UTI Value Fund is a Value and Contra fund run by UTI Mutual Fund. On 30-09-2026, it managed ₹9,025 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 11.7% a year and its Regular plan returned 11.0% a year. Its benchmark, Nifty 500 TRI, returned 10.2% a year over the same 3 years.
NAV (Direct plan)
₹173.12
▼ 0.30% · 30-10-2026
NAV (Regular plan)
₹156.91
▼ 0.31% · 30-10-2026
Expense ratio
1.35%Direct1.87%Regular
1.35%
A year
Riskometer
Very High
Set by the fund house
3 year return
11.7%Direct11.0%Regular
11.7%
A year
UTI Value Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹173.12 (down 0.30% that day); Regular Plan Growth ₹156.91 (down 0.31% that day).
This fund (Direct plan)
₹173.1197
UTI Value Fund Returns vs Nifty 500 TRI
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−0.22%
−6.08%
−3.22%
−9.06%
+11.71%
+9.95%
+12.87%
This fund (Regular)
−0.27%
−6.21%
−3.50%
−9.61%
+10.97%
+9.20%
+12.08%
Nifty 500 TRI
−0.75%
−6.05%
−2.83%
−7.34%
+10.22%
+8.81%
+12.51%
Value and Contra average
−2.09%
−5.76%
−3.23%
−5.72%
+11.83%
+11.08%
+12.63%
Best in Value and Contra
+1.07%
−2.13%
+5.94%
+10.90%
+19.06%
+14.91%
+15.65%
Worst in Value and Contra
−6.48%
−8.85%
−7.78%
−11.71%
+4.90%
+5.05%
+5.16%
Rank in Value and Contra
3/30
15/26
9/25
18/25
9/24
16/20
10/15
Category rows compare the Direct plans of 30 Value and Contra funds. Rank 1 is the highest return.
UTI Value Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
Nifty 500 TRI
2026to date
−9.69%
−10.14%
−7.51%
2025
+7.71%
+6.98%
+7.76%
2024
+24.28%
+23.41%
+16.24%
2023
+27.63%
+26.72%
+26.91%
2022
+5.04%
+4.27%
+4.25%
2021
+31.35%
+30.42%
+31.60%
UTI Value Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,665 periods, one for each trading day from 04-01-2016 to 30-10-2026.
−10%0%10%20%30%40%
UTI Value Fund (Direct)
Nifty 500 TRI
Nov 2013 to Nov 2016Sept 2015 to Sept 2018Jul 2017 to Jul 2020May 2019 to May 2022Mar 2021 to Mar 2024Dec 2022 to Dec 2025
UTI Value Fund (Direct)Nifty 500 TRI
2%
2%
Below 0%
4%
4%
0-5%
20%
8%
5-10%
25%
37%
10-15%
30%
35%
15-20%
18%
11%
20-25%
3%
3%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
3,153
12.5%
−30.1%
97.9%
18%
11.2%
49%
2 years
2,911
14.0%
−12.7%
52.8%
7%
15.3%
54%
3 years
2,665
15.1%
−5.4%
33.2%
1%
14.9%
56%
5 years
2,172
14.2%
−2.3%
30.5%
1%
14.8%
53%
7 years
1,684
13.9%
5.8%
19.3%
0%
14.2%
40%
10 years
941
14.5%
11.8%
16.9%
0%
14.5%
40%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
154
13.3%
−44.0%
75.1%
19%
12.4%
45%
2 years
142
12.3%
−24.3%
44.9%
11%
12.4%
48%
3 years
130
13.6%
−15.3%
33.0%
3%
14.8%
52%
5 years
106
15.6%
−5.6%
28.9%
2%
15.5%
75%
7 years
82
15.9%
−0.4%
23.9%
1%
15.3%
66%
10 years
46
16.0%
12.5%
19.6%
0%
15.2%
65%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than Nifty 500 TRI over the same days. Past returns do not promise future returns.
