Union Fixed Maturity Plan - Series 13 (1114 Days)

DebtDirect and Regular plans

Data as on 15-04-2026

Union Fixed Maturity Plan - Series 13 (1114 Days) is a mutual fund run by Union Mutual Fund. On 30-04-2026, it managed ₹27 Cr of investors' money. In the 3 years to 15-04-2026, its Direct plan returned 6.9% a year and its Regular plan returned 6.6% a year.

This fund is closed. It has not published a NAV since 15-04-2026. The page shows its last portfolio.

NAV (Direct plan): ₹12.31; 15-04-2026
NAV (Regular plan): ₹12.20; 15-04-2026
Expense ratio: 0.25%Direct0.54%Regular; 0.25%; A year
Riskometer: Low; Set by the fund house
3 year return: 6.9%Direct6.6%Regular; 6.9%; A year

Union Fixed Maturity Plan - Series 13 (1114 Days) NAV Today

NAV on 15-04-2026: Direct Plan ₹12.31; Regular Plan ₹12.20.

This fund (Direct plan)

₹12.3133

Union Fixed Maturity Plan - Series 13 (1114 Days) Returns

Returns as on 15-04-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	+0.46%	+1.30%	+2.70%	+5.99%	+6.93%	--	--
This fund (Regular)	+0.44%	+1.22%	+2.54%	+5.67%	+6.61%	--	--
Category average	--	--	--	--	--	--	--
Best in category	--	--	--	--	--	--	--
Worst in category	--	--	--	--	--	--	--
Rank in category	--	--	--	--	--	--	--

No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds. This fund's benchmark is CRISIL Medium Duration Debt A-III Index. CRISIL Benchmark Disclaimer: CRISIL Indices are the sole property of CRISIL Lim. Returns of that index are not available to us.

Union Fixed Maturity Plan - Series 13 (1114 Days) Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+1.52%	+1.43%
2025	+6.95%	+6.64%
2024	+7.59%	+7.27%

Union Fixed Maturity Plan - Series 13 (1114 Days) Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 1-year holding period, plotted on the day it ended. There are 492 periods, one for each trading day from 31-03-2024 to 15-04-2026.

0%2%4%6%8%10%

May 2023
to
May 2024Oct 2023
to
Oct 2024Feb 2024
to
Feb 2025Jun 2024
to
Jun 2025Oct 2024
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Oct 2025Feb 2025
to
Feb 2026

Union Fixed Maturity Plan - Series 13 (1114 Days) (Direct)

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss
1 year	492	7.5%	6.0%	8.4%	0%
2 years	250	7.5%	7.0%	7.7%	0%

Period	Periods	Median	Lowest	Highest	With a loss
1 year	26	7.4%	5.7%	8.3%	0%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. Past returns do not promise future returns.

Union Fixed Maturity Plan - Series 13 (1114 Days) Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Union Fixed Maturity Plan - Series 13 (1114 Days) (Direct)This fund
Return (CAGR)	+5.99%
Standard deviation	0.32%
Sharpe ratio	1.75
Sortino ratio	3.20
Maximum drawdown	−0.07% (09-05-2025)

From daily NAVs, 15-04-2025 to 15-04-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Union Fixed Maturity Plan - Series 13 (1114 Days) (Direct)This fund
Return (CAGR)	+6.93%
Standard deviation	0.55%
Sharpe ratio	1.12
Sortino ratio	1.76
Maximum drawdown	−0.16% (06-10-2023)

From daily NAVs, 13-04-2023 to 15-04-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Union Fixed Maturity Plan - Series 13 (1114 Days) (Direct)This fund
Return (CAGR)	+7.04%
Standard deviation	0.57%
Sharpe ratio	1.29
Sortino ratio	2.11
Maximum drawdown	−0.16% (06-10-2023)

From daily NAVs, 31-03-2023 to 15-04-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−0.2%−0.1%0%

202420252026

Union Fixed Maturity Plan - Series 13 (1114 Days) (Direct)

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Union Fixed Maturity Plan - Series 13 (1114 Days) (Direct)	−0.16%	25-09-2023	06-10-2023	12-10-2023	6 days	0.0%

From the Direct plan's daily NAV since 31-03-2023, adjusted for unit splits. "Time to climb back" runs from the bottom to the first day back at the old high.

Union Fixed Maturity Plan - Series 13 (1114 Days) Expense Ratio and Costs

What each plan charges a year, in force from 15-04-2026

Plan	Base expense ratio	Total expense ratio
Direct	0.17%	0.25%
Regular	0.42%	0.54%

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	5.67%	5.99%	0.32%	₹1,05,670	₹1,05,990
3 years	6.61%	6.93%	0.32% a year	₹1,21,170	₹1,22,264

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Union Fixed Maturity Plan - Series 13 (1114 Days) SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 31-03-2023 to 15-04-2026: 38 instalments, ₹3,80,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planUnion Fixed Maturity Plan - Series 13 (1114 Days) (Direct)	₹3,80,000	₹4,22,164	₹42,164	6.8%

₹0₹1.0 L₹2.0 L₹3.0 L₹4.0 L₹5.0 L

202420252026

Direct planUnion Fixed Maturity Plan - Series 13 (1114 Days) (Direct)Amount invested

From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Union Fixed Maturity Plan - Series 13 (1114 Days) Asset Allocation

Asset allocation as on 31-03-2026

What the fund holds

65.5%Debt

Asset	Fund
Debt	65.5%
Cash and others	34.5%

Credit rating

Bonds and money market papers by credit rating, % of the fund.

