Kotak Conservative Hybrid Fund

Conservative HybridDirect and Regular plans, Growth option

Data as on 30-10-2026

Kotak Conservative Hybrid Fund is a Conservative Hybrid fund run by Kotak Mahindra Mutual Fund. On 30-09-2026, it managed ₹2,733 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 8.3% a year and its Regular plan returned 7.1% a year.

NAV (Direct plan): ₹68.74; ▲ 0.00%30-10-2026
NAV (Regular plan): ₹58.64; ▲ 0.00%30-10-2026
Expense ratio: 0.60%Direct1.77%Regular; 0.60%; A year
Riskometer: High; Set by the fund house
3 year return: 8.3%Direct7.1%Regular; 8.3%; A year

Kotak Conservative Hybrid Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹68.74 (up 0.00% that day); Regular Plan Growth ₹58.64 (up 0.00% that day).

This fund (Direct plan)

₹68.7382

Kotak Conservative Hybrid Fund Returns vs Conservative Hybrid Funds

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−0.55%	−1.88%	+0.75%	+0.20%	+8.35%	+7.87%	+9.22%
This fund (Regular)	−0.65%	−2.16%	+0.16%	−0.96%	+7.06%	+6.52%	+7.86%
Conservative Hybrid average	−0.46%	−1.48%	+0.87%	+1.02%	+7.61%	+7.13%	+7.52%
Best in Conservative Hybrid	+0.16%	−0.05%	+2.51%	+4.80%	+8.72%	+9.43%	+9.22%
Worst in Conservative Hybrid	−1.26%	−2.24%	+0.10%	−1.40%	+5.41%	+5.09%	+5.91%
Rank in Conservative Hybrid	12/18	15/18	10/18	13/18	6/18	6/17	1/16

Category rows compare the Direct plans of 18 Conservative Hybrid funds. Rank 1 is the highest return. This fund's benchmark is CRISIL Hybrid 85+15 - Conservative Index. Returns of that index are not available to us, so the category average is the comparison.

Kotak Conservative Hybrid Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	−0.70%	−1.65%
2025	+6.52%	+5.26%
2024	+12.80%	+11.43%
2023	+15.40%	+13.88%
2022	+5.71%	+4.25%
2021	+14.79%	+13.30%

Kotak Conservative Hybrid Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,600 periods, one for each trading day from 01-02-2016 to 30-10-2026.

0%5%10%15%20%

Dec 2013
to
Dec 2016Oct 2015
to
Oct 2018Aug 2017
to
Aug 2020Jun 2019
to
Jun 2022Apr 2021
to
Apr 2024Dec 2022
to
Dec 2025

Kotak Conservative Hybrid Fund (Direct)Category average, 18 Conservative Hybrid funds

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	3,076	10.8%	−2.2%	30.9%	1%	8.8%	65%
2 years	2,841	11.9%	2.0%	21.1%	0%	9.9%	81%
3 years	2,600	11.4%	3.7%	16.2%	0%	9.3%	96%
5 years	2,117	10.7%	6.4%	15.1%	0%	8.5%	100%
7 years	1,633	10.9%	8.5%	12.3%	0%	8.5%	100%
10 years	906	10.9%	9.2%	12.0%	0%	9.0%	100%

Every SIP holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	154	10.0%	−6.7%	24.9%	5%	8.7%	64%
2 years	142	10.6%	0.8%	19.9%	0%	9.1%	75%
3 years	130	11.2%	2.2%	17.3%	0%	9.4%	92%
5 years	106	11.0%	5.1%	14.6%	0%	8.6%	100%
7 years	82	11.0%	7.0%	13.6%	0%	8.5%	100%
10 years	46	11.0%	9.5%	12.4%	0%	8.9%	100%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 18 Conservative Hybrid funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.