UTI Value Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
UTI Value Fund (Direct)This fund
Nifty 500 TRI
Return (CAGR)
−9.06%
−7.34%
Standard deviation
13.51%
14.48%
Sharpe ratio
-1.06
-0.87
Sortino ratio
-1.40
-1.16
Maximum drawdown
−15.3%
(31-03-2026)
−14.7%
(30-03-2026)
Beta
0.92
1.00
Alpha
−2.77%
0.00%
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
UTI Value Fund (Direct)This fund
Nifty 500 TRI
Return (CAGR)
+11.71%
+10.22%
Standard deviation
13.31%
14.30%
Sharpe ratio
0.43
0.29
Sortino ratio
0.59
0.40
Maximum drawdown
−17.2%
(07-04-2025)
−18.6%
(28-02-2025)
Beta
0.91
1.00
Alpha
+1.86%
0.00%
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
UTI Value Fund (Direct)This fund
Nifty 500 TRI
Return (CAGR)
+9.95%
+8.81%
Standard deviation
13.42%
14.36%
Sharpe ratio
0.31
0.21
Sortino ratio
0.42
0.28
Maximum drawdown
−17.3%
(17-06-2022)
−18.6%
(28-02-2025)
Beta
0.91
1.00
Alpha
+1.40%
0.00%
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
UTI Value Fund (Direct)This fund
Nifty 500 TRI
Return (CAGR)
+12.87%
+12.51%
Standard deviation
15.31%
16.04%
Sharpe ratio
0.49
0.44
Sortino ratio
0.65
0.59
Maximum drawdown
−36.7%
(23-03-2020)
−38.1%
(23-03-2020)
Beta
0.93
1.00
Alpha
+0.84%
0.00%
From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
UTI Value Fund (Direct)This fund
Nifty 500 TRI
Return (CAGR)
+12.86%
+12.80%
Standard deviation
15.09%
15.84%
Sharpe ratio
0.45
0.43
Sortino ratio
0.61
0.57
Maximum drawdown
−36.7%
(23-03-2020)
−38.1%
(23-03-2020)
Beta
0.93
1.00
Alpha
+0.53%
0.00%
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−40%−30%−20%−10%0%
UTI Value Fund (Direct)
Nifty 500 TRI
2014201620182020202220242026
UTI Value Fund (Direct)Nifty 500 TRI
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
UTI Value Fund (Direct)
−36.7%
07-02-2020
23-03-2020
05-11-2020
7 months
−10.7%
Nifty 500 TRI
−38.1%
17-01-2020
23-03-2020
06-11-2020
7 months
−8.8%
From the Direct plan's daily NAV since 02-01-2013, adjusted for unit splits, and Nifty 500 TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
UTI Value Fund vs Other Value and Contra Funds
The five Value and Contra funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
UTI Value Fund Expense Ratio and Costs
What each plan charges a year, in force from 01-10-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Value and Contra median
Cost rank (1 = cheapest)
Direct
1.05%
0.04%
0.00%
0.26%
1.35%
1.18%
20/30
Regular
1.51%
0.04%
0.00%
0.32%
1.87%
2.27%
5/30
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Value and Contra funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
−9.61%
−9.06%
0.55%
₹90,390
₹90,940
3 years
10.97%
11.71%
0.74% a year
₹1,36,652
₹1,39,404
5 years
9.20%
9.95%
0.75% a year
₹1,55,279
₹1,60,685
10 years
12.08%
12.87%
0.79% a year
₹3,12,810
₹3,35,572
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
UTI Value Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 02-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planUTI Value Fund (Direct)
₹16,60,000
