Tata India Consumer Fund is a Thematic fund run by Tata Mutual Fund. On 30-09-2026, it managed ₹2,723 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 13.1% a year and its Regular plan returned 11.7% a year. Its benchmark, Nifty India Consumption TRI, returned 11.0% a year over the same 3 years.
NAV (Direct plan)
₹52.04
▼ 0.38% · 30-10-2026
NAV (Regular plan)
₹44.51
▼ 0.39% · 30-10-2026
Expense ratio
0.93%Direct2.13%Regular
0.93%
A year
Riskometer
Very High
Set by the fund house
3 year return
13.1%Direct11.7%Regular
13.1%
A year
Tata India Consumer Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹52.04 (down 0.38% that day); Regular Plan Growth ₹44.51 (down 0.39% that day).
This fund (Direct plan)
₹52.0433
Tata India Consumer Fund Returns vs Nifty India Consumption TRI
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−2.31%
−6.20%
+2.16%
−3.17%
+13.07%
+12.46%
+16.14%
This fund (Regular)
−2.41%
−6.50%
+1.52%
−4.37%
+11.66%
+11.03%
+14.51%
Nifty India Consumption TRI
+0.16%
−8.10%
−2.24%
−10.58%
+11.02%
+10.59%
+12.37%
Thematic average
−2.09%
−4.52%
+0.86%
−1.22%
+13.76%
+11.62%
+13.76%
Best in Thematic
+11.54%
+11.27%
+22.16%
+75.71%
+54.78%
+21.14%
+19.31%
Worst in Thematic
−16.05%
−11.74%
−13.97%
−22.44%
−4.46%
+3.65%
+7.72%
Rank in Thematic
120/235
142/232
83/232
99/215
66/133
38/96
14/63
Category rows compare the Direct plans of 235 Thematic funds. Rank 1 is the highest return.
Tata India Consumer Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
Nifty India Consumption TRI
2026to date
−0.93%
−1.94%
−9.10%
2025
−0.88%
−2.12%
+9.22%
2024
+28.28%
+26.65%
+19.77%
2023
+37.48%
+35.76%
+27.96%
2022
+2.38%
+1.05%
+8.53%
2021
+29.19%
+27.46%
+20.82%
Tata India Consumer Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 1,930 periods, one for each trading day from 31-12-2018 to 30-10-2026.
0%5%10%15%20%25%30%
Tata India Consumer Fund (Direct)
Nifty India Consumption TRI
Aug 2016 to Aug 2019Dec 2017 to Dec 2020Apr 2019 to Apr 2022Aug 2020 to Aug 2023Dec 2021 to Dec 2024Mar 2023 to Mar 2026
Tata India Consumer Fund (Direct)Nifty India Consumption TRI
0%
0%
Below 0%
2%
7%
0-5%
13%
17%
5-10%
12%
25%
10-15%
34%
34%
15-20%
37%
17%
20-25%
2%
0%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
2,423
14.3%
−23.4%
82.7%
14%
12.8%
66%
2 years
2,175
19.0%
−10.7%
42.8%
7%
16.2%
78%
3 years
1,930
18.6%
2.2%
28.4%
0%
15.2%
97%
5 years
1,438
18.1%
9.2%
26.7%
0%
14.3%
100%
7 years
943
17.3%
13.6%
21.8%
0%
14.3%
100%
10 years
206
17.6%
15.8%
18.8%
0%
13.4%
100%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
119
16.4%
−28.7%
63.0%
21%
14.0%
59%
2 years
107
16.1%
−17.0%
48.6%
7%
14.7%
68%
3 years
95
17.4%
−8.8%
35.5%
4%
15.6%
80%
5 years
71
17.7%
9.7%
29.8%
0%
16.1%
93%
7 years
47
18.1%
13.4%
24.1%
0%
15.8%
100%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than Nifty India Consumption TRI over the same days. Past returns do not promise future returns.
