Sundaram Consumption Fund is a Thematic fund run by Sundaram Mutual Fund. On 30-09-2026, it managed ₹1,408 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 7.6% a year and its Regular plan returned 6.6% a year. Its benchmark, Nifty India Consumption TRI, returned 11.0% a year over the same 3 years.
NAV (Direct plan)
₹99.16
▼ 0.01% · 30-10-2026
NAV (Regular plan)
₹89.43
▼ 0.01% · 30-10-2026
Expense ratio
1.72%Direct2.57%Regular
1.72%
A year
Riskometer
Very High
Set by the fund house
3 year return
7.6%Direct6.6%Regular
7.6%
A year
Sundaram Consumption Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹99.16 (down 0.01% that day); Regular Plan Growth ₹89.43 (down 0.01% that day).
This fund (Direct plan)
₹99.1579
Sundaram Consumption Fund Returns vs Nifty India Consumption TRI
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−1.32%
−5.69%
+0.08%
−11.16%
+7.57%
+9.69%
+10.65%
This fund (Regular)
−1.39%
−5.89%
−0.35%
−11.95%
+6.63%
+8.72%
+9.71%
Nifty India Consumption TRI
+0.16%
−8.10%
−2.24%
−10.58%
+11.02%
+10.59%
+12.37%
Thematic average
−2.09%
−4.52%
+0.86%
−1.22%
+13.76%
+11.62%
+13.76%
Best in Thematic
+11.54%
+11.27%
+22.16%
+75.71%
+54.78%
+21.14%
+19.31%
Worst in Thematic
−16.05%
−11.74%
−13.97%
−22.44%
−4.46%
+3.65%
+7.72%
Rank in Thematic
78/235
128/232
107/232
202/215
114/133
61/96
56/63
Category rows compare the Direct plans of 235 Thematic funds. Rank 1 is the highest return.
Sundaram Consumption Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
Nifty India Consumption TRI
2026to date
−8.03%
−8.71%
−9.10%
2025
+0.80%
−0.07%
+9.22%
2024
+21.15%
+20.09%
+19.77%
2023
+31.36%
+30.25%
+27.96%
2022
+10.39%
+9.35%
+8.53%
2021
+20.37%
+19.35%
+20.82%
Sundaram Consumption Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,666 periods, one for each trading day from 04-01-2016 to 30-10-2026.
−10%0%10%20%30%40%
Sundaram Consumption Fund (Direct)
Nifty India Consumption TRI
Nov 2013 to Nov 2016Sept 2015 to Sept 2018Jul 2017 to Jul 2020May 2019 to May 2022Mar 2021 to Mar 2024Dec 2022 to Dec 2025
Sundaram Consumption Fund (Direct)Nifty India Consumption TRI
5%
0%
Below 0%
5%
5%
0-5%
11%
13%
5-10%
18%
32%
10-15%
29%
37%
15-20%
24%
13%
20-25%
10%
0%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
3,154
14.5%
−28.9%
72.5%
19%
13.0%
53%
2 years
2,912
18.7%
−14.5%
40.3%
10%
16.1%
51%
3 years
2,666
17.3%
−6.3%
34.5%
5%
15.0%
52%
5 years
2,173
13.6%
3.6%
27.0%
0%
14.0%
54%
7 years
1,684
13.8%
10.5%
18.3%
0%
13.5%
50%
10 years
941
15.4%
10.3%
18.8%
0%
14.3%
85%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
154
16.0%
−41.8%
64.5%
19%
14.9%
54%
2 years
142
18.5%
−24.1%
42.6%
14%
14.8%
51%
3 years
130
17.6%
−16.7%
33.6%
7%
15.7%
43%
5 years
106
13.7%
−3.8%
27.9%
2%
13.9%
42%
7 years
82
13.7%
4.0%
22.0%
0%
14.3%
35%
10 years
46
15.2%
10.6%
18.9%
0%
14.9%
46%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than Nifty India Consumption TRI over the same days. Past returns do not promise future returns.
