UTI Conservative Hybrid Fund

Conservative HybridDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

UTI Conservative Hybrid Fund is a Conservative Hybrid fund run by UTI Mutual Fund. On 30-09-2026, it managed ₹1,602 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 7.5% a year and its Regular plan returned 6.8% a year.

NAV (Direct plan): ₹75.67; ▼ 0.06%30-10-2026
NAV (Regular plan): ₹69.39; ▼ 0.07%30-10-2026
Expense ratio: 1.25%Direct1.86%Regular; 1.25%; A year
Riskometer: Moderately High; Set by the fund house
3 year return: 7.5%Direct6.8%Regular; 7.5%; A year

UTI Conservative Hybrid Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹75.67 (down 0.06% that day); Regular Plan Growth ₹69.39 (down 0.07% that day).

This fund (Direct plan)

₹75.6663

UTI Conservative Hybrid Fund Returns vs Conservative Hybrid Funds

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−0.49%	−2.16%	+0.39%	−0.86%	+7.45%	+6.67%	+7.73%
This fund (Regular)	−0.54%	−2.31%	+0.10%	−1.42%	+6.80%	+6.03%	+7.05%
Conservative Hybrid average	−0.46%	−1.48%	+0.87%	+1.02%	+7.61%	+7.13%	+7.52%
Best in Conservative Hybrid	+0.16%	−0.05%	+2.51%	+4.80%	+8.72%	+9.43%	+9.22%
Worst in Conservative Hybrid	−1.26%	−2.24%	+0.10%	−1.40%	+5.41%	+5.09%	+5.91%
Rank in Conservative Hybrid	10/18	17/18	14/18	17/18	12/18	13/17	7/16

Category rows compare the Direct plans of 18 Conservative Hybrid funds. Rank 1 is the highest return. This fund's benchmark is Nifty 50 Hybrid Composite Debt 15:85 Conservative Index. Returns of that index are not available to us, so the category average is the comparison.

UTI Conservative Hybrid Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	−1.25%	−1.72%
2025	+6.72%	+6.07%
2024	+12.32%	+11.61%
2023	+11.96%	+11.30%
2022	+3.91%	+3.32%
2021	+13.83%	+13.17%

UTI Conservative Hybrid Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,617 periods, one for each trading day from 04-01-2016 to 30-10-2026.

0%5%10%15%20%

Nov 2013
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025

UTI Conservative Hybrid Fund (Direct)Category average, 18 Conservative Hybrid funds

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	3,093	9.5%	−12.3%	29.6%	4%	8.8%	62%
2 years	2,858	10.1%	−3.1%	20.6%	2%	9.9%	65%
3 years	2,617	9.6%	0.5%	16.2%	0%	9.3%	69%
5 years	2,134	8.7%	3.8%	13.9%	0%	8.5%	64%
7 years	1,653	8.7%	7.3%	10.3%	0%	8.5%	62%
10 years	925	9.2%	7.6%	10.4%	0%	9.0%	97%

Every SIP holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	154	9.0%	−16.3%	26.0%	6%	8.8%	59%
2 years	142	9.5%	−7.4%	20.5%	4%	8.8%	65%
3 years	130	9.9%	−3.5%	14.4%	2%	9.4%	64%
5 years	106	8.8%	1.3%	12.9%	0%	8.5%	69%
7 years	82	8.6%	4.3%	11.2%	0%	8.5%	74%
10 years	46	9.1%	7.8%	10.1%	0%	8.9%	91%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 18 Conservative Hybrid funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.

UTI Conservative Hybrid Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	UTI Conservative Hybrid Fund (Direct)This fund	Category average
Return (CAGR)	−0.86%	+1.02%
Standard deviation	4.25%	3.40%
Sharpe ratio	-1.44	-1.24
Sortino ratio	-1.90	-1.65
Maximum drawdown	−4.5% (30-03-2026)	−3.1% (30-03-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	UTI Conservative Hybrid Fund (Direct)This fund	Category average
Return (CAGR)	+7.45%	+7.62%
Standard deviation	3.86%	3.24%
Sharpe ratio	0.37	0.49
Sortino ratio	0.51	0.68
Maximum drawdown	−4.5% (30-03-2026)	−3.1% (30-03-2026)

