Zerodha Life Cycle Fund 2041 vs Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund
Direct Plan, Growth option · Data as on 30-10-2026
Zerodha Life Cycle Fund 2041 is a mutual fund and Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund is an Index fund. Zerodha Life Cycle Fund 2041 charges 1.14% a year and Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund 0.79% (Direct plans). Their portfolios overlap 78.5%: they hold 242 of the same securities.
Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund
Index
- Expense ratio
- 0.79%
- NAV
- ₹9.68
Which is better, Zerodha Life Cycle Fund 2041 or Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index costs less: 0.79% a year against 1.14% (Direct plans).
- Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index fell less in its worst fall since 13-07-2026: −8.4% against −9.8%.
- Zerodha Life Cycle Fund 2041 is the larger fund: ₹18 Cr against ₹14 Cr.
- Their portfolios overlap 78.5%: 242 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Zerodha Life Cycle Fund 2041 | Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund |
|---|---|---|
| Fund house | Zerodha Mutual Fund | Zerodha Mutual Fund |
| Category | Not available | Index |
| AUM | ₹18 Cr (30-09-2026) | ₹14 Cr (30-09-2026) |
| NAV | ₹9.33 (Direct) | ₹9.68 (Direct) |
| Expense ratio (Direct) | 1.14% | 0.79% |
| Expense ratio (Regular) | Not available | Not available |
| Riskometer | Very High | Very High |
| Benchmark | 65% Nifty 200 TRI + 5% Domestic prices of Physical Gold + 5% Domestic prices of Physical Silver + 25% CRISIL 10 year Gil | Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 TRI |
| Launch date | 10-07-2026 | 20-04-2026 |
| Minimum investment | ₹100 | ₹100 |
| Lock in | Not available | None |
| Fund managers | Kedarnath Mirajkar | Kedarnath Mirajkar |
| Exit load | Nil | Nil |
Zerodha Life Cycle Fund 2041 vs Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Zerodha Life Cycle Fund 2041 (Direct) | −2.25% | −6.53% | -- | -- | -- | -- | -- |
| Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund (Direct) | −1.25% | −5.60% | −2.41% | -- | -- | -- | -- |
Zerodha Life Cycle Fund 2041 vs Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index: Rolling Returns
Every holding period of both funds
Zerodha Life Cycle Fund 2041 vs Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Zerodha Life Cycle Fund 2041 (Direct) | Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | −20.26% | −6.50% |
| Standard deviation | 10.18% | 9.24% |
| Sharpe ratio | -2.51 | -1.28 |
| Sortino ratio | -2.97 | -1.65 |
| Maximum drawdown | −9.8% (23-10-2026) | −8.4% (23-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 13-07-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Zerodha Life Cycle Fund 2041 (Direct)
Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Zerodha Life Cycle Fund 2041 (Direct) | −9.8% | 25-08-2026 | 23-10-2026 | Not yet | -- | −8.5% |
| Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund (Direct) | −8.4% | 10-08-2026 | 23-10-2026 | Not yet | -- | −6.9% |
From daily values since 13-07-2026, the first day every fund has.
Zerodha Life Cycle Fund 2041 vs Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index: Portfolio Overlap
From each fund's latest monthly portfolio: Zerodha Life Cycle Fund 2041, September 2026; Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund, September 2026
Holdings in common
- Overlap
- 78.5%
- Held by both
- 242
- Only in Zerodha Life Cycle Fund 2041
- 11
- Only in Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index
- 9
| Security | % of Zerodha Life Cycle Fund 2041 | % of Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index |
|---|---|---|