Rating	Fund
Sovereign	65.5%

Union Fixed Maturity Plan - Series 13 (1114 Days) Portfolio Holdings

As on 31-03-2026 · 2 holdings · from the fund house's monthly portfolio

Holdings	Rating	Weight%
GOI 5.63% 2026 · Government security	Sovereign	56.98%
GOI 7.27% 2026 · Government security	Sovereign	8.55%

Union Fixed Maturity Plan - Series 13 (1114 Days) Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
Tata Crisil-Ibx Gilt Index - April 2026 Index FundIndex · Tata	65.5%	2	Compare
HDFC FMP 1204D December 2022Debt · HDFC	59.0%	2	Compare
Kotak FMP Series 305Debt · Kotak Mahindra	57.0%	1	Compare
Kotak FMP Series 308Debt · Kotak Mahindra	14.6%	1	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

Union Fixed Maturity Plan - Series 13 (1114 Days) Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.25%
Expense ratio (Regular): 0.54%
Category: Debt
Risk: Low
Launch date: 29-03-2023
Minimum investment: ₹5,000
Minimum additional investment: Not available
AUM: ₹27.26 Cr (30-04-2026)
Lock in: None
Scheme code (Direct): 151622
ISIN (Direct): INF582M01IW0
Scheme code (Regular): 151624
ISIN (Regular): INF582M01IY6
NAV history: From 31-03-2023, 3.0 years

Benchmark: CRISIL Medium Duration Debt A-III Index. CRISIL Benchmark Disclaimer: CRISIL Indices are the sole property of CRISIL Lim
Exit load: Nil

Tax on Union Fixed Maturity Plan - Series 13 (1114 Days) returns

How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	NAV	As on
direct	₹12.3133	15-04-2026
regular	₹12.2015	15-04-2026
regular	₹10.00	15-04-2026

About Union Fixed Maturity Plan - Series 13 (1114 Days)

Union Fixed Maturity Plan - Series 13 (1114 Days) is a mutual fund from Union Mutual Fund. Its category is Debt. It was launched on 29-03-2023. Its benchmark is CRISIL Medium Duration Debt A-III Index. CRISIL Benchmark Disclaimer: CRISIL Indices are the sole property of CRISIL Lim. At the end of March 2026 it held 2 securities.

Fund Manager

Devesh Thacker
Fund manager of Union Fixed Maturity Plan - Series 13 (1114 Days), since 29-03-2023
Anindya Sarkar
Fund manager of Union Fixed Maturity Plan - Series 13 (1114 Days), since 29-03-2023

See all funds of Union Mutual Fund

AUM change

April 2026: ₹27.26 Cr; +0.18% from March 2026
March 2026: ₹27.21 Cr; +0.41% from February 2026
February 2026: ₹27.10 Cr; +0.41% from January 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Union Fixed Maturity Plan - Series 13 (1114 Days) with Other Funds

Returns, risk, costs and the stocks they share, side by side

Compare with any other fund

Frequently Asked Questions for Union Fixed Maturity Plan - Series 13 (1114 Days)

What is the current NAV of Union Fixed Maturity Plan - Series 13 (1114 Days)?

The Direct plan NAV is ₹12.3133. The Regular plan NAV is ₹12.2015, as on 15-04-2026.

What are the returns of Union Fixed Maturity Plan - Series 13 (1114 Days)?

The Direct plan returned +5.99% in 1 year, +6.93% a year over 3 years. The Regular plan returned +5.67% in 1 year, +6.61% a year over 3 years. These figures are as on 15-04-2026.

What is the expense ratio of Union Fixed Maturity Plan - Series 13 (1114 Days)?

The Direct plan charges 0.25% a year. The Regular plan charges 0.54% a year. This is the figure the fund house reported to AMFI, in force from 15-04-2026.

What is the AUM of Union Fixed Maturity Plan - Series 13 (1114 Days)?

Union Fixed Maturity Plan - Series 13 (1114 Days) managed ₹27.26 Cr on 30-04-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Union Fixed Maturity Plan - Series 13 (1114 Days)?

At the end of March 2026 the largest holdings were GOI 5.63% 2026 (56.98%), GOI 7.27% 2026 (8.55%). The fund held 2 securities in all.

How do I invest in Union Fixed Maturity Plan - Series 13 (1114 Days)?

Through Union Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹5,000. You can invest once or through a monthly SIP.

Who is the fund manager of Union Fixed Maturity Plan - Series 13 (1114 Days)?

Devesh Thacker (since 29-03-2023), Anindya Sarkar (since 29-03-2023).

What is the exit load of Union Fixed Maturity Plan - Series 13 (1114 Days)?

Nil

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.