HDFC FMP 1204D December 2022

Direct and Regular plans

Data as on 13-04-2026

HDFC FMP 1204D December 2022 is a mutual fund run by HDFC Mutual Fund. On 31-03-2026, it managed ₹56 Cr of investors' money. In the 3 years to 13-04-2026, its Direct plan returned 7.0% a year and its Fund plan returned 6.7% a year.

This fund is closed. It has not published a NAV since 13-04-2026. The page shows its last portfolio.

NAV (Direct plan): ₹12.54; 13-04-2026
NAV: ₹12.44; 13-04-2026
Expense ratio: 0.15%Direct0.15%Fund; 0.15%; A year
Riskometer: Not available; Set by the fund house
3 year return: 7.0%Direct6.7%Fund; 7.0%; A year

HDFC FMP 1204D December 2022 NAV Today

NAV on 13-04-2026: Direct Plan ₹12.54; ₹12.44.

This fund

₹12.4354

HDFC FMP 1204D December 2022 Returns

Returns as on 13-04-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	+0.47%	+1.33%	+2.74%	+6.09%	+6.95%	--	--
This fund	+0.45%	+1.27%	+2.62%	+5.83%	+6.69%	--	--
Category average	--	--	--	--	--	--	--
Best in category	--	--	--	--	--	--	--
Worst in category	--	--	--	--	--	--	--
Rank in category	--	--	--	--	--	--	--

No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds. The fund house names no benchmark we can show.

HDFC FMP 1204D December 2022 Year-wise Returns

Return of each calendar year
Year	Direct	This fund
2026to date	+1.55%	+1.48%
2025	+6.92%	+6.65%
2024	+7.58%	+7.31%
2023	+7.26%	+6.99%

HDFC FMP 1204D December 2022 Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 68 periods, one for each trading day from 29-12-2025 to 13-04-2026.

0%2%4%6%8%

Jan 2023
to
Jan 2026Jan 2023
to
Jan 2026Feb 2023
to
Feb 2026Feb 2023
to
Feb 2026Mar 2023
to
Mar 2026Apr 2023
to
Apr 2026

HDFC FMP 1204D December 2022

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss
1 year	553	7.2%	5.8%	8.2%	0%
2 years	312	7.2%	6.7%	7.5%	0%
3 years	68	6.9%	6.7%	7.1%	0%

Period	Periods	Median	Lowest	Highest	With a loss
1 year	29	7.2%	5.4%	8.0%	0%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. Past returns do not promise future returns.

HDFC FMP 1204D December 2022 Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	HDFC FMP 1204D December 2022This fund
Return (CAGR)	+5.83%
Standard deviation	0.37%
Sharpe ratio	0.99
Sortino ratio	1.69
Maximum drawdown	−0.10% (09-05-2025)

From daily NAVs, 11-04-2025 to 13-04-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	HDFC FMP 1204D December 2022This fund
Return (CAGR)	+6.69%
Standard deviation	0.62%
Sharpe ratio	0.62
Sortino ratio	0.94
Maximum drawdown	−0.20% (06-10-2023)

From daily NAVs, 13-04-2023 to 13-04-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	HDFC FMP 1204D December 2022This fund
Return (CAGR)	+6.83%
Standard deviation	0.77%
Sharpe ratio	0.66
Sortino ratio	1.01
Maximum drawdown	−0.45% (22-02-2023)

From daily NAVs, 27-12-2022 to 13-04-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−0.5%−0.4%−0.3%−0.2%−0.1%0%

2023202420252026

HDFC FMP 1204D December 2022

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
HDFC FMP 1204D December 2022	−0.45%	03-02-2023	22-02-2023	13-03-2023	19 days	0.0%

From the fund's daily NAV since 27-12-2022, adjusted for unit splits. "Time to climb back" runs from the bottom to the first day back at the old high.

HDFC FMP 1204D December 2022 Expense Ratio and Costs

What each plan charges a year, in force from 12-04-2026

Plan	Base expense ratio	Total expense ratio
Direct	0.13%	0.15%
Fund	0.13%	0.15%

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.

HDFC FMP 1204D December 2022 SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 27-12-2022 to 13-04-2026: 41 instalments, ₹4,10,000 in all.

Investment	Invested	Value now	Gain	Return a year
This fundHDFC FMP 1204D December 2022	₹4,10,000	₹4,57,915	₹47,915	6.6%

₹0₹1.0 L₹2.0 L₹3.0 L₹4.0 L₹5.0 L

2023202420252026

This fundHDFC FMP 1204D December 2022Amount invested

From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

HDFC FMP 1204D December 2022 Asset Allocation

Asset allocation as on 31-03-2026

What the fund holds

92.1%Debt

Asset	Fund
Debt	92.1%
Cash and others	7.9%

Credit rating

Bonds and money market papers by credit rating, % of the fund.

