Zerodha Life Cycle Fund 2036 is a mutual fund run by Zerodha Mutual Fund. On 30-09-2026, it managed ₹21 Cr of investors' money.
NAV (Direct plan)
₹9.41
▼ 0.44% · 30-10-2026
Expense ratio
1.02%
A year
Riskometer
Very High
Set by the fund house
1 month return
−2.1%
Total
Zerodha Life Cycle Fund 2036 NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹9.41 (down 0.44% that day).
This fund (Direct plan)
₹9.4081
Zerodha Life Cycle Fund 2036 Returns
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−2.14%
−5.76%
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Best in category
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Worst in category
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Rank in category
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No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds. This fund's benchmark is 50% Nifty 200 TRI + 5% Domestic prices of Physical Gold + 5% Domestic prices of Physical Silver + 40% CRISIL 10 year Gil. Returns of that index are not available to us.
Zerodha Life Cycle Fund 2036 Expense Ratio and Costs
What each plan charges a year, in force from 01-10-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Direct
0.42%
0.05%
0.02%
0.53%
1.02%
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.
Zerodha Life Cycle Fund 2036 Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
66.7%Equity
Asset
Fund
Equity
66.7%
Debt
21.7%
Cash and others
11.6%
Market cap of stocks
Market cap
Fund
Large Cap
37.2%
Mid Cap
28.2%
Small Cap
1.3%
Share of the whole fund. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Credit rating
Bonds and money market papers by credit rating, % of the fund.
Rating
Fund
Sovereign
21.7%
Zerodha Life Cycle Fund 2036 Sector Allocation
Sector allocation of the fund's stocks as on 30-09-2026
Largest sectors
Banks13.9%
Pharmaceuticals & Biotechnology4.3%
IT - Software3.7%
Finance3.7%
Automobiles2.6%
Electrical Equipment2.6%
Capital Markets2.6%
Petroleum Products2.5%
Retailing2.4%
Telecom - Services2.2%
The ten largest of 45 sectors. The other 35 add up to 26.2%.
Sector changes
Sector
July 2026
August 2026
September 2026
Change
Banks
0.0%
13.1%
13.9%
+13.9%
Pharmaceuticals & Biotechnology
0.0%
4.3%
4.3%
+4.3%
Finance
0.0%
3.9%
3.7%
+3.7%
IT - Software
0.0%
4.0%
3.7%
+3.7%
Electrical Equipment
0.0%
2.7%
2.6%
+2.6%
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
Zerodha Life Cycle Fund 2036 Portfolio Holdings
As on 30-09-2026 · 253 holdings · from the fund house's monthly portfolio
Holdings
Sector / Rating
Weight%
Holdings trend
1M change
6.94% GOI 11-May-2036 · Government security
Sovereign
21.67%
Zerodha Gold ETF
4.47%
Zerodha Silver ETF
4.42%
HDFC Bank Limited
Banks
4.24%
+75.0%
ICICI Bank Limited
Banks
2.36%
+11.9%
Axis Bank Limited
Banks
2.36%
−9.6%
Reliance Industries Limited
Petroleum Products
1.98%
+10.8%
Bharti Airtel Limited
Telecom - Services
1.32%
+12.3%
Larsen & Toubro Limited
Construction
1.09%
+11.9%
BSE Ltd
Capital Markets
1.03%
+12.9%
State Bank of India
Banks
0.98%
+12.3%
Infosys Limited
IT - Software
0.88%
+15.0%
Kotak Mahindra Bank Limited
Banks
0.76%
+10.5%
Multi Commodity Exchange of India Limited
Capital Markets
0.69%
+13.3%
Mahindra & Mahindra Limited
Automobiles
0.65%
+13.5%
The Federal Bank Limited
Banks
0.64%
+10.5%
Bajaj Finance Limited
Finance
0.64%
+10.6%
ITC Limited
Diversified FMCG
0.63%
+10.5%
Laurus Labs Limited
Pharmaceuticals & Biotechnology
0.63%
+14.1%
Eternal Limited
Retailing
0.58%
+14.1%
One 97 Communications Limited
Financial Technology (Fintech)
0.58%
+14.3%
Hero MotoCorp Limited
Automobiles
0.55%
+13.4%
Tata Consultancy Services Limited
IT - Software
0.52%
+13.3%
Bharat Heavy Electricals Limited
Electrical Equipment
0.49%
+14.8%
Coforge Limited
IT - Software
0.49%
+9.5%
Sun Pharmaceutical Industries Limited
Pharmaceuticals & Biotechnology
0.48%
+13.9%
IndusInd Bank Limited
Banks
0.48%
+14.1%
Titan Company Limited
Consumer Durables
0.47%
+13.8%
AU Small Finance Bank Limited
Banks
0.47%
+14.6%
PERSISTENT SYSTEMS LTD
IT - Software
0.46%
+9.6%
Dixon Technologies (India) Limited