₹43,43,176
₹26,83,176
12.9%
Regular planUTI Value Fund (Regular)
₹16,60,000
₹40,83,195
₹24,23,195
12.2%
Nifty 500 TRI
₹16,60,000
₹42,31,853
₹25,71,853
12.6%
Category averageCategory average, 30 Value and Contra funds
₹16,60,000
₹48,04,960
₹31,44,960
14.2%
₹0₹20.0 L₹40.0 L₹60.0 L
Direct planUTI Value Fund (Direct)
Regular planUTI Value Fund (Regular)
Nifty 500 TRI
Category averageCategory average, 30 Value and Contra funds
Amount invested
2014201620182020202220242026
Direct planUTI Value Fund (Direct)Regular planUTI Value Fund (Regular)Nifty 500 TRICategory averageCategory average, 30 Value and Contra fundsAmount invested
From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
UTI Value Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
99.3%Equity
Asset
Fund
Category
Equity
99.3%
91.8%
Cash and others
0.4%
7.3%
Debt
0.3%
1.0%
Market cap of stocks
Market cap
Fund
Category
Large Cap
65.6%
51.3%
Mid Cap
18.3%
16.3%
Small Cap
15.5%
22.1%
Share of the whole fund. Category: the average of the Value and Contra funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
UTI Value Fund Sector Allocation
Sector allocation of the fund's stocks as on 30-09-2026
Largest sectors
Banks28.1%
IT - Software8.3%
Automobiles8.0%
Pharmaceuticals & Biotechnology6.6%
Realty4.5%
Telecom - Services4.2%
Retailing3.1%
Power3.0%
Consumer Durables2.6%
Healthcare Services2.6%
The ten largest of 35 sectors. The other 25 add up to 28.1%.
Sector changes
Sector
July 2026
August 2026
September 2026
Change
Banks
27.9%
28.1%
28.1%
+0.2%
IT - Software
8.6%
8.7%
8.3%
−0.3%
Automobiles
7.7%
8.0%
8.0%
+0.3%
Pharmaceuticals & Biotechnology
5.8%
5.7%
6.6%
+0.8%
Realty
4.4%
4.7%
4.5%
+0.2%
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
UTI Value Fund Portfolio Holdings
As on 30-09-2026 · 66 holdings · from the fund house's monthly portfolio
Holdings
Sector / Rating
Weight%
Holdings trend
1M change
EQ - HDFC BANK LIMITED
Banks
7.97%
0.0%
EQ - ICICI BANK LTD
Banks
6.26%
0.0%
EQ - BHARTI AIRTEL LTD.
Telecom - Services
4.23%
0.0%
EQ - KOTAK MAHINDRA BANK LTD.
Banks
4.16%
0.0%
EQ - AXIS BANK LTD.
Banks
3.94%
+1.8%
EQ - STATE BANK OF INDIA
Banks
3.30%
0.0%
EQ - INFOSYS LTD.
IT - Software
3.19%
+1.8%
EQ - MAHINDRA & MAHINDRA LTD.
Automobiles
2.99%
0.0%
EQ - TECH MAHINDRA LTD.
IT - Software
2.58%
0.0%
EQ - RELIANCE INDUSTRIES LTD.
Petroleum Products
2.50%
0.0%
EQ - POWER GRID CORPORATION OF INDI
Power
1.88%
0.0%
EQ - MARUTI SUZUKI INDIA LTD.
Automobiles
1.86%
0.0%
EQ - PHOENIX MILLS LTD
Realty
1.82%
0.0%
EQ - CIPLA LTD.
Pharmaceuticals & Biotechnology
1.72%
0.0%
EQ - INDUSIND BANK
Banks
1.72%
0.0%
EQ - TATA STEEL LTD.
Ferrous Metals
1.63%
0.0%
EQ - MPHASIS LTD
IT - Software
1.61%
−2.0%
EQ - MAHINDRA & MAHINDRA FINANCIAL
Finance
1.48%
0.0%
EQ - BRIGADE ENTERPRISES LTD.
Realty
1.46%
−4.0%
EQ - FORTIS HEALTHCARE LTD.
Healthcare Services
1.45%
+7.9%
EQ - INFO-EDGE (INDIA) LTD.
Retailing
1.42%
0.0%
EQ - SUN PHARMACEUTICALS INDUSTRIES
Pharmaceuticals & Biotechnology
1.41%
0.0%
EQ - LARSEN & TOUBRO LTD.
