UTI Balanced Advantage Fund

Balanced AdvantageDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

UTI Balanced Advantage Fund is a Balanced Advantage fund run by UTI Mutual Fund. On 30-09-2026, it managed ₹2,856 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 8.5% a year and its Regular plan returned 7.0% a year. Its benchmark, NIFTY 50 Hybrid Composite Debt 50:50 Index, returned 6.0% a year over the same 3 years.

NAV (Direct plan): ₹12.80; ▲ 0.20%30-10-2026
NAV (Regular plan): ₹12.26; ▲ 0.20%30-10-2026
Expense ratio: 0.91%Direct2.01%Regular; 0.91%; A year
Riskometer: Very High; Set by the fund house
3 year return: 8.5%Direct7.0%Regular; 8.5%; A year

UTI Balanced Advantage Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹12.80 (up 0.20% that day); Regular Plan Growth ₹12.26 (up 0.20% that day).

This fund (Direct plan)

₹12.801

UTI Balanced Advantage Fund Returns vs NIFTY 50 Hybrid Composite Debt 50:50 Index

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	+1.17%	−2.56%	+0.07%	−4.25%	+8.50%	--	--
This fund (Regular)	+1.08%	−2.84%	−0.53%	−5.45%	+7.05%	--	--
NIFTY 50 Hybrid Composite Debt 50:50 Index	−3.31%	−3.02%	+1.93%	−2.65%	+6.05%	+5.96%	--
Balanced Advantage average	−0.55%	−2.88%	+0.08%	−2.08%	+9.14%	--	--
Best in Balanced Advantage	+1.54%	+1.98%	+8.19%	+8.40%	+12.82%	--	--
Worst in Balanced Advantage	−3.94%	−6.19%	−4.43%	−6.88%	+2.71%	--	--
Rank in Balanced Advantage	2/37	14/37	20/37	26/36	20/30	--	--

Category rows compare the Direct plans of 38 Balanced Advantage funds. Rank 1 is the highest return. The benchmark row is as on 30-09-2026, as NSE published it.

UTI Balanced Advantage Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	−5.20%	−6.17%
2025	+10.20%	+8.76%
2024	+12.52%	+10.91%

UTI Balanced Advantage Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 50 periods, one for each trading day from 17-08-2026 to 30-10-2026.

0%2%4%6%8%10%12%

Aug 2023
to
Aug 2026Sept 2023
to
Sept 2026Sept 2023
to
Sept 2026Sept 2023
to
Sept 2026Oct 2023
to
Oct 2026Oct 2023
to
Oct 2026

UTI Balanced Advantage Fund (Direct)Category average, 38 Balanced Advantage funds

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	543	8.7%	−5.5%	25.2%	15%	6.0%	49%
2 years	295	7.0%	−0.1%	15.8%	1%	6.3%	89%
3 years	50	8.3%	7.3%	10.0%	0%	9.2%	0%

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	27	6.8%	−10.0%	25.7%	22%	5.6%	59%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 38 Balanced Advantage funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.

UTI Balanced Advantage Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	UTI Balanced Advantage Fund (Direct)This fund	Category average
Return (CAGR)	−4.25%	−2.10%
Standard deviation	8.94%	8.39%
Sharpe ratio	-1.06	-0.88
Sortino ratio	-1.43	-1.17
Maximum drawdown	−10.5% (30-03-2026)	−8.3% (30-03-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	UTI Balanced Advantage Fund (Direct)This fund	Category average
Return (CAGR)	+8.50%	+9.05%
Standard deviation	7.71%	7.94%
Sharpe ratio	0.32	0.38
Sortino ratio	0.45	0.51
Maximum drawdown	−10.5% (30-03-2026)	−9.4% (28-02-2025)

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	UTI Balanced Advantage Fund (Direct)This fund	Category average
Return (CAGR)	+8.17%	+8.79%
Standard deviation	7.58%	7.81%
Sharpe ratio	0.28	0.35
Sortino ratio	0.39	0.47
Maximum drawdown	−10.5% (30-03-2026)	−9.4% (28-02-2025)

From daily NAVs, 17-08-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−12%−10%−8%−6%−4%−2%0%

202420252026

UTI Balanced Advantage Fund (Direct)Category average, 38 Balanced Advantage funds

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
UTI Balanced Advantage Fund (Direct)	−10.5%	02-01-2026	30-03-2026	Not yet	--	−5.7%
Category average	−9.4%	26-09-2024	28-02-2025	26-06-2025	4 months	−4.2%

From the Direct plan's daily NAV since 17-08-2023, adjusted for unit splits, and the average of the 38 Balanced Advantage funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