| 6.94% GOI 11-May-2036 | 12.35% | 29.83% |
| HDFC Bank Limited | 3.24% | 2.93% |
| ICICI Bank Limited | 2.83% | 2.55% |
| Reliance Industries Limited | 2.39% | 2.14% |
| Bharti Airtel Limited | 1.61% | 1.44% |
| Larsen & Toubro Limited | 1.32% | 1.18% |
| State Bank of India | 1.20% | 1.07% |
| Axis Bank Limited | 1.06% | 0.95% |
| Infosys Limited | 1.05% | 0.95% |
| Kotak Mahindra Bank Limited | 0.93% | 0.83% |
| Multi Commodity Exchange of India Limited | 0.83% | 0.72% |
| Mahindra & Mahindra Limited | 0.79% | 0.71% |
| Bajaj Finance Limited | 0.76% | 0.71% |
| ITC Limited | 0.75% | 0.68% |
| The Federal Bank Limited | 0.77% | 0.67% |
| Laurus Labs Limited | 0.75% | 0.66% |
| Eternal Limited | 0.68% | 0.63% |
| One 97 Communications Limited | 0.69% | 0.61% |
| Hero MotoCorp Limited | 0.66% | 0.58% |
| Tata Consultancy Services Limited | 0.62% | 0.56% |
| Bharat Heavy Electricals Limited | 0.60% | 0.52% |
| Coforge Limited | 0.60% | 0.52% |
| Sun Pharmaceutical Industries Limited | 0.58% | 0.51% |
| IndusInd Bank Limited | 0.57% | 0.51% |
| Titan Company Limited | 0.56% | 0.51% |
| PERSISTENT SYSTEMS LTD | 0.56% | 0.49% |
| AU Small Finance Bank Limited | 0.56% | 0.49% |
| Dixon Technologies (India) Limited | 0.54% | 0.46% |
| IDFC First Bank Limited | 0.53% | 0.46% |
| Bharat Forge Limited | 0.50% | 0.46% |
| Hindustan Unilever Limited | 0.50% | 0.45% |
| GE Vernova T&D India Limited | 0.51% | 0.44% |
| Life Insurance Corporation Of India | 0.50% | 0.43% |
| Lupin Limited | 0.49% | 0.42% |
| Indus Towers Limited | 0.48% | 0.42% |
| Suzlon Energy Limited | 0.47% | 0.41% |
| Maruti Suzuki India Limited | 0.47% | 0.41% |
| Tata Steel Limited | 0.46% | 0.41% |
| NTPC Limited | 0.46% | 0.41% |
| Aurobindo Pharma Limited | 0.46% | 0.40% |
| Info Edge (India) Limited | 0.46% | 0.40% |
| Ashok Leyland Limited | 0.44% | 0.38% |
| FSN E-Commerce Ventures Limited | 0.43% | 0.38% |
| Adani Ports and Special Economic Zone Limited | 0.39% | 0.38% |
| Bharat Electronics Limited | 0.42% | 0.37% |
| Hindalco Industries Limited | 0.41% | 0.37% |
| Shriram Finance Limited | 0.41% | 0.37% |
| Marico Limited | 0.41% | 0.36% |
| Fortis Healthcare Limited | 0.40% | 0.35% |
| BSE Ltd | 1.24% | 0.34% |
| UltraTech Cement Limited | 0.39% | 0.34% |
| HCL Technologies Limited | 0.39% | 0.34% |
| APL Apollo Tubes Limited | 0.38% | 0.34% |
| ICICI Lombard General Insurance Company Limited | 0.38% | 0.33% |
| PB Fintech Limited | 0.36% | 0.32% |
| Yes Bank Ltd | 0.36% | 0.32% |
| SWIGGY LIMITED | 0.35% | 0.32% |
| JSW Steel Limited | 0.35% | 0.32% |
| Power Grid Corporation of India Limited | 0.35% | 0.32% |
| Max Financial Services Limited | 0.35% | 0.31% |
| The Phoenix Mills Limited | 0.35% | 0.31% |
| SRF Limited | 0.35% | 0.31% |
| Bajaj Auto Limited | 0.35% | 0.31% |
| Grasim Industries Limited | 0.34% | 0.31% |
| Divi's Laboratories Limited | 0.34% | 0.31% |
| Glenmark Pharmaceuticals Limited | 0.34% | 0.30% |
| Hindustan Petroleum Corporation Limited | 0.33% | 0.29% |
| InterGlobe Aviation Limited | 0.33% | 0.29% |
| Radico Khaitan Limited | 0.33% | 0.29% |
| GMR Airports Limited | 0.33% | 0.28% |
| Asian Paints Limited | 0.32% | 0.28% |
| APAR INDUSTRIES LTD | 0.29% | 0.28% |
| Coal India Limited | 0.30% | 0.27% |
| Aditya Birla Capital Limited | 0.30% | 0.27% |
| Bajaj Finserv Limited | 0.29% | 0.27% |
| National Aluminium Company Limited | 0.30% | 0.26% |
| Eicher Motors Limited | 0.29% | 0.26% |
| JSW Energy Limited | 0.29% | 0.26% |
| Alkem Laboratories Limited | 0.29% | 0.26% |
| UPL Limited | 0.29% | 0.26% |
| TVS Motor Company Limited | 0.29% | 0.25% |
| Sundaram Finance Limited | 0.29% | 0.25% |
| Tech Mahindra Limited | 0.29% | 0.25% |
| Nestle India Limited | 0.28% | 0.25% |