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	UTI Conservative Hybrid Fund (Direct)This fund	Category average
Return (CAGR)	+6.67%	+7.17%
Standard deviation	3.81%	3.26%
Sharpe ratio	0.23	0.42
Sortino ratio	0.31	0.57
Maximum drawdown	−4.9% (17-06-2022)	−3.9% (17-06-2022)

From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	UTI Conservative Hybrid Fund (Direct)This fund	Category average
Return (CAGR)	+7.73%	+7.59%
Standard deviation	4.56%	3.83%
Sharpe ratio	0.51	0.57
Sortino ratio	0.67	0.77
Maximum drawdown	−14.4% (23-03-2020)	−11.2% (23-03-2020)

From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	UTI Conservative Hybrid Fund (Direct)This fund	Category average
Return (CAGR)	+8.94%	+8.70%
Standard deviation	4.49%	3.97%
Sharpe ratio	0.64	0.67
Sortino ratio	0.86	0.90
Maximum drawdown	−14.4% (23-03-2020)	−11.2% (23-03-2020)

From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−15%−10%−5%0%

2014201620182020202220242026

UTI Conservative Hybrid Fund (Direct)Category average, 18 Conservative Hybrid funds

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
UTI Conservative Hybrid Fund (Direct)	−14.4%	16-01-2020	23-03-2020	03-09-2020	5 months	−2.8%
Category average	−11.2%	13-02-2020	23-03-2020	21-07-2020	4 months	−2.1%

From the Direct plan's daily NAV since 02-01-2013, adjusted for unit splits, and the average of the 18 Conservative Hybrid funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

UTI Conservative Hybrid Fund vs Other Conservative Hybrid Funds

The five Conservative Hybrid funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Parag Parikh Conservative Hybrid Fund	1/18	3,454	0.32%	+1.84%	+8.72%	--	--	0.99	1.39	Compare
HSBC Conservative Hybrid Fund	2/18	152	1.19%	+0.59%	+8.59%	--	--	0.53	0.74	Compare
ICICI Prudential Conservative Hybrid Fund	3/18	3,270	1.04%	+1.04%	+8.45%	--	--	0.77	1.07	Compare
Nippon India Conservative Hybrid Fund	4/18	977	1.01%	+4.80%	+8.44%	--	--	1.24	1.80	Compare
Aditya Birla Sun Life Conservative Hybrid Fund	5/18	1,467	0.96%	+1.68%	+8.39%	--	--	0.72	1.00	Compare
UTI Conservative Hybrid Fund	12/18	1,602	1.25%	−0.86%	+7.45%	--	--	0.37	0.51

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

UTI Conservative Hybrid Fund Expense Ratio and Costs

What each plan charges a year, in force from 28-09-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Conservative Hybrid median	Cost rank (1 = cheapest)
Direct	1.04%	0.01%	0.00%	0.20%	1.25%	0.99%	17/18
Regular	1.58%	0.01%	0.00%	0.27%	1.86%	1.83%	10/18

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Conservative Hybrid funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	−1.42%	−0.86%	0.56%	₹98,580	₹99,140
3 years	6.80%	7.45%	0.65% a year	₹1,21,819	₹1,24,056
5 years	6.03%	6.67%	0.64% a year	₹1,34,012	₹1,38,106
10 years	7.05%	7.73%	0.68% a year	₹1,97,636	₹2,10,556

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

UTI Conservative Hybrid Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 02-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planUTI Conservative Hybrid Fund (Direct)	₹16,60,000	₹30,12,345	₹13,52,345	8.2%
Regular planUTI Conservative Hybrid Fund (Regular)	₹16,60,000	₹28,61,191	₹12,01,191	7.5%
Category averageCategory average, 18 Conservative Hybrid funds	₹16,60,000	₹30,07,378	₹13,47,378	8.2%

₹0₹10.0 L₹20.0 L₹30.0 L₹40.0 L

2014201620182020202220242026

Direct planUTI Conservative Hybrid Fund (Direct)Regular planUTI Conservative Hybrid Fund (Regular)Category averageCategory average, 18 Conservative Hybrid fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

UTI Conservative Hybrid Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

66.1%Debt

Asset	Fund	Category
Debt	66.1%	68.7%
Equity	24.1%	19.1%
Cash and others	9.8%	12.3%

Market cap of stocks

Market cap	Fund	Category
Large Cap	15.9%	12.8%
Mid Cap	4.4%	3.3%
Small Cap	3.6%	2.7%
Not on AMFI's list	0.3%	0.2%

Share of the whole fund. Category: the average of the Conservative Hybrid funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Credit rating

Bonds and money market papers by credit rating, % of the fund. Category: the average of 18 Conservative Hybrid funds.