UTI Balanced Advantage Fund vs Other Balanced Advantage Funds

The five Balanced Advantage funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
quant Dynamic Asset Allocation Fund	1/30	810	1.55%	−5.79%	+12.82%	--	--	0.49	0.67	Compare
Aditya Birla Sun Life Balanced Advantage Fund	2/30	9,836	0.89%	+2.18%	+11.60%	--	--	0.67	0.94	Compare
Baroda BNP Paribas Balanced Advantage Fund	3/30	5,162	0.92%	−0.62%	+11.52%	--	--	0.52	0.70	Compare
Axis Balanced Advantage Fund	4/30	3,651	1.00%	−1.41%	+11.50%	--	--	0.68	0.95	Compare
WhiteOak Capital Balanced Advantage Fund	5/30	2,256	0.84%	−0.57%	+11.37%	--	--	0.64	0.88	Compare
UTI Balanced Advantage Fund	20/30	2,856	0.91%	−4.25%	+8.50%	--	--	0.32	0.45

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

UTI Balanced Advantage Fund Expense Ratio and Costs

What each plan charges a year, in force from 11-09-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Balanced Advantage median	Cost rank (1 = cheapest)
Direct	0.68%	0.03%	0.00%	0.20%	0.91%	1.04%	15/38
Regular	1.68%	0.03%	0.00%	0.30%	2.01%	2.30%	12/38

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Balanced Advantage funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	−5.45%	−4.25%	1.20%	₹94,550	₹95,750
3 years	7.05%	8.50%	1.45% a year	₹1,22,676	₹1,27,729

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

UTI Balanced Advantage Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 17-08-2023 to 30-10-2026: 39 instalments, ₹3,90,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planUTI Balanced Advantage Fund (Direct)	₹3,90,000	₹4,14,601	₹24,601	3.7%
Regular planUTI Balanced Advantage Fund (Regular)	₹3,90,000	₹4,05,327	₹15,327	2.3%
Category averageCategory average, 38 Balanced Advantage funds	₹3,90,000	₹4,16,874	₹26,874	4.1%

₹0₹1.0 L₹2.0 L₹3.0 L₹4.0 L₹5.0 L

202420252026

Direct planUTI Balanced Advantage Fund (Direct)Regular planUTI Balanced Advantage Fund (Regular)Category averageCategory average, 38 Balanced Advantage fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

UTI Balanced Advantage Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

68.7%Equity

Asset	Fund	Category
Equity	68.7%	69.0%
Debt	25.0%	23.0%
Cash and others	6.3%	7.9%

Market cap of stocks

Market cap	Fund	Category
Large Cap	57.3%	47.4%
Mid Cap	7.3%	11.6%
Small Cap	3.1%	8.8%
Not on AMFI's list	1.0%	1.4%

Share of the whole fund. Category: the average of the Balanced Advantage funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Credit rating

Bonds and money market papers by credit rating, % of the fund. Category: the average of 37 Balanced Advantage funds.

Rating	Fund	Category
Sovereign	4.9%	7.4%
AAA and A1+	20.1%	11.3%

UTI Balanced Advantage Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Banks23.1%
IT - Software5.7%
Automobiles4.8%
Petroleum Products4.3%
Telecom - Services3.5%
Consumer Durables3.3%
Retailing3.2%
Pharmaceuticals & Biotechnology2.6%
Finance2.3%
Construction1.7%

The ten largest of 30 sectors. The other 20 add up to 14.3%.

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Banks	22.2%	23.0%	23.1%	+0.9%
IT - Software	6.5%	6.6%	5.7%	−0.8%
Automobiles	5.3%	5.0%	4.8%	−0.5%
Petroleum Products	4.4%	4.4%	4.3%	−0.1%
Telecom - Services	3.6%	3.4%	3.5%	−0.2%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