| Adani Enterprises Limited | 0.25% | 0.26% |
| MphasiS Limited | 0.28% | 0.24% |
| Indian Bank | 0.28% | 0.24% |
| Mankind Pharma Limited | 0.28% | 0.24% |
| Vishal Mega Mart Limited | 0.27% | 0.24% |
| NHPC Limited | 0.27% | 0.24% |
| Oil & Natural Gas Corporation Limited | 0.26% | 0.24% |
| KEI Industries Limited | 0.26% | 0.24% |
| Hindustan Aeronautics Limited | 0.26% | 0.23% |
| Steel Authority of India Limited | 0.26% | 0.23% |
| Tata Motors Limited | 0.26% | 0.23% |
| 360 ONE WAM LIMITED | 0.26% | 0.23% |
| IPCA Laboratories Limited | 0.26% | 0.23% |
| NMDC Limited | 0.26% | 0.23% |
| Trent Limited | 0.26% | 0.23% |
| Biocon Limited | 0.26% | 0.22% |
| Havells India Limited | 0.25% | 0.22% |
| Apollo Hospitals Enterprise Limited | 0.25% | 0.22% |
| Adani Power Limited | 0.25% | 0.22% |
| TUBE INVESTMENTS OF INDIA LTD | 0.25% | 0.22% |
| Lloyds Metals And Energy Limited | 0.24% | 0.22% |
| Lenskart Solutions Limited | 0.22% | 0.43% |
| Voltas Limited | 0.24% | 0.21% |
| Oil India Limited | 0.24% | 0.21% |
| Prestige Estates Projects Limited | 0.24% | 0.21% |
| Oracle Financial Services Software Limited | 0.24% | 0.21% |
| Cipla Limited | 0.23% | 0.20% |
| Dr. Reddy's Laboratories Limited | 0.23% | 0.20% |
| SBI Life Insurance Company Limited | 0.23% | 0.20% |
| Jindal Stainless Limited | 0.23% | 0.20% |
| Colgate Palmolive (India) Limited | 0.23% | 0.20% |
| Torrent Power Limited | 0.23% | 0.20% |
| Dabur India Limited | 0.22% | 0.20% |
| The Indian Hotels Company Limited | 0.20% | 0.55% |
| Supreme Industries Limited | 0.23% | 0.19% |
| WAAREE ENERGIES LIMITED | 0.22% | 0.19% |
| L&T Finance Limited | 0.22% | 0.19% |
| Samvardhana Motherson International Limited | 0.22% | 0.19% |
| Cholamandalam Investment and Finance Company Limited | 0.21% | 0.19% |
| Godrej Properties Limited | 0.21% | 0.19% |
| Torrent Pharmaceuticals Limited | 0.21% | 0.19% |
| Jio Financial Services Limited | 0.21% | 0.19% |
| Page Industries Limited | 0.23% | 0.18% |
| Max Healthcare Institute Limited | 0.21% | 0.18% |
| Oberoi Realty Limited | 0.21% | 0.18% |
| Coromandel International Limited | 0.21% | 0.18% |
| KALYAN JEWELLERS INDIA LIMITED | 0.21% | 0.18% |
| Petronet LNG Limited | 0.21% | 0.18% |
| UNO Minda Limited | 0.21% | 0.18% |
| Mahindra & Mahindra Financial Services Limited | 0.21% | 0.18% |
| JK Cement Limited | 0.21% | 0.18% |
| JSW Infrastructure Limited | 0.21% | 0.18% |
| MRF Limited | 0.21% | 0.18% |
| BLUE STAR LTD | 0.20% | 0.17% |
| Tata Communications Limited | 0.19% | 0.17% |
| Cummins India Limited | 0.20% | 0.16% |
| Bharat Petroleum Corporation Limited | 0.19% | 0.16% |
| Gujarat Fluorochemicals Limited | 0.19% | 0.16% |
| Tata Consumer Products Limited | 0.19% | 0.16% |
| Avenue Supermarts Limited | 0.19% | 0.16% |
| Nippon Life India Asset Management Limited | 0.19% | 0.16% |
| Exide Industries Limited | 0.19% | 0.16% |
| PI Industries Limited | 0.19% | 0.16% |
| CG Power and Industrial Solutions Limited | 0.18% | 0.16% |
| Tata Motors Passenger Vehicles Limited | 0.18% | 0.16% |
| The Tata Power Company Limited | 0.18% | 0.16% |
| ITC Hotels Limited | 0.18% | 0.16% |
| Varun Beverages Limited | 0.18% | 0.15% |
| LG Electronics India Limited | 0.18% | 0.15% |
| ICICI Prudential Life Insurance Company Limited | 0.18% | 0.15% |
| Jubilant Foodworks Limited | 0.18% | 0.15% |
| SBI Cards and Payment Services Limited | 0.17% | 0.15% |
| Balkrishna Industries Limited | 0.17% | 0.15% |
| HDFC Life Insurance Company Limited | 0.17% | 0.15% |
| Britannia Industries Limited | 0.16% | 0.15% |
| Billionbrains Garage Ventures Ltd. | 0.15% | 0.22% |
| Astral Limited | 0.17% | 0.14% |
| Adani Total Gas Limited | 0.17% | 0.14% |