Consumer Durables
0.45%
+16.1%
IDFC First Bank Limited
Banks
0.44%
+9.5%
GE Vernova T&D India Limited
Electrical Equipment
0.42%
+13.5%
Bharat Forge Limited
Auto Components
0.42%
+13.5%
Hindustan Unilever Limited
Diversified FMCG
0.41%
+10.1%
Life Insurance Corporation Of India
Insurance
0.41%
+13.6%
Lupin Limited
Pharmaceuticals & Biotechnology
0.40%
+9.9%
Suzlon Energy Limited
Electrical Equipment
0.39%
+10.3%
Tata Steel Limited
Ferrous Metals
0.39%
+18.4%
Indus Towers Limited
Telecom - Services
0.39%
+13.3%
Info Edge (India) Limited
Retailing
0.39%
+17.0%
NTPC Limited
Power
0.39%
+18.2%
Aurobindo Pharma Limited
Pharmaceuticals & Biotechnology
0.38%
+11.1%
Maruti Suzuki India Limited
Automobiles
0.38%
+9.8%
Ashok Leyland Limited
Agricultural, Commercial & Construction Vehicles
0.37%
+18.2%
FSN E-Commerce Ventures Limited
Retailing
0.36%
+12.0%
Bharat Electronics Limited
Aerospace & Defense
0.35%
+9.6%
Polycab India Limited
Industrial Products
0.35%
+13.8%
Hindalco Industries Limited
Non - Ferrous Metals
0.34%
+12.2%
Fortis Healthcare Limited
Healthcare Services
0.34%
+18.6%
Marico Limited
Agricultural Food & other Products
0.34%
+9.5%
Shriram Finance Limited
Finance
0.34%
+13.6%
ICICI Lombard General Insurance Company Limited
Insurance
0.33%
+14.8%
UltraTech Cement Limited
Cement & Cement Products
0.32%
+11.1%
APL Apollo Tubes Limited
Industrial Products
0.32%
+8.3%
Adani Ports and Special Economic Zone Limited
Transport Infrastructure
0.32%
+6.0%
HCL Technologies Limited
IT - Software
0.32%
+12.7%
Hitachi Energy India Limited
Electrical Equipment
0.31%
+10.5%
Yes Bank Ltd
Banks
0.31%
+14.4%
Max Financial Services Limited
Insurance
0.30%
+12.7%
PB Fintech Limited
Financial Technology (Fintech)
0.30%
+13.3%
Bajaj Auto Limited
Automobiles
0.30%
+11.8%
SWIGGY LIMITED
Retailing
0.29%
+12.6%
JSW Steel Limited
Ferrous Metals
0.29%
+7.4%
The Phoenix Mills Limited
Realty
0.29%
+5.8%
Divi's Laboratories Limited
Pharmaceuticals & Biotechnology
0.29%
+12.1%
InterGlobe Aviation Limited
Transport Services
0.29%
+12.0%
Power Grid Corporation of India Limited
Power
0.29%
+13.2%
Grasim Industries Limited
Cement & Cement Products
0.28%
+7.3%
SRF Limited
Chemicals & Petrochemicals
0.28%
+8.1%
Vodafone Idea Limited
Telecom - Services
0.28%
+7.2%
Glenmark Pharmaceuticals Limited
Pharmaceuticals & Biotechnology
0.28%
+6.4%
Hindustan Petroleum Corporation Limited
Petroleum Products
0.27%
+13.3%
GMR Airports Limited
Transport Infrastructure
0.27%
+13.2%
Radico Khaitan Limited
Beverages
0.27%
+12.2%
Asian Paints Limited
Consumer Durables
0.26%
+10.7%
Coal India Limited
Consumable Fuels
0.26%
+18.1%
UPL Limited
Fertilizers & Agrochemicals
0.26%
+18.1%
Aditya Birla Capital Limited
Finance
0.25%
+13.2%
Eicher Motors Limited
Automobiles
0.24%
+9.5%
JSW Energy Limited
Power
0.24%
+13.0%
National Aluminium Company Limited
Non - Ferrous Metals
0.24%
+13.2%
Nestle India Limited
Food Products
0.24%
+17.9%
MphasiS Limited
IT - Software
0.24%
+17.7%
APAR INDUSTRIES LTD
Electrical Equipment
0.24%
+11.5%
Alkem Laboratories Limited
Pharmaceuticals & Biotechnology
0.24%
+5.5%
Sundaram Finance Limited
Finance
0.24%
+11.8%
MRF Limited
Auto Components
0.24%
0.0%
Bajaj Finserv Limited
Finance
0.24%
+6.2%
Vishal Mega Mart Limited
Retailing
0.23%
+10.8%
Hindustan Aeronautics Limited
Aerospace & Defense
0.23%
+20.0%
TVS Motor Company Limited
Automobiles
0.23%
+11.3%
Mankind Pharma Limited
Pharmaceuticals & Biotechnology
0.23%
+10.6%
Tech Mahindra Limited
IT - Software
0.23%
+13.1%
KEI Industries Limited
Industrial Products
0.23%
+17.8%
Indian Bank
Banks
0.22%
+10.1%
NHPC Limited
Power
0.22%
+10.7%
TUBE INVESTMENTS OF INDIA LTD
Auto Components
0.22%
+18.1%
Steel Authority of India Limited
Ferrous Metals
0.21%
+10.6%
Tata Motors Limited
Agricultural, Commercial & Construction Vehicles
0.21%
+10.7%
Oil & Natural Gas Corporation Limited
Oil
0.21%
+10.6%
Biocon Limited
Pharmaceuticals & Biotechnology
0.21%
+10.0%
360 ONE WAM LIMITED
Capital Markets
0.21%
+8.7%
IPCA Laboratories Limited
Pharmaceuticals & Biotechnology
0.21%
+10.1%
NMDC Limited
