ITI Bharat Consumption Fund is a Thematic fund run by ITI Mutual Fund. On 30-09-2026, it managed ₹350 Cr of investors' money. In the year to 30-10-2026, its Direct plan returned −3.4% and its Regular plan returned −5.0%. Its benchmark, Nifty India Consumption TRI, returned −10.6% over the same year.
NAV (Direct plan)
₹11.48
▼ 0.25% · 30-10-2026
NAV (Regular plan)
₹11.15
▼ 0.26% · 30-10-2026
Expense ratio
0.95%Direct2.56%Regular
0.95%
A year
Riskometer
Very High
Set by the fund house
1 year return
−3.4%Direct−5.0%Regular
−3.4%
Total
ITI Bharat Consumption Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹11.48 (down 0.25% that day); Regular Plan Growth ₹11.15 (down 0.26% that day).
This fund (Direct plan)
₹11.4787
ITI Bharat Consumption Fund Returns vs Nifty India Consumption TRI
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−1.35%
−4.60%
+3.47%
−3.44%
--
--
--
This fund (Regular)
−1.48%
−4.99%
+2.64%
−5.03%
--
--
--
Nifty India Consumption TRI
+0.16%
−8.10%
−2.24%
−10.58%
+11.02%
+10.59%
+12.37%
Thematic average
−2.09%
−4.52%
+0.86%
−1.22%
--
--
--
Best in Thematic
+11.54%
+11.27%
+22.16%
+75.71%
--
--
--
Worst in Thematic
−16.05%
−11.74%
−13.97%
−22.44%
--
--
--
Rank in Thematic
81/235
93/232
71/232
104/215
--
--
--
Category rows compare the Direct plans of 235 Thematic funds. Rank 1 is the highest return.
ITI Bharat Consumption Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
Nifty India Consumption TRI
2026to date
−2.18%
−3.49%
−9.10%
ITI Bharat Consumption Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 1-year holding period, plotted on the day it ended. There are 161 periods, one for each trading day from 05-03-2026 to 30-10-2026.
−15%−10%−5%0%5%10%15%
ITI Bharat Consumption Fund (Direct)
Nifty India Consumption TRI
Mar 2025 to Mar 2026May 2025 to May 2026Jun 2025 to Jun 2026Jul 2025 to Jul 2026Sept 2025 to Sept 2026Oct 2025 to Oct 2026
ITI Bharat Consumption Fund (Direct)Nifty India Consumption TRI
22%
53%
Below 0%
60%
41%
0-5%
18%
6%
5-10%
1%
1%
10-15%
0%
0%
15-20%
0%
0%
20-25%
0%
0%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
161
2.3%
−7.1%
10.2%
22%
−0.2%
92%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than Nifty India Consumption TRI over the same days. Past returns do not promise future returns.
ITI Bharat Consumption Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
ITI Bharat Consumption Fund (Direct)This fund
Nifty India Consumption TRI
Return (CAGR)
−3.44%
−10.58%
Standard deviation
14.77%
15.06%
Sharpe ratio
-0.59
-1.05
Sortino ratio
-0.78
-1.38
Maximum drawdown
−15.8%
(31-03-2026)
−17.3%
(30-03-2026)
Beta
0.96
1.00
Alpha
+6.45%
0.00%
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
ITI Bharat Consumption Fund (Direct)This fund
Nifty India Consumption TRI
Return (CAGR)
+9.14%
+5.17%
Standard deviation
13.62%
14.17%
Sharpe ratio
0.27
-0.02
Sortino ratio
0.38
-0.03
Maximum drawdown
−16.4%
(31-03-2026)
−18.1%
(30-03-2026)
Beta
0.93
1.00
Alpha
+3.95%
0.00%
From daily NAVs, 05-03-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−20%−15%−10%−5%0%
ITI Bharat Consumption Fund (Direct)
Nifty India Consumption TRI
2026
ITI Bharat Consumption Fund (Direct)Nifty India Consumption TRI
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
ITI Bharat Consumption Fund (Direct)
−16.4%
20-10-2025
31-03-2026
29-07-2026
4 months
−6.7%
Nifty India Consumption TRI
−18.1%
20-10-2025
30-03-2026
Not yet
--
−11.6%
From the Direct plan's daily NAV since 05-03-2025, adjusted for unit splits, and Nifty India Consumption TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
ITI Bharat Consumption Fund vs Other Thematic Funds
The five Thematic funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
ITI Bharat Consumption Fund Expense Ratio and Costs
What each plan charges a year, in force from 01-10-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Thematic median
Cost rank (1 = cheapest)
Direct
0.66%
0.06%
0.00%
0.23%
0.95%
1.18%
43/235
Regular
2.10%
0.06%
0.00%
0.40%
2.56%
2.41%
149/235
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Thematic funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
−5.03%
−3.44%
1.59%
₹94,970
₹96,560
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
ITI Bharat Consumption Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 05-03-2025 to 30-10-2026: 20 instalments, ₹2,00,000 in all.