Sundaram Consumption Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
Sundaram Consumption Fund (Direct)This fund
Nifty India Consumption TRI
Return (CAGR)
−11.16%
−10.58%
Standard deviation
15.10%
15.06%
Sharpe ratio
-1.09
-1.05
Sortino ratio
-1.43
-1.38
Maximum drawdown
−20.1%
(23-03-2026)
−17.3%
(30-03-2026)
Beta
0.97
1.00
Alpha
−1.00%
0.00%
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Sundaram Consumption Fund (Direct)This fund
Nifty India Consumption TRI
Return (CAGR)
+7.57%
+11.02%
Standard deviation
13.32%
13.92%
Sharpe ratio
0.12
0.36
Sortino ratio
0.16
0.51
Maximum drawdown
−23.7%
(23-03-2026)
−21.9%
(04-03-2025)
Beta
0.92
1.00
Alpha
−3.04%
0.00%
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Sundaram Consumption Fund (Direct)This fund
Nifty India Consumption TRI
Return (CAGR)
+9.69%
+10.59%
Standard deviation
13.56%
13.94%
Sharpe ratio
0.29
0.34
Sortino ratio
0.40
0.48
Maximum drawdown
−23.7%
(23-03-2026)
−21.9%
(04-03-2025)
Beta
0.92
1.00
Alpha
−0.53%
0.00%
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Sundaram Consumption Fund (Direct)This fund
Nifty India Consumption TRI
Return (CAGR)
+10.65%
+12.37%
Standard deviation
15.05%
15.40%
Sharpe ratio
0.35
0.45
Sortino ratio
0.47
0.63
Maximum drawdown
−35.7%
(23-03-2020)
−31.2%
(23-03-2020)
Beta
0.90
1.00
Alpha
−1.02%
0.00%
From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Sundaram Consumption Fund (Direct)This fund
Nifty India Consumption TRI
Return (CAGR)
+13.39%
+13.02%
Standard deviation
15.00%
15.13%
Sharpe ratio
0.49
0.46
Sortino ratio
0.66
0.65
Maximum drawdown
−35.7%
(23-03-2020)
−31.2%
(23-03-2020)
Beta
0.89
1.00
Alpha
+1.15%
0.00%
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−40%−30%−20%−10%0%
Sundaram Consumption Fund (Direct)
Nifty India Consumption TRI
2014201620182020202220242026
Sundaram Consumption Fund (Direct)Nifty India Consumption TRI
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
Sundaram Consumption Fund (Direct)
−35.7%
19-02-2020
23-03-2020
27-11-2020
8 months
−15.2%
Nifty India Consumption TRI
−31.2%
28-08-2018
23-03-2020
12-11-2020
8 months
−13.4%
From the Direct plan's daily NAV since 02-01-2013, adjusted for unit splits, and Nifty India Consumption TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
Sundaram Consumption Fund vs Other Thematic Funds
The five Thematic funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
Sundaram Consumption Fund Expense Ratio and Costs
What each plan charges a year, in force from 19-10-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Thematic median
Cost rank (1 = cheapest)
Direct
1.10%
0.12%
0.01%
0.49%
1.72%
1.18%
202/235
Regular
1.84%
0.12%
0.01%
0.60%
2.57%
2.41%
152/235
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Thematic funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
−11.95%
−11.16%
0.79%
₹88,050
₹88,840
3 years
6.63%
7.57%
0.94% a year
₹1,21,238
₹1,24,473
5 years
8.72%
9.69%
0.97% a year
₹1,51,896
₹1,58,794
10 years
9.71%
10.65%
0.94% a year
₹2,52,617
₹2,75,115
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
Sundaram Consumption Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 02-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.
Direct planSundaram Consumption Fund (Direct)Regular planSundaram Consumption Fund (Regular)Nifty India Consumption TRICategory averageCategory average, 235 Thematic fundsAmount invested
From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Sundaram Consumption Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
96.6%Equity
Asset
Fund
Category
Equity
96.6%
94.5%
Cash and others
3.4%
4.0%
Market cap of stocks
Market cap
Fund
Category
Large Cap
67.8%
45.7%
Mid Cap
15.1%
19.6%
Small Cap
12.3%
24.1%
Not on AMFI's list
1.5%
2.3%
Share of the whole fund. Category: the average of the Thematic funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Sundaram Consumption Fund Sector Allocation
Sector allocation of the fund's stocks as on 30-09-2026
Largest sectors
Automobiles16.5%
Retailing11.7%
Consumer Durables9.9%
Telecom - Services8.3%
Diversified Fmcg8.1%
Healthcare Services6.5%
Beverages6.5%
Leisure Services4.2%
Transport Services4.0%
Auto Components3.9%
The ten largest of 18 sectors. The other 8 add up to 16.8%.