Minerals & Mining
0.21%
+10.6%
Page Industries Limited
Textiles & Apparels
0.21%
0.0%
Adani Power Limited
Power
0.21%
+10.6%
Trent Limited
Retailing
0.21%
+9.8%
Havells India Limited
Consumer Durables
0.20%
+10.1%
Oil India Limited
Oil
0.20%
+10.2%
Lloyds Metals And Energy Limited
Minerals & Mining
0.20%
+12.2%
Adani Enterprises Limited
Metals & Minerals Trading
0.20%
+9.8%
Apollo Hospitals Enterprise Limited
Healthcare Services
0.20%
+13.0%
Prestige Estates Projects Limited
Realty
0.20%
+8.5%
Oracle Financial Services Software Limited
IT - Software
0.20%
0.0%
Dr. Reddy's Laboratories Limited
Pharmaceuticals & Biotechnology
0.19%
+19.4%
SBI Life Insurance Company Limited
Insurance
0.19%
+10.1%
Jindal Stainless Limited
Ferrous Metals
0.19%
+6.4%
Voltas Limited
Consumer Durables
0.19%
+9.7%
Colgate Palmolive (India) Limited
Personal Products
0.19%
+11.7%
Torrent Power Limited
Power
0.19%
+11.8%
Dabur India Limited
Personal Products
0.18%
+7.8%
Cipla Limited
Pharmaceuticals & Biotechnology
0.18%
+11.3%
Supreme Industries Limited
Industrial Products
0.18%
+19.6%
Petronet LNG Limited
Gas
0.18%
+11.9%
WAAREE ENERGIES LIMITED
Electrical Equipment
0.18%
+10.4%
UNO Minda Limited
Auto Components
0.18%
+19.5%
Godrej Properties Limited
Realty
0.18%
+11.3%
L&T Finance Limited
Finance
0.18%
+10.7%
Jio Financial Services Limited
Finance
0.18%
+12.5%
Samvardhana Motherson International Limited
Auto Components
0.18%
+10.2%
JK Cement Limited
Cement & Cement Products
0.18%
+10.8%
Lenskart Solutions Limited
Retailing
0.18%
+12.6%
Max Healthcare Institute Limited
Healthcare Services
0.17%
+12.3%
Oberoi Realty Limited
Realty
0.17%
+13.6%
Cholamandalam Investment and Finance Company Limited
Finance
0.17%
+7.4%
Coromandel International Limited
Fertilizers & Agrochemicals
0.17%
+12.8%
KALYAN JEWELLERS INDIA LIMITED
Consumer Durables
0.17%
+7.1%
Torrent Pharmaceuticals Limited
Pharmaceuticals & Biotechnology
0.17%
+10.4%
Mahindra & Mahindra Financial Services Limited
Finance
0.17%
+10.4%
JSW Infrastructure Limited
Transport Infrastructure
0.17%
+18.1%
Bharat Petroleum Corporation Limited
Petroleum Products
0.16%
+13.4%
The Indian Hotels Company Limited
Leisure Services
0.16%
+9.3%
Tata Motors Passenger Vehicles Limited
Automobiles
0.16%
+13.0%
Tata Consumer Products Limited
Agricultural Food & other Products
0.16%
+13.9%
Avenue Supermarts Limited
Retailing
0.16%
+14.1%
The Tata Power Company Limited
Power
0.16%
+14.2%
Cummins India Limited
Industrial Products
0.16%
+10.9%
BLUE STAR LTD
Consumer Durables
0.16%
+11.3%
Gujarat Fluorochemicals Limited
Chemicals & Petrochemicals
0.15%
+20.0%
Tata Communications Limited
Telecom - Services
0.15%
+14.1%
Varun Beverages Limited
Beverages
0.15%
+14.9%
Nippon Life India Asset Management Limited
Capital Markets
0.15%
+10.4%
LG Electronics India Limited
Consumer Durables
0.15%
+13.5%
ITC Hotels Limited
Leisure Services
0.15%
+11.1%
PI Industries Limited
Fertilizers & Agrochemicals
0.15%
+21.9%
ICICI Prudential Life Insurance Company Limited
Insurance
0.15%
+13.6%
SBI Cards and Payment Services Limited
Finance
0.14%
+9.1%
CG Power and Industrial Solutions Limited
Electrical Equipment
0.14%
+8.4%
Britannia Industries Limited
Food Products
0.14%
+8.9%
Exide Industries Limited
Auto Components
0.14%
0.0%
Adani Total Gas Limited
Gas
0.14%
+14.9%
Balkrishna Industries Limited
Auto Components
0.14%
+11.7%
Jubilant Foodworks Limited
Leisure Services
0.14%
+9.2%
Astral Limited
Industrial Products
0.13%
+11.5%
Ajanta Pharma Limited
Pharmaceuticals & Biotechnology
0.13%
+23.7%
Container Corporation of India Limited
Transport Services
0.13%
+14.4%
AIA Engineering Limited
Industrial Products
0.13%
+15.3%
ICICI Prudential AMC Ltd
Capital Markets
0.13%
+24.6%
Schaeffler India Limited
Auto Components
0.13%
+14.8%
HDFC Life Insurance Company Limited
Insurance
0.13%
0.0%
Bank of India
Banks
0.12%
0.0%
LIC Housing Finance Limited
Finance
0.12%
+14.5%
HDFC Asset Management Company Limited
Capital Markets
0.12%
+15.8%
Power Finance Corporation Limited
Finance
0.12%
+26.3%
Authum Investment & Infrastructure Ltd.
