SBI Children's Fund - Savings Plan is a mutual fund run by SBI Mutual Fund. On 30-09-2026, it managed ₹152 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 10.7% a year and its Regular plan returned 10.3% a year.
NAV (Direct plan)
₹128.64
▼ 0.34% · 30-10-2026
NAV (Regular plan)
₹117.45
▼ 0.34% · 30-10-2026
Expense ratio
0.91%Direct1.29%Regular
0.91%
A year
Riskometer
Moderately High
Set by the fund house
3 year return
10.7%Direct10.3%Regular
10.7%
A year
SBI Children's Fund - Savings Plan NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹128.64 (down 0.34% that day); Regular Plan Growth ₹117.45 (down 0.34% that day).
This fund (Direct plan)
₹128.6436
SBI Children's Fund - Savings Plan Returns
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−2.27%
−0.93%
+4.28%
+6.97%
+10.65%
+9.98%
+10.82%
This fund (Regular)
−2.30%
−1.02%
+4.09%
+6.58%
+10.25%
+9.58%
+10.18%
Category average
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Best in category
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Worst in category
--
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Rank in category
--
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No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds. This fund's benchmark is Nifty 50 Hybrid Composite Debt 15:85 Conservative Index. Returns of that index are not available to us.
SBI Children's Fund - Savings Plan Year-wise Returns
Return of each calendar year
Year
Direct
Regular
2026to date
+6.21%
+5.88%
2025
+3.60%
+3.22%
2024
+17.83%
+17.43%
2023
+17.34%
+16.95%
2022
+2.33%
+1.95%
2021
+18.90%
+18.28%
SBI Children's Fund - Savings Plan Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,624 periods, one for each trading day from 07-01-2016 to 30-10-2026.
0%5%10%15%20%25%
SBI Children's Fund - Savings Plan (Direct)
Nov 2013 to Nov 2016Sept 2015 to Sept 2018Jul 2017 to Jul 2020May 2019 to May 2022Mar 2021 to Mar 2024Dec 2022 to Dec 2025
SBI Children's Fund - Savings Plan (Direct)
0%
Below 0%
1%
0-5%
17%
5-10%
59%
10-15%
20%
15-20%
4%
20-25%
0%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
1 year
3,102
12.4%
−10.2%
42.4%
3%
2 years
2,865
13.5%
−2.6%
26.6%
1%
3 years
2,624
12.7%
3.5%
23.3%
0%
5 years
2,140
11.8%
7.8%
19.7%
0%
7 years
1,659
11.7%
10.2%
14.9%
0%
10 years
929
12.4%
10.7%
14.7%
0%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
1 year
154
12.1%
−13.1%
46.1%
5%
2 years
142
13.2%
−5.6%
27.3%
2%
3 years
130
12.7%
−1.7%
20.1%
1%
5 years
106
11.7%
4.7%
19.2%
0%
7 years
82
11.7%
8.2%
14.0%
0%
10 years
46
11.9%
10.5%
13.3%
0%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. Past returns do not promise future returns.
SBI Children's Fund - Savings Plan Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
SBI Children's Fund - Savings Plan (Direct)This fund
Return (CAGR)
+6.97%
Standard deviation
4.60%
Sharpe ratio
0.38
Sortino ratio
0.52
Maximum drawdown
−3.5%
(23-10-2026)
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
SBI Children's Fund - Savings Plan (Direct)This fund
Return (CAGR)
+10.65%
Standard deviation
4.25%
Sharpe ratio
1.09
Sortino ratio
1.55
Maximum drawdown
−4.5%
(04-03-2025)
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
SBI Children's Fund - Savings Plan (Direct)This fund
Return (CAGR)
+9.98%
Standard deviation
4.09%
Sharpe ratio
1.02
Sortino ratio
1.46
Maximum drawdown
−4.7%
(20-06-2022)
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
SBI Children's Fund - Savings Plan (Direct)This fund
Return (CAGR)
+10.82%
Standard deviation
4.82%
Sharpe ratio
1.12
Sortino ratio
1.63
Maximum drawdown
−12.6%
(24-03-2020)
From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
SBI Children's Fund - Savings Plan (Direct)This fund
Return (CAGR)
+11.78%
Standard deviation
5.34%
Sharpe ratio
1.07
Sortino ratio
1.53
Maximum drawdown
−14.4%
(19-08-2013)
From daily NAVs, 07-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−15%−10%−5%0%
SBI Children's Fund - Savings Plan (Direct)
2014201620182020202220242026
SBI Children's Fund - Savings Plan (Direct)
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
SBI Children's Fund - Savings Plan (Direct)
−14.4%
15-01-2013
19-08-2013
07-03-2014
7 months
−2.9%
From the Direct plan's daily NAV since 07-01-2013, adjusted for unit splits. "Time to climb back" runs from the bottom to the first day back at the old high.