| Bank of India | 0.16% | 0.14% |
| LIC Housing Finance Limited | 0.16% | 0.14% |
| Bank of Maharashtra | 0.16% | 0.14% |
| ICICI Prudential AMC Ltd | 0.14% | 0.16% |
| Indian Oil Corporation Limited | 0.16% | 0.13% |
| Motilal Oswal Financial Services Limited | 0.16% | 0.13% |
| Schaeffler India Limited | 0.16% | 0.13% |
| Container Corporation of India Limited | 0.15% | 0.13% |
| Ajanta Pharma Limited | 0.14% | 0.13% |
| AIA Engineering Limited | 0.14% | 0.13% |
| Power Finance Corporation Limited | 0.13% | 0.13% |
| Solar Industries India Limited | 0.13% | 0.13% |
| GAIL (India) Limited | 0.15% | 0.12% |
| Authum Investment & Infrastructure Ltd. | 0.15% | 0.12% |
| Wipro Limited | 0.14% | 0.12% |
| Bajaj Holdings & Investment.Ltd | 0.14% | 0.12% |
| Indian Railway Catering & Tourism Corp | 0.14% | 0.12% |
| Abbott India Limited | 0.14% | 0.12% |
| General Insurance Corporation of India | 0.14% | 0.12% |
| Bank of Baroda | 0.13% | 0.12% |
| HDFC Asset Management Company Limited | 0.13% | 0.12% |
| Pidilite Industries Limited | 0.13% | 0.12% |
| Adani Green Energy Limited | 0.12% | 0.12% |
| Polycab India Limited | 0.41% | 0.11% |
| Vedanta Limited | 0.14% | 0.11% |
| HDB Financial Services Limited | 0.14% | 0.11% |
| Dalmia Bharat Limited | 0.12% | 0.11% |
| Thermax Limited | 0.12% | 0.11% |
| DLF Limited | 0.12% | 0.11% |
| Berger Paints (I) Limited | 0.12% | 0.11% |
| Linde India Limited | 0.12% | 0.11% |
| Jindal Steel Limited | 0.12% | 0.11% |
| Adani Energy Solutions Limited | 0.12% | 0.11% |
| Canara Bank | 0.11% | 0.11% |
| Patanjali Foods Limited | 0.11% | 0.11% |
| United Spirits Limited | 0.11% | 0.34% |
| K.P.R. Mill Limited | 0.11% | 0.11% |
| Vodafone Idea Limited | 0.35% | 0.10% |
| Rail Vikas Nigam Limited | 0.12% | 0.10% |
| GlaxoSmithKline Pharmaceuticals Limited | 0.11% | 0.10% |
| Punjab National Bank | 0.11% | 0.10% |
| Bosch Limited | 0.11% | 0.10% |
| GLOBAL HEALTH LIMITED | 0.11% | 0.10% |
| REC Limited | 0.10% | 0.32% |
| Cochin Shipyard Limited | 0.10% | 0.11% |
| Hitachi Energy India Limited | 0.37% | 0.09% |
| LTM Limited | 0.11% | 0.09% |
| CRISIL Limited | 0.10% | 0.09% |
| ABB India Limited | 0.10% | 0.09% |
| Bharti Hexacom Limited | 0.10% | 0.09% |
| Siemens Limited | 0.09% | 0.09% |
| Shree Cement Limited | 0.09% | 0.24% |
| Premier Energies Limited | 0.09% | 0.11% |
| Godrej Consumer Products Limited | 0.09% | 0.09% |
| Bharat Dynamics Limited | 0.09% | 0.09% |
| Lodha Developers Limited | 0.09% | 0.29% |
| Union Bank of India | 0.09% | 0.09% |
| Neyveli Lignite Corporation Ltd. | 0.09% | 0.08% |
| Endurance Technologies Limited | 0.09% | 0.08% |
| L&T Technology Services Limited | 0.08% | 0.08% |
| Escorts Kubota Limited | 0.08% | 0.08% |
| NTPC Green Energy Limited | 0.08% | 0.08% |
| Siemens Energy India Limited | 0.08% | 0.08% |
| Indian Renewable Energy Development Agency Limited | 0.08% | 0.08% |
| Bajaj Housing Finance Limited | 0.08% | 0.08% |
| Housing & Urban Development Corporation Limited | 0.09% | 0.07% |
| Zydus Lifesciences Limited | 0.08% | 0.07% |
| Hyundai Motor India Limited | 0.08% | 0.07% |
| Hindustan Zinc Limited | 0.08% | 0.07% |
| Muthoot Finance Limited | 0.08% | 0.07% |
| United Breweries Limited | 0.08% | 0.07% |
| Anthem Biosciences Limited | 0.07% | 0.08% |
| Tata Investment Corporation Ltd. | 0.07% | 0.07% |
| Hexaware Technologies Limited | 0.07% | 0.06% |
| Godfrey Phillips India Limited | 0.07% | 0.06% |
| Ambuja Cements Limited | 0.06% | 0.07% |
| Tata Capital Ltd | 0.05% | 0.05% |
| Indian Railway Finance Corporation Limited | 0.04% | 0.04% |
| Godrej Industries Ltd | 0.04% | 0.04% |