Finance
0.12%
+20.4%
Indian Oil Corporation Limited
Petroleum Products
0.12%
+15.0%
Motilal Oswal Financial Services Limited
Capital Markets
0.12%
+17.5%
Bank of Maharashtra
Banks
0.12%
+14.6%
Dalmia Bharat Limited
Cement & Cement Products
0.11%
+21.4%
Billionbrains Garage Ventures Ltd.
Capital Markets
0.11%
+19.5%
Bajaj Holdings & Investment.Ltd
Finance
0.11%
0.0%
GAIL (India) Limited
Gas
0.11%
+20.2%
Thermax Limited
Electrical Equipment
0.11%
+25.9%
Vedanta Limited
Diversified Metals
0.11%
+20.3%
DLF Limited
Realty
0.11%
+12.6%
Pidilite Industries Limited
Chemicals & Petrochemicals
0.11%
+14.5%
Indian Railway Catering & Tourism Corp
Leisure Services
0.11%
+19.7%
Solar Industries India Limited
Chemicals & Petrochemicals
0.11%
0.0%
Adani Green Energy Limited
Power
0.11%
+20.8%
Apollo Tyres Limited
Auto Components
0.11%
+17.6%
Berger Paints (I) Limited
Consumer Durables
0.11%
+20.1%
Linde India Limited
Chemicals & Petrochemicals
0.11%
+20.7%
General Insurance Corporation of India
Insurance
0.11%
+19.8%
HDB Financial Services Limited
Finance
0.11%
+19.7%
Adani Energy Solutions Limited
Power
0.11%
+13.1%
Bank of Baroda
Banks
0.10%
+17.6%
Wipro Limited
IT - Software
0.10%
+13.9%
Punjab National Bank
Banks
0.10%
+20.4%
LTM Limited
IT - Software
0.10%
+30.8%
Abbott India Limited
Pharmaceuticals & Biotechnology
0.10%
+14.3%
Canara Bank
Banks
0.10%
+13.1%
Patanjali Foods Limited
Agricultural Food & other Products
0.10%
0.0%
Jindal Steel Limited
Ferrous Metals
0.10%
0.0%
United Spirits Limited
Beverages
0.10%
+17.1%
K.P.R. Mill Limited
Textiles & Apparels
0.10%
0.0%
REC Limited
Finance
0.09%
+17.1%
Godrej Consumer Products Limited
Personal Products
0.09%
+16.9%
GlaxoSmithKline Pharmaceuticals Limited
Pharmaceuticals & Biotechnology
0.09%
0.0%
Bharat Dynamics Limited
Aerospace & Defense
0.09%
+16.7%
Bosch Limited
Auto Components
0.09%
0.0%
Bharti Hexacom Limited
Telecom - Services
0.09%
+17.0%
Rail Vikas Nigam Limited
Construction
0.09%
0.0%
GLOBAL HEALTH LIMITED
Healthcare Services
0.09%
+18.2%
Cochin Shipyard Limited
Industrial Manufacturing
0.09%
+23.3%
Siemens Limited
Electrical Equipment
0.08%
0.0%
CRISIL Limited
Finance
0.08%
0.0%
Premier Energies Limited
Electrical Equipment
0.08%
0.0%
ABB India Limited
Electrical Equipment
0.08%
+18.2%
Indian Renewable Energy Development Agency Limited
Finance
0.08%
+31.1%
Bajaj Housing Finance Limited
Finance
0.08%
+18.2%
Muthoot Finance Limited
Finance
0.08%
+25.5%
3M India Limited
Diversified
0.08%
0.0%
Tata Elxsi Limited
IT - Software
0.08%
+18.8%
Lodha Developers Limited
Realty
0.08%
0.0%
Union Bank of India
Banks
0.08%
+18.1%
Adani Wilmar Limited
Agricultural Food & other Products
0.08%
0.0%
Endurance Technologies Limited
Auto Components
0.08%
+17.3%
L&T Technology Services Limited
IT - Services
0.07%
+22.2%
Escorts Kubota Limited
Agricultural, Commercial & Construction Vehicles
0.07%
0.0%
KPIT Technologies Limited
IT - Software
0.07%
+43.3%
Hyundai Motor India Limited
Automobiles
0.07%
+16.9%
Neyveli Lignite Corporation Ltd.