Kotak Conservative Hybrid Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Kotak Conservative Hybrid Fund (Direct)This fund	Category average
Return (CAGR)	+0.20%	+1.02%
Standard deviation	4.19%	3.40%
Sharpe ratio	-1.20	-1.24
Sortino ratio	-1.57	-1.65
Maximum drawdown	−4.0% (30-03-2026)	−3.1% (30-03-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Kotak Conservative Hybrid Fund (Direct)This fund	Category average
Return (CAGR)	+8.35%	+7.62%
Standard deviation	4.40%	3.24%
Sharpe ratio	0.53	0.49
Sortino ratio	0.72	0.68
Maximum drawdown	−4.0% (30-03-2026)	−3.1% (30-03-2026)

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Kotak Conservative Hybrid Fund (Direct)This fund	Category average
Return (CAGR)	+7.87%	+7.17%
Standard deviation	4.23%	3.26%
Sharpe ratio	0.49	0.42
Sortino ratio	0.67	0.57
Maximum drawdown	−4.4% (17-06-2022)	−3.9% (17-06-2022)

From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Kotak Conservative Hybrid Fund (Direct)This fund	Category average
Return (CAGR)	+9.22%	+7.59%
Standard deviation	4.76%	3.83%
Sharpe ratio	0.80	0.57
Sortino ratio	1.09	0.77
Maximum drawdown	−11.8% (23-03-2020)	−11.2% (23-03-2020)

From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Kotak Conservative Hybrid Fund (Direct)This fund	Category average
Return (CAGR)	+10.08%	+8.74%
Standard deviation	4.74%	3.97%
Sharpe ratio	0.85	0.68
Sortino ratio	1.16	0.92
Maximum drawdown	−11.8% (23-03-2020)	−11.2% (23-03-2020)

From daily NAVs, 30-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−12%−10%−8%−6%−4%−2%0%

2014201620182020202220242026

Kotak Conservative Hybrid Fund (Direct)Category average, 18 Conservative Hybrid funds

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Kotak Conservative Hybrid Fund (Direct)	−11.8%	20-02-2020	23-03-2020	03-07-2020	3 months	−2.6%
Category average	−11.2%	13-02-2020	23-03-2020	21-07-2020	4 months	−2.1%

From the Direct plan's daily NAV since 30-01-2013, adjusted for unit splits, and the average of the 18 Conservative Hybrid funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

Kotak Conservative Hybrid Fund vs Other Conservative Hybrid Funds

The five Conservative Hybrid funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Parag Parikh Conservative Hybrid Fund	1/18	3,454	0.32%	+1.84%	+8.72%	--	--	0.99	1.39	Compare
HSBC Conservative Hybrid Fund	2/18	152	1.19%	+0.59%	+8.59%	--	--	0.53	0.74	Compare
ICICI Prudential Conservative Hybrid Fund	3/18	3,270	1.04%	+1.04%	+8.45%	--	--	0.77	1.07	Compare
Nippon India Conservative Hybrid Fund	4/18	977	1.01%	+4.80%	+8.44%	--	--	1.24	1.80	Compare
Aditya Birla Sun Life Conservative Hybrid Fund	5/18	1,467	0.96%	+1.68%	+8.39%	--	--	0.72	1.00	Compare
Kotak Conservative Hybrid Fund	6/18	2,733	0.60%	+0.20%	+8.35%	--	--	0.53	0.72

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

Kotak Conservative Hybrid Fund Expense Ratio and Costs

What each plan charges a year, in force from 20-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Conservative Hybrid median	Cost rank (1 = cheapest)
Direct	0.49%	0.01%	0.00%	0.10%	0.60%	0.99%	3/18
Regular	1.48%	0.01%	0.00%	0.28%	1.77%	1.83%	7/18

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Conservative Hybrid funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	−0.96%	0.20%	1.16%	₹99,040	₹1,00,200
3 years	7.06%	8.35%	1.29% a year	₹1,22,710	₹1,27,200
5 years	6.52%	7.87%	1.35% a year	₹1,37,137	₹1,46,051
10 years	7.86%	9.22%	1.36% a year	₹2,13,110	₹2,41,558

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Kotak Conservative Hybrid Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 30-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planKotak Conservative Hybrid Fund (Direct)	₹16,60,000	₹33,93,828	₹17,33,828	9.8%
Regular planKotak Conservative Hybrid Fund (Regular)	₹16,60,000	₹30,60,664	₹14,00,664	8.4%
Category averageCategory average, 18 Conservative Hybrid funds	₹16,60,000	₹30,07,378	₹13,47,378	8.2%

₹0₹10.0 L₹20.0 L₹30.0 L₹40.0 L

2014201620182020202220242026

Direct planKotak Conservative Hybrid Fund (Direct)Regular planKotak Conservative Hybrid Fund (Regular)Category averageCategory average, 18 Conservative Hybrid fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Kotak Conservative Hybrid Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

59.7%Debt

Asset	Fund	Category
Debt	59.7%	68.7%
Equity	23.0%	19.1%
Cash and others	17.3%	12.3%

Market cap of stocks

Market cap	Fund	Category
Large Cap	14.8%	12.8%
Mid Cap	6.6%	3.3%
Small Cap	0.9%	2.7%
Not on AMFI's list	0.6%	0.2%

Share of the whole fund. Category: the average of the Conservative Hybrid funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Credit rating

Bonds and money market papers by credit rating, % of the fund. Category: the average of 18 Conservative Hybrid funds.