Rating	Fund	Category
Sovereign	21.4%	27.2%
AAA and A1+	38.9%	27.4%
AA	5.8%	12.7%

UTI Conservative Hybrid Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Banks6.8%
IT - Software2.0%
Automobiles1.9%
Pharmaceuticals & Biotechnology1.6%
Realty1.1%
Telecom - Services1.0%
Retailing0.7%
Power0.7%
Healthcare Services0.6%
Consumer Durables0.6%

The ten largest of 35 sectors. The other 25 add up to 7.0%.

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Banks	7.0%	7.0%	6.8%	−0.2%
IT - Software	2.2%	2.2%	2.0%	−0.2%
Automobiles	2.0%	2.0%	1.9%	0.0%
Pharmaceuticals & Biotechnology	1.5%	1.4%	1.6%	+0.1%
Realty	1.1%	1.2%	1.1%	0.0%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

UTI Conservative Hybrid Fund Portfolio Holdings

As on 30-09-2026 · 107 holdings · from the fund house's monthly portfolio

Holdings	Sector / Rating	Weight%	1M change
6.90% GSEC MAT - 15/04/2065 · Government security	SOV	7.01%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT · Bond	CRISIL-AAA	4.61%
7.24% GSEC MAT- 18/08/2055 · Government security	SOV	3.87%
NCD REC LTD · Bond	ICRA-AAA	3.10%
NCD LIC HOUSING FINANCE LTD. · Bond	CRISIL-AAA	3.08%
NCD JIO CREDIT LTD · Bond	CRISIL-AAA	3.06%
07.80% XIRR PTC- SIDDHIVINAYAK SECURITISATION TRUST-28/09/2030	CRISIL-AAA(SO)	2.98%
7.34% GSEC MAT- 22/04/2064 · Government security	SOV	2.97%
06.94% GSEC Mat- 11/05/2036 · Government security	SOV	2.15%
EQ - HDFC BANK LIMITED	Banks	1.95%	0.0%
NCD CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED · Bond	ICRA-AA+	1.56%
NCD MUTHOOT FINANCE LTD · Bond	CRISIL-AA+	1.56%
NCD MUTHOOT FINANCE LTD · Bond	CRISIL-AA+	1.56%
NCD POWER FINANCE CORPORATION LTD. · Bond	CRISIL-AAA	1.55%
NCD POONAWALLA FINCORP LTD. · Bond	CRISIL-AAA	1.55%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA · Bond	CRISIL-AAA	1.55%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA · Bond	CRISIL-AAA	1.55%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT · Bond	CRISIL-AAA	1.54%
NCD BAJAJ FINANCE LTD. · Bond	CRISIL-AAA	1.54%
NCD BAJAJ FINANCE LTD. · Bond	CRISIL-AAA	1.54%
NCD BAJAJ HOUSING FINANCE LTD · Bond	CRISIL-AAA	1.54%
NCD KOTAK MAHINDRA PRIME LTD.	CRISIL-AAA	1.54%
NCD REC LTD · Bond	CRISIL-AAA	1.53%
EQ - ICICI BANK LTD	Banks	1.53%	0.0%
NCD EXPORT IMPORT BANK OF INDIA · Bond	CRISIL-AAA	1.53%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA · Bond	CRISIL-AAA	1.53%
07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029	CRISIL-AAA(SO)	1.49%
06.90% BIHAR SDL - 16/07/2035 · State government security	SOV	1.47%
06.80 TN SDL MAT 02/07/2035 · State government security	SOV	1.46%
NCD REC LTD · Bond	CRISIL-AAA	1.45%
7.08% A P SGL MAT - 26/03/2037 · State government security	SOV	1.17%
NCD TORRENT PHARMACEUTICALS LTD. · Bond	ICRA-AA+	1.11%
EQ - KOTAK MAHINDRA BANK LTD.	Banks	1.02%	0.0%
EQ - BHARTI AIRTEL LTD.	Telecom - Services	1.01%	0.0%
EQ - AXIS BANK LTD.	Banks	0.96%	+2.5%
07.71% GSEC Mat- 18/05/2066 · Government security	SOV	0.94%
EQ - INFOSYS LTD.	IT - Software	0.79%	+1.6%
EQ - STATE BANK OF INDIA	Banks	0.78%	0.0%
EQ - MAHINDRA & MAHINDRA LTD.	Automobiles	0.72%	0.0%
NCD NATIONAL HIGHWAYS AUTHORITY OF INDIA · Bond	CRISIL-AAA	0.63%
EQ - TECH MAHINDRA LTD.	IT - Software	0.60%	0.0%
EQ - RELIANCE INDUSTRIES LTD.	Petroleum Products	0.59%	0.0%
EQ - MARUTI SUZUKI INDIA LTD.	Automobiles	0.47%	0.0%
EQ - POWER GRID CORPORATION OF INDI	Power	0.46%	0.0%
EQ - PHOENIX MILLS LTD	Realty	0.45%	0.0%
EQ - CIPLA LTD.	Pharmaceuticals & Biotechnology	0.42%	0.0%