Power
0.07%
+23.2%
Tata Investment Corporation Ltd.
Finance
0.07%
+18.6%
United Breweries Limited
Beverages
0.07%
+25.5%
Zydus Lifesciences Limited
Pharmaceuticals & Biotechnology
0.06%
0.0%
Housing & Urban Development Corporation Limited
Finance
0.06%
0.0%
Shree Cement Limited
Cement & Cement Products
0.06%
0.0%
Anthem Biosciences Limited
Pharmaceuticals & Biotechnology
0.06%
+22.9%
NTPC Green Energy Limited
Power
0.06%
0.0%
Siemens Energy India Limited
Electrical Equipment
0.06%
0.0%
Hindustan Zinc Limited
Non - Ferrous Metals
0.06%
0.0%
ACC Limited
Cement & Cement Products
0.05%
0.0%
Ambuja Cements Limited
Cement & Cement Products
0.05%
0.0%
Hexaware Technologies Limited
IT - Software
0.05%
0.0%
Godfrey Phillips India Limited
Cigarettes & Tobacco Products
0.05%
0.0%
Honeywell Automation India Limited
Industrial Manufacturing
0.05%
0.0%
Mazagon Dock Shipbuilders Limited
Industrial Manufacturing
0.04%
0.0%
Tata Capital Ltd
Finance
0.04%
0.0%
SJVN LIMITED
Power
0.03%
0.0%
Indian Railway Finance Corporation Limited
Finance
0.03%
0.0%
Godrej Industries Ltd
Diversified
0.03%
0.0%
The New India Assurance Company Ltd
Insurance
0.03%
0.0%
Zerodha Life Cycle Fund 2036 Stocks Bought and Sold
All changes are between August 2026 and September 2026
More
Stocks bought and sold in September 2026
HDFC Bank Limited
↑Added
+75.0%
4.24%
Axis Bank Limited
↓Reduced
−9.6%
2.36%
ICICI Bank Limited
↑Added
+11.9%
2.36%
Reliance Industries Limited
↑Added
+10.8%
1.98%
Bharti Airtel Limited
↑Added
+12.3%
1.32%
Larsen & Toubro Limited
↑Added
+11.9%
1.09%
State Bank of India
↑Added
+12.3%
0.98%
BSE Ltd
↑Added
+12.9%
1.03%
Infosys Limited
↑Added
+15.0%
0.88%
Kotak Mahindra Bank Limited
↑Added
+10.5%
0.76%
The Federal Bank Limited
↑Added
+10.5%
0.64%
Multi Commodity Exchange of India Limited
↑Added
+13.3%
0.69%
Mahindra & Mahindra Limited
↑Added
+13.5%
0.65%
Bajaj Finance Limited
↑Added
+10.6%
0.64%
ITC Limited
↑Added
+10.5%
0.63%
Laurus Labs Limited
↑Added
+14.1%
0.63%
Eternal Limited
↑Added
+14.1%
0.58%
One 97 Communications Limited
↑Added
+14.3%
0.58%
Tata Consultancy Services Limited
↑Added
+13.3%
0.52%
Hero MotoCorp Limited
↑Added
+13.4%
0.55%
Coforge Limited
↑Added
+9.5%
0.49%
IndusInd Bank Limited
↑Added
+14.1%
0.48%
PB Fintech Limited
↑Added
+13.3%
0.30%
Sun Pharmaceutical Industries Limited
↑Added
+13.9%
0.48%
Bharat Heavy Electricals Limited
↑Added
+14.8%
0.49%
Titan Company Limited
↑Added
+13.8%
0.47%
PERSISTENT SYSTEMS LTD
↑Added
+9.6%
0.46%
Dixon Technologies (India) Limited
↑Added
+16.1%
0.45%
AU Small Finance Bank Limited
↑Added
+14.6%
0.47%
Suzlon Energy Limited
↑Added
+10.3%
0.39%
IDFC First Bank Limited
↑Added
+9.5%
0.44%
Bharat Forge Limited
↑Added
+13.5%
0.42%
Hindustan Unilever Limited
↑Added
+10.1%
0.41%
GE Vernova T&D India Limited
↑Added
+13.5%
0.42%
Lupin Limited
↑Added
+9.9%
0.40%
Maruti Suzuki India Limited
↑Added
+9.8%
0.38%
Life Insurance Corporation Of India
↑Added
+13.6%
0.41%
Tata Steel Limited
↑Added
+18.4%
0.39%
Indus Towers Limited
↑Added
+13.3%
0.39%
Polycab India Limited
↑Added
+13.8%
0.35%
Info Edge (India) Limited