UTI Balanced Advantage Fund Portfolio Holdings

As on 30-09-2026 · 86 holdings · from the fund house's monthly portfolio

Holdings	Sector / Rating	Weight%	1M change
EQ - HDFC BANK LIMITED	Banks	6.71%	−6.9%
EQ - ICICI BANK LTD	Banks	6.61%	0.0%
EQ - RELIANCE INDUSTRIES LTD.	Petroleum Products	4.29%	0.0%
7.06% GS MAT - 10/04/2028 · Government security	SOV	3.71%
EQ - BHARTI AIRTEL LTD.	Telecom - Services	3.50%	0.0%
EQ - KOTAK MAHINDRA BANK LTD.	Banks	3.37%	+2.2%
EQ - AXIS BANK LTD.	Banks	2.91%	+7.5%
EQ - INFOSYS LTD.	IT - Software	2.73%	−3.7%
EQ - STATE BANK OF INDIA	Banks	2.73%	+1.9%
EQ - ETERNAL LIMITED	Retailing	2.51%	0.0%
EQ - BAJAJ FINANCE LTD.	Finance	2.29%	0.0%
NCD EXPORT IMPORT BANK OF INDIA · Bond	ICRA-AAA	2.07%
EQ - MAHINDRA & MAHINDRA LTD.	Automobiles	2.02%	0.0%
EQ - TITAN COMPANY LTD.	Consumer Durables	1.89%	−3.9%
NCD EXPORT IMPORT BANK OF INDIA · Bond	CRISIL-AAA	1.74%
CP EXPORT IMPORT BANK OF INDIA · Commercial paper	CRISIL-A1+	1.71%
CD - SMALL INDST. DEV. BANK OF INDIA - 04/02/2027 · Certificate of deposit	CARE-A1+	1.71%
EQ - LARSEN & TOUBRO LTD.	Construction	1.52%	−14.9%
NCD BAJAJ FINANCE LTD. · Bond	CRISIL-AAA	1.36%
EQ - ULTRATECH CEMENT LTD.	Cement & Cement Products	1.29%	0.0%
EQ - ADANI PORTS AND SPECIAL ECONO	Transport Infrastructure	1.26%	+15.9%
EQ - COAL INDIA LTD.	Consumable Fuels	1.05%	+8.8%
EQ - ITC LTD.	Diversified FMCG	1.03%	0.0%
EQ - MARUTI SUZUKI INDIA LTD.	Automobiles	1.02%	0.0%
EQ - TATA CONSULTANCY SERVICES LTD.	IT - Software	0.97%	−6.9%
NCD BHARTI TELECOM LTD. · Bond	CRISIL-AAA	0.88%
EQ - JSW STEEL LTD.	Ferrous Metals	0.88%	0.0%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA · Bond	CRISIL-AAA	0.88%
NCD POWER FINANCE CORPORATION LTD. · Bond	CRISIL-AAA	0.88%
7.10% GSEC - MAT - 08/04/2034 · Government security	SOV	0.87%
CD - SMALL INDST. DEV. BANK OF INDIA - 10/11/2026 · Certificate of deposit	CARE-A1+	0.87%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA · Bond	CRISIL-AAA	0.87%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA · Bond	CRISIL-AAA	0.87%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA · Bond	CRISIL-AAA	0.87%
NCD POONAWALLA FINCORP LTD. · Bond	CRISIL-AAA	0.87%
NCD EXPORT IMPORT BANK OF INDIA · Bond	CRISIL-AAA	0.87%
NCD ADITYA BIRLA HOUSING FINANCE LTD · Bond	CRISIL-AAA	0.86%
EQ - AJANTA PHARMA LTD.	Pharmaceuticals & Biotechnology	0.86%	0.0%
EQ - DR LAL PATHLABS LTD.	Healthcare Services	0.85%	−4.4%
CD - ICICI BANK LTD. - 08/03/2027	ICRA-A1+	0.85%
EQ - EICHER MOTORS LTD	Automobiles	0.80%	0.0%
REIT- EMBASSY OFFICE PARKS	-	0.77%
EQ - UJJIVAN SMALL FINANCE BANK LTD	Banks	0.73%	+10.8%
EQ - INFO-EDGE (INDIA) LTD.	Retailing	0.73%	0.0%
EQ - LTM Limited	IT - Software	0.72%	−29.0%
EQ - MPHASIS LTD	IT - Software	0.72%	−17.3%
EQ - HYUNDAI MOTOR INDIA LTD	Automobiles	0.71%	0.0%
EQ - AUROBINDO PHARMA LTD.	Pharmaceuticals & Biotechnology	0.71%	0.0%
REIT - BAGMANE PRIME OFFICE	-	0.70%
EQ - DR REDDYS LABORATORIES LTD.	Pharmaceuticals & Biotechnology	0.70%	New
EQ - MANIPAL HEALTH ENTERPRISES LIMITED	Healthcare Services	0.66%	0.0%
EQ - SBI LIFE INSURANCE COMPANY LTD	Insurance	0.66%	0.0%
EQ - MARICO LTD	Agricultural Food & other Products	0.63%	0.0%
EQ - VEDANTA ALUMINIUM METAL LTD.	Non - Ferrous Metals	0.63%	0.0%
EQ - CONTAINER CORP. OF INDIA LTD	Transport Services	0.59%	0.0%
EQ - COFORGE LTD	IT - Software	0.54%	+52.2%
EQ - CROMPTON GREAVES CONSUMER ELEC	Consumer Durables	0.54%	0.0%
EQ - ICICI LOMBARD GENERAL INSURANC	Insurance	0.53%	0.0%
EQ - BLUE STAR LIMITED	Consumer Durables	0.52%	+11.4%
EQ - OIL INDIA LTD.	Oil	0.52%	0.0%
CD - HDFC BANK LTD - 05/03/2027 · Certificate of deposit	CARE-A1+	0.51%
EQ - DLF LTD.	Realty	0.51%	0.0%
EQ - NTPC LTD.	Power	0.48%	0.0%
EQ - ADANI ENTERPRISES LTD.	Metals & Minerals Trading	0.47%	0.0%
EQ - HINDUSTAN AERONAUTICS LTD	Aerospace & Defense	0.42%	+34.0%
EQ - SPR Auto Technologies Limited	Auto Components	0.39%	0.0%
EQ - HDFC LIFE INSURANCE COMPANY LI	Insurance	0.37%	−25.3%
NCD REC LTD · Bond	CRISIL-AAA	0.35%
EQ - ASIAN PAINTS (INDIA) LTD.	Consumer Durables	0.35%	0.0%
07.18% GSEC MAT -24/07/2037 · Government security	SOV	0.35%
EQ - SBI FUNDS MANAGEMENT LIMITED	Capital Markets	0.35%	0.0%
EQ - DIVIS LABORATORIES LTD.	Pharmaceuticals & Biotechnology	0.34%	New
CD - CANARA BANK - 28/01/2027 · Certificate of deposit	CRISIL-A1+	0.34%
EQ - NIIT LEARNING SYSTEMS LTD	Other Consumer Services	0.29%	0.0%
EQ - OIL & NATURAL GAS CORPORATION	Oil	0.27%	0.0%
EQ - HERO MOTOCORP LTD.	Automobiles	0.20%	0.0%
NCD TATA CAPITAL HOUSING FINANCE LTD · Bond	CRISIL-AAA	0.18%
CD - INDIAN BANK - 12/01/2027 · Certificate of deposit	CRISIL-A1+	0.17%
CD - KOTAK MAHINDRA BANK LTD - 29/01/2027	CRISIL-A1+	0.17%
NCD BAJAJ HOUSING FINANCE LTD · Bond	CRISIL-AAA	0.17%
EQ - SKF INDIA (INDUSTRIAL) LTD	Industrial Products	0.16%	0.0%
EQ - H G INFRA ENGINEERING LTD.	Construction	0.15%	0.0%
EQ - VEDANTA IRON AND STEEL LTD.	Ferrous Metals	0.02%	0.0%
EQ - SKF INDIA LTD.	Auto Components	0.01%	0.0%
EQ - VEDANTA LTD	Diversified Metals	0.00%	0.0%
EQ - BHARAT PETROLEUM CORPN LTD.	Petroleum Products	0.00%	0.0%