EQ - TATA STEEL LTD.	Ferrous Metals	0.40%	0.0%
EQ - INDUSIND BANK	Banks	0.39%	0.0%
EQ - MPHASIS LTD	IT - Software	0.39%	−2.9%
EQ - LARSEN & TOUBRO LTD.	Construction	0.36%	+71.0%
EQ - MAHINDRA & MAHINDRA FINANCIAL	Finance	0.36%	0.0%
EQ - BRIGADE ENTERPRISES LTD.	Realty	0.36%	−4.8%
EQ - SUN PHARMACEUTICALS INDUSTRIES	Pharmaceuticals & Biotechnology	0.34%	0.0%
EQ - FORTIS HEALTHCARE LTD.	Healthcare Services	0.34%	+6.1%
EQ - INFO-EDGE (INDIA) LTD.	Retailing	0.34%	0.0%
EQ - EICHER MOTORS LTD	Automobiles	0.33%	0.0%
EQ - CROMPTON GREAVES CONSUMER ELEC	Consumer Durables	0.33%	0.0%
EQ - COAL INDIA LTD.	Consumable Fuels	0.33%	0.0%
EQ - DLF LTD.	Realty	0.32%	−8.5%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS	-	0.32%
EQ - ORCHID PHARMA LTD.	Pharmaceuticals & Biotechnology	0.31%	−1.2%
EQ - VARUN BEVERAGES LTD	Beverages	0.30%	+10.0%
EQ - METROPOLIS HEALTHCARE LTD	Healthcare Services	0.27%	0.0%
EQ - ADANI ENTERPRISES LTD.	Metals & Minerals Trading	0.27%	−6.3%
EQ - DABUR INDIA LTD.	Personal Products	0.26%	0.0%
EQ - PVR INOX LIMITED	Entertainment	0.26%	−2.6%
EQ - SAMVARDHANA MOTHERSON INTL LTD	Auto Components	0.26%	−3.0%
EQ - HDFC LIFE INSURANCE COMPANY LI	Insurance	0.26%	+6.7%
EQ - ITC LTD.	Diversified FMCG	0.25%	+50.0%
EQ - AIA ENGINEERING LTD.	Industrial Products	0.25%	+9.0%
EQ - OIL & NATURAL GAS CORPORATION	Oil	0.25%	0.0%
EQ - BHARAT ELECTRONICS LTD.	Aerospace & Defense	0.25%	0.0%
EQ - NATIONAL STOCK EXCHANGE OF INDIA LIMITED	Not Applicable	0.25%	New
EQ - DALMIA BHARAT LTD	Cement & Cement Products	0.24%	0.0%
EQ - GREAT EASTERN SHIPPING CO. LTD	Transport Services	0.24%	−18.3%
EQ - LTM Limited	IT - Software	0.24%	+1.5%
EQ - NTPC LTD.	Power	0.24%	New
EQ - GLENMARK PHARMACEUTICALS LTD.	Pharmaceuticals & Biotechnology	0.24%	−18.3%
EQ - TATA MOTORS PASSENGER VEHICLES LTD.	Automobiles	0.23%	+30.0%
EQ-JSW INFRASTRUCTURE LIMITED	Transport Infrastructure	0.23%	−12.8%
EQ - JK PAPER LTD.	Paper, Forest & Jute Products	0.22%	−9.6%
EQ - MAHANAGAR GAS LTD.	Gas	0.21%	0.0%
EQ - CERA SANITARYWARE LTD.	Consumer Durables	0.21%	+9.8%
EQ - HERO MOTOCORP LTD.	Automobiles	0.20%	+15.2%
EQ - SAPPHIRE FOODS INDIA LTD	Leisure Services	0.20%	−1.7%
06.48% GSEC Mat- 06/10/2035 · Government security	SOV	0.19%
EQ - BANDHAN BANK LTD.	Banks	0.19%	New
EQ - EMAMI LTD.	Personal Products	0.19%	0.0%
EQ - TUBE INVESTMENTS OF INDIA LTD	Auto Components	0.19%	0.0%
EQ - SWIGGY LTD	Retailing	0.18%	0.0%
EQ - DR REDDYS LABORATORIES LTD.	Pharmaceuticals & Biotechnology	0.16%	New
EQ - P I INDUSTRIES LTD	Fertilizers & Agrochemicals	0.15%	0.0%
EQ - PRAJ INDUSRIES LTD.	Industrial Manufacturing	0.14%	+11.9%
7.04% GSEC MAT- 03/06/2029 · Government security	SOV	0.13%
EQ - INDIAMART INTERMESH LTD	Retailing	0.12%	+14.8%
MF UNITS Nifty 5 yr Benchmark G-Sec ETF ETF	-	0.12%
MF UNITS Nifty 10 yr Benchmark G-Sec ETF ETF	-	0.12%
EQ - ADITYA BIRLA LIFESTYLE BRANDS LIMITED	Retailing	0.10%	0.0%
EQ - COHANCE LIFESCIENCES LIMITED	Pharmaceuticals & Biotechnology	0.09%	New
EQ - VOLTAMP TRANSFORMERS LTD.	Electrical Equipment	0.09%	+82.4%
EQ - KAJARIA CERAMICS LTD.	Consumer Durables	0.06%	−74.0%
7.72% WESTBENGAL SGS Mat - 11/03/2044 · State government security	SOV	0.02%
EQ - MODERN DENIM LTD.	Not Applicable	0.00%	0.0%
EQ - DAMANIA CAPITAL MARKETS LTD.	Not Applicable	0.00%	0.0%
EQ - FILAMENTS INDIA LIMITED	Not Applicable	0.00%	0.0%
EQ - GEEKAY EXIM (INDIA) LTD.	Not Applicable	0.00%	0.0%
EQ - TELEPHONE CABLES LTD.	Not Applicable	0.00%	0.0%

