software | 0.29% | +0.6% | |
| Bajaj Finserv Limited | Finance | 0.29% | −0.3% | |
| Nestle India Limited | Food Products | 0.28% | −0.5% | |
| MphasiS Limited | IT - Software | 0.28% | +2.7% | |
| Indian Bank | Banks | 0.28% | +1.4% | |
| Mankind Pharma Limited | Pharmaceuticals & Biotechnology | 0.28% | −3.0% | |
| Vishal Mega Mart Limited | Retailing | 0.27% | +0.2% | |
| NHPC Limited | Power | 0.27% | +2.2% | |
| Hindustan Aeronautics Limited | Aerospace & Defense | 0.26% | +4.3% | |
| Steel Authority of India Limited | Ferrous Metals | 0.26% | +1.7% | |
| Tata Motors Limited | Agricultural, Commercial & Construction Vehicles | 0.26% | +1.4% | |
| Oil & Natural Gas Corporation Limited | Oil | 0.26% | +2.0% | |
| Biocon Limited | Pharmaceuticals & Biotechnology | 0.26% | −3.5% | |
| 360 ONE WAM LIMITED | Capital Markets | 0.26% | +2.1% | |
| IPCA Laboratories Limited | Pharmaceuticals & Biotechnology | 0.26% | −4.1% | |
| NMDC Limited | Minerals & Mining | 0.26% | −3.4% | |
| Trent Limited | Retailing | 0.26% | −4.4% | |
| KEI Industries Limited | Industrial Products | 0.26% | 0.0% | |
| Havells India Limited | Consumer Durables | 0.25% | +0.2% | |
| Adani Enterprises Limited | Metals & Minerals Trading | 0.25% | +1.4% | |
| Apollo Hospitals Enterprise Limited | Healthcare Services | 0.25% | +5.9% | |
| Adani Power Limited | Power | 0.25% | +4.0% | |
| TUBE INVESTMENTS OF INDIA LTD | Auto Components | 0.25% | +0.6% | |
| Voltas Limited | Consumer Durables | 0.24% | +1.8% | |
| Oil India Limited | Oil | 0.24% | −0.7% | |
| Lloyds Metals And Energy Limited | Minerals & Mining | 0.24% | +1.3% | |
| Prestige Estates Projects Limited | Realty | 0.24% | +2.5% | |
| Oracle Financial Services Software Limited | IT - Software | 0.24% | −2.5% | |
| Cipla Limited | Pharmaceuticals & Biotechnology | 0.23% | −0.7% | |
| Dr. Reddy's Laboratories Limited | Pharmaceuticals & Biotechnology | 0.23% | +1.6% | |
| SBI Life Insurance Company Limited | Insurance | 0.23% | +8.1% | |
| Supreme Industries Limited | Industrial Products | 0.23% | +11.4% | |
| Jindal Stainless Limited | Ferrous Metals | 0.23% | +5.9% | |
| Colgate Palmolive (India) Limited | Personal Products | 0.23% | −1.3% | |
| Page Industries Limited | Textiles & Apparels | 0.23% | −8.3% | |
| Torrent Power Limited | Power | 0.23% | −3.3% | |
| Dabur India Limited | Personal Products | 0.22% | −0.6% | |
| WAAREE ENERGIES LIMITED | Electrical Equipment | 0.22% | +0.6% | |
| L&T Finance Limited | Finance | 0.22% | +2.5% | |
| Samvardhana Motherson International Limited | Auto Components | 0.22% | +2.4% | |
| Lenskart Solutions Limited | Retailing | 0.22% | −4.7% | |
| Max Healthcare Institute Limited | Healthcare Services | 0.21% | −1.3% | |
| Oberoi Realty Limited | Realty | 0.21% | −3.3% | |
| Cholamandalam Investment and Finance Company Limited | Finance | 0.21% | +2.3% | |
| Coromandel International Limited | Fertilizers & Agrochemicals | 0.21% | −1.4% | |
| KALYAN JEWELLERS INDIA LIMITED | Consumer Durables | 0.21% | −0.5% | |
| Petronet LNG Limited | Gas | 0.21% | +6.1% | |
| UNO Minda Limited | Auto Components | 0.21% | +6.1% | |
| Godrej Properties Limited | Realty | 0.21% | −3.8% | |