Construction
1.41%
+50.9%
EQ - EICHER MOTORS LTD
Automobiles
1.39%
0.0%
EQ - CROMPTON GREAVES CONSUMER ELEC
Consumer Durables
1.39%
0.0%
EQ - COAL INDIA LTD.
Consumable Fuels
1.37%
0.0%
EQ - ORCHID PHARMA LTD.
Pharmaceuticals & Biotechnology
1.31%
−0.9%
EQ - DLF LTD.
Realty
1.27%
−9.3%
EQ - PVR INOX LIMITED
Entertainment
1.20%
−2.5%
EQ - VARUN BEVERAGES LTD
Beverages
1.20%
+11.1%
EQ - HDFC LIFE INSURANCE COMPANY LI
Insurance
1.16%
+11.1%
EQ - METROPOLIS HEALTHCARE LTD
Healthcare Services
1.15%
0.0%
EQ - DABUR INDIA LTD.
Personal Products
1.10%
0.0%
EQ - GLENMARK PHARMACEUTICALS LTD.
Pharmaceuticals & Biotechnology
1.09%
−15.5%
EQ - BHARAT ELECTRONICS LTD.
Aerospace & Defense
1.08%
0.0%
EQ - SAMVARDHANA MOTHERSON INTL LTD
Auto Components
1.07%
−3.3%
EQ - NTPC LTD.
Power
1.07%
New
EQ - GREAT EASTERN SHIPPING CO. LTD
Transport Services
1.04%
−17.3%
EQ - DALMIA BHARAT LTD
Cement & Cement Products
1.03%
0.0%
EQ - AIA ENGINEERING LTD.
Industrial Products
1.03%
+5.5%
EQ - ITC LTD.
Diversified FMCG
1.02%
+75.0%
EQ - ADANI ENTERPRISES LTD.
Metals & Minerals Trading
1.01%
−4.5%
EQ - OIL & NATURAL GAS CORPORATION
Oil
1.00%
0.0%
EQ-JSW INFRASTRUCTURE LIMITED
Transport Infrastructure
0.98%
−11.0%
EQ - LTM Limited
IT - Software
0.96%
+3.7%
EQ - MAHANAGAR GAS LTD.
Gas
0.96%
0.0%
EQ - TATA MOTORS PASSENGER VEHICLES LTD.
Automobiles
0.94%
+50.0%
EQ - JK PAPER LTD.
Paper, Forest & Jute Products
0.94%
−8.3%
EQ - CERA SANITARYWARE LTD.
Consumer Durables
0.92%
+15.2%
EQ - SAPPHIRE FOODS INDIA LTD
Leisure Services
0.86%
−1.1%
EQ - HERO MOTOCORP LTD.
Automobiles
0.85%
+12.7%
EQ - BANDHAN BANK LTD.
Banks
0.79%
New
EQ - EMAMI LTD.
Personal Products
0.79%
0.0%
EQ - TUBE INVESTMENTS OF INDIA LTD
Auto Components
0.72%
0.0%
EQ - SWIGGY LTD
Retailing
0.72%
0.0%
EQ - DR REDDYS LABORATORIES LTD.
Pharmaceuticals & Biotechnology
0.66%
New
EQ - P I INDUSTRIES LTD
Fertilizers & Agrochemicals
0.61%
0.0%
EQ - INDIAMART INTERMESH LTD
Retailing
0.59%
+11.6%
EQ - PRAJ INDUSRIES LTD.
Industrial Manufacturing
0.58%
+10.7%
EQ - COHANCE LIFESCIENCES LIMITED
Pharmaceuticals & Biotechnology
0.42%
New
EQ - ADITYA BIRLA LIFESTYLE BRANDS LIMITED
Retailing
0.40%
0.0%
EQ - VOLTAMP TRANSFORMERS LTD.