SBI Children's Fund - Savings Plan Expense Ratio and Costs
What each plan charges a year, in force from 01-09-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Direct
0.74%
0.01%
0.00%
0.16%
0.91%
Regular
1.07%
0.01%
0.00%
0.21%
1.29%
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
6.58%
6.97%
0.39%
₹1,06,580
₹1,06,970
3 years
10.25%
10.65%
0.40% a year
₹1,34,010
₹1,35,473
5 years
9.58%
9.98%
0.40% a year
₹1,58,000
₹1,60,905
10 years
10.18%
10.82%
0.64% a year
₹2,63,650
₹2,79,371
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
SBI Children's Fund - Savings Plan SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 07-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planSBI Children's Fund - Savings Plan (Direct)
₹16,60,000
₹39,02,056
₹22,42,056
11.6%
Regular planSBI Children's Fund - Savings Plan (Regular)
₹16,60,000
₹37,12,042
₹20,52,042
10.9%
₹0₹10.0 L₹20.0 L₹30.0 L₹40.0 L
Direct planSBI Children's Fund - Savings Plan (Direct)
Regular planSBI Children's Fund - Savings Plan (Regular)
Amount invested
2014201620182020202220242026
Direct planSBI Children's Fund - Savings Plan (Direct)Regular planSBI Children's Fund - Savings Plan (Regular)Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
SBI Children's Fund - Savings Plan Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
71.9%Debt
Asset
Fund
Debt
71.9%
Equity
22.0%
Cash and others
6.2%
Market cap of stocks
Market cap
Fund
Large Cap
3.2%
Mid Cap
1.9%
Small Cap
15.2%
Not on AMFI's list
1.7%
Share of the whole fund. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Credit rating
Bonds and money market papers by credit rating, % of the fund.
Rating
Fund
Sovereign
37.3%
AAA and A1+
19.8%
AA
14.8%
SBI Children's Fund - Savings Plan Sector Allocation
Sector allocation of the fund's stocks as on 30-09-2026
Largest sectors
Textiles & Apparels3.5%
Industrial Manufacturing2.7%
Consumer Durables2.6%
Electrical Equipment2.5%
Power2.4%
Food Products2.3%
Finance1.3%
Auto Components1.1%
Leisure Services1.1%
Metals & Minerals Trading1.0%
The ten largest of 13 sectors. The other 3 add up to 1.5%.
Sector changes
Sector
July 2026
August 2026
September 2026
Change
Textiles & Apparels
3.5%
3.5%
3.5%
0.0%
Industrial Manufacturing
3.0%
3.4%
2.7%
−0.3%
Consumer Durables
2.9%
2.8%
2.6%
−0.3%
Electrical Equipment
2.3%
2.2%
2.5%
+0.2%
Power
2.5%
2.4%
2.4%
−0.1%
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
SBI Children's Fund - Savings Plan Portfolio Holdings
As on 30-09-2026 · 46 holdings · from the fund house's monthly portfolio
Holdings
Sector / Rating
Weight%
Holdings trend
1M change
7.18% CGL 2033 · Government security
Sovereign
6.62%
6.68% CGL 2040 · Government security
Sovereign
6.23%
JSW JFE Kalinga Steel Ltd. · Bond
CRISIL AA
3.43%
Motilal Oswal Financial Services Ltd. · Bond
CRISIL AA+
3.30%
REC Ltd. · Bond
CRISIL AAA
3.30%
LIC Housing Finance Ltd. · Bond
CRISIL AAA
3.29%
National Bank for Agriculture and Rural Development · Bond
CRISIL AAA
3.28%
7.73% State Government of Tamil Nadu 2036 · State government security
Sovereign
3.27%
Small Industries Development Bank of India · Bond
CRISIL AAA
3.27%
7.44% State Government of Rajasthan 2033 · State government security
Sovereign
3.25%
7.64% State Government of Rajasthan 2036 · State government security
Sovereign
3.24%
Cholamandalam Investment & Finance Co. Ltd.Perpetual · Bond
[ICRA]AA
3.23%
India Infrastructure Finance Company Ltd. · Bond
[ICRA]AAA
3.22%
7.66% State Government of Bihar 2041 · State government security
Sovereign
3.22%
Punjab National Bank · Certificate of deposit
CRISIL A1+
3.22%
7.47% State Government of Karnataka 2036 · State government security
Sovereign
3.21%
6.48% CGL 2035 · Government security
Sovereign
3.15%
Lodha Developers Ltd. · Bond
CRISIL AA
2.83%
7.57% State Government of Tamil Nadu 2038 · State government security
Sovereign
2.70%
Powerica Ltd.
Electrical Equipment
2.51%
0.0%
GOI 16.12.2026 GOV · Government security
Sovereign
2.44%
Muthoot Finance Ltd. · Bond
CRISIL AA+
1.98%
INDO-MIM Ltd.
Industrial Manufacturing
1.69%
−50.0%
Acme Solar Holdings Ltd.