| Torrent Pharmaceuticals Limited | Pharmaceuticals & Biotechnology | 0.21% | +2.6% | |
| Jio Financial Services Limited | Finance | 0.21% | −0.5% | |
| Mahindra & Mahindra Financial Services Limited | Finance | 0.21% | −0.8% | |
| JK Cement Limited | Cement & Cement Products | 0.21% | +1.4% | |
| JSW Infrastructure Limited | Transport Infrastructure | 0.21% | +4.6% | |
| MRF Limited | Auto Components | 0.21% | 0.0% | |
| The Indian Hotels Company Limited | Leisure Services | 0.20% | −2.1% | |
| Cummins India Limited | Industrial Products | 0.20% | +9.1% | |
| BLUE STAR LTD | Consumer Durables | 0.20% | +9.1% | |
| Bharat Petroleum Corporation Limited | Petroleum Products | 0.19% | −2.0% | |
| Gujarat Fluorochemicals Limited | Chemicals & Petrochemicals | 0.19% | +11.9% | |
| Tata Communications Limited | Telecom - Services | 0.19% | +6.2% | |
| Tata Consumer Products Limited | Agricultural Food & other Products | 0.19% | +8.8% | |
| Avenue Supermarts Limited | Retailing | 0.19% | 0.0% | |
| Nippon Life India Asset Management Limited | Capital Markets | 0.19% | +5.7% | |
| Exide Industries Limited | Auto Components | 0.19% | +4.0% | |
| PI Industries Limited | Fertilizers & Agrochemicals | 0.19% | +5.2% | |
| CG Power and Industrial Solutions Limited | Electrical Equipment | 0.18% | +3.1% | |
| Tata Motors Passenger Vehicles Limited | Automobiles | 0.18% | +8.9% | |
| Varun Beverages Limited | Beverages | 0.18% | +1.1% | |
| The Tata Power Company Limited | Power | 0.18% | +3.4% | |
| LG Electronics India Limited | Consumer Durables | 0.18% | +8.2% | |
| ITC Hotels Limited | Leisure Services | 0.18% | +7.9% | |
| ICICI Prudential Life Insurance Company Limited | Insurance | 0.18% | +8.9% | |
| Jubilant Foodworks Limited | Leisure Services | 0.18% | +7.7% | |
| Astral Limited | Industrial Products | 0.17% | +11.0% | |
| SBI Cards and Payment Services Limited | Finance | 0.17% | +3.4% | |
| Adani Total Gas Limited | Gas | 0.17% | +6.3% | |
| Balkrishna Industries Limited | Auto Components | 0.17% | +0.7% | |
| HDFC Life Insurance Company Limited | Insurance | 0.17% | +3.2% | |
| Bank of India | Banks | 0.16% | +5.3% | |
| LIC Housing Finance Limited | Finance | 0.16% | +8.8% | |
| Britannia Industries Limited | Food Products | 0.16% | −6.5% | |
| Indian Oil Corporation Limited | Petroleum Products | 0.16% | +8.3% | |
| Motilal Oswal Financial Services Limited | Capital Markets | 0.16% | +8.1% | |
| Bank of Maharashtra | Banks | 0.16% | +5.6% | |
| Schaeffler India Limited | Auto Components | 0.16% | +4.3% | |
| Billionbrains Garage Ventures Ltd. | Capital Markets | 0.15% | +8.9% | |
| Container Corporation of India Limited | Transport Services | 0.15% | +3.1% | |
| GAIL (India) Limited | Gas | 0.15% | +9.0% | |
| Authum Investment & Infrastructure Ltd. | Finance | 0.15% | +8.3% | |
| Ajanta Pharma Limited | Pharmaceuticals & Biotechnology | 0.14% | −2.9% | |
| Wipro Limited | IT - Software | 0.14% | −0.3% | |
| Bajaj Holdings & Investment.Ltd | Finance | 0.14% | −4.3% | |
| Vedanta Limited | Diversified Metals | 0.14% | +8.2% | |
| AIA Engineering Limited | Industrial Products | 0.14% | 0.0% | |
| Indian Railway Catering & Tourism Corp | Leisure Services | 0.14% | +8.7% | |