Tata India Consumer Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
Tata India Consumer Fund (Direct)This fund
Nifty India Consumption TRI
Return (CAGR)
−3.17%
−10.58%
Standard deviation
14.79%
15.06%
Sharpe ratio
-0.57
-1.05
Sortino ratio
-0.77
-1.38
Maximum drawdown
−17.2%
(31-03-2026)
−17.3%
(30-03-2026)
Beta
0.88
1.00
Alpha
+5.44%
0.00%
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Tata India Consumer Fund (Direct)This fund
Nifty India Consumption TRI
Return (CAGR)
+13.07%
+11.02%
Standard deviation
14.16%
13.92%
Sharpe ratio
0.50
0.36
Sortino ratio
0.70
0.51
Maximum drawdown
−20.7%
(28-02-2025)
−21.9%
(04-03-2025)
Beta
0.88
1.00
Alpha
+2.63%
0.00%
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Tata India Consumer Fund (Direct)This fund
Nifty India Consumption TRI
Return (CAGR)
+12.46%
+10.59%
Standard deviation
14.08%
13.94%
Sharpe ratio
0.47
0.34
Sortino ratio
0.66
0.48
Maximum drawdown
−20.7%
(28-02-2025)
−21.9%
(04-03-2025)
Beta
0.90
1.00
Alpha
+2.37%
0.00%
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Tata India Consumer Fund (Direct)This fund
Nifty India Consumption TRI
Return (CAGR)
+16.14%
+12.37%
Standard deviation
15.36%
15.40%
Sharpe ratio
0.70
0.45
Sortino ratio
0.97
0.63
Maximum drawdown
−32.5%
(23-03-2020)
−31.2%
(23-03-2020)
Beta
0.90
1.00
Alpha
+4.44%
0.00%
From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Tata India Consumer Fund (Direct)This fund
Nifty India Consumption TRI
Return (CAGR)
+16.39%
+12.21%
Standard deviation
15.19%
15.31%
Sharpe ratio
0.72
0.44
Sortino ratio
1.00
0.61
Maximum drawdown
−32.5%
(23-03-2020)
−31.2%
(23-03-2020)
Beta
0.90
1.00
Alpha
+4.86%
0.00%
From daily NAVs, 29-12-2015 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−40%−30%−20%−10%0%
Tata India Consumer Fund (Direct)
Nifty India Consumption TRI
201620182020202220242026
Tata India Consumer Fund (Direct)Nifty India Consumption TRI
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
Tata India Consumer Fund (Direct)
−32.5%
31-08-2018
23-03-2020
13-11-2020
8 months
−8.9%
Nifty India Consumption TRI
−31.2%
28-08-2018
23-03-2020
12-11-2020
8 months
−13.4%
From the Direct plan's daily NAV since 29-12-2015, adjusted for unit splits, and Nifty India Consumption TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
Tata India Consumer Fund vs Other Thematic Funds
The five Thematic funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
Tata India Consumer Fund Expense Ratio and Costs
What each plan charges a year, in force from 22-10-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Thematic median
Cost rank (1 = cheapest)
Direct
0.64%
0.06%
0.00%
0.23%
0.93%
1.18%
38/235
Regular
1.69%
0.06%
0.00%
0.38%
2.13%
2.41%
50/235
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Thematic funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
−4.37%
−3.17%
1.20%
₹95,630
₹96,830
3 years
11.66%
13.07%
1.41% a year
₹1,39,217
₹1,44,558
5 years
11.03%
12.46%
1.43% a year
₹1,68,734
₹1,79,883
10 years
14.51%
16.14%
1.63% a year
₹3,87,645
₹4,46,497
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
Tata India Consumer Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 29-12-2015 to 30-10-2026: 131 instalments, ₹13,10,000 in all.
Direct planTata India Consumer Fund (Direct)Regular planTata India Consumer Fund (Regular)Nifty India Consumption TRICategory averageCategory average, 235 Thematic fundsAmount invested
From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Tata India Consumer Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
91.0%Equity
Asset
Fund
Category
Equity
91.0%
94.5%
Cash and others
9.0%
4.0%
Market cap of stocks
Market cap
Fund
Category
Large Cap
45.6%
45.7%
Mid Cap
19.7%
19.6%
Small Cap
24.6%
24.1%
Not on AMFI's list
1.1%
2.3%
Share of the whole fund. Category: the average of the Thematic funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Tata India Consumer Fund Sector Allocation
Sector allocation of the fund's stocks as on 30-09-2026
Largest sectors
Consumer Durables18.0%
Retailing16.8%
Beverages13.2%
Automobiles10.8%
Food Products8.2%
Capital Markets6.0%
Auto Components4.3%
Agricultural Food & other Products3.7%
Diversified FMCG3.1%
Household Products2.2%
The ten largest of 15 sectors. The other 5 add up to 4.8%.
