Tata Crisil-Ibx Gilt Index - April 2026 Index Fund vs Union Fixed Maturity Plan - Series 13 (1114 Days)
Direct Plan, Growth option · Data as on 13-02-2026
Tata Crisil-Ibx Gilt Index - April 2026 Index Fund is a mutual fund and Union Fixed Maturity Plan - Series 13 (1114 Days) is a Debt fund. In the 3 years to 15-04-2026, Tata Crisil-Ibx Gilt Index - April 2026 Index Fund (Direct) returned 7.3% a year and Union Fixed Maturity Plan - Series 13 (1114 Days) (Direct) returned 6.9% a year. Tata Crisil-Ibx Gilt Index - April 2026 Index Fund charges 0.12% a year and Union Fixed Maturity Plan - Series 13 (1114 Days) 0.25% (Direct plans). Their portfolios overlap 65.5%: they hold 2 of the same securities.
Tata Crisil-Ibx Gilt Index - April 2026 Index Fund is closed. It has not published a NAV since 13-02-2026. Its figures stop there.
Union Fixed Maturity Plan - Series 13 (1114 Days) is closed. It has not published a NAV since 15-04-2026. Its figures stop there.
Tata Crisil-Ibx Gilt Index - April 2026 Index Fund
- 3 year return
- 7.3%
- Expense ratio
- 0.12%
- NAV
- ₹12.67
Union Fixed Maturity Plan - Series 13 (1114 Days)
Debt
- 3 year return
- 6.9%
- Expense ratio
- 0.25%
- NAV
- ₹12.31
Which is better, Tata Crisil-Ibx Gilt Index - April 2026 Index or Union Fixed Maturity Plan - Series 13 (1114 Days)? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Tata Crisil-Ibx Gilt Index - April 2026 Index returned more over 3 years: 7.3% a year against 6.9%.
- Tata Crisil-Ibx Gilt Index - April 2026 Index returned more over 1 year: 6.7% against 6.0%.
- Tata Crisil-Ibx Gilt Index - April 2026 Index costs less: 0.12% a year against 0.25% (Direct plans).
- Union Fixed Maturity Plan - Series 13 (1114 Days) swung less over 3 years: a standard deviation of 0.6% a year against 0.7%.
- Tata Crisil-Ibx Gilt Index - April 2026 Index fell less in its worst fall since 31-03-2023: −0.1% against −0.2%.
- Tata Crisil-Ibx Gilt Index - April 2026 Index is the larger fund: ₹793 Cr against ₹27 Cr.
- Their portfolios overlap 65.5%: 2 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Tata Crisil-Ibx Gilt Index - April 2026 Index Fund | Union Fixed Maturity Plan - Series 13 (1114 Days) |
|---|---|---|
| Fund house | Tata Mutual Fund | Union Mutual Fund |
| Category | Not available | Debt |
| AUM | ₹793 Cr (31-01-2026) | ₹27 Cr (30-04-2026) |
| NAV | ₹12.67 (Direct) | ₹12.31 (Direct) |
| Expense ratio (Direct) | 0.12% | 0.25% |
| Expense ratio (Regular) | 0.35% | 0.54% |
| Riskometer | Not available | Low |
| Benchmark | Not available | CRISIL Medium Duration Debt A-III Index. CRISIL Benchmark Disclaimer: CRISIL Indices are the sole property of CRISIL Lim |
| Launch date | Not available | 29-03-2023 |
| Minimum investment | Not available | ₹5,000 |
| Lock in | Not available | None |
| Fund managers | Not available | Devesh Thacker, Anindya Sarkar |
| Exit load | Not available | Nil |
Tata Crisil-Ibx Gilt Index - April 2026 Index vs Union Fixed Maturity Plan - Series 13 (1114 Days): Returns Comparison
Returns as on 15-04-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Tata Crisil-Ibx Gilt Index - April 2026 Index Fund (Direct) | +0.44% | +1.38% | +2.77% | +6.74% | +7.26% | -- | -- |
| Union Fixed Maturity Plan - Series 13 (1114 Days) (Direct) | +0.46% | +1.30% | +2.70% | +5.99% | +6.93% | -- | -- |
Tata Crisil-Ibx Gilt Index - April 2026 Index vs Union Fixed Maturity Plan - Series 13 (1114 Days): Year-wise Returns
| Year | Tata Crisil-Ibx Gilt Index - April 2026 IndexTata Crisil-Ibx Gilt Index - April 2026 Index | Union Fixed Maturity Plan - Series 13 (1114 Days)Union Fixed Maturity Plan - Series 13 (1114 Days) |
|---|---|---|
| 2026to date | +0.67% | +1.52% |
| 2025 | +6.92% | +6.95% |
| 2024 | +7.52% | +7.59% |
| 2023 | +7.30% | -- |
Tata Crisil-Ibx Gilt Index - April 2026 Index vs Union Fixed Maturity Plan - Series 13 (1114 Days): Rolling Returns
Every holding period of both funds
Rolling returns
Every 1-year holding period, 457 of them, one for each trading day from 31-03-2024 to 13-02-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Tata Crisil-Ibx Gilt Index - April 2026 Index Fund (Direct)
Union Fixed Maturity Plan - Series 13 (1114 Days) (Direct)
to
May 2024Oct 2023
to
Oct 2024Feb 2024
to
Feb 2025Jun 2024
to
Jun 2025Oct 2024
to
Oct 2025Feb 2025
to
Feb 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Tata Crisil-Ibx Gilt Index - April 2026 Index | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.5% | 7.5% | 6.5% | 8.4% |
| Union Fixed Maturity Plan - Series 13 (1114 Days) | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.4% | 7.5% | 6.0% | 8.4% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 31-03-2023. Past returns do not promise future returns.