| ICICI Prudential AMC Ltd | Capital Markets | 0.14% | −6.0% | |
| Abbott India Limited | Pharmaceuticals & Biotechnology | 0.14% | +12.5% | |
| General Insurance Corporation of India | Insurance | 0.14% | +8.1% | |
| HDB Financial Services Limited | Finance | 0.14% | +8.8% | |
| Bank of Baroda | Banks | 0.13% | +8.5% | |
| HDFC Asset Management Company Limited | Capital Markets | 0.13% | 0.0% | |
| Power Finance Corporation Limited | Finance | 0.13% | 0.0% | |
| Pidilite Industries Limited | Chemicals & Petrochemicals | 0.13% | −3.8% | |
| Solar Industries India Limited | Chemicals & Petrochemicals | 0.13% | 0.0% | |
| Dalmia Bharat Limited | Cement & Cement Products | 0.12% | −2.3% | |
| Thermax Limited | Electrical Equipment | 0.12% | −4.6% | |
| DLF Limited | Realty | 0.12% | −12.3% | |
| Adani Green Energy Limited | Power | 0.12% | −3.5% | |
| Rail Vikas Nigam Limited | Construction | 0.12% | +16.8% | |
| Apollo Tyres Limited | Auto Components | 0.12% | −4.1% | |
| Berger Paints (I) Limited | Consumer Durables | 0.12% | −4.4% | |
| Linde India Limited | Chemicals & Petrochemicals | 0.12% | −2.9% | |
| Jindal Steel Limited | Ferrous Metals | 0.12% | +1.7% | |
| Adani Energy Solutions Limited | Power | 0.12% | −3.6% | |
| GlaxoSmithKline Pharmaceuticals Limited | Pharmaceuticals & Biotechnology | 0.11% | −10.7% | |
| Punjab National Bank | Banks | 0.11% | −12.5% | |
| LTM Limited | IT - Software | 0.11% | +4.5% | |
| Bosch Limited | Auto Components | 0.11% | 0.0% | |
| GLOBAL HEALTH LIMITED | Healthcare Services | 0.11% | −12.2% | |
| Canara Bank | Banks | 0.11% | +1.4% | |
| Patanjali Foods Limited | Agricultural Food & other Products | 0.11% | −12.3% | |
| United Spirits Limited | Beverages | 0.11% | −3.3% | |
| K.P.R. Mill Limited | Textiles & Apparels | 0.11% | +1.1% | |
| CRISIL Limited | Finance | 0.10% | +5.4% | |
| REC Limited | Finance | 0.10% | −4.4% | |
| ABB India Limited | Electrical Equipment | 0.10% | −10.3% | |
| Bharti Hexacom Limited | Telecom - Services | 0.10% | −11.0% | |
| Tata Elxsi Limited | IT - Software | 0.10% | −3.5% | |
| Cochin Shipyard Limited | Industrial Manufacturing | 0.10% | +2.3% | |
| Siemens Limited | Electrical Equipment | 0.09% | +7.3% | |
| Housing & Urban Development Corporation Limited | Finance | 0.09% | +23.2% | |
| KPIT Technologies Limited | IT - Software | 0.09% | +23.2% | |
| Shree Cement Limited | Cement & Cement Products | 0.09% | 0.0% | |
| Premier Energies Limited | Electrical Equipment | 0.09% | −12.0% | |
| Godrej Consumer Products Limited | Personal Products | 0.09% | 0.0% | |
| Bharat Dynamics Limited | Aerospace & Defense | 0.09% | −11.9% | |
| 3M India Limited | Diversified | 0.09% | +25.0% | |
| Neyveli Lignite Corporation Ltd. | Power | 0.09% | +4.9% | |
| Lodha Developers Limited | Realty | 0.09% | +6.3% | |
| Union Bank of India | Banks | 0.09% | +4.5% | |
| Adani Wilmar Limited | Agricultural Food & other Products | 0.09% | +4.7% | |
| Endurance Technologies Limited | Auto Components | 0.09% | +7.5% | |
| Zydus Lifesciences Limited | Pharmaceuticals & Biotechnology | 0.08% | 0.0% | |
| L&T Technology Services Limited | IT - Services | 0.08% | 0.0% | |
| ACC Limited | Cement & Cement Products | 0.08% | +29.2% | |