Direct planITI Bharat Consumption Fund (Direct)Regular planITI Bharat Consumption Fund (Regular)Nifty India Consumption TRICategory averageCategory average, 235 Thematic fundsAmount invested
From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
ITI Bharat Consumption Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
99.7%Equity
Asset
Fund
Category
Equity
99.7%
94.5%
Cash and others
0.3%
4.0%
Market cap of stocks
Market cap
Fund
Category
Large Cap
67.0%
45.7%
Mid Cap
14.9%
19.6%
Small Cap
15.3%
24.1%
Not on AMFI's list
2.5%
2.3%
Share of the whole fund. Category: the average of the Thematic funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
ITI Bharat Consumption Fund Sector Allocation
Sector allocation of the fund's stocks as on 30-09-2026
Largest sectors
Automobiles20.7%
Consumer Durables12.1%
Retailing11.2%
Telecom - Services7.5%
Diversified FMCG6.5%
Auto Components5.8%
Food Products4.4%
Healthcare Services4.2%
Beverages4.1%
Agricultural Food & other Products2.7%
The ten largest of 27 sectors. The other 17 add up to 20.5%.
Sector changes
Sector
July 2026
August 2026
September 2026
Change
Automobiles
21.9%
22.1%
20.7%
−1.2%
Consumer Durables
12.0%
12.5%
12.1%
+0.1%
Retailing
10.7%
11.1%
11.2%
+0.5%
Telecom - Services
7.9%
7.4%
7.5%
−0.4%
Diversified FMCG
6.7%
6.1%
6.5%
−0.2%
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
ITI Bharat Consumption Fund Portfolio Holdings
As on 30-09-2026 · 57 holdings · from the fund house's monthly portfolio
Holdings
Sector
Weight%
Holdings trend
1M change
Bharti Airtel Limited
Telecom - Services
6.57%
0.0%
Eternal Limited
Retailing
6.23%
0.0%
Titan Company Limited
Consumer Durables
4.60%
−2.0%
Mahindra & Mahindra Limited
Automobiles
4.17%
0.0%
Maruti Suzuki India Limited
Automobiles
4.06%
0.0%
ITC Limited
Diversified FMCG
3.87%
0.0%
TVS Motor Company Limited
Automobiles
2.94%
0.0%
Ather Energy Limited
Automobiles
2.71%
0.0%
Nestle India Limited
Food Products
2.63%
0.0%
Hindustan Unilever Limited
Diversified FMCG
2.61%
0.0%
InterGlobe Aviation Limited
Transport Services
2.56%
0.0%
Apollo Hospitals Enterprise Limited
Healthcare Services
2.42%
0.0%
Bajaj Auto Limited
Automobiles
2.29%
−4.0%
Sedemac Mechatronics Limited
Auto Components
2.27%
0.0%
Asian Paints Limited
Consumer Durables
2.23%
0.0%
ESDS Software Solution Ltd
IT - Services
2.01%
0.0%
Eicher Motors Limited
Automobiles
1.97%
0.0%
LG Electronics India Ltd
Consumer Durables
1.93%
0.0%
Britannia Industries Limited
Food Products
1.79%
+20.2%
Varun Beverages Limited
Beverages
1.78%
0.0%
Max Healthcare Institute Limited
Healthcare Services
1.77%
0.0%
Trent Limited
Retailing
1.65%
−5.5%
Tata Consumer Products Limited
Agricultural Food & other Products
1.57%
0.0%
The Indian Hotels Company Limited
Leisure Services
1.53%
0.0%
Dixon Technologies (India) Limited
Consumer Durables