UTI Conservative Hybrid Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

EQ - AXIS BANK LTD.	Added	+2.5%	0.96%
EQ - INFOSYS LTD.	Added	+1.6%	0.79%
EQ - MPHASIS LTD	Reduced	−2.9%	0.39%
EQ - BRIGADE ENTERPRISES LTD.	Reduced	−4.8%	0.36%
EQ - LARSEN & TOUBRO LTD.	Added	+71.0%	0.36%
EQ - FORTIS HEALTHCARE LTD.	Added	+6.1%	0.34%
EQ - DLF LTD.	Reduced	−8.5%	0.32%
EQ - ORCHID PHARMA LTD.	Reduced	−1.2%	0.31%
EQ - VARUN BEVERAGES LTD	Added	+10.0%	0.30%
EQ - GLENMARK PHARMACEUTICALS LTD.	Reduced	−18.3%	0.24%
EQ - ADANI ENTERPRISES LTD.	Reduced	−6.3%	0.27%
EQ - SAMVARDHANA MOTHERSON INTL LTD	Reduced	−3.0%	0.26%
EQ - PVR INOX LIMITED	Reduced	−2.6%	0.26%
EQ - LTM Limited	Added	+1.5%	0.24%
EQ - HDFC LIFE INSURANCE COMPANY LI	Added	+6.7%	0.26%
EQ - FEDERAL BANK LTD.	Sold out	−100%	was 0.26%
EQ - ITC LTD.	Added	+50.0%	0.25%
EQ - AIA ENGINEERING LTD.	Added	+9.0%	0.25%
EQ - NATIONAL STOCK EXCHANGE OF INDIA LIMITED	New	New	0.25%
EQ-JSW INFRASTRUCTURE LIMITED	Reduced	−12.8%	0.23%
EQ - GREAT EASTERN SHIPPING CO. LTD	Reduced	−18.3%	0.24%
EQ - NTPC LTD.	New	New	0.24%
EQ - TATA MOTORS PASSENGER VEHICLES LTD.	Added	+30.0%	0.23%
EQ - KAJARIA CERAMICS LTD.	Reduced	−74.0%	0.06%
EQ - JK PAPER LTD.	Reduced	−9.6%	0.22%
EQ - SAPPHIRE FOODS INDIA LTD	Reduced	−1.7%	0.20%
EQ - CERA SANITARYWARE LTD.	Added	+9.8%	0.21%
EQ - BHARAT PETROLEUM CORPN LTD.	Sold out	−100%	was 0.21%
EQ - HERO MOTOCORP LTD.	Added	+15.2%	0.20%
EQ - HINDUSTAN AERONAUTICS LTD	Sold out	−100%	was 0.20%
EQ - BANDHAN BANK LTD.	New	New	0.19%
EQ - PNC INFRATECH LTD	Sold out	−100%	was 0.17%
EQ - DR REDDYS LABORATORIES LTD.	New	New	0.16%
EQ - PRAJ INDUSRIES LTD.	Added	+11.9%	0.14%
EQ - INDIAMART INTERMESH LTD	Added	+14.8%	0.12%
EQ - COHANCE LIFESCIENCES LIMITED	New	New	0.09%
EQ - VOLTAMP TRANSFORMERS LTD.	Added	+82.4%	0.09%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What UTI Conservative Hybrid Fund bought and sold