| Escorts Kubota Limited | Agricultural, Commercial & Construction Vehicles | 0.08% | +8.0% | |
| NTPC Green Energy Limited | Power | 0.08% | −4.4% | |
| Hyundai Motor India Limited | Automobiles | 0.08% | +7.7% | |
| Siemens Energy India Limited | Electrical Equipment | 0.08% | −8.3% | |
| Indian Renewable Energy Development Agency Limited | Finance | 0.08% | 0.0% | |
| Hindustan Zinc Limited | Non - Ferrous Metals | 0.08% | +6.8% | |
| Bajaj Housing Finance Limited | Finance | 0.08% | 0.0% | |
| Muthoot Finance Limited | Finance | 0.08% | +8.2% | |
| United Breweries Limited | Beverages | 0.08% | +6.4% | |
| Hexaware Technologies Limited | IT - Software | 0.07% | −6.7% | |
| Anthem Biosciences Limited | Pharmaceuticals & Biotechnology | 0.07% | −4.0% | |
| Godfrey Phillips India Limited | Cigarettes & Tobacco Products | 0.07% | 0.0% | |
| Tata Investment Corporation Ltd. | Finance | 0.07% | −13.6% | |
| Ambuja Cements Limited | Cement & Cement Products | 0.06% | −15.1% | |
| Honeywell Automation India Limited | Industrial Manufacturing | 0.06% | 0.0% | |
| Tata Capital Ltd | Finance | 0.05% | −21.4% | |
| SJVN LIMITED | Power | 0.04% | 0.0% | |
| Indian Railway Finance Corporation Limited | Finance | 0.04% | −21.8% | |
| Godrej Industries Ltd | Diversified | 0.04% | 0.0% | |
| Mazagon Dock Shipbuilders Limited | Industrial Manufacturing | 0.04% | 0.0% | |
| The New India Assurance Company Ltd | Insurance | 0.04% | −23.5% |
All changes are between August 2026 and September 2026
| HDFC Bank Limited | Added | +0.8% | 3.24% |
|---|---|---|---|
| ICICI Bank Limited | Added | +0.8% | 2.83% |
| Reliance Industries Limited | Added | +1.3% | 2.39% |
| Bharti Airtel Limited | Added | +2.2% | 1.61% |
| Larsen & Toubro Limited | Added | +2.0% | 1.32% |
| State Bank of India | Added | +2.7% | 1.20% |
| BSE Ltd | Added | +2.3% | 1.24% |
| Infosys Limited | Added | +2.4% | 1.05% |
| Axis Bank Limited | Added | +2.7% | 1.06% |
| Kotak Mahindra Bank Limited | Added | +1.8% | 0.93% |
| Mahindra & Mahindra Limited | Added | +1.1% | 0.79% |
| The Federal Bank Limited | Added | +1.8% | 0.77% |
| Multi Commodity Exchange of India Limited | Added | +1.4% | 0.83% |
| Bajaj Finance Limited | Reduced | −0.2% | 0.76% |
| ITC Limited | Reduced | −0.2% | 0.75% |
| One 97 Communications Limited | Added | +0.1% | 0.69% |
| Eternal Limited | Reduced | −0.4% | 0.68% |
| Coforge Limited | Added | +3.1% | 0.60% |
| IndusInd Bank Limited | Reduced | −0.3% | 0.57% |
| Bharat Heavy Electricals Limited | Added | +2.0% | 0.60% |
| PB Fintech Limited | Added | +1.9% | 0.36% |
| Sun Pharmaceutical Industries Limited | Added | +2.0% | 0.58% |
| Dixon Technologies (India) Limited | Added | +2.9% | 0.54% |
| AU Small Finance Bank Limited | Added | +1.9% | 0.56% |
| PERSISTENT SYSTEMS LTD | Added | +1.6% | 0.56% |
| Suzlon Energy Limited | Added | +1.9% | 0.47% |
| IDFC First Bank Limited | Added | +1.9% | 0.53% |
| Bharat Forge Limited | Added | +0.4% | 0.50% |
| GE Vernova T&D India Limited | Added | +3.9% | 0.51% |
| Maruti Suzuki India Limited | Added | +1.5% | 0.47% |
| Hindustan Unilever Limited | Added | +2.2% | 0.50% |
| Life Insurance Corporation Of India | Added | +3.2% | 0.50% |
