Nippon India ETF Nifty India Consumption vs Sundaram Consumption Fund
Direct Plan, Growth option · Data as on 30-10-2026
Nippon India ETF Nifty India Consumption is a mutual fund and Sundaram Consumption Fund is a Thematic fund. In the 3 years to 30-10-2026, Nippon India ETF Nifty India Consumption (Direct) returned 10.6% a year and Sundaram Consumption Fund (Direct) returned 7.6% a year. Nippon India ETF Nifty India Consumption charges 0.33% a year and Sundaram Consumption Fund 1.72% (Direct plans). Their portfolios overlap 56.8%: they hold 15 of the same securities.
Nippon India ETF Nifty India Consumption
- 3 year return
- 10.6%
- Expense ratio
- 0.33%
- NAV
- ₹123.68
Sundaram Consumption Fund
Thematic
- 3 year return
- 7.6%
- Expense ratio
- 1.72%
- NAV
- ₹99.16
Which is better, Nippon India ETF Nifty India Consumption or Sundaram Consumption? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Nippon India ETF Nifty India Consumption returned more over 5 years: 10.2% a year against 9.7%.
- Nippon India ETF Nifty India Consumption returned more over 3 years: 10.6% a year against 7.6%.
- Nippon India ETF Nifty India Consumption costs less: 0.33% a year against 1.72% (Direct plans).
- Sundaram Consumption swung less over 3 years: a standard deviation of 13.3% a year against 13.9%.
- Nippon India ETF Nifty India Consumption fell less in its worst fall since 10-04-2014: −31.3% against −35.7%.
- Nippon India ETF Nifty India Consumption holds more in large companies: 88.0% of the fund in large caps against 67.8%.
- Sundaram Consumption is the larger fund: ₹1,408 Cr against ₹186 Cr.
- Their portfolios overlap 56.8%: 15 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Nippon India ETF Nifty India Consumption | Sundaram Consumption Fund |
|---|---|---|
| Fund house | Nippon India Mutual Fund | Sundaram Mutual Fund |
| Category | Not available | Thematic |
| AUM | ₹186 Cr (30-09-2026) | ₹1,408 Cr (30-09-2026) |
| NAV | ₹123.68 (Direct) | ₹99.16 (Direct) |
| Expense ratio (Direct) | 0.33% | 1.72% |
| Expense ratio (Regular) | Not available | 2.57% |
| Riskometer | Not available | Very High |
| Benchmark | Not available | Nifty India Consumption TRI |
| Launch date | Not available | 01-01-2013 |
| Minimum investment | Not available | For both Regular and Direct Plan Rs. 100/– |
| Lock in | Not available | None |
| Fund managers | Not available | Anuj Bansal, Rohit Seksaria, Shalav Saket |
| Exit load | Not available | 0.5% - For redemption, withdrawn by way of SWP or transfer by way of Switch / STP within 30 days from the date of allotment; NIL - For redemption or withdrawn by way of SWP or transfer by way of Switch/STP after 30 days from the date of allotment; Further, exit load will be waived on Intra-scheme Switch-outs/STP; Generally, the exit load will be calculated on First in First out (FIFO) basis. |
Nippon India ETF Nifty India Consumption vs Sundaram Consumption: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Nippon India ETF Nifty India Consumption (Direct) | +0.14% | −8.17% | −2.41% | −10.87% | +10.62% | +10.19% | +12.04% |
| Sundaram Consumption Fund (Direct) | −1.32% | −5.69% | +0.08% | −11.16% | +7.57% | +9.69% | +10.65% |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | +13.76% | +11.62% | +13.76% |
Category average: the average of the 235 Thematic funds, same plan type.
Nippon India ETF Nifty India Consumption vs Sundaram Consumption: Year-wise Returns
| Year | Nippon India ETF Nifty IndiaNippon India ETF Nifty India Consumption | SundaramSundaram Consumption |
|---|---|---|
| 2026to date | −9.34% | −8.03% |
| 2025 | +8.86% | +0.80% |
| 2024 | +19.28% | +21.15% |
| 2023 | +27.43% | +31.36% |
| 2022 | +8.16% | +10.39% |
| 2021 | +20.20% | +20.37% |
Nippon India ETF Nifty India Consumption vs Sundaram Consumption: Rolling Returns
Every holding period of both funds, against Nifty India Consumption TRI, the benchmark of Sundaram Consumption Fund
Rolling returns
Every 3-year holding period, 2,359 of them, one for each trading day from 10-04-2017 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Nippon India ETF Nifty India Consumption (Direct)
Sundaram Consumption Fund (Direct)
Nifty India Consumption TRI
to
Jan 2018Aug 2016
to
Aug 2019Apr 2018
to
Apr 2021Nov 2019
to
Nov 2022Jul 2021
to
Jul 2024Jan 2023
to
Jan 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Nippon India ETF Nifty India Consumption | 0.1 | 5.9 | 14.1 | 32.5 | 35.7 | 11.7 | 0.1 | 14.2% | 14.6% | −1.8% | 26.1% | 14% |
| Sundaram Consumption | 5.3 | 5.3 | 12.1 | 19.2 | 31.4 | 24.1 | 2.7 | 14.9% | 16.6% | −6.3% | 30.3% | 47% |
| Nifty India Consumption TRI | 0.1 | 5.6 | 14.4 | 31.2 | 34.5 | 14.2 | 0.1 | 14.5% | 14.9% | −1.7% | 26.7% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty India Consumption TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 10-04-2014. Past returns do not promise future returns.