↑Added
+17.0%
0.39%
NTPC Limited
↑Added
+18.2%
0.39%
Ashok Leyland Limited
↑Added
+18.2%
0.37%
Aurobindo Pharma Limited
↑Added
+11.1%
0.38%
FSN E-Commerce Ventures Limited
↑Added
+12.0%
0.36%
Fortis Healthcare Limited
↑Added
+18.6%
0.34%
Bharat Electronics Limited
↑Added
+9.6%
0.35%
Shriram Finance Limited
↑Added
+13.6%
0.34%
Hindalco Industries Limited
↑Added
+12.2%
0.34%
Marico Limited
↑Added
+9.5%
0.34%
Hitachi Energy India Limited
↑Added
+10.5%
0.31%
ICICI Lombard General Insurance Company Limited
↑Added
+14.8%
0.33%
HCL Technologies Limited
↑Added
+12.7%
0.32%
Max Financial Services Limited
↑Added
+12.7%
0.30%
UltraTech Cement Limited
↑Added
+11.1%
0.32%
APL Apollo Tubes Limited
↑Added
+8.3%
0.32%
Adani Ports and Special Economic Zone Limited
↑Added
+6.0%
0.32%
Bajaj Auto Limited
↑Added
+11.8%
0.30%
SWIGGY LIMITED
↑Added
+12.6%
0.29%
Grasim Industries Limited
↑Added
+7.3%
0.28%
Yes Bank Ltd
↑Added
+14.4%
0.31%
Vodafone Idea Limited
↑Added
+7.2%
0.28%
JSW Steel Limited
↑Added
+7.4%
0.29%
Glenmark Pharmaceuticals Limited
↑Added
+6.4%
0.28%
The Phoenix Mills Limited
↑Added
+5.8%
0.29%
Divi's Laboratories Limited
↑Added
+12.1%
0.29%
InterGlobe Aviation Limited
↑Added
+12.0%
0.29%
SRF Limited
↑Added
+8.1%
0.28%
Power Grid Corporation of India Limited
↑Added
+13.2%
0.29%
Asian Paints Limited
↑Added
+10.7%
0.26%
Bajaj Finserv Limited
↑Added
+6.2%
0.24%
Hindustan Petroleum Corporation Limited
↑Added
+13.3%
0.27%
GMR Airports Limited
↑Added
+13.2%
0.27%
Radico Khaitan Limited
↑Added
+12.2%
0.27%
Eicher Motors Limited
↑Added
+9.5%
0.24%
National Aluminium Company Limited
↑Added
+13.2%
0.24%
Coal India Limited
↑Added
+18.1%
0.26%
UPL Limited
↑Added
+18.1%
0.26%
KEI Industries Limited
↑Added
+17.8%
0.23%
Nestle India Limited
↑Added
+17.9%
0.24%
MphasiS Limited
↑Added
+17.7%
0.24%
Alkem Laboratories Limited
↑Added
+5.5%
0.24%
Aditya Birla Capital Limited
↑Added
+13.2%
0.25%
Vishal Mega Mart Limited
↑Added
+10.8%
0.23%
JSW Energy Limited
↑Added
+13.0%
0.24%
Havells India Limited
↑Added
+10.1%
0.20%
APAR INDUSTRIES LTD
↑Added
+11.5%
0.24%
TVS Motor Company Limited
↑Added
+11.3%
0.23%
Indian Bank
↑Added
+10.1%
0.22%
Sundaram Finance Limited
↑Added
+11.8%
0.24%
Tech Mahindra Limited
↑Added
+13.1%
0.23%
Hindustan Aeronautics Limited
↑Added
+20.0%
0.23%
Tata Motors Limited
↑Added
+10.7%
0.21%
Biocon Limited
↑Added
+10.0%
0.21%
360 ONE WAM LIMITED
↑Added
+8.7%
0.21%
NMDC Limited
↑Added
+10.6%
0.21%
Mankind Pharma Limited
↑Added
+10.6%
0.23%
Trent Limited
↑Added
+9.8%
0.21%
TUBE INVESTMENTS OF INDIA LTD
↑Added
+18.1%
0.22%
Steel Authority of India Limited
↑Added
+10.6%
0.21%
Prestige Estates Projects Limited
↑Added
+8.5%
0.20%
NHPC Limited
↑Added
+10.7%
0.22%
Oil & Natural Gas Corporation Limited
↑Added
+10.6%
0.21%
Voltas Limited
↑Added
+9.7%
0.19%
Apollo Hospitals Enterprise Limited
↑Added
+13.0%
0.20%
Godrej Properties Limited
↑Added
+11.3%
0.18%
L&T Finance Limited
↑Added
+10.7%
0.18%
IPCA Laboratories Limited
↑Added
+10.1%
0.21%
Adani Power Limited
↑Added
+10.6%
0.21%
Oil India Limited
↑Added
+10.2%
0.20%