| Lupin Limited | Added | +2.4% | 0.49% |
| Indus Towers Limited | Added | +1.3% | 0.48% |
| Ashok Leyland Limited | Added | +0.2% | 0.44% |
| Info Edge (India) Limited | Added | +0.3% | 0.46% |
| Tata Steel Limited | Added | +4.7% | 0.46% |
| Aurobindo Pharma Limited | Added | +1.7% | 0.46% |
| NTPC Limited | Added | +0.2% | 0.46% |
| Fortis Healthcare Limited | Added | +1.8% | 0.40% |
| FSN E-Commerce Ventures Limited | Added | +4.7% | 0.43% |
| Hindalco Industries Limited | Added | +0.1% | 0.41% |
| Shriram Finance Limited | Added | +4.7% | 0.41% |
| Bharat Electronics Limited | Added | +4.6% | 0.42% |
| Marico Limited | Added | +4.7% | 0.41% |
| HCL Technologies Limited | Added | +1.3% | 0.39% |
| Bajaj Auto Limited | Reduced | −3.4% | 0.35% |
| Max Financial Services Limited | Reduced | −0.2% | 0.35% |
| Adani Ports and Special Economic Zone Limited | Added | +0.3% | 0.39% |
| SWIGGY LIMITED | Reduced | −0.3% | 0.35% |
| Yes Bank Ltd | Added | +1.9% | 0.36% |
| APL Apollo Tubes Limited | Reduced | −0.7% | 0.38% |
| ICICI Lombard General Insurance Company Limited | Added | +0.5% | 0.38% |
| Grasim Industries Limited | Reduced | −0.5% | 0.34% |
| Vodafone Idea Limited | Added | +2.0% | 0.35% |
| Glenmark Pharmaceuticals Limited | Reduced | −3.0% | 0.34% |
| JSW Steel Limited | Reduced | −0.6% | 0.35% |
| Asian Paints Limited | Reduced | −2.5% | 0.32% |
| The Phoenix Mills Limited | Reduced | −0.9% | 0.35% |
| SRF Limited | Reduced | −0.8% | 0.35% |
| Power Grid Corporation of India Limited | Reduced | −0.5% | 0.35% |
| Hindustan Petroleum Corporation Limited | Reduced | −2.7% | 0.33% |
| Divi's Laboratories Limited | Added | +1.6% | 0.34% |
| InterGlobe Aviation Limited | Reduced | −0.8% | 0.33% |
| Bajaj Finserv Limited | Reduced | −0.3% | 0.29% |
| Radico Khaitan Limited | Reduced | −2.9% | 0.33% |
| GMR Airports Limited | Added | +0.5% | 0.33% |
| Aditya Birla Capital Limited | Reduced | −0.2% | 0.30% |
| National Aluminium Company Limited | Added | +3.0% | 0.30% |
| Nestle India Limited | Reduced | −0.5% | 0.28% |
| Alkem Laboratories Limited | Reduced | −4.8% | 0.29% |
| JSW Energy Limited | Reduced | −0.2% | 0.29% |
| Havells India Limited | Added | +0.2% | 0.25% |
| Coal India Limited | Reduced | −3.4% | 0.30% |
| NMDC Limited | Reduced | −3.4% | 0.26% |
| UPL Limited | Reduced | −0.1% | 0.29% |
| Tech Mahindra Limited | Added | +0.6% | 0.29% |
| Vishal Mega Mart Limited | Added | +0.2% | 0.27% |
| MphasiS Limited | Added | +2.7% | 0.28% |
| APAR INDUSTRIES LTD | Added | +7.4% | 0.29% |
| Biocon Limited | Reduced | −3.5% | 0.26% |
| TVS Motor Company Limited | Added | +3.4% | 0.29% |
| Indian Bank | Added | +1.4% | 0.28% |
| Sundaram Finance Limited | Reduced | −0.8% | 0.29% |
| Trent Limited | Reduced | −4.4% | 0.26% |
| Tata Motors Limited | Added | +1.4% | 0.26% |
| 360 ONE WAM LIMITED | Added | +2.1% | 0.26% |
| Mankind Pharma Limited | Reduced | −3.0% | 0.28% |
| Oracle Financial Services Software Limited | Reduced | −2.5% | 0.24% |
| TUBE INVESTMENTS OF INDIA LTD | Added | +0.6% | 0.25% |
| Godrej Properties Limited | Reduced | −3.8% | 0.21% |
| IPCA Laboratories Limited | Reduced | −4.1% | 0.26% |
| NHPC Limited | Added | +2.2% | 0.27% |