Rating	Fund	Category
Sovereign	21.1%	27.2%
AAA and A1+	23.8%	27.4%
AA	14.8%	12.7%
A and below	0.0%	1.4%

Kotak Conservative Hybrid Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Banks6.0%
Automobiles1.9%
Telecom - Services1.5%
Pharmaceuticals and Biotechnology1.5%
IT - Software1.3%
Healthcare Services1.2%
Capital Markets0.9%
Retailing0.9%
Finance0.9%
Petroleum Products0.8%

The ten largest of 24 sectors. The other 14 add up to 6.0%.

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Banks	5.8%	5.9%	6.0%	+0.2%
Automobiles	2.1%	2.0%	1.9%	−0.2%
Telecom - Services	1.6%	1.5%	1.5%	−0.1%
Pharmaceuticals and Biotechnology	1.3%	1.5%	1.5%	+0.2%
IT - Software	1.3%	1.4%	1.3%	0.0%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

Kotak Conservative Hybrid Fund Portfolio Holdings

As on 30-09-2026 · 117 holdings · from the fund house's monthly portfolio

Holdings	Sector / Rating	Weight%	1M change
Central Government - 2055 · Government security	SOV	7.12%
Central Government - 2065 · Government security	SOV	6.80%
JTPM METAL TRADERS PVT LTD ( CATALYST TRUSTEESHIP LIMITE) · Bond	CRISIL AA	3.95%
Power Finance Corporation Ltd. · Bond	CRISIL AAA	3.62%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT · Bond	CRISIL AAA	3.62%
LIC HOUSING FINANCE LTD. · Bond	CRISIL AAA	2.72%
PTC SIDDHIVINAYAK SECURITISATION TRUST 28/09/2030(SIDDHIVINAYAK TRUST)	CRISIL AAA(SO)	2.62%
PTC SHIVSHAKTI SECURITISATION TRUST 28/09/2029(SHIVSHAKTI TRUST)	CRISIL AAA(SO)	2.62%
National Housing Bank · Bond	CARE AAA	2.10%
360 ONE PRIME LTD. · Bond	ICRA AA	1.84%
VEDANTA LTD. · Bond	ICRA AA+	1.83%
MUTHOOT FINANCE LTD.(^) · Bond	CRISIL AA+	1.83%
ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED · Bond	FITCH AA(CE)	1.75%
ICICI BANK LTD.	Banks	1.45%	0.0%
ADANI POWER LTD · Bond	CRISIL AA	1.27%
Bihar State Govt - 2034 - Bihar · State government security	SOV	1.25%
STATE BANK OF INDIA.	Banks	1.24%	0.0%
TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LTD. · Bond	FITCH AA(CE)	1.22%
HDFC BANK LTD.	Banks	1.21%	+32.6%
BHARTI AIRTEL LTD.	Telecom - Services	1.06%	0.0%
Maruti Suzuki India Limited	Automobiles	1.01%	0.0%
Hero MotoCorp Ltd.	Automobiles	0.93%	0.0%
Tamil Nadu State Govt - 2036 - Tamil Nadu · State government security	SOV	0.91%
BHARTI TELECOM LTD. · Bond	CRISIL AAA	0.91%
MUTHOOT FINANCE LTD.(^) · Bond	CRISIL AA+	0.91%
REC LTD · Bond	CRISIL AAA	0.90%
HDFC BANK LTD. · Certificate of deposit	CARE A1+	0.90%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT · Bond	ICRA AAA	0.90%
RELIANCE INDUSTRIES LTD.	Petroleum Products	0.85%	0.0%
AXIS BANK LTD.	Banks	0.69%	0.0%
NTPC LTD	Power	0.65%	−31.4%
Divis Laboratories Ltd.	Pharmaceuticals and Biotechnology	0.64%	0.0%
GS CG 25/11/2035 - (STRIPS) · Government security	SOV	0.58%
Tech Mahindra Ltd.	IT - Software	0.57%	0.0%
Tamil Nadu State Govt - 2036 - Tamil Nadu · State government security	SOV	0.55%
Power Finance Corporation Ltd. · Bond	ICRA AAA	0.54%
Britannia Industries Ltd.	Food Products	0.54%	0.0%
Karnataka State Govt - 2036 - Karnataka · State government security	SOV	0.52%
Max Healthcare Institute Ltd.	Healthcare Services	0.52%	0.0%
BILLIONBRAINS GARAGE VENTURES LIMITED (GROWW)	Capital Markets	0.52%	0.0%
BAGMANE PRIME OFFICE REIT	Realty	0.50%
LENSKART SOLUTIONS LIMITED	Retailing	0.49%	0.0%
Indus Towers Ltd.	Telecom - Services	0.48%	0.0%
TORRENT PHARMACEUTICALS LTD.	Pharmaceuticals and Biotechnology	0.48%	0.0%
GS CG 15/04/2038 - (STRIPS) · Government security	SOV	0.47%
Tata Steel Ltd.	Ferrous Metals	0.46%	0.0%
Inter Globe Aviation Ltd	Transport Services	0.46%	0.0%
BANK OF MAHARASHTRA	Banks	0.44%	0.0%
SWIGGY LTD	Retailing	0.43%	0.0%
POONAWALLA FINCORP LIMITED	Finance	0.43%	0.0%
Mphasis Ltd	IT - Software	0.40%	0.0%
Schaeffler India Ltd	Auto Components	0.40%	0.0%
BANK OF BARODA	Banks	0.39%	0.0%
INDIAN BANK	Banks	0.39%	0.0%