UTI Conservative Hybrid Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
Kotak Conservative Hybrid FundConservative Hybrid · Kotak Mahindra	28.7%	26	Compare
UTI Value FundValue and Contra · UTI	24.0%	64	Compare
UTI Aggressive Hybrid FundAggressive Hybrid · UTI	24.0%	44	Compare
HDFC Conservative Hybrid FundConservative Hybrid · HDFC	22.8%	28	Compare
Baroda BNP Paribas Retirement FundSolution · Baroda BNP Paribas	21.4%	16	Compare
ICICI Prudential Conservative Hybrid FundConservative Hybrid · ICICI Prudential	21.0%	28	Compare
ICICI Prudential Balanced Advantage FundBalanced Advantage · ICICI Prudential	20.9%	35	Compare
UTI Children's Hybrid FundSolution · UTI	20.8%	36	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

UTI Conservative Hybrid Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 1.25%
Expense ratio (Regular): 1.86%
Category: Conservative Hybrid
Risk: Moderately High
Launch date: 16-12-2003
AUM: ₹1,602.20 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 120779
ISIN (Direct): INF789F01UJ7
Scheme code (Regular): 102535
ISIN (Regular): INF789F01893
NAV history: From 02-01-2013, 13.8 years

Benchmark: Nifty 50 Hybrid Composite Debt 15:85 Conservative Index
Minimum investment: Regular Plan-Monthly Payment Plan- Rs.25000, Regular Plan-Monthly Reinvestment of IDCW- Rs.25000, Regular Plan-Monthly Payout of IDCW- Rs.25000, Regular Plan-Growth- Rs.5000, Regular Plan-Flexi Reinvestment of IDCW- Rs.5000, Regular Plan-Flexi Payout of I
Minimum additional investment: Regular Plan-Monthly Payment Plan-Rs.1000, Regular Plan-Monthly Reinvestment of IDCW-Rs.1000, Regular Plan-Monthly Payout of IDCW-Rs.1000, Regular Plan-Growth-Rs.1000, Regular Plan-Flexi Reinvestment of IDCW-Rs.1000, Regular Plan-Flexi Payout of IDCW-Rs.1
Exit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months.

Tax on UTI Conservative Hybrid Fund returns

UTI Conservative Hybrid Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Monthly Payment	₹74.4331	30-10-2026
direct	Growth	₹75.6663	30-10-2026
direct	Flexi IDCW	₹48.4538	30-10-2026
direct	Monthly IDCW	₹18.713	30-10-2026
regular	Monthly Payment	₹69.4226	30-10-2026
regular	Growth	₹69.387	30-10-2026
regular	Flexi IDCW	₹43.1888	30-10-2026
regular	Monthly IDCW	₹16.3699	30-10-2026

About UTI Conservative Hybrid Fund

UTI Conservative Hybrid Fund is a mutual fund from UTI Mutual Fund. Its category is Conservative Hybrid. It was launched on 16-12-2003. Its benchmark is Nifty 50 Hybrid Composite Debt 15:85 Conservative Index. At the end of September 2026 it held 107 securities.