1.45%
0.0%
Cartrade Tech Limited
Retailing
1.40%
0.0%
Godrej Consumer Products Limited
Personal Products
1.36%
+17.3%
Tata Motors Passenger Vehicles Limited
Automobiles
1.32%
0.0%
Ramkrishna Forgings Limited
Auto Components
1.32%
0.0%
Sona BLW Precision Forgings Limited
Auto Components
1.25%
0.0%
Reliance Industries Limited
Petroleum Products
1.23%
0.0%
Sumitomo Chemical India Limited
Fertilizers & Agrochemicals
1.23%
0.0%
Hero MotoCorp Limited
Automobiles
1.21%
−17.6%
Blue Star Limited
Consumer Durables
1.20%
0.0%
Tata Motors Ltd
Agricultural, Commercial & Construction Vehicles
1.17%
0.0%
Adani Power Limited
Power
1.16%
0.0%
Vintage Coffee And Beverages Limited
Agricultural Food & other Products
1.09%
−4.6%
United Spirits Limited
Beverages
1.07%
0.0%
Avenue Supermarts Limited
Retailing
1.05%
0.0%
Motherson Sumi Wiring India Limited
Auto Components
0.98%
0.0%
Jyoti CNC Automation Ltd
Industrial Manufacturing
0.97%
0.0%
Indus Towers Limited
Telecom - Services
0.97%
0.0%
DLF Limited
Realty
0.95%
−14.1%
BSE Limited
Capital Markets
0.94%
0.0%
Abbott India Limited
Pharmaceuticals & Biotechnology
0.91%
0.0%
Info Edge (India) Limited
Retailing
0.90%
0.0%
Allied Blenders And Distillers Limited
Beverages
0.85%
+119.0%
Pearl Global Industries Limited
Textiles & Apparels
0.83%
+100.0%
Welspun Corp Limited
Industrial Products
0.79%
−12.3%
Havells India Limited
Consumer Durables
0.68%
0.0%
Tata Power Company Limited
Power
0.68%
−27.3%
Godfrey Phillips India Limited
Cigarettes & Tobacco Products
0.59%
0.0%
Diamond Power Infra Limited
Electrical Equipment
0.53%
New
Pranav Constructions Ltd
Realty
0.46%
New
Radico Khaitan Limited
Beverages
0.44%
−61.7%
Smartworks Coworking Spaces Ltd
Commercial Services & Supplies
0.32%
0.0%
Hitachi Energy India Limited
Electrical Equipment
0.24%
0.0%
ITI Bharat Consumption Fund Stocks Bought and Sold
All changes are between August 2026 and September 2026
More
Stocks bought and sold in September 2026
Titan Company Limited
↓Reduced
−2.0%
4.60%
Bajaj Auto Limited
↓Reduced
−4.0%
2.29%
Trent Limited
↓Reduced
−5.5%
1.65%
Britannia Industries Limited
↑Added
+20.2%
1.79%
Hero MotoCorp Limited
↓Reduced
−17.6%
1.21%
Godrej Consumer Products Limited
↑Added
+17.3%
1.36%
Radico Khaitan Limited
↓Reduced
−61.7%
0.44%
Vintage Coffee And Beverages Limited
↓Reduced
−4.6%
1.09%
DLF Limited
↓Reduced
−14.1%
0.95%
Tata Power Company Limited
↓Reduced
−27.3%
0.68%
Allied Blenders And Distillers Limited
↑Added
+119.0%
0.85%
Pearl Global Industries Limited
↑Added
+100.0%
0.83%
Welspun Corp Limited
↓Reduced
−12.3%
0.79%
Lemon Tree Hotels Limited
↓Sold out
−100%
was 0.74%
Diamond Power Infra Limited
↑New
New
0.53%
Thyrocare Technologies Limited
↓Sold out
−100%
was 0.52%
Pranav Constructions Ltd
↑New
New
0.46%
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