United Spirits Ltd	Beverages	0.38%	0.0%
SUN PHARMACEUTICAL INDUSTRIES LTD.	Pharmaceuticals and Biotechnology	0.37%	0.0%
Tamil Nadu State Govt - 2033 - Tamil Nadu · State government security	SOV	0.36%
Tamil Nadu State Govt - 2036 - Tamil Nadu · State government security	SOV	0.36%
MOLBIO DIAGNOSTICS LIMITED	Healthcare Equipment and Supplies	0.35%	+69.1%
Radico Khaitan Ltd.	Beverages	0.35%	−25.6%
Fortis Healthcare India Ltd	Healthcare Services	0.34%	0.0%
ASTER DM HEALTHCARE LTD	Healthcare Services	0.34%	0.0%
SBI ALTERNATIVE INVESTMENT FUND	Alternative Investment Fund	0.34%
Nippon Life Asset Management Ltd	Capital Markets	0.33%	0.0%
V.S.T Tillers Tractors Ltd	Agricultural, Commercial and Construction vehicles	0.33%	0.0%
GS CG 06/05/2038 - (STRIPS) · Government security	SOV	0.32%
Century Plyboards (India) Ltd.	Consumer Durables	0.32%	0.0%
RAAJMARG INFRA INVESTMENT TRUST	Transport Infrastructure	0.30%
Infosys Ltd.	IT - Software	0.29%	0.0%
Ashok Leyland Ltd.	Agricultural, Commercial and Construction vehicles	0.28%	0.0%
Ultratech Cement Ltd.	Cement and Cement Products	0.28%	0.0%
REC LTD · Bond	CRISIL AAA	0.27%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT · Bond	CRISIL AAA	0.26%
Power Finance Corporation Ltd.	Finance	0.25%	0.0%
One 97 Communications Ltd	Financial Technology (Fintech)	0.25%	New
Central Government - 2053 · Government security	SOV	0.23%
REC LTD · Bond	CRISIL AAA	0.22%
INDO-MIM LTD	Industrial Manufacturing	0.22%	+154.2%
Power Finance Corporation Ltd. · Bond	CRISIL AAA	0.22%
ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED · Bond	FITCH AA(CE)	0.21%
ITC Ltd.	Diversified FMCG	0.21%	0.0%
GS CG 22/04/2036 - (STRIPS) · Government security	SOV	0.19%
Tamil Nadu State Govt - 2028 - Tamil Nadu · State government security	SOV	0.19%
Central Government - 2030 · Government security	SOV	0.18%
Andhra Pradesh State Govt - 2030 - Andhra Pradesh · State government security	SOV	0.18%
Madhya Pradesh State Govt - 2027 - Madhya Pradesh · State government security	SOV	0.18%
INDUSIND BANK LTD.	Banks	0.18%	0.0%
LIC HOUSING FINANCE LTD. · Bond	CRISIL AAA	0.18%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.	Finance	0.18%	0.0%
SUNDARAM FINANCE LTD. · Commercial paper	CRISIL A1+	0.18%
HDB FINANCIAL SERVICES LTD. · Bond	CRISIL AAA	0.18%
Bihar State Govt - 2035 - Bihar · State government security	SOV	0.17%
Life Insurance Corporation Of India	Insurance	0.17%	0.0%
Power Finance Corporation Ltd. · Bond	CRISIL AAA	0.17%
Pokarna Ltd.	Consumer Durables	0.17%	0.0%
INDIAN RAILWAY FINANCE CORPORATION LTD. · Bond	CRISIL AAA	0.15%
INDIAN RAILWAY FINANCE CORPORATION LTD. · Bond	CRISIL AAA	0.12%
LG ELECTRONICS INDIA LTD.	Consumer Durables	0.12%	0.0%
GS CG 25/05/2036 - (STRIPS) · Government security	SOV	0.10%
GS CG 25/05/2037 - (STRIPS) · Government security	SOV	0.09%
GS CG 25/05/2038 - (STRIPS) · Government security	SOV	0.09%
TENNECO CLEAN AIR INDIA LIMITED	Auto Components	0.09%	0.0%
GS CG 25/11/2038 - (STRIPS) · Government security	SOV	0.08%
Power Grid Corporation of India Ltd. · Bond	CRISIL AAA	0.08%
Central Government - 2074 · Government security	SOV	0.07%
Tamil Nadu State Govt - 2028 - Tamil Nadu · State government security	SOV	0.07%
REC LTD · Bond	CRISIL AAA	0.07%
Power Finance Corporation Ltd. · Bond	CRISIL AAA	0.07%
SBI FUNDS MANAGEMENT LIMITED	Capital Markets	0.07%	0.0%
INDUS INFRA TRUST	Transport Infrastructure	0.06%
Power Finance Corporation Ltd. · Bond	CRISIL AAA	0.06%
Power Grid Corporation of India Ltd. · Bond	CRISIL AAA	0.06%
Power Grid Corporation of India Ltd. · Bond	CRISIL AAA	0.06%
Central Government - 2033 · Government security	SOV	0.04%
U P Power Corporation Ltd ( Guaranteed By UP State Government ) · Bond	CRISIL A+(CE)	0.01%
Central Government - 2050 · Government security	SOV	0.00%
Uttar Pradesh State Govt - 2037 - Uttar Pradesh · State government security	SOV	0.00%