Lloyds Metals And Energy Limited
↑Added
+12.2%
0.20%
Adani Enterprises Limited
↑Added
+9.8%
0.20%
Cipla Limited
↑Added
+11.3%
0.18%
Dr. Reddy's Laboratories Limited
↑Added
+19.4%
0.19%
Cholamandalam Investment and Finance Company Limited
↑Added
+7.4%
0.17%
SBI Life Insurance Company Limited
↑Added
+10.1%
0.19%
Jindal Stainless Limited
↑Added
+6.4%
0.19%
Colgate Palmolive (India) Limited
↑Added
+11.7%
0.19%
WAAREE ENERGIES LIMITED
↑Added
+10.4%
0.18%
Jio Financial Services Limited
↑Added
+12.5%
0.18%
Mahindra & Mahindra Financial Services Limited
↑Added
+10.4%
0.17%
Torrent Power Limited
↑Added
+11.8%
0.19%
Dabur India Limited
↑Added
+7.8%
0.18%
Max Healthcare Institute Limited
↑Added
+12.3%
0.17%
Coromandel International Limited
↑Added
+12.8%
0.17%
Supreme Industries Limited
↑Added
+19.6%
0.18%
KALYAN JEWELLERS INDIA LIMITED
↑Added
+7.1%
0.17%
Petronet LNG Limited
↑Added
+11.9%
0.18%
UNO Minda Limited
↑Added
+19.5%
0.18%
Samvardhana Motherson International Limited
↑Added
+10.2%
0.18%
JK Cement Limited
↑Added
+10.8%
0.18%
Lenskart Solutions Limited
↑Added
+12.6%
0.18%
Oberoi Realty Limited
↑Added
+13.6%
0.17%
Tata Consumer Products Limited
↑Added
+13.9%
0.16%
Cummins India Limited
↑Added
+10.9%
0.16%
Torrent Pharmaceuticals Limited
↑Added
+10.4%
0.17%
ICICI Prudential Life Insurance Company Limited
↑Added
+13.6%
0.15%
JSW Infrastructure Limited
↑Added
+18.1%
0.17%
Bharat Petroleum Corporation Limited
↑Added
+13.4%
0.16%
The Indian Hotels Company Limited
↑Added
+9.3%
0.16%
Tata Motors Passenger Vehicles Limited
↑Added
+13.0%
0.16%
Avenue Supermarts Limited
↑Added
+14.1%
0.16%
The Tata Power Company Limited
↑Added
+14.2%
0.16%
Nippon Life India Asset Management Limited
↑Added
+10.4%
0.15%
BLUE STAR LTD
↑Added
+11.3%
0.16%
SBI Cards and Payment Services Limited
↑Added
+9.1%
0.14%
CG Power and Industrial Solutions Limited
↑Added
+8.4%
0.14%
Gujarat Fluorochemicals Limited
↑Added
+20.0%
0.15%
Tata Communications Limited
↑Added
+14.1%
0.15%
Varun Beverages Limited
↑Added
+14.9%
0.15%
Britannia Industries Limited
↑Added
+8.9%
0.14%
LG Electronics India Limited
↑Added
+13.5%
0.15%
ITC Hotels Limited
↑Added
+11.1%
0.15%
PI Industries Limited
↑Added
+21.9%
0.15%
Jubilant Foodworks Limited
↑Added
+9.2%
0.14%
Astral Limited
↑Added
+11.5%
0.13%
Container Corporation of India Limited
↑Added
+14.4%
0.13%
Adani Total Gas Limited
↑Added
+14.9%
0.14%
Balkrishna Industries Limited
↑Added
+11.7%
0.14%
Ajanta Pharma Limited
↑Added
+23.7%
0.13%
HDFC Asset Management Company Limited
↑Added
+15.8%
0.12%
AIA Engineering Limited
↑Added
+15.3%
0.13%
ICICI Prudential AMC Ltd
↑Added
+24.6%
0.13%
Schaeffler India Limited
↑Added
+14.8%
0.13%
LIC Housing Finance Limited
↑Added
+14.5%
0.12%
Power Finance Corporation Limited
↑Added
+26.3%
0.12%
Authum Investment & Infrastructure Ltd.
↑Added
+20.4%
0.12%
Indian Oil Corporation Limited
↑Added
+15.0%
0.12%
Motilal Oswal Financial Services Limited
↑Added
+17.5%
0.12%
Bank of Maharashtra
↑Added
+14.6%
0.12%
Dalmia Bharat Limited
↑Added
+21.4%
0.11%
Wipro Limited
↑Added
+13.9%
0.10%
Billionbrains Garage Ventures Ltd.