Sector changes
Sector
July 2026
August 2026
September 2026
Change
Consumer Durables
16.6%
17.6%
18.0%
+1.4%
Retailing
17.6%
18.4%
16.8%
−0.8%
Beverages
13.2%
12.6%
13.2%
0.0%
Automobiles
10.2%
11.4%
10.8%
+0.6%
Food Products
9.1%
8.7%
8.2%
−0.9%
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
Tata India Consumer Fund Portfolio Holdings
As on 30-09-2026 · 35 holdings · from the fund house's monthly portfolio
Holdings
Sector
Weight%
Holdings trend
1M change
ETERNAL LTD
Retailing
9.73%
0.0%
TITAN COMPANY LTD
Consumer Durables
6.91%
+3.6%
NESTLE INDIA LTD
Food Products
5.71%
+3.9%
RADICO KHAITAN LTD
Beverages
5.54%
0.0%
CARTRADE TECH LTD
Retailing
4.98%
+1.8%
VARUN BEVERAGES LTD
Beverages
4.15%
0.0%
ATHER ENERGY LTD
Automobiles
4.00%
+6.3%
TATA CONSUMER PRODUCTS LTD
Agricultural Food & other Products
3.67%
0.0%
UNITED SPIRITS LTD
Beverages
3.49%
0.0%
ITC LTD
Diversified FMCG
3.13%
+22.9%
LG ELECTRONICS INDIA LTD
Consumer Durables
2.98%
0.0%
BAJAJ AUTO LTD
Automobiles
2.87%
0.0%
MARUTI SUZUKI INDIA LTD
Automobiles
2.57%
0.0%
BIKAJI FOODS INTERNATIONAL LTD
Food Products
2.50%
0.0%
MULTI COMMODITY EXCHANGE OF IND LTD
Capital Markets
2.32%
0.0%
DOMS INDUSTRIES LTD
Household Products
2.16%
0.0%
ENDURANCE TECHNOLOGIES LTD
Auto Components
2.02%
+2.2%
PNGS REVA DIAMOND JEWELLERY LTD
Consumer Durables
1.95%
0.0%
DIXON TECHNOLOGIES (INDIA) LTD
Consumer Durables
1.95%
0.0%
BHARTI AIRTEL LTD
Telecom - Services
1.86%
0.0%
BSE LTD
Capital Markets
1.84%
0.0%
BILLIONBRAINS GARAGE VENTURES LTD (GROWW)
Capital Markets
1.82%
+3.5%
CERA SANITARYWARE LTD
Consumer Durables
1.50%
+7.2%
SWIGGY LTD
Retailing
1.41%
0.0%
MAHINDRA & MAHINDRA LTD
Automobiles
1.36%
0.0%
DR. LAL PATH LABS LTD
Healthcare Services
1.31%
0.0%
PRICOL LTD
Auto Components
1.27%
0.0%
METRO BRANDS LTD
Consumer Durables
1.26%
0.0%
ETHOS LTD
Consumer Durables
1.04%
0.0%
ZF COMMERCIAL VEHICLE CONTROL SYSTEMS INDIA LTD
Auto Components
1.01%
+18.2%
SS RETAIL LTD
Retailing
0.67%
New
DIAMOND POWER INFRASTRUCTURE LTD
Electrical Equipment
0.67%
0.0%
GILLETTE INDIA LTD
Personal Products
0.65%
0.0%
DEEPA JEWELLERS LTD
Consumer Durables
0.39%
New
PROCTER & GAMBLE HEALTH LTD
Pharmaceuticals & Biotechnology
0.29%
+0.1%
Tata India Consumer Fund Stocks Bought and Sold
All changes are between August 2026 and September 2026
More
Stocks bought and sold in September 2026
TITAN COMPANY LTD
↑Added
+3.6%
6.91%
NESTLE INDIA LTD
↑Added
+3.9%
5.71%
CARTRADE TECH LTD
↑Added
+1.8%
4.98%
ATHER ENERGY LTD
↑Added
+6.3%
4.00%
ITC LTD
↑Added
+22.9%
3.13%
TRENT LTD
↓Sold out
−100%
was 2.81%
APOLLO HOSPITALS ENTERPRISE LTD
↓Sold out
−100%
was 2.21%
ENDURANCE TECHNOLOGIES LTD
↑Added
+2.2%
2.02%
BILLIONBRAINS GARAGE VENTURES LTD (GROWW)
↑Added
+3.5%
1.82%
CERA SANITARYWARE LTD
↑Added
+7.2%
1.50%
ZF COMMERCIAL VEHICLE CONTROL SYSTEMS INDIA LTD
↑Added
+18.2%
1.01%
AWL AGRI BUSINESS LTD
↓Sold out
−100%
was 0.94%
SS RETAIL LTD
↑New
New
0.67%
DEEPA JEWELLERS LTD
↑New
New
0.39%
PROCTER & GAMBLE HEALTH LTD
↑Added
+0.1%
0.29%