Power
1.45%
0.0%
Hatsun Agro Product Ltd.
Food Products
1.45%
0.0%
Muthoot Finance Ltd.
Finance
1.26%
0.0%
Sanathan Textiles Ltd.
Textiles & Apparels
1.24%
0.0%
Hawkins Cookers Ltd.
Consumer Durables
1.21%
0.0%
Sona Blw Precision Forgings Ltd.
Auto Components
1.15%
0.0%
Thangamayil Jewellery Ltd.
Consumer Durables
1.10%
0.0%
K.P.R. Mill Ltd.
Textiles & Apparels
1.02%
0.0%
Pitti Engineering Ltd.
Industrial Manufacturing
0.98%
0.0%
Adani Enterprises Ltd.
Metals & Minerals Trading
0.96%
0.0%
Adani Energy Solutions Ltd.
Power
0.95%
0.0%
E.I.D-Parry (India) Ltd.
Food Products
0.86%
0.0%
JSW Infrastructure Ltd.
Transport Infrastructure
0.78%
0.0%
Garware Technical Fibres Ltd.
Textiles & Apparels
0.77%
0.0%
Doms Industries Ltd.
Household Products
0.76%
0.0%
EIH Ltd.
Leisure Services
0.66%
0.0%
Ganesha Ecosphere Ltd.
Textiles & Apparels
0.46%
0.0%
Wonderla Holidays Ltd.
Leisure Services
0.43%
0.0%
Relaxo Footwears Ltd.
Consumer Durables
0.28%
0.0%
Raajmarg Infra Investment Trust
Transport Infrastructure
0.21%
Power Grid Corporation of India Ltd. · Bond
CRISIL AAA
0.13%
Power Grid Corporation of India Ltd. · Bond
CRISIL AAA
0.07%
Manpasand Beverages Ltd.
Beverages
0.00%
0.0%
SBI Children's Fund - Savings Plan Stocks Bought and Sold
All changes are between August 2026 and September 2026
More
Stocks bought and sold in September 2026
INDO-MIM Ltd.
↓Reduced
−50.0%
1.69%
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
SBI Children's Fund - Savings Plan Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
0.91%
Expense ratio (Regular)
1.29%
Category
Solution
Risk
Moderately High
Launch date
21-02-2002
Minimum investment
₹5,000
Minimum additional investment
₹1,000
AUM
₹151.63 Cr (30-09-2026)
Lock in
5 years, or until retirement if earlier
Scheme code (Direct)
119719
ISIN (Direct)
INF200K01QR6
Scheme code (Regular)
101169
ISIN (Regular)
INF200K01776
NAV history
From 07-01-2013, 13.8 years
Benchmark
Nifty 50 Hybrid Composite Debt 15:85 Conservative Index
Exit load
Not available
Tax on SBI Children's Fund - Savings Plan returns
How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹128.6436
30-10-2026
regular
Growth
₹117.4533
30-10-2026
About SBI Children's Fund - Savings Plan
SBI Children's Fund - Savings Plan is a mutual fund from SBI Mutual Fund. Its category is Solution. It was launched on 21-02-2002. Its benchmark is Nifty 50 Hybrid Composite Debt 15:85 Conservative Index. At the end of September 2026 it held 46 securities.
Fund Manager
Lokesh Mallya
Fund manager of SBI Children's Fund - Savings Plan, since 01-07-2025
Frequently Asked Questions for SBI Children's Fund - Savings Plan
What is the current NAV of SBI Children's Fund - Savings Plan?
The Direct plan NAV is ₹128.6436. The Regular plan NAV is ₹117.4533, as on 30-10-2026.
What are the returns of SBI Children's Fund - Savings Plan?
The Direct plan returned +6.97% in 1 year, +10.65% a year over 3 years, +9.98% a year over 5 years. The Regular plan returned +6.58% in 1 year, +10.25% a year over 3 years, +9.58% a year over 5 years. These figures are as on 30-10-2026.
What is the expense ratio of SBI Children's Fund - Savings Plan?
The Direct plan charges 0.91% a year. The Regular plan charges 1.29% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.
What is the AUM of SBI Children's Fund - Savings Plan?
SBI Children's Fund - Savings Plan managed ₹151.63 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of SBI Children's Fund - Savings Plan?
At the end of September 2026 the largest holdings were 7.18% CGL 2033 (6.62%), 6.68% CGL 2040 (6.23%), JSW JFE Kalinga Steel Ltd. (3.43%), Motilal Oswal Financial Services Ltd. (3.30%), REC Ltd. (3.30%). The fund held 46 securities in all.
What did SBI Children's Fund - Savings Plan buy and sell in September 2026?
It reduced 1.
How do I invest in SBI Children's Fund - Savings Plan?
Through SBI Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹5,000. You can invest once or through a monthly SIP.
Who is the fund manager of SBI Children's Fund - Savings Plan?
Lokesh Mallya (since 01-07-2025).
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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