Rating	Fund
Sovereign	92.1%

HDFC FMP 1204D December 2022 Portfolio Holdings

As on 31-03-2026 · 2 holdings · from the fund house's monthly portfolio

Holdings	Rating	Weight%
5.63% GOI MAT 120426 · Government security	Sovereign	90.12%
7.27% GOI MAT 080426 · Government security	Sovereign	1.97%

HDFC FMP 1204D December 2022 Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
Tata Crisil-Ibx Gilt Index - April 2026 Index FundIndex · Tata	78.0%	2	Compare
Kotak FMP Series 305Debt · Kotak Mahindra	68.4%	1	Compare
Union Fixed Maturity Plan - Series 13 (1114 Days)Debt · Union	59.0%	2	Compare
Kotak FMP Series 308Debt · Kotak Mahindra	14.6%	1	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

HDFC FMP 1204D December 2022 Overview

Fund facts from the scheme summary document

Expense ratio (Direct): 0.15%
Expense ratio: 0.15%
Category: Not available
Risk: Not available
Benchmark: Not available
Launch date: Not available
Minimum investment: Not available
Minimum additional investment: Not available
AUM: ₹55.77 Cr (31-03-2026)
Lock in: Not available
Scheme code (Direct): 151225
ISIN (Direct): INF179KC1EN0
Scheme code: 151224
ISIN: INF179KC1EQ3
NAV history: From 27-12-2022, 3.3 years

Exit load: Not available

Tax on HDFC FMP 1204D December 2022 returns

How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	NAV	As on
	₹12.4354	13-04-2026
	₹10.00	13-04-2026
	₹10.00	13-04-2026
direct	₹12.5376	13-04-2026
direct	₹10.00	13-04-2026
direct	₹10.00	13-04-2026

About HDFC FMP 1204D December 2022

HDFC FMP 1204D December 2022 is a mutual fund from HDFC Mutual Fund. At the end of March 2026 it held 2 securities.

Fund Manager

Not available

See all funds of HDFC Mutual Fund

AUM change

March 2026: ₹55.77 Cr; +0.43% from February 2026
February 2026: ₹55.53 Cr; +0.42% from January 2026
January 2026: ₹55.30 Cr; First month on file

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare HDFC FMP 1204D December 2022 with Other Funds

Returns, risk, costs and the stocks they share, side by side

HDFC FMP 1204D December 2022 vs Tata Crisil-Ibx Gilt Index - April 2026 Index78.0% overlap
HDFC FMP 1204D December 2022 vs Kotak FMP Series 30568.4% overlap
HDFC FMP 1204D December 2022 vs Union Fixed Maturity Plan - Series 13 (1114 Days)59.0% overlap
HDFC FMP 1204D December 2022 vs Kotak FMP Series 30814.6% overlap

Compare with any other fund

Frequently Asked Questions for HDFC FMP 1204D December 2022

What is the current NAV of HDFC FMP 1204D December 2022?

The Direct plan NAV is ₹12.5376. The NAV is ₹12.4354, as on 13-04-2026.

What are the returns of HDFC FMP 1204D December 2022?

The Direct plan returned +6.09% in 1 year, +6.95% a year over 3 years. The fund returned +5.83% in 1 year, +6.69% a year over 3 years. These figures are as on 13-04-2026.

What is the expense ratio of HDFC FMP 1204D December 2022?

The Direct plan charges 0.15% a year. The fund charges 0.15% a year. This is the figure the fund house reported to AMFI, in force from 12-04-2026.

What is the AUM of HDFC FMP 1204D December 2022?

HDFC FMP 1204D December 2022 managed ₹55.77 Cr on 31-03-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of HDFC FMP 1204D December 2022?

At the end of March 2026 the largest holdings were 5.63% GOI MAT 120426 (90.12%), 7.27% GOI MAT 080426 (1.97%). The fund held 2 securities in all.

How do I invest in HDFC FMP 1204D December 2022?

Through HDFC Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. You can invest once or through a monthly SIP.

What is the difference between the Direct and Regular plan of HDFC FMP 1204D December 2022?

Both plans hold the same investments. The Regular plan pays a commission to the distributor who sold it, so it charges more. The Direct plan charges 0.15% a year and the Regular plan Not available. The lower charge is why the Direct plan's NAV is higher.

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.