| Hindustan Aeronautics Limited | Added | +4.3% | 0.26% |
| Steel Authority of India Limited | Added | +1.7% | 0.26% |
| Oil & Natural Gas Corporation Limited | Added | +2.0% | 0.26% |
| Voltas Limited | Added | +1.8% | 0.24% |
| Oil India Limited | Reduced | −0.7% | 0.24% |
| Adani Enterprises Limited | Added | +1.4% | 0.25% |
| Apollo Hospitals Enterprise Limited | Added | +5.9% | 0.25% |
| L&T Finance Limited | Added | +2.5% | 0.22% |
| Prestige Estates Projects Limited | Added | +2.5% | 0.24% |
| Adani Power Limited | Added | +4.0% | 0.25% |
| Cipla Limited | Reduced | −0.7% | 0.23% |
| Colgate Palmolive (India) Limited | Reduced | −1.3% | 0.23% |
| Lloyds Metals And Energy Limited | Added | +1.3% | 0.24% |
| WAAREE ENERGIES LIMITED | Added | +0.6% | 0.22% |
| Page Industries Limited | Reduced | −8.3% | 0.23% |
| Mahindra & Mahindra Financial Services Limited | Reduced | −0.8% | 0.21% |
| Max Healthcare Institute Limited | Reduced | −1.3% | 0.21% |
| Dr. Reddy's Laboratories Limited | Added | +1.6% | 0.23% |
| Cholamandalam Investment and Finance Company Limited | Added | +2.3% | 0.21% |
| SBI Life Insurance Company Limited | Added | +8.1% | 0.23% |
| Supreme Industries Limited | Added | +11.4% | 0.23% |
| Jindal Stainless Limited | Added | +5.9% | 0.23% |
| Jio Financial Services Limited | Reduced | −0.5% | 0.21% |
| Torrent Power Limited | Reduced | −3.3% | 0.23% |
| Dabur India Limited | Reduced | −0.6% | 0.22% |
| Oberoi Realty Limited | Reduced | −3.3% | 0.21% |
| Coromandel International Limited | Reduced | −1.4% | 0.21% |
| KALYAN JEWELLERS INDIA LIMITED | Reduced | −0.5% | 0.21% |
| Samvardhana Motherson International Limited | Added | +2.4% | 0.22% |
| Lenskart Solutions Limited | Reduced | −4.7% | 0.22% |
| Petronet LNG Limited | Added | +6.1% | 0.21% |
| UNO Minda Limited | Added | +6.1% | 0.21% |
| Torrent Pharmaceuticals Limited | Added | +2.6% | 0.21% |
| JK Cement Limited | Added | +1.4% | 0.21% |
| JSW Infrastructure Limited | Added | +4.6% | 0.21% |
| Bharat Petroleum Corporation Limited | Reduced | −2.0% | 0.19% |
| The Indian Hotels Company Limited | Reduced | −2.1% | 0.20% |
| Cummins India Limited | Added | +9.1% | 0.20% |
| BLUE STAR LTD | Added | +9.1% | 0.20% |
| Gujarat Fluorochemicals Limited | Added | +11.9% | 0.19% |
| Tata Communications Limited | Added | +6.2% | 0.19% |
| Tata Consumer Products Limited | Added | +8.8% | 0.19% |
| Nippon Life India Asset Management Limited | Added | +5.7% | 0.19% |
| Exide Industries Limited | Added | +4.0% | 0.19% |
| PI Industries Limited | Added | +5.2% | 0.19% |
| SBI Cards and Payment Services Limited | Added | +3.4% | 0.17% |
| CG Power and Industrial Solutions Limited | Added | +3.1% | 0.18% |
| Tata Motors Passenger Vehicles Limited | Added | +8.9% | 0.18% |
| Varun Beverages Limited | Added | +1.1% | 0.18% |
| Britannia Industries Limited | Reduced | −6.5% | 0.16% |
| The Tata Power Company Limited | Added | +3.4% | 0.18% |
| LG Electronics India Limited | Added | +8.2% | 0.18% |
| ITC Hotels Limited | Added | +7.9% | 0.18% |
| ICICI Prudential Life Insurance Company Limited | Added | +8.9% | 0.18% |
| Balkrishna Industries Limited | Added | +0.7% | 0.17% |
