SBI Children's Fund - Investment Plan is a mutual fund run by SBI Mutual Fund. On 30-09-2026, it managed ₹7,949 Cr of investors' money. In the 3 years to 29-10-2026, its Direct plan returned 20.3% a year and its Regular plan returned 19.0% a year.
NAV (Direct plan)
₹51.65
▼ 0.25% · 29-10-2026
NAV (Regular plan)
₹47.92
▼ 0.25% · 29-10-2026
Expense ratio
1.06%Direct1.99%Regular
1.06%
A year
Riskometer
Very High
Set by the fund house
3 year return
20.3%Direct19.0%Regular
20.3%
A year
SBI Children's Fund - Investment Plan NAV Today
NAV on 29-10-2026: Direct Plan Growth ₹51.65 (down 0.25% that day); Regular Plan Growth ₹47.92 (down 0.25% that day).
This fund (Direct plan)
₹51.65
SBI Children's Fund - Investment Plan Returns
Returns as on 29-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−3.21%
−3.49%
+4.70%
+6.28%
+20.25%
+17.93%
--
This fund (Regular)
−3.29%
−3.71%
+4.21%
+5.26%
+18.98%
+16.57%
--
Category average
--
--
--
--
--
--
--
Best in category
--
--
--
--
--
--
--
Worst in category
--
--
--
--
--
--
--
Rank in category
--
--
--
--
--
--
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No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds. This fund's benchmark is CRISIL Hybrid 35+65 - Aggressive Index. Returns of that index are not available to us.
SBI Children's Fund - Investment Plan Year-wise Returns
Return of each calendar year
Year
Direct
Regular
2026to date
+9.10%
+8.24%
2025
+4.23%
+3.18%
2024
+40.18%
+38.56%
2023
+31.47%
+29.83%
2022
+6.24%
+4.86%
2021
+80.01%
+77.26%
SBI Children's Fund - Investment Plan Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 763 periods, one for each trading day from 09-10-2023 to 29-10-2026.
0%10%20%30%40%50%
SBI Children's Fund - Investment Plan (Direct)
Jan 2021 to Jan 2024Jul 2021 to Jul 2024Jan 2022 to Jan 2025Jul 2022 to Jul 2025Feb 2023 to Feb 2026Jul 2023 to Jul 2026
SBI Children's Fund