Invesco India Medium Term Fund

Medium DurationDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

Invesco India Medium Term Fund is a Medium Duration fund run by Invesco Mutual Fund. On 30-09-2026, it managed ₹131 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 6.9% a year and its Regular plan returned 6.1% a year. Its benchmark, NIFTY Medium Duration Debt Index A-III, returned 6.4% a year over the same 3 years.

NAV (Direct plan): ₹1,350.61; ▼ 0.04%30-10-2026
NAV (Regular plan): ₹1,292.13; ▼ 0.04%30-10-2026
Expense ratio: 0.32%Direct1.14%Regular; 0.32%; A year
Riskometer: Moderate; Set by the fund house
3 year return: 6.9%Direct6.1%Regular; 6.9%; A year

Invesco India Medium Term Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹1,350.61 (down 0.04% that day); Regular Plan Growth ₹1,292.13 (down 0.04% that day).

This fund (Direct plan)

₹1,350.6147

Invesco India Medium Term Fund Returns vs NIFTY Medium Duration Debt Index A-III

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−0.31%	−0.44%	+2.15%	+3.63%	+6.88%	+5.88%	--
This fund (Regular)	−0.38%	−0.64%	+1.73%	+2.76%	+6.08%	+5.00%	--
NIFTY Medium Duration Debt Index A-III	−0.45%	−0.64%	+1.96%	+2.80%	+6.40%	+5.32%	--
Medium Duration average	−0.34%	−0.09%	+2.51%	+4.72%	+7.66%	+6.88%	--
Best in Medium Duration	+0.04%	+0.68%	+3.33%	+7.48%	+10.39%	+12.54%	--
Worst in Medium Duration	−0.61%	−1.06%	+1.34%	+2.45%	+5.74%	+4.74%	--
Rank in Medium Duration	7/13	10/13	10/13	10/13	10/13	10/12	--

Category rows compare the Direct plans of 13 Medium Duration funds. Rank 1 is the highest return. The benchmark row is as on 30-09-2026, as NSE published it.

Invesco India Medium Term Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+2.91%	+2.20%
2025	+7.45%	+6.67%
2024	+8.55%	+7.83%
2023	+7.15%	+6.14%
2022	+2.63%	+1.66%

Invesco India Medium Term Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 554 periods, one for each trading day from 19-07-2024 to 30-10-2026.

0%2%4%6%8%10%

Sept 2021
to
Sept 2024Feb 2022
to
Feb 2025Jul 2022
to
Jul 2025Nov 2022
to
Nov 2025Apr 2023
to
Apr 2026Aug 2023
to
Aug 2026

Invesco India Medium Term Fund (Direct)Category average, 13 Medium Duration funds

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	1,036	7.1%	1.1%	10.6%	0%	7.6%	0%
2 years	793	7.4%	4.2%	8.7%	0%	8.1%	0%
3 years	554	7.3%	5.5%	8.5%	0%	8.0%	0%
5 years	69	6.1%	5.8%	6.3%	0%	7.1%	0%

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	52	7.0%	−0.0%	11.4%	2%	7.6%	2%
2 years	40	7.2%	5.1%	10.0%	0%	7.9%	0%
3 years	28	7.5%	6.1%	9.2%	0%	8.1%	0%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 13 Medium Duration funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.

Invesco India Medium Term Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Invesco India Medium Term Fund (Direct)This fund	Category average
Return (CAGR)	+3.63%	+4.71%
Standard deviation	1.60%	1.39%
Sharpe ratio	-1.01	-0.38
Sortino ratio	-1.39	-0.54
Maximum drawdown	−1.2% (23-10-2026)	−0.87% (23-10-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Invesco India Medium Term Fund (Direct)This fund	Category average
Return (CAGR)	+6.88%	+7.66%
Standard deviation	1.33%	1.18%
Sharpe ratio	0.64	1.39
Sortino ratio	0.93	2.08
Maximum drawdown	−1.2% (23-10-2026)	−0.87% (23-10-2026)

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Invesco India Medium Term Fund (Direct)This fund	Category average
Return (CAGR)	+5.88%	+6.88%
Standard deviation	1.45%	1.43%
Sharpe ratio	0.05	0.76
Sortino ratio	0.07	1.14
Maximum drawdown	−2.3% (09-05-2022)	−1.8% (06-05-2022)

From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Invesco India Medium Term Fund (Direct)This fund	Category average
Return (CAGR)	+5.85%	+6.87%
Standard deviation	1.43%	1.40%
Sharpe ratio	0.13	0.86
Sortino ratio	0.17	1.30
Maximum drawdown	−2.3% (09-05-2022)	−1.8% (06-05-2022)

From daily NAVs, 19-07-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−2.5%−2%−1.5%−1%−0.5%0%

20222023202420252026

Invesco India Medium Term Fund (Direct)Category average, 13 Medium Duration funds