Fund Manager

Amit Premchandani FM 1
Fund manager of UTI Conservative Hybrid Fund
Jaydeep Bhowal FM 2
Fund manager of UTI Conservative Hybrid Fund
Not Applicable FM 3
Fund manager of UTI Conservative Hybrid Fund
Not Applicable FM 4
Fund manager of UTI Conservative Hybrid Fund

See all funds of UTI Mutual Fund

AUM change

September 2026: ₹1,602.20 Cr; −2.67% from August 2026
August 2026: ₹1,646.10 Cr; −0.90% from July 2026
July 2026: ₹1,661.12 Cr; +0.02% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare UTI Conservative Hybrid Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

UTI Conservative Hybrid vs Parag Parikh Conservative HybridConservative Hybrid
UTI Conservative Hybrid vs HSBC Conservative HybridConservative Hybrid
UTI Conservative Hybrid vs ICICI Prudential Conservative Hybrid21.0% overlap
UTI Conservative Hybrid vs Nippon India Conservative HybridConservative Hybrid
UTI Conservative Hybrid vs Aditya Birla Sun Life Conservative HybridConservative Hybrid
UTI Conservative Hybrid vs Kotak Conservative Hybrid28.7% overlap
UTI Conservative Hybrid vs UTI Value24.0% overlap
UTI Conservative Hybrid vs UTI Aggressive Hybrid24.0% overlap

Compare with any other fund

Frequently Asked Questions for UTI Conservative Hybrid Fund

What is the current NAV of UTI Conservative Hybrid Fund?

The Direct plan NAV is ₹75.6663. The Regular plan NAV is ₹69.387, as on 30-10-2026.

What are the returns of UTI Conservative Hybrid Fund?

The Direct plan returned −0.86% in 1 year, +7.45% a year over 3 years, +6.67% a year over 5 years. The Regular plan returned −1.42% in 1 year, +6.80% a year over 3 years, +6.03% a year over 5 years. These figures are as on 30-10-2026.

What is the expense ratio of UTI Conservative Hybrid Fund?

The Direct plan charges 1.25% a year. The Regular plan charges 1.86% a year. This is the figure the fund house reported to AMFI, in force from 28-09-2026.

What is the AUM of UTI Conservative Hybrid Fund?

UTI Conservative Hybrid Fund managed ₹1,602.20 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of UTI Conservative Hybrid Fund?

At the end of September 2026 the largest holdings were 6.90% GSEC MAT - 15/04/2065 (7.01%), NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT (4.61%), 7.24% GSEC MAT- 18/08/2055 (3.87%), NCD REC LTD (3.10%), NCD LIC HOUSING FINANCE LTD. (3.08%). The fund held 107 securities in all.

What did UTI Conservative Hybrid Fund buy and sell in September 2026?

It bought 5 new stocks: EQ - COHANCE LIFESCIENCES LIMITED, EQ - DR REDDYS LABORATORIES LTD, EQ - BANDHAN BANK LTD, EQ - NATIONAL STOCK EXCHANGE OF INDIA LIMITED, EQ - NTPC LTD. It sold out of 4: EQ - BHARAT PETROLEUM CORPN LTD, EQ - HINDUSTAN AERONAUTICS LTD, EQ - FEDERAL BANK LTD, EQ - PNC INFRATECH LTD. It added shares in 15. It reduced 13.

How do I invest in UTI Conservative Hybrid Fund?

Through UTI Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least Regular Plan-Monthly Payment Plan- Rs.25000, Regular Plan-Monthly Reinvestment of IDCW- Rs.25000, Regular Plan-Monthly Payout of IDCW- Rs.25000, Regular Plan-Growth- Rs.5000, Regular Plan-Flexi Reinvestment of IDCW- Rs.5000, Regular Plan-Flexi Payout of I. You can invest once or through a monthly SIP.

Who is the fund manager of UTI Conservative Hybrid Fund?

Amit Premchandani FM 1, Jaydeep Bhowal FM 2, Not Applicable FM 3, Not Applicable FM 4.

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.