| Jubilant Foodworks Limited | Added | +7.7% | 0.18% |
| Astral Limited | Added | +11.0% | 0.17% |
| Container Corporation of India Limited | Added | +3.1% | 0.15% |
| Adani Total Gas Limited | Added | +6.3% | 0.17% |
| HDFC Life Insurance Company Limited | Added | +3.2% | 0.17% |
| Bank of India | Added | +5.3% | 0.16% |
| LIC Housing Finance Limited | Added | +8.8% | 0.16% |
| Indian Oil Corporation Limited | Added | +8.3% | 0.16% |
| Motilal Oswal Financial Services Limited | Added | +8.1% | 0.16% |
| Bank of Maharashtra | Added | +5.6% | 0.16% |
| Schaeffler India Limited | Added | +4.3% | 0.16% |
| Wipro Limited | Reduced | −0.3% | 0.14% |
| Billionbrains Garage Ventures Ltd. | Added | +8.9% | 0.15% |
| Bajaj Holdings & Investment.Ltd | Reduced | −4.3% | 0.14% |
| GAIL (India) Limited | Added | +9.0% | 0.15% |
| Authum Investment & Infrastructure Ltd. | Added | +8.3% | 0.15% |
| Pidilite Industries Limited | Reduced | −3.8% | 0.13% |
| Ajanta Pharma Limited | Reduced | −2.9% | 0.14% |
| Thermax Limited | Reduced | −4.6% | 0.12% |
| Vedanta Limited | Added | +8.2% | 0.14% |
| DLF Limited | Reduced | −12.3% | 0.12% |
| Indian Railway Catering & Tourism Corp | Added | +8.7% | 0.14% |
| ICICI Prudential AMC Ltd | Reduced | −6.0% | 0.14% |
| Abbott India Limited | Added | +12.5% | 0.14% |
| General Insurance Corporation of India | Added | +8.1% | 0.14% |
| HDB Financial Services Limited | Added | +8.8% | 0.14% |
| Dalmia Bharat Limited | Reduced | −2.3% | 0.12% |
| Bank of Baroda | Added | +8.5% | 0.13% |
| GlaxoSmithKline Pharmaceuticals Limited | Reduced | −10.7% | 0.11% |
| Apollo Tyres Limited | Reduced | −4.1% | 0.12% |
| Berger Paints (I) Limited | Reduced | −4.4% | 0.12% |
| GLOBAL HEALTH LIMITED | Reduced | −12.2% | 0.11% |
| Adani Energy Solutions Limited | Reduced | −3.6% | 0.12% |
| Premier Energies Limited | Reduced | −12.0% | 0.09% |
| ABB India Limited | Reduced | −10.3% | 0.10% |
| Punjab National Bank | Reduced | −12.5% | 0.11% |
| Bharat Dynamics Limited | Reduced | −11.9% | 0.09% |
| Bharti Hexacom Limited | Reduced | −11.0% | 0.10% |
| Adani Green Energy Limited | Reduced | −3.5% | 0.12% |
| Rail Vikas Nigam Limited | Added | +16.8% | 0.12% |
| Linde India Limited | Reduced | −2.9% | 0.12% |
| Patanjali Foods Limited | Reduced | −12.3% | 0.11% |
| Jindal Steel Limited | Added | +1.7% | 0.12% |
| United Spirits Limited | Reduced | −3.3% | 0.11% |
| REC Limited | Reduced | −4.4% | 0.10% |
| LTM Limited | Added | +4.5% | 0.11% |
| Canara Bank | Added | +1.4% | 0.11% |
| Tata Elxsi Limited | Reduced | −3.5% | 0.10% |
| Cochin Shipyard Limited | Added | +2.3% | 0.10% |
| K.P.R. Mill Limited | Added | +1.1% | 0.11% |
| CRISIL Limited | Added | +5.4% | 0.10% |
| Siemens Limited | Added | +7.3% | 0.09% |
| Housing & Urban Development Corporation Limited | Added | +23.2% | 0.09% |
| KPIT Technologies Limited | Added | +23.2% | 0.09% |
| Siemens Energy India Limited | Reduced | −8.3% | 0.08% |
| 3M India Limited | Added | +25.0% | 0.09% |
| Neyveli Lignite Corporation Ltd. | Added | +4.9% | 0.09% |
| Lodha Developers Limited | Added | +6.3% | 0.09% |
| Tata Investment Corporation Ltd. | Reduced | −13.6% | 0.07% |
| Union Bank of India | Added | +4.5% | 0.09% |