Kotak Conservative Hybrid Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

HDFC BANK LTD.	Added	+32.6%	1.21%
NTPC LTD	Reduced	−31.4%	0.65%
Radico Khaitan Ltd.	Reduced	−25.6%	0.35%
MOLBIO DIAGNOSTICS LIMITED	Added	+69.1%	0.35%
One 97 Communications Ltd	New	New	0.25%
INDO-MIM LTD	Added	+154.2%	0.22%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What Kotak Conservative Hybrid Fund bought and sold

Kotak Conservative Hybrid Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
UTI Conservative Hybrid FundConservative Hybrid · UTI	28.7%	26	Compare
Kotak Medium to Long Term FundMedium to Long Duration · Kotak Mahindra	25.2%	17	Compare
Kotak Balanced Advantage FundBalanced Advantage · Kotak Mahindra	20.4%	50	Compare
UTI Medium to Long Term FundMedium to Long Duration · UTI	20.2%	6	Compare
Kotak Aggressive Hybrid FundAggressive Hybrid · Kotak Mahindra	18.7%	42	Compare
SBI Medium to Long Term FundMedium to Long Duration · SBI	18.7%	8	Compare
Kotak Equity Savings FundEquity Savings · Kotak Mahindra	18.7%	37	Compare
Bandhan Balanced Advantage FundBalanced Advantage · Bandhan	18.6%	34	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

Kotak Conservative Hybrid Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.60%
Expense ratio (Regular): 1.77%
Category: Conservative Hybrid
Risk: High
Benchmark: CRISIL Hybrid 85+15 - Conservative Index
Launch date: 02-12-2003
Minimum investment: ₹100
Minimum additional investment: ₹100
AUM: ₹2,732.82 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 120154
ISIN (Direct): INF174K01JZ1
Scheme code (Regular): 114859
ISIN (Regular): INF174K01393
NAV history: From 30-01-2013, 13.7 years

Exit load: Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 6 months.