↑Added
+19.5%
0.11%
GAIL (India) Limited
↑Added
+20.2%
0.11%
Thermax Limited
↑Added
+25.9%
0.11%
Vedanta Limited
↑Added
+20.3%
0.11%
DLF Limited
↑Added
+12.6%
0.11%
Pidilite Industries Limited
↑Added
+14.5%
0.11%
Indian Railway Catering & Tourism Corp
↑Added
+19.7%
0.11%
Adani Green Energy Limited
↑Added
+20.8%
0.11%
Apollo Tyres Limited
↑Added
+17.6%
0.11%
Berger Paints (I) Limited
↑Added
+20.1%
0.11%
Linde India Limited
↑Added
+20.7%
0.11%
General Insurance Corporation of India
↑Added
+19.8%
0.11%
HDB Financial Services Limited
↑Added
+19.7%
0.11%
Adani Energy Solutions Limited
↑Added
+13.1%
0.11%
Bank of Baroda
↑Added
+17.6%
0.10%
Punjab National Bank
↑Added
+20.4%
0.10%
LTM Limited
↑Added
+30.8%
0.10%
Abbott India Limited
↑Added
+14.3%
0.10%
Canara Bank
↑Added
+13.1%
0.10%
United Spirits Limited
↑Added
+17.1%
0.10%
REC Limited
↑Added
+17.1%
0.09%
Godrej Consumer Products Limited
↑Added
+16.9%
0.09%
ABB India Limited
↑Added
+18.2%
0.08%
Bharat Dynamics Limited
↑Added
+16.7%
0.09%
Bharti Hexacom Limited
↑Added
+17.0%
0.09%
GLOBAL HEALTH LIMITED
↑Added
+18.2%
0.09%
Tata Elxsi Limited
↑Added
+18.8%
0.08%
Cochin Shipyard Limited
↑Added
+23.3%
0.09%
Indian Renewable Energy Development Agency Limited
↑Added
+31.1%
0.08%
Bajaj Housing Finance Limited
↑Added
+18.2%
0.08%
Muthoot Finance Limited
↑Added
+25.5%
0.08%
Union Bank of India
↑Added
+18.1%
0.08%
Endurance Technologies Limited
↑Added
+17.3%
0.08%
L&T Technology Services Limited
↑Added
+22.2%
0.07%
KPIT Technologies Limited
↑Added
+43.3%
0.07%
Hyundai Motor India Limited
↑Added
+16.9%
0.07%
Neyveli Lignite Corporation Ltd.
↑Added
+23.2%
0.07%
Tata Investment Corporation Ltd.
↑Added
+18.6%
0.07%
United Breweries Limited
↑Added
+25.5%
0.07%
Anthem Biosciences Limited
↑Added
+22.9%
0.06%
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Zerodha Life Cycle Fund 2036 Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
1.02%
Category
Not available
Risk
Very High
Launch date
10-07-2026
Minimum investment
₹100
Minimum additional investment
₹100
AUM
₹20.87 Cr (30-09-2026)
Lock in
Not available
Scheme code (Direct)
154436
ISIN (Direct)
INF0R8F01224
NAV history
From 13-07-2026, 0.3 years
Benchmark
50% Nifty 200 TRI + 5% Domestic prices of Physical Gold + 5% Domestic prices of Physical Silver + 40% CRISIL 10 year Gil
Exit load
Nil
Tax on Zerodha Life Cycle Fund 2036 returns
How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
About Zerodha Life Cycle Fund 2036
Zerodha Life Cycle Fund 2036 is a mutual fund from Zerodha Mutual Fund. It was launched on 10-07-2026. Its benchmark is 50% Nifty 200 TRI + 5% Domestic prices of Physical Gold + 5% Domestic prices of Physical Silver + 40% CRISIL 10 year Gil. At the end of September 2026 it held 253 securities.
Fund Manager
Kedarnath Mirajkar
Fund manager of Zerodha Life Cycle Fund 2036, since 19-06-2026
Frequently Asked Questions for Zerodha Life Cycle Fund 2036
What is the current NAV of Zerodha Life Cycle Fund 2036?
The Direct plan NAV is ₹9.4081, as on 30-10-2026.
What is the expense ratio of Zerodha Life Cycle Fund 2036?
The Direct plan charges 1.02% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.
What is the AUM of Zerodha Life Cycle Fund 2036?
Zerodha Life Cycle Fund 2036 managed ₹20.87 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of Zerodha Life Cycle Fund 2036?
At the end of September 2026 the largest holdings were 6.94% GOI 11-May-2036 (21.67%), GOLDCASE (4.47%), SILVERCASE (4.42%), HDFCBANK (4.24%), ICICIBANK (2.36%). The fund held 253 securities in all.
What did Zerodha Life Cycle Fund 2036 buy and sell in September 2026?
It added shares in 211. It reduced 1.
How do I invest in Zerodha Life Cycle Fund 2036?
Through Zerodha Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹100. You can invest once or through a monthly SIP.
Who is the fund manager of Zerodha Life Cycle Fund 2036?
Kedarnath Mirajkar (since 19-06-2026).
What is the exit load of Zerodha Life Cycle Fund 2036?
Nil
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
Track Zerodha Life Cycle Fund 2036 in WealthGamma
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