| Adani Wilmar Limited | Added | +4.7% | 0.09% |
| Endurance Technologies Limited | Added | +7.5% | 0.09% |
| ACC Limited | Added | +29.2% | 0.08% |
| Escorts Kubota Limited | Added | +8.0% | 0.08% |
| Ambuja Cements Limited | Reduced | −15.1% | 0.06% |
| Hexaware Technologies Limited | Reduced | −6.7% | 0.07% |
| NTPC Green Energy Limited | Reduced | −4.4% | 0.08% |
| Hyundai Motor India Limited | Added | +7.7% | 0.08% |
| Hindustan Zinc Limited | Added | +6.8% | 0.08% |
| Muthoot Finance Limited | Added | +8.2% | 0.08% |
| United Breweries Limited | Added | +6.4% | 0.08% |
| Anthem Biosciences Limited | Reduced | −4.0% | 0.07% |
| Indian Railway Finance Corporation Limited | Reduced | −21.8% | 0.04% |
| Tata Capital Ltd | Reduced | −21.4% | 0.05% |
| The New India Assurance Company Ltd | Reduced | −23.5% | 0.04% |
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Funds with the most similar portfolios, across every fund house and category
| Fund | Overlap | Holdings in common | |
|---|---|---|---|
| Zerodha Life Cycle Fund 2036Zerodha | 85.7% | 253 | Compare |
| Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index FundIndex · Zerodha | 78.5% | 242 | Compare |
| Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index FundIndex · Edelweiss | 77.9% | 242 | Compare |
| Edelweiss Nifty LargeMidcap 250 ETFETF · Edelweiss | 74.6% | 241 | Compare |
| Edelweiss NIFTY Large Midcap 250 Index FundIndex · Edelweiss | 74.6% | 241 | Compare |
| Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index FundIndex · Zerodha | 74.6% | 241 | Compare |
| Zerodha Nifty LargeMidcap 250 Index FundIndex · Zerodha | 74.6% | 241 | Compare |
| Mirae Asset Nifty LargeMidcap 250 Index FundIndex · Mirae Asset | 74.6% | 241 | Compare |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Fund facts from the scheme summary document, as on 16-10-2026
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
Zerodha Life Cycle Fund 2041 is a mutual fund from Zerodha Mutual Fund. It was launched on 10-07-2026. Its benchmark is 65% Nifty 200 TRI + 5% Domestic prices of Physical Gold + 5% Domestic prices of Physical Silver + 25% CRISIL 10 year Gil. At the end of September 2026 it held 253 securities.
Kedarnath Mirajkar
Fund manager of Zerodha Life Cycle Fund 2041, since 19-06-2026
See all funds of Zerodha Mutual Fund
AUM moves with money invested or taken out, and with the value of what the fund holds.
Returns, risk, costs and the stocks they share, side by side
The Direct plan NAV is ₹9.3309, as on 30-10-2026.
The Direct plan charges 1.14% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.
Zerodha Life Cycle Fund 2041 managed ₹17.54 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
At the end of September 2026 the largest holdings were 6.94% GOI 11-May-2036 (12.35%), GOLDCASE (4.47%), SILVERCASE (4.42%), HDFCBANK (3.24%), ICICIBANK (2.83%). The fund held 253 securities in all.
It added shares in 141. It reduced 82.
Through Zerodha Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹100. You can invest once or through a monthly SIP.
Kedarnath Mirajkar (since 19-06-2026).
Nil
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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