Nippon India ETF Nifty India Consumption vs Sundaram Consumption: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 10-04-2014 to 30-10-2026: 151 instalments, ₹15,10,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Nippon India ETF Nifty India ConsumptionNippon India ETF Nifty India Consumption (Direct) | ₹15,10,000 | ₹33,02,073 | ₹17,92,073 | 11.7% |
| Sundaram ConsumptionSundaram Consumption Fund (Direct) | ₹15,10,000 | ₹33,21,266 | ₹18,11,266 | 11.8% |
Nippon India ETF Nifty India ConsumptionNippon India ETF Nifty India Consumption (Direct)
Sundaram ConsumptionSundaram Consumption Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Nippon India ETF Nifty India Consumption vs Sundaram Consumption: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Nippon India ETF Nifty India Consumption (Direct) | Sundaram Consumption Fund (Direct) |
|---|---|---|
| Return (CAGR) | −10.87% | −11.16% |
| Standard deviation | 15.09% | 15.10% |
| Sharpe ratio | -1.07 | -1.09 |
| Sortino ratio | -1.39 | -1.43 |
| Maximum drawdown | −17.3% (31-03-2026) | −20.1% (23-03-2026) |
| Beta | -- | 0.97 |
| Alpha | -- | −1.00% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Nippon India ETF Nifty India Consumption (Direct) | Sundaram Consumption Fund (Direct) |
|---|---|---|
| Return (CAGR) | +10.62% | +7.57% |
| Standard deviation | 13.90% | 13.32% |
| Sharpe ratio | 0.33 | 0.12 |
| Sortino ratio | 0.47 | 0.16 |
| Maximum drawdown | −21.9% (04-03-2025) | −23.7% (23-03-2026) |
| Beta | -- | 0.92 |
| Alpha | -- | −3.04% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Nippon India ETF Nifty India Consumption (Direct) | Sundaram Consumption Fund (Direct) |
|---|---|---|
| Return (CAGR) | +10.19% | +9.69% |
| Standard deviation | 13.91% | 13.56% |
| Sharpe ratio | 0.32 | 0.29 |
| Sortino ratio | 0.44 | 0.40 |
| Maximum drawdown | −21.9% (04-03-2025) | −23.7% (23-03-2026) |
| Beta | -- | 0.92 |
| Alpha | -- | −0.53% |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Nippon India ETF Nifty India Consumption (Direct) | Sundaram Consumption Fund (Direct) |
|---|---|---|
| Return (CAGR) | +12.96% | +13.39% |
| Standard deviation | 15.01% | 15.00% |
| Sharpe ratio | 0.48 | 0.49 |
| Sortino ratio | 0.67 | 0.66 |
| Maximum drawdown | −31.3% (23-03-2020) | −35.7% (23-03-2020) |
| Beta | -- | 0.89 |
| Alpha | -- | +1.15% |
From daily NAVs, 10-04-2014 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Nippon India ETF Nifty India Consumption (Direct)
Sundaram Consumption Fund (Direct)
Nifty India Consumption TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Nippon India ETF Nifty India Consumption (Direct) | −31.3% | 28-08-2018 | 23-03-2020 | 13-11-2020 | 8 months | −14.0% |
| Sundaram Consumption Fund (Direct) | −35.7% | 19-02-2020 | 23-03-2020 | 27-11-2020 | 8 months | −15.2% |
| Nifty India Consumption TRI | −31.2% | 28-08-2018 | 23-03-2020 | 12-11-2020 | 8 months | −13.4% |
From daily values since 10-04-2014, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Nippon India ETF Nifty India Consumption (Direct)
Sundaram Consumption Fund (Direct)
Nifty India Consumption TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Nippon India ETF Nifty India Consumption (Direct)
Sundaram Consumption Fund (Direct)
Nifty India Consumption TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Nippon India ETF Nifty India Consumption (Direct)
Sundaram Consumption Fund (Direct)
Nifty India Consumption TRI
Against Nifty India Consumption TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Nippon India ETF Nifty India Consumption (Direct) | 99% | 100% | 0.22% |
| Sundaram Consumption Fund (Direct) | 99% | 89% | 7.00% |
From month-end values since 10-04-2014. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Nippon India ETF Nifty India Consumption vs Sundaram Consumption: Portfolio Overlap
From each fund's latest monthly portfolio: Nippon India ETF Nifty India Consumption, September 2026; Sundaram Consumption Fund, September 2026
Holdings in common
- Overlap
- 56.8%
- Held by both
- 15
- Only in Nippon India ETF Nifty India Consumption
- 15
- Only in Sundaram Consumption
- 19
| Security | % of Nippon India ETF Nifty India Consumption | % of Sundaram Consumption |
|---|---|---|
| Bharti Airtel Limited | 10.13% | 8.29% |
| ITC Limited | 7.87% | 8.06% |
| Eternal Limited | 7.20% | 9.11% |