UTI Balanced Advantage Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

EQ - HDFC BANK LIMITED	Reduced	−6.9%	6.71%
EQ - KOTAK MAHINDRA BANK LTD.	Added	+2.2%	3.37%
EQ - INFOSYS LTD.	Reduced	−3.7%	2.73%
EQ - AXIS BANK LTD.	Added	+7.5%	2.91%
EQ - STATE BANK OF INDIA	Added	+1.9%	2.73%
EQ - TITAN COMPANY LTD.	Reduced	−3.9%	1.89%
EQ - LARSEN & TOUBRO LTD.	Reduced	−14.9%	1.52%
EQ - ADANI PORTS AND SPECIAL ECONO	Added	+15.9%	1.26%
EQ - TATA CONSULTANCY SERVICES LTD.	Reduced	−6.9%	0.97%
EQ - LTM Limited	Reduced	−29.0%	0.72%
EQ - COAL INDIA LTD.	Added	+8.8%	1.05%
EQ - MPHASIS LTD	Reduced	−17.3%	0.72%
EQ - DR LAL PATHLABS LTD.	Reduced	−4.4%	0.85%
EQ - UJJIVAN SMALL FINANCE BANK LTD	Added	+10.8%	0.73%
EQ - DR REDDYS LABORATORIES LTD.	New	New	0.70%
EQ - COFORGE LTD	Added	+52.2%	0.54%
EQ - BLUE STAR LIMITED	Added	+11.4%	0.52%
EQ - HDFC LIFE INSURANCE COMPANY LI	Reduced	−25.3%	0.37%
EQ - HINDUSTAN AERONAUTICS LTD	Added	+34.0%	0.42%
EQ - DIVIS LABORATORIES LTD.	New	New	0.34%
EQ - TVS MOTOR COMPANY LTD	Sold out	−100%	was 0.05%
EQ - INTERGLOBE AVIATION LTD	Sold out	−100%	was 0.03%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What UTI Balanced Advantage Fund bought and sold