Tax on Kotak Conservative Hybrid Fund returns

Kotak Conservative Hybrid Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Monthly Payout Income Distribution Cum Capital Withdrawal	₹12.9823	30-10-2026
direct	Growth	₹68.7382	30-10-2026
regular	Monthly Payout Income Distribution Cum Capital Withdrawal	₹11.7809	30-10-2026
regular	Growth	₹58.6382	30-10-2026

About Kotak Conservative Hybrid Fund

Kotak Conservative Hybrid Fund is a mutual fund from Kotak Mahindra Mutual Fund. Its category is Conservative Hybrid. It was launched on 02-12-2003. Its benchmark is CRISIL Hybrid 85+15 - Conservative Index. At the end of September 2026 it held 117 securities.

Fund Manager

Shibani Sircar Kurian
Fund manager of Kotak Conservative Hybrid Fund, since 03-09-2024
Abhishek Bisen
Fund manager of Kotak Conservative Hybrid Fund, since 01-04-2008

See all funds of Kotak Mahindra Mutual Fund

AUM change

September 2026: ₹2,732.82 Cr; −3.53% from August 2026
August 2026: ₹2,832.74 Cr; −0.95% from July 2026
July 2026: ₹2,860.04 Cr; −0.77% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Kotak Conservative Hybrid Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Kotak Conservative Hybrid vs Parag Parikh Conservative HybridConservative Hybrid
Kotak Conservative Hybrid vs HSBC Conservative HybridConservative Hybrid
Kotak Conservative Hybrid vs ICICI Prudential Conservative HybridConservative Hybrid
Kotak Conservative Hybrid vs Nippon India Conservative HybridConservative Hybrid
Kotak Conservative Hybrid vs Aditya Birla Sun Life Conservative HybridConservative Hybrid
Kotak Conservative Hybrid vs UTI Conservative Hybrid28.7% overlap
Kotak Conservative Hybrid vs Kotak Medium to Long Term25.2% overlap
Kotak Conservative Hybrid vs Kotak Balanced Advantage20.4% overlap

Compare with any other fund

Frequently Asked Questions for Kotak Conservative Hybrid Fund

What is the current NAV of Kotak Conservative Hybrid Fund?

The Direct plan NAV is ₹68.7382. The Regular plan NAV is ₹58.6382, as on 30-10-2026.

What are the returns of Kotak Conservative Hybrid Fund?

The Direct plan returned +0.20% in 1 year, +8.35% a year over 3 years, +7.87% a year over 5 years. The Regular plan returned −0.96% in 1 year, +7.06% a year over 3 years, +6.52% a year over 5 years. These figures are as on 30-10-2026.

What is the expense ratio of Kotak Conservative Hybrid Fund?

The Direct plan charges 0.60% a year. The Regular plan charges 1.77% a year. This is the figure the fund house reported to AMFI, in force from 20-10-2026.

What is the AUM of Kotak Conservative Hybrid Fund?

Kotak Conservative Hybrid Fund managed ₹2,732.82 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Kotak Conservative Hybrid Fund?

At the end of September 2026 the largest holdings were Central Government - 2055 (7.12%), Central Government - 2065 (6.80%), JTPM METAL TRADERS PVT LTD ( CATALYST TRUSTEESHIP LIMITE) (3.95%), Power Finance Corporation Ltd. (3.62%), NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT (3.62%). The fund held 117 securities in all.

What did Kotak Conservative Hybrid Fund buy and sell in September 2026?

It bought 1 new stock: One 97 Communications Ltd. It added shares in 3. It reduced 2.

How do I invest in Kotak Conservative Hybrid Fund?

Through Kotak Mahindra Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹100. You can invest once or through a monthly SIP.

Who is the fund manager of Kotak Conservative Hybrid Fund?

Shibani Sircar Kurian (since 03-09-2024), Abhishek Bisen (since 01-04-2008).

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.