Tata Crisil-Ibx Gilt Index - April 2026 Index vs Union Fixed Maturity Plan - Series 13 (1114 Days): SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-03-2023 to 13-02-2026: 36 instalments, ₹3,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Tata Crisil-Ibx Gilt Index - April 2026 IndexTata Crisil-Ibx Gilt Index - April 2026 Index Fund (Direct) | ₹3,60,000 | ₹3,98,794 | ₹38,794 | 7.0% |
| Union Fixed Maturity Plan - Series 13 (1114 Days)Union Fixed Maturity Plan - Series 13 (1114 Days) (Direct) | ₹3,80,000 | ₹4,22,164 | ₹42,164 | 6.8% |
Tata Crisil-Ibx Gilt Index - April 2026 IndexTata Crisil-Ibx Gilt Index - April 2026 Index Fund (Direct)
Union Fixed Maturity Plan - Series 13 (1114 Days)Union Fixed Maturity Plan - Series 13 (1114 Days) (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Tata Crisil-Ibx Gilt Index - April 2026 Index vs Union Fixed Maturity Plan - Series 13 (1114 Days): Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Tata Crisil-Ibx Gilt Index - April 2026 Index Fund (Direct) | Union Fixed Maturity Plan - Series 13 (1114 Days) (Direct) |
|---|---|---|
| Return (CAGR) | +6.74% | +5.99% |
| Standard deviation | 0.40% | 0.32% |
| Sharpe ratio | 2.77 | 1.75 |
| Sortino ratio | 5.44 | 3.20 |
| Maximum drawdown | −0.1% (09-05-2025) | −0.1% (09-05-2025) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 13-02-2025 to 13-02-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Tata Crisil-Ibx Gilt Index - April 2026 Index Fund (Direct) | Union Fixed Maturity Plan - Series 13 (1114 Days) (Direct) |
|---|---|---|
| Return (CAGR) | +7.26% | +6.93% |
| Standard deviation | 0.69% | 0.55% |
| Sharpe ratio | 1.27 | 1.12 |
| Sortino ratio | 2.05 | 1.76 |
| Maximum drawdown | −0.2% (22-02-2023) | −0.2% (06-10-2023) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 13-02-2023 to 13-02-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Tata Crisil-Ibx Gilt Index - April 2026 Index Fund (Direct) | Union Fixed Maturity Plan - Series 13 (1114 Days) (Direct) |
|---|---|---|
| Return (CAGR) | +7.22% | +7.04% |
| Standard deviation | 0.85% | 0.57% |
| Sharpe ratio | 1.00 | 1.29 |
| Sortino ratio | 1.62 | 2.11 |
| Maximum drawdown | −0.4% (22-02-2023) | −0.2% (06-10-2023) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 04-10-2022 to 13-02-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Tata Crisil-Ibx Gilt Index - April 2026 Index Fund (Direct)
Union Fixed Maturity Plan - Series 13 (1114 Days) (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Tata Crisil-Ibx Gilt Index - April 2026 Index Fund (Direct) | −0.1% | 25-09-2023 | 06-10-2023 | 12-10-2023 | 6 days | 0.0% |
| Union Fixed Maturity Plan - Series 13 (1114 Days) (Direct) | −0.2% | 25-09-2023 | 06-10-2023 | 12-10-2023 | 6 days | 0.0% |
From daily values since 31-03-2023, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Tata Crisil-Ibx Gilt Index - April 2026 Index Fund (Direct)
Union Fixed Maturity Plan - Series 13 (1114 Days) (Direct)
Tata Crisil-Ibx Gilt Index - April 2026 Index vs Union Fixed Maturity Plan - Series 13 (1114 Days): Portfolio Overlap
From each fund's latest monthly portfolio: Tata Crisil-Ibx Gilt Index - April 2026 Index Fund, January 2026; Union Fixed Maturity Plan - Series 13 (1114 Days), March 2026
Holdings in common
- Overlap
- 65.5%
- Held by both
- 2
- Only in Tata Crisil-Ibx Gilt Index - April 2026 Index
- 1
- Only in Union Fixed Maturity Plan - Series 13 (1114 Days)
- 0
| Security | % of Tata Crisil-Ibx Gilt Index - April 2026 Index | % of Union Fixed Maturity Plan - Series 13 (1114 Days) |
|---|---|---|
| GOI - 5.63% (12/04/2026) | 76.04% | 56.98% |
| GOI - 7.27% (08/04/2026) | 9.48% | 8.55% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 65.5% means 65.5% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Tata Crisil-Ibx Gilt Index - April 2026 Index Fund
| Security | % of fund |
|---|---|
| GOI - 6.99% (17/04/2026) | 12.39% |
Largest holdings only in Union Fixed Maturity Plan - Series 13 (1114 Days)
Every holding of this fund is also held by the other.