UTI Balanced Advantage Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
UTI Children's Equity FundSolution · UTI	55.0%	38	Compare
Tata NIFTY 50 Exchange Traded FundIndex · Tata	53.8%	28	Compare
SBI BSE 100 ETFETF · SBI	53.8%	38	Compare
Zerodha Nifty 50 Index FundIndex · Zerodha	53.8%	28	Compare
360 ONE ELSS Tax Saver Nifty 50 Index FundIndex · 360 ONE	53.8%	28	Compare
JioBlackRock Nifty 50 Index FundIndex · Jio BlackRock	53.8%	28	Compare
Nippon India Index Fund - Nifty 50 PlanIndex · Nippon India	53.8%	28	Compare
LIC MF Nifty 50 ETFETF · LIC	53.8%	28	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

UTI Balanced Advantage Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.91%
Expense ratio (Regular): 2.01%
Category: Balanced Advantage
Risk: Very High
Launch date: 10-08-2023
Minimum investment: ₹5,000
Minimum additional investment: ₹1,000
AUM: ₹2,855.76 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 151885
ISIN (Direct): INF789F1AYV3
Scheme code (Regular): 151882
ISIN (Regular): INF789F1AYT7
NAV history: From 17-08-2023, 3.2 years

Benchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index
Exit load: Exit load of 1%, if redeemed within 90 days.

Tax on UTI Balanced Advantage Fund returns

How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹12.801	30-10-2026
direct	IDCW	₹12.601	30-10-2026
regular	Growth	₹12.255	30-10-2026
regular	IDCW	₹12.0551	30-10-2026

About UTI Balanced Advantage Fund

UTI Balanced Advantage Fund is a mutual fund from UTI Mutual Fund. Its category is Balanced Advantage. It was launched on 10-08-2023. Its benchmark is NIFTY 50 Hybrid Composite Debt 50:50 Index. At the end of September 2026 it held 86 securities.

Fund Manager

"Equity - Mr. Sachin Trivedi
Fund manager of UTI Balanced Advantage Fund
Debt - Mr. Anurag Mittal "
Fund manager of UTI Balanced Advantage Fund

See all funds of UTI Mutual Fund

AUM change

September 2026: ₹2,855.76 Cr; −5.52% from August 2026
August 2026: ₹3,022.50 Cr; −1.65% from July 2026
July 2026: ₹3,073.10 Cr; +1.69% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

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Frequently Asked Questions for UTI Balanced Advantage Fund

What is the current NAV of UTI Balanced Advantage Fund?

The Direct plan NAV is ₹12.801. The Regular plan NAV is ₹12.255, as on 30-10-2026.

What are the returns of UTI Balanced Advantage Fund?

The Direct plan returned −4.25% in 1 year, +8.50% a year over 3 years. The Regular plan returned −5.45% in 1 year, +7.05% a year over 3 years. These figures are as on 30-10-2026.

What is the expense ratio of UTI Balanced Advantage Fund?

The Direct plan charges 0.91% a year. The Regular plan charges 2.01% a year. This is the figure the fund house reported to AMFI, in force from 11-09-2026.

What is the AUM of UTI Balanced Advantage Fund?

UTI Balanced Advantage Fund managed ₹2,855.76 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of UTI Balanced Advantage Fund?

At the end of September 2026 the largest holdings were HDFCBANK (6.71%), ICICIBANK (6.61%), RELIANCE (4.29%), 7.06% GS MAT - 10/04/2028 (3.71%), BHARTIARTL (3.50%). The fund held 86 securities in all.

What did UTI Balanced Advantage Fund buy and sell in September 2026?

It bought 2 new stocks: EQ - DR REDDYS LABORATORIES LTD, EQ - DIVIS LABORATORIES LTD. It sold out of 2: EQ - TVS MOTOR COMPANY LTD, EQ - INTERGLOBE AVIATION LTD. It added shares in 9. It reduced 9.

How do I invest in UTI Balanced Advantage Fund?

Through UTI Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹5,000. You can invest once or through a monthly SIP.

Who is the fund manager of UTI Balanced Advantage Fund?

"Equity - Mr. Sachin Trivedi, Debt - Mr. Anurag Mittal ".

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.