| Mazagon Dock Shipbuilders Limited | 0.04% | 0.04% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 78.5% means 78.5% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Zerodha Life Cycle Fund 2041
| Security | % of fund |
|---|---|
| Zerodha Gold ETF | 4.47% |
| Zerodha Silver ETF | 4.42% |
| Apollo Tyres Limited | 0.12% |
| Tata Elxsi Limited | 0.10% |
| KPIT Technologies Limited | 0.09% |
Largest holdings only in Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund
| Security | % of fund |
|---|---|
| Embassy Office Parks REIT | 0.33% |
| Piramal Finance Limited | 0.23% |
| Vedanta Aluminium Metal Limited | 0.19% |
| Meesho Limited | 0.18% |
| Hindustan Copper Limited | 0.16% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Zerodha Life Cycle Fund 2041 | Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index |
|---|---|---|
| Equity | 76.7% | 68.7% |
| Debt | 12.3% | 29.8% |
| Cash and others | 11.0% | 1.4% |
Market cap of stocks
| Market cap | Zerodha Life Cycle Fund 2041 | Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index |
|---|---|---|
| Large Cap | 41.2% | 35.8% |
| Mid Cap | 33.9% | 32.1% |
| Small Cap | 1.6% | 0.9% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Zerodha Life Cycle Fund 2041 | Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index |
|---|---|---|
| Banks | 13.1% | 11.8% |
| Pharmaceuticals & Biotechnology | 5.3% | 4.6% |
| IT - Software | 4.5% | 3.8% |
| Finance | 4.5% | 4.5% |
| Electrical Equipment | 3.1% | 2.6% |
| Automobiles | 3.1% | 2.8% |
| Retailing | 2.9% | 3.0% |
The six largest sectors of each fund's stocks, % of the fund.
Zerodha Life Cycle Fund 2041 vs Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Zerodha Life Cycle Fund 2041 | Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.14% | 0.79% |
| Base expense ratio (Direct) | 0.42% | 0.30% |
| Base expense ratio (Regular) | 0.00% | 0.00% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
Zerodha Life Cycle Fund 2041 vs Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund: Frequently Asked Questions
What is the difference between Zerodha Life Cycle Fund 2041 and Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund?
Zerodha Life Cycle Fund 2041 is a mutual fund, Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund is an Index fund, run by Zerodha Mutual Fund. Their portfolios overlap 78.5%. Zerodha Life Cycle Fund 2041 charges 1.14% a year and Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund 0.79%.
Which has the lower expense ratio, Zerodha Life Cycle Fund 2041 or Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund?
Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund charges less: 0.79% a year against 1.14%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Zerodha Life Cycle Fund 2041 and Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund overlap?
78.5%. They hold 242 of the same securities, the largest shared ones being 6.94% GOI 11-May-2036, HDFCBANK, ICICIBANK. From each fund's latest monthly portfolio.
Which is riskier, Zerodha Life Cycle Fund 2041 or Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund?
On SEBI's riskometer, Zerodha Life Cycle Fund 2041 is rated Very High and Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund Very High. Over their common history, the standard deviation of daily returns was 10.18% and 9.24% a year.
Can I invest in both Zerodha Life Cycle Fund 2041 and Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund?
Yes. 78.5% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Zerodha Life Cycle Fund 2041 and Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund?
Zerodha Life Cycle Fund 2041: Kedarnath Mirajkar. Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund: Kedarnath Mirajkar.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.