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Invesco India Medium Term Fund (Direct)	−2.3%	05-04-2022	09-05-2022	17-08-2022	3 months	−1.0%
Category average	−1.8%	07-04-2022	06-05-2022	12-07-2022	2 months	−0.70%

From the Direct plan's daily NAV since 19-07-2021, adjusted for unit splits, and the average of the 13 Medium Duration funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

Invesco India Medium Term Fund vs Other Medium Duration Funds

The five Medium Duration funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Aditya Birla Sun Life Medium Term Fund	1/13	3,370	0.83%	+7.48%	+10.39%	--	--	1.90	5.02	Compare
Kotak Medium Term Fund	2/13	1,912	0.67%	+5.09%	+8.61%	--	--	1.80	2.67	Compare
Nippon India Medium Term Fund	3/13	146	0.50%	+4.94%	+8.23%	--	--	1.27	2.89	Compare
Axis Medium Term Fund	4/13	1,972	0.71%	+5.40%	+8.16%	--	--	1.81	2.72	Compare
ICICI Prudential Medium Term Fund	4/13	5,331	0.73%	+5.75%	+8.16%	--	--	1.74	2.56	Compare
Invesco India Medium Term Fund	10/13	131	0.32%	+3.63%	+6.88%	--	--	0.64	0.93

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

Invesco India Medium Term Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-09-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Medium Duration median	Cost rank (1 = cheapest)
Direct	0.27%	0.00%	0.00%	0.05%	0.32%	0.70%	1/13
Regular	0.99%	0.00%	0.00%	0.15%	1.14%	1.32%	4/13

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Medium Duration funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	2.76%	3.63%	0.87%	₹1,02,760	₹1,03,630
3 years	6.08%	6.88%	0.80% a year	₹1,19,371	₹1,22,093
5 years	5.00%	5.88%	0.88% a year	₹1,27,628	₹1,33,067

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Invesco India Medium Term Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 19-07-2021 to 30-10-2026: 64 instalments, ₹6,40,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planInvesco India Medium Term Fund (Direct)	₹6,40,000	₹7,54,474	₹1,14,474	6.1%
Regular planInvesco India Medium Term Fund (Regular)	₹6,40,000	₹7,37,464	₹97,464	5.3%
Category averageCategory average, 13 Medium Duration funds	₹6,40,000	₹7,73,485	₹1,33,485	7.0%

₹0₹2.0 L₹4.0 L₹6.0 L₹8.0 L

20222023202420252026

Direct planInvesco India Medium Term Fund (Direct)Regular planInvesco India Medium Term Fund (Regular)Category averageCategory average, 13 Medium Duration fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Invesco India Medium Term Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

89.9%Debt

Asset	Fund	Category
Debt	89.9%	82.7%
Cash and others	10.1%	17.3%

Credit rating

Bonds and money market papers by credit rating, % of the fund. Category: the average of 13 Medium Duration funds.

Rating	Fund	Category
Sovereign	37.7%	23.6%
AAA and A1+	43.0%	26.1%
AA	9.3%	30.9%

Invesco India Medium Term Fund Portfolio Holdings

As on 30-09-2026 · 19 holdings · from the fund house's monthly portfolio

Holdings	Rating	Weight%
6.79% Government of India 2034 · Government security	SOVEREIGN	11.17%
6.68% Government of India 2040 · Government security	SOVEREIGN	10.80%
7.59% National Housing Bank 2027 · Bond	CRISIL AAA	7.63%
7.77% Bajaj Finance Limited 2029 · Bond	CRISIL AAA	7.53%
6.94% Government of India 2036 · Government security	SOVEREIGN	7.50%
National Bank For Agriculture and Rural Development 2027 · Certificate of deposit	CRISIL A1+	7.38%
9.90% Tata Power Company Limited 2028 · Bond	CARE AA+	3.92%
7.85% Power Finance Corporation Limited 2028 · Bond	CRISIL AAA	3.83%
7.18% Government of India 2033 · Government security	SOVEREIGN	3.82%
7.3% Bharti Telecom Limited 2027 · Bond	CRISIL AAA	3.77%
7.34% Small Industries Dev Bank of India 2029 · Bond	CRISIL AAA	3.77%
7.39% Small Industries Dev Bank of India 2030 · Bond	CRISIL AAA	3.75%
7.24% Government of India 2055 · Government security	SOVEREIGN	3.62%
8.30% Godrej Properties Limited 2027 · Bond	ICRA AA+	3.06%
7.7% Power Grid Corporation of India Limited 2033 · Bond	CRISIL AAA	3.05%
8.29% ONGC Petro Additions Limited 2027 · Bond	CRISIL AA+	2.29%
8.06% Summit Digitel Infrastructure Limited 2029 · Bond	CRISIL AAA	2.29%
6.54% Government of India 2032 · Government security	SOVEREIGN	0.75%
Corporate Debt Market Development Fund Class A2		0.68%