Electrical Equipment
0.34%
+85.8%
EQ - KAJARIA CERAMICS LTD.
Consumer Durables
0.34%
−65.0%
7.04% GSEC MAT- 03/06/2029 · Government security
SOV
0.28%
EQ - ELBEE SERVICES LTD.(ELBEE EXPR
Not Applicable
0.00%
0.0%
EQ - GPI TEXTILES LTD.
Not Applicable
0.00%
0.0%
UTI Value Fund Stocks Bought and Sold
All changes are between August 2026 and September 2026
More
Stocks bought and sold in September 2026
EQ - AXIS BANK LTD.
↑Added
+1.8%
3.94%
EQ - INFOSYS LTD.
↑Added
+1.8%
3.19%
EQ - MPHASIS LTD
↓Reduced
−2.0%
1.61%
EQ - BRIGADE ENTERPRISES LTD.
↓Reduced
−4.0%
1.46%
EQ - FORTIS HEALTHCARE LTD.
↑Added
+7.9%
1.45%
EQ - LARSEN & TOUBRO LTD.
↑Added
+50.9%
1.41%
EQ - DLF LTD.
↓Reduced
−9.3%
1.27%
EQ - ORCHID PHARMA LTD.
↓Reduced
−0.9%
1.31%
EQ - GLENMARK PHARMACEUTICALS LTD.
↓Reduced
−15.5%
1.09%
EQ - PVR INOX LIMITED
↓Reduced
−2.5%
1.20%
EQ - VARUN BEVERAGES LTD
↑Added
+11.1%
1.20%
EQ - HDFC LIFE INSURANCE COMPANY LI
↑Added
+11.1%
1.16%
EQ - SAMVARDHANA MOTHERSON INTL LTD
↓Reduced
−3.3%
1.07%
EQ - NTPC LTD.
↑New
New
1.07%
EQ - GREAT EASTERN SHIPPING CO. LTD
↓Reduced
−17.3%
1.04%
EQ - FEDERAL BANK LTD.
↓Sold out
−100%
was 1.04%
EQ - AIA ENGINEERING LTD.
↑Added
+5.5%
1.03%
EQ - ITC LTD.
↑Added
+75.0%
1.02%
EQ - ADANI ENTERPRISES LTD.
↓Reduced
−4.5%
1.01%
EQ-JSW INFRASTRUCTURE LIMITED
↓Reduced
−11.0%
0.98%
EQ - LTM Limited
↑Added
+3.7%
0.96%
EQ - JK PAPER LTD.
↓Reduced
−8.3%
0.94%
EQ - TATA MOTORS PASSENGER VEHICLES LTD.
↑Added
+50.0%
0.94%
EQ - KAJARIA CERAMICS LTD.
↓Reduced
−65.0%
0.34%
EQ - CERA SANITARYWARE LTD.
↑Added
+15.2%
0.92%
EQ - SAPPHIRE FOODS INDIA LTD
↓Reduced
−1.1%
0.86%
EQ - BHARAT PETROLEUM CORPN LTD.
↓Sold out
−100%
was 0.88%
EQ - HINDUSTAN AERONAUTICS LTD
↓Sold out
−100%
was 0.88%
EQ - HERO MOTOCORP LTD.
↑Added
+12.7%
0.85%
EQ - BANDHAN BANK LTD.
↑New
New
0.79%
EQ - PNC INFRATECH LTD
↓Sold out
−100%
was 0.67%
EQ - DR REDDYS LABORATORIES LTD.
↑New
New
0.66%
EQ - INDIAMART INTERMESH LTD
↑Added
+11.6%
0.59%
EQ - PRAJ INDUSRIES LTD.
↑Added
+10.7%
0.58%
EQ - COHANCE LIFESCIENCES LIMITED
↑New
New
0.42%
EQ - VOLTAMP TRANSFORMERS LTD.
↑Added
+85.8%
0.34%
EQ - SYMPHONY LTD.