| Mahindra & Mahindra Limited | 8.19% | 7.06% |
| Titan Company Limited | 5.89% | 3.71% |
| Bajaj Auto Limited | 3.68% | 3.92% |
| InterGlobe Aviation Limited | 3.50% | 4.00% |
| TVS Motor Company Limited | 3.00% | 4.61% |
| Apollo Hospitals Enterprise Limited | 2.61% | 3.82% |
| Nestle India Limited | 2.92% | 2.01% |
| Avenue Supermarts Limited | 1.90% | 2.63% |
| Varun Beverages Limited | 1.83% | 4.10% |
| Asian Paints Limited | 3.37% | 1.64% |
| Fortis Healthcare Limited | 1.25% | 2.22% |
| United Spirits Limited | 1.24% | 2.43% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 56.8% means 56.8% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Nippon India ETF Nifty India Consumption
| Security | % of fund |
|---|---|
| Hindustan Unilever Limited | 5.18% |
| Maruti Suzuki India Limited | 4.83% |
| Eicher Motors Limited | 3.06% |
| Trent Limited | 2.71% |
| Torrent Pharmaceuticals Limited | 2.19% |
Largest holdings only in Sundaram Consumption Fund
| Security | % of fund |
|---|---|
| S.J.S. Enterprises Ltd | 2.97% |
| One 97 Communications Ltd | 2.41% |
| ICICI Bank Ltd | 2.26% |
| Sapphire Foods India Ltd | 2.11% |
| Berger Paints (I) Ltd | 2.11% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Nippon India ETF Nifty India Consumption | Sundaram Consumption |
|---|---|---|
| Equity | 99.9% | 96.6% |
| Debt | 0.0% | 0.0% |
| Cash and others | 0.1% | 3.4% |
Market cap of stocks
| Market cap | Nippon India ETF Nifty India Consumption | Sundaram Consumption |
|---|---|---|
| Large Cap | 88.0% | 67.8% |
| Mid Cap | 11.9% | 15.1% |
| Small Cap | 0.0% | 12.3% |
| Not on AMFI's list | 0.0% | 1.5% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Nippon India ETF Nifty India Consumption | Sundaram Consumption |
|---|---|---|
| Automobiles | 24.9% | 16.5% |
| Retailing | 13.3% | 11.7% |
| Diversified FMCG | 13.1% | 0.0% |
| Consumer Durables | 10.9% | 9.9% |
| Telecom - Services | 10.1% | 8.3% |
| Diversified Fmcg | 0.0% | 8.1% |
| Healthcare Services | 6.0% | 6.5% |
The six largest sectors of each fund's stocks, % of the fund.
Nippon India ETF Nifty India Consumption vs Sundaram Consumption: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Nippon India ETF Nifty India Consumption | Sundaram Consumption Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.33% | 1.72% |
| Base expense ratio (Direct) | 0.26% | 1.10% |
| Total expense ratio (Regular) | Not available | 2.57% |
| Base expense ratio (Regular) | 0.00% | 1.84% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Nippon India ETF Nifty India Consumption vs Sundaram Consumption Fund: Frequently Asked Questions
What is the difference between Nippon India ETF Nifty India Consumption and Sundaram Consumption Fund?
Nippon India ETF Nifty India Consumption is a mutual fund, Sundaram Consumption Fund is a Thematic fund, run by Nippon India Mutual Fund and Sundaram Mutual Fund. Their portfolios overlap 56.8%. Nippon India ETF Nifty India Consumption charges 0.33% a year and Sundaram Consumption Fund 1.72%.
Which has given higher returns, Nippon India ETF Nifty India Consumption or Sundaram Consumption Fund?
Over 1 year: Nippon India ETF Nifty India Consumption −10.87%, Sundaram Consumption Fund −11.16%. Over 3 years: Nippon India ETF Nifty India Consumption +10.62% a year, Sundaram Consumption Fund +7.57% a year. Over 5 years: Nippon India ETF Nifty India Consumption +10.19% a year, Sundaram Consumption Fund +9.69% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Nippon India ETF Nifty India Consumption or Sundaram Consumption Fund?
Nippon India ETF Nifty India Consumption charges less: 0.33% a year against 1.72%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Nippon India ETF Nifty India Consumption and Sundaram Consumption Fund overlap?
56.8%. They hold 15 of the same securities, the largest shared ones being BHARTIARTL, ITC, ETERNAL. From each fund's latest monthly portfolio.
Which is better for SIP, Nippon India ETF Nifty India Consumption or Sundaram Consumption Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,45,192 in Nippon India ETF Nifty India Consumption (XIRR 7.8% a year) and ₹7,37,851 in Sundaram Consumption Fund (XIRR 7.4% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Nippon India ETF Nifty India Consumption and Sundaram Consumption Fund?
Yes. 56.8% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.