Sector changes
Sector
July 2026
August 2026
September 2026
Change
Automobiles
15.8%
16.2%
16.5%
+0.7%
Retailing
12.7%
11.8%
11.7%
−1.0%
Consumer Durables
12.3%
12.3%
9.9%
−2.3%
Telecom - Services
8.8%
7.9%
8.3%
−0.5%
Diversified Fmcg
2.9%
2.6%
8.1%
+5.2%
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
Sundaram Consumption Fund Portfolio Holdings
As on 30-09-2026 · 34 holdings · from the fund house's monthly portfolio
Holdings
Sector
Weight%
Holdings trend
1M change
Eternal Ltd (Previously Zomato Ltd)
Retailing
9.11%
−6.0%
Bharti Airtel Ltd
Telecom - Services
8.29%
0.0%
ITC Ltd
Diversified Fmcg
8.06%
+177.7%
Mahindra & Mahindra Ltd
Automobiles
7.06%
0.0%
TVS Motor Company Ltd
Automobiles
4.61%
0.0%
Varun Beverages Ltd
Beverages
4.10%
+16.5%
Interglobe Aviation Ltd
Transport Services
4.00%
0.0%
Bajaj Auto Ltd
Automobiles
3.92%
+48.1%
Apollo Hospitals Enterprise Ltd
Healthcare Services
3.82%
−23.1%
Titan Company Ltd
Consumer Durables
3.71%
−22.3%
S.J.S. Enterprises Ltd
Auto Components
2.97%
−10.4%
Avenue Supermarts Ltd
Retailing
2.63%
New
United Spirits Ltd
Beverages
2.43%
+24.9%
One 97 Communications Ltd
Financial Technology (Fintech)
2.41%
−18.4%
ICICI Bank Ltd
Banks
2.26%
0.0%
Fortis Health Care Ltd
Healthcare Services
2.22%
+40.6%
Sapphire Foods India Ltd
Leisure Services
2.11%
0.0%
Berger Paints (I) Ltd
Consumer Durables
2.11%
+53.2%
Jubilant Foodworks Ltd
Leisure Services
2.10%
+68.3%
Nestle India Ltd
Food Products
2.01%
−50.0%
Asian Paints Ltd
Consumer Durables
1.64%
0.0%
Affle (India) Ltd
It - Services
1.63%
0.0%
TATA Motors Ltd
Agricultural, Commercial & Construction Vehicles
1.62%
0.0%
Bikaji Foods International Ltd
Food Products
1.60%
0.0%
Page Industries Ltd
Textiles & Apparels
1.57%
0.0%
Safari Industries (India) Ltd
Consumer Durables
1.36%
0.0%
PB Fintech Ltd
Financial Technology (Fintech)
1.24%
0.0%
LG Electronics India Ltd
Consumer Durables
1.12%
0.0%
Poonawalla Fincorp Ltd
Finance
1.03%
0.0%
Dhoot Transmission Ltd
Auto Components
0.97%
−30.3%
360 ONE WAM Ltd (Prev IIFL Wealth Management Ltd)
Capital Markets
0.95%
0.0%
Hyundai Motor India Ltd
Automobiles
0.94%
−41.7%
Manipal Health Enterprises Ltd
Healthcare Services
0.50%
−49.2%
K.P.R. Mill Ltd
Textiles & Apparels
0.48%
0.0%
Sundaram Consumption Fund Stocks Bought and Sold
All changes are between August 2026 and September 2026
More
Stocks bought and sold in September 2026
Eternal Ltd (Previously Zomato Ltd)
↓Reduced
−6.0%
9.11%
ITC Ltd
↑Added
+177.7%
8.06%
Apollo Hospitals Enterprise Ltd
↓Reduced
−23.1%
3.82%
Titan Company Ltd
↓Reduced
−22.3%
3.71%
Nestle India Ltd
↓Reduced
−50.0%
2.01%
Varun Beverages Ltd
↑Added
+16.5%
4.10%
Bajaj Auto Ltd
↑Added
+48.1%
3.92%
S.J.S. Enterprises Ltd
↓Reduced
−10.4%
2.97%
One 97 Communications Ltd
↓Reduced
−18.4%
2.41%
Avenue Supermarts Ltd
↑New
New
2.63%
Trent Ltd
↓Sold out
−100%
was 2.56%
United Spirits Ltd
↑Added
+24.9%
2.43%
Fortis Health Care Ltd
↑Added
+40.6%
2.22%
Berger Paints (I) Ltd
↑Added
+53.2%
2.11%
Jubilant Foodworks Ltd
↑Added
+68.3%
2.10%
Whirlpool of India Ltd
↓Sold out
−100%
was 1.94%
Hyundai Motor India Ltd
↓Reduced
−41.7%
0.94%
Dhoot Transmission Ltd
↓Reduced
−30.3%
0.97%
Manipal Health Enterprises Ltd
↓Reduced
−49.2%
0.50%
Gillette India Ltd
↓Sold out
−100%