Invesco India Medium Term Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
Invesco India Credit Risk FundCredit Risk · Invesco	25.1%	5	Compare
Axis Conservative Hybrid FundConservative Hybrid · Axis	23.1%	4	Compare
Baroda BNP Paribas Dynamic Term FundDynamic Bond · Baroda BNP Paribas	22.9%	5	Compare
Invesco India Corporate Bond FundCorporate Bond · Invesco	20.4%	12	Compare
Invesco India Banking and PSU Debt FundBanking & PSU · Invesco	18.7%	4	Compare
Bandhan 10 year Constant Maturity Gilt FundGilt · Bandhan	18.7%	3	Compare
SBI Medium to Long Term FundMedium to Long Duration · SBI	16.1%	4	Compare
Mirae Asset Dynamic Term FundDynamic Bond · Mirae Asset	15.5%	4	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

Invesco India Medium Term Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.32%
Expense ratio (Regular): 1.14%
Category: Medium Duration
Risk: Moderate
Benchmark: NIFTY Medium Duration Debt Index A-III
Launch date: 16-07-2021
Minimum investment: Not available
Minimum additional investment: Not available
AUM: ₹131.21 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 149011
ISIN (Direct): INF205KA1429
Scheme code (Regular): 149012
ISIN (Regular): INF205KA1379
NAV history: From 19-07-2021, 5.3 years

Exit load: Nil

Tax on Invesco India Medium Term Fund returns

Invesco India Medium Term Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹1,350.6147	30-10-2026
direct	Discretionary IDCW	₹1,350.5195	30-10-2026
direct	Quarterly IDCW	₹1,026.8065	30-10-2026
regular	Growth	₹1,292.1349	30-10-2026
regular	Discretionary IDCW	₹1,292.1434	30-10-2026
regular	Quarterly IDCW	₹1,024.9722	30-10-2026

About Invesco India Medium Term Fund

Invesco India Medium Term Fund is a mutual fund from Invesco Mutual Fund. Its category is Medium Duration. It was launched on 16-07-2021. Its benchmark is NIFTY Medium Duration Debt Index A-III. At the end of September 2026 it held 19 securities.

Fund Manager

Krishna Cheemalapati
Fund manager of Invesco India Medium Term Fund
Vikas Garg
Fund manager of Invesco India Medium Term Fund

See all funds of Invesco Mutual Fund

AUM change

September 2026: ₹131.21 Cr; −20.32% from August 2026
August 2026: ₹164.68 Cr; +0.02% from July 2026
July 2026: ₹164.64 Cr; −0.39% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Invesco India Medium Term Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Invesco India Medium Term vs Aditya Birla Sun Life Medium TermMedium Duration
Invesco India Medium Term vs Kotak Medium TermMedium Duration
Invesco India Medium Term vs Nippon India Medium TermMedium Duration
Invesco India Medium Term vs Axis Medium TermMedium Duration
Invesco India Medium Term vs ICICI Prudential Medium TermMedium Duration
Invesco India Medium Term vs Invesco India Credit Risk25.1% overlap
Invesco India Medium Term vs Axis Conservative Hybrid23.1% overlap
Invesco India Medium Term vs Baroda BNP Paribas Dynamic Term22.9% overlap

Compare with any other fund

Frequently Asked Questions for Invesco India Medium Term Fund

What is the current NAV of Invesco India Medium Term Fund?

The Direct plan NAV is ₹1,350.6147. The Regular plan NAV is ₹1,292.1349, as on 30-10-2026.

What are the returns of Invesco India Medium Term Fund?

The Direct plan returned +3.63% in 1 year, +6.88% a year over 3 years, +5.88% a year over 5 years. The Regular plan returned +2.76% in 1 year, +6.08% a year over 3 years, +5.00% a year over 5 years. These figures are as on 30-10-2026.

What is the expense ratio of Invesco India Medium Term Fund?

The Direct plan charges 0.32% a year. The Regular plan charges 1.14% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.

What is the AUM of Invesco India Medium Term Fund?

Invesco India Medium Term Fund managed ₹131.21 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Invesco India Medium Term Fund?

At the end of September 2026 the largest holdings were 6.79% Government of India 2034 (11.17%), 6.68% Government of India 2040 (10.80%), 7.59% National Housing Bank 2027 (7.63%), 7.77% Bajaj Finance Limited 2029 (7.53%), 6.94% Government of India 2036 (7.50%). The fund held 19 securities in all.

How do I invest in Invesco India Medium Term Fund?

Through Invesco Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. You can invest once or through a monthly SIP.

Who is the fund manager of Invesco India Medium Term Fund?

Krishna Cheemalapati, Vikas Garg.

What is the exit load of Invesco India Medium Term Fund?

Nil

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.