↓Sold out
−100%
was 0.13%
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
UTI Value Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
1.35%
Expense ratio (Regular)
1.87%
Category
Value and Contra
Risk
Very High
Benchmark
Nifty 500 TRI
Launch date
20-07-2005
AUM
₹9,024.59 Cr (30-09-2026)
Lock in
None
Scheme code (Direct)
120751
ISIN (Direct)
INF789F01VB2
Scheme code (Regular)
103098
ISIN (Regular)
INF789F01AG5
NAV history
From 02-01-2013, 13.8 years
Minimum investment
Regular Plan-Growth- Rs.5000, Regular Plan-Reinvestment of IDCW- Rs.5000, Regular Plan-Payout of IDCW- Rs.5000, Direct Plan-Growth- Rs.5000, Direct Plan-Reinvestment of IDCW- Rs.5000, Direct Plan-Payout of IDCW- Rs.5000,
Minimum additional investment
Regular Plan-Growth-Rs.1000, Regular Plan-Reinvestment of IDCW-Rs.1000, Regular Plan-Payout of IDCW-Rs.1000, Direct Plan-Growth-Rs.1000, Direct Plan-Reinvestment of IDCW-Rs.1000, Direct Plan-Payout of IDCW-Rs.1000,
Exit load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.
Tax on UTI Value Fund returns
UTI Value Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹173.1197
30-10-2026
direct
IDCW
₹56.4606
30-10-2026
regular
Growth
₹156.9096
30-10-2026
regular
IDCW
₹45.7276
30-10-2026
About UTI Value Fund
UTI Value Fund is a mutual fund from UTI Mutual Fund. Its category is Value and Contra. It was launched on 20-07-2005. Its benchmark is Nifty 500 TRI. At the end of September 2026 it held 66 securities.
The Direct plan NAV is ₹173.1197. The Regular plan NAV is ₹156.9096, as on 30-10-2026.
What are the returns of UTI Value Fund?
The Direct plan returned −9.06% in 1 year, +11.71% a year over 3 years, +9.95% a year over 5 years. The Regular plan returned −9.61% in 1 year, +10.97% a year over 3 years, +9.20% a year over 5 years. These figures are as on 30-10-2026.
What is the expense ratio of UTI Value Fund?
The Direct plan charges 1.35% a year. The Regular plan charges 1.87% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.
What is the AUM of UTI Value Fund?
UTI Value Fund managed ₹9,024.59 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of UTI Value Fund?
At the end of September 2026 the largest holdings were HDFCBANK (7.97%), ICICIBANK (6.26%), BHARTIARTL (4.23%), KOTAKBANK (4.16%), AXISBANK (3.94%). The fund held 66 securities in all.
What did UTI Value Fund buy and sell in September 2026?
It bought 4 new stocks: EQ - COHANCE LIFESCIENCES LIMITED, EQ - DR REDDYS LABORATORIES LTD, EQ - BANDHAN BANK LTD, EQ - NTPC LTD. It sold out of 5: EQ - BHARAT PETROLEUM CORPN LTD, EQ - HINDUSTAN AERONAUTICS LTD, EQ - FEDERAL BANK LTD, EQ - PNC INFRATECH LTD, EQ - SYMPHONY LTD. It added shares in 15. It reduced 13.
How do I invest in UTI Value Fund?
Through UTI Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least Regular Plan-Growth- Rs.5000, Regular Plan-Reinvestment of IDCW- Rs.5000, Regular Plan-Payout of IDCW- Rs.5000, Direct Plan-Growth- Rs.5000, Direct Plan-Reinvestment of IDCW- Rs.5000, Direct Plan-Payout of IDCW- Rs.5000,. You can invest once or through a monthly SIP.
Who is the fund manager of UTI Value Fund?
Amit Premchandani FM 1, Not Applicable FM 2, Not Applicable FM 3, Not Applicable FM 4.
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
Track UTI Value Fund in WealthGamma
Add this fund once. WealthGamma updates its value every day and shows it next to your stocks, gold, deposits and loans.