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Tata India Consumer Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
0.93%
Expense ratio (Regular)
2.13%
Category
Thematic
Risk
Very High
Benchmark
Nifty India Consumption TRI
Launch date
28-12-2015
Minimum investment
₹5,000
Minimum additional investment
₹1,000
AUM
₹2,723.26 Cr (30-09-2026)
Lock in
None
Scheme code (Direct)
135805
ISIN (Direct)
INF277K013A6
Scheme code (Regular)
135804
ISIN (Regular)
INF277K010A2
NAV history
From 29-12-2015, 10.8 years
Exit load
0.25% of NAV if redeemed /switched out before 30 days from the date of allotment.
Tax on Tata India Consumer Fund returns
Tata India Consumer Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Payout Income Distribution Cum Capital Withdrawal
₹50.4378
30-10-2026
direct
Reinvestment Income Distribution Cum Capital Withdrawal
₹50.4378
30-10-2026
direct
Growth
₹52.0433
30-10-2026
regular
Payout Income Distribution Cum Capital Withdrawal
₹39.4492
30-10-2026
regular
Reinvestment Income Distribution Cum Capital Withdrawal
₹39.4492
30-10-2026
regular
Growth
₹44.5086
30-10-2026
About Tata India Consumer Fund
Tata India Consumer Fund is a mutual fund from Tata Mutual Fund. Its category is Thematic. It was launched on 28-12-2015. Its benchmark is Nifty India Consumption TRI. At the end of September 2026 it held 35 securities.
Fund Manager
Sonam Udasi
Fund manager of Tata India Consumer Fund, since 01-04-2016
Aditya Bagul
Fund manager of Tata India Consumer Fund, since 03-10-2023
Frequently Asked Questions for Tata India Consumer Fund
What is the current NAV of Tata India Consumer Fund?
The Direct plan NAV is ₹52.0433. The Regular plan NAV is ₹44.5086, as on 30-10-2026.
What are the returns of Tata India Consumer Fund?
The Direct plan returned −3.17% in 1 year, +13.07% a year over 3 years, +12.46% a year over 5 years. The Regular plan returned −4.37% in 1 year, +11.66% a year over 3 years, +11.03% a year over 5 years. These figures are as on 30-10-2026.
What is the expense ratio of Tata India Consumer Fund?
The Direct plan charges 0.93% a year. The Regular plan charges 2.13% a year. This is the figure the fund house reported to AMFI, in force from 22-10-2026.
What is the AUM of Tata India Consumer Fund?
Tata India Consumer Fund managed ₹2,723.26 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of Tata India Consumer Fund?
At the end of September 2026 the largest holdings were ETERNAL (9.73%), TITAN (6.91%), NESTLEIND (5.71%), RADICO (5.54%), CARTRADE (4.98%). The fund held 35 securities in all.
What did Tata India Consumer Fund buy and sell in September 2026?
It bought 2 new stocks: SS RETAIL LTD, DEEPA JEWELLERS LTD. It sold out of 3: APOLLO HOSPITALS ENTERPRISE LTD, AWL AGRI BUSINESS LTD, TRENT LTD. It added shares in 10.
How do I invest in Tata India Consumer Fund?
Through Tata Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹5,000. You can invest once or through a monthly SIP.
Who is the fund manager of Tata India Consumer Fund?
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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