was 0.86%
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Sundaram Consumption Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
1.72%
Expense ratio (Regular)
2.57%
Category
Thematic
Risk
Very High
Benchmark
Nifty India Consumption TRI
Launch date
01-01-2013
Minimum additional investment
For additional purchase Rs. 100/-
AUM
₹1,407.53 Cr (30-09-2026)
Lock in
None
Scheme code (Direct)
119595
ISIN (Direct)
INF903J01NH5
Scheme code (Regular)
102142
ISIN (Regular)
INF903J01561
NAV history
From 02-01-2013, 13.8 years
Minimum investment
For both Regular and Direct Plan Rs. 100/–
Exit load
0.5% - For redemption, withdrawn by way of SWP or transfer by way of Switch / STP within 30 days from the date of allotment; NIL - For redemption or withdrawn by way of SWP or transfer by way of Switch/STP after 30 days from the date of allotment; Further, exit load will be waived on Intra-scheme Switch-outs/STP; Generally, the exit load will be calculated on First in First out (FIFO) basis.
Tax on Sundaram Consumption Fund returns
Sundaram Consumption Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹99.1579
30-10-2026
direct
Income Distribution Cum Capital Withdrawal IDCW
₹26.3689
30-10-2026
regular
Growth
₹89.4302
30-10-2026
regular
Income Distribution Cum Capital Withdrawal IDCW
₹23.3733
30-10-2026
About Sundaram Consumption Fund
Sundaram Consumption Fund is a mutual fund from Sundaram Mutual Fund. Its category is Thematic. It was launched on 01-01-2013. Its benchmark is Nifty India Consumption TRI. At the end of September 2026 it held 34 securities.
Frequently Asked Questions for Sundaram Consumption Fund
What is the current NAV of Sundaram Consumption Fund?
The Direct plan NAV is ₹99.1579. The Regular plan NAV is ₹89.4302, as on 30-10-2026.
What are the returns of Sundaram Consumption Fund?
The Direct plan returned −11.16% in 1 year, +7.57% a year over 3 years, +9.69% a year over 5 years. The Regular plan returned −11.95% in 1 year, +6.63% a year over 3 years, +8.72% a year over 5 years. These figures are as on 30-10-2026.
What is the expense ratio of Sundaram Consumption Fund?
The Direct plan charges 1.72% a year. The Regular plan charges 2.57% a year. This is the figure the fund house reported to AMFI, in force from 19-10-2026.
What is the AUM of Sundaram Consumption Fund?
Sundaram Consumption Fund managed ₹1,407.53 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of Sundaram Consumption Fund?
At the end of September 2026 the largest holdings were ETERNAL (9.11%), BHARTIARTL (8.29%), ITC (8.06%), M&M (7.06%), TVSMOTOR (4.61%). The fund held 34 securities in all.
What did Sundaram Consumption Fund buy and sell in September 2026?
It bought 1 new stock: Avenue Supermarts Ltd. It sold out of 3: Gillette India Ltd, Whirlpool of India Ltd, Trent Ltd. It added shares in 7. It reduced 9.
How do I invest in Sundaram Consumption Fund?
Through Sundaram Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least For both Regular and Direct Plan Rs. 100/–. You can invest once or through a monthly SIP.
Who is the fund manager of Sundaram Consumption Fund?
Anuj Bansal, Rohit Seksaria, Shalav Saket.
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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