ITI Bharat Consumption Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
0.95%
Expense ratio (Regular)
2.56%
Category
Thematic
Risk
Very High
Benchmark
Nifty India Consumption TRI
Launch date
27-02-2025
Minimum investment
₹5,000
Minimum additional investment
₹1,000
AUM
₹349.87 Cr (30-09-2026)
Lock in
None
Scheme code (Direct)
153260
ISIN (Direct)
INF00XX01DG1
Scheme code (Regular)
153263
ISIN (Regular)
INF00XX01DD8
NAV history
From 05-03-2025, 1.7 years
Exit load
Exit load of 0.50%, if redeemed within 3 months.
Tax on ITI Bharat Consumption Fund returns
ITI Bharat Consumption Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹11.4787
30-10-2026
direct
IDCW
₹10.8691
30-10-2026
regular
Growth
₹11.1512
30-10-2026
regular
IDCW
₹10.5488
30-10-2026
About ITI Bharat Consumption Fund
ITI Bharat Consumption Fund is a mutual fund from ITI Mutual Fund. Its category is Thematic. It was launched on 27-02-2025. Its benchmark is Nifty India Consumption TRI. At the end of September 2026 it held 57 securities.
Fund Manager
Animesh Singh
Fund manager of ITI Bharat Consumption Fund, since 08-05-2026
Dhimant Shah
Fund manager of ITI Bharat Consumption Fund, since 06-03-2025
Frequently Asked Questions for ITI Bharat Consumption Fund
What is the current NAV of ITI Bharat Consumption Fund?
The Direct plan NAV is ₹11.4787. The Regular plan NAV is ₹11.1512, as on 30-10-2026.
What are the returns of ITI Bharat Consumption Fund?
The Direct plan returned −3.44% in 1 year. The Regular plan returned −5.03% in 1 year. These figures are as on 30-10-2026.
What is the expense ratio of ITI Bharat Consumption Fund?
The Direct plan charges 0.95% a year. The Regular plan charges 2.56% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.
What is the AUM of ITI Bharat Consumption Fund?
ITI Bharat Consumption Fund managed ₹349.87 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of ITI Bharat Consumption Fund?
At the end of September 2026 the largest holdings were BHARTIARTL (6.57%), ETERNAL (6.23%), TITAN (4.60%), M&M (4.17%), MARUTI (4.06%). The fund held 57 securities in all.
What did ITI Bharat Consumption Fund buy and sell in September 2026?
It bought 2 new stocks: Pranav Constructions Ltd, Diamond Power Infra Limited. It sold out of 2: Thyrocare Technologies Limited, Lemon Tree Hotels Limited. It added shares in 4. It reduced 9.
How do I invest in ITI Bharat Consumption Fund?
Through ITI Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹5,000. You can invest once or through a monthly SIP.
Who is the fund manager of ITI Bharat Consumption Fund?
Animesh Singh (since 08-05-2026), Dhimant Shah (since 06-03-2025).
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
Track ITI Bharat Consumption Fund in WealthGamma
Add this fund once. WealthGamma updates its value every day and shows it next to your stocks, gold, deposits and loans.