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Tata Crisil-Ibx Gilt Index - April 2026 Index | Union Fixed Maturity Plan - Series 13 (1114 Days) |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 97.9% | 65.5% |
| Cash and others | 2.1% | 34.5% |
Tata Crisil-Ibx Gilt Index - April 2026 Index vs Union Fixed Maturity Plan - Series 13 (1114 Days): Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Tata Crisil-Ibx Gilt Index - April 2026 Index Fund | Union Fixed Maturity Plan - Series 13 (1114 Days) |
|---|---|---|
| Total expense ratio (Direct) | 0.12% | 0.25% |
| Base expense ratio (Direct) | 0.11% | 0.17% |
| Total expense ratio (Regular) | 0.35% | 0.54% |
| Base expense ratio (Regular) | 0.34% | 0.42% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
Tata Crisil-Ibx Gilt Index - April 2026 Index Fund vs Union Fixed Maturity Plan - Series 13 (1114 Days): Frequently Asked Questions
What is the difference between Tata Crisil-Ibx Gilt Index - April 2026 Index Fund and Union Fixed Maturity Plan - Series 13 (1114 Days)?
Tata Crisil-Ibx Gilt Index - April 2026 Index Fund is a mutual fund, Union Fixed Maturity Plan - Series 13 (1114 Days) is a Debt fund, run by Tata Mutual Fund and Union Mutual Fund. Their portfolios overlap 65.5%. Tata Crisil-Ibx Gilt Index - April 2026 Index Fund charges 0.12% a year and Union Fixed Maturity Plan - Series 13 (1114 Days) 0.25%.
Which has given higher returns, Tata Crisil-Ibx Gilt Index - April 2026 Index Fund or Union Fixed Maturity Plan - Series 13 (1114 Days)?
Over 1 year: Tata Crisil-Ibx Gilt Index - April 2026 Index Fund +6.74%, Union Fixed Maturity Plan - Series 13 (1114 Days) +5.99%. Over 3 years: Tata Crisil-Ibx Gilt Index - April 2026 Index Fund +7.26% a year, Union Fixed Maturity Plan - Series 13 (1114 Days) +6.93% a year. As on 15-04-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Tata Crisil-Ibx Gilt Index - April 2026 Index Fund or Union Fixed Maturity Plan - Series 13 (1114 Days)?
Tata Crisil-Ibx Gilt Index - April 2026 Index Fund charges less: 0.12% a year against 0.25%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Tata Crisil-Ibx Gilt Index - April 2026 Index Fund and Union Fixed Maturity Plan - Series 13 (1114 Days) overlap?
65.5%. They hold 2 of the same securities, the largest shared ones being GOI - 5.63% (12/04/2026), GOI - 7.27% (08/04/2026). From each fund's latest monthly portfolio.
Which is better for SIP, Tata Crisil-Ibx Gilt Index - April 2026 Index Fund or Union Fixed Maturity Plan - Series 13 (1114 Days)?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-04-2023 to 13-02-2026 grew to ₹3,86,446 in Tata Crisil-Ibx Gilt Index - April 2026 Index Fund (XIRR 6.9% a year) and ₹4,09,864 in Union Fixed Maturity Plan - Series 13 (1114 Days) (XIRR 6.8% a year). Both received 35 instalments. Past returns do not promise future returns.
Can I invest in both Tata Crisil-Ibx Gilt Index - April 2026 Index Fund and Union Fixed Maturity Plan - Series 13 (1114 Days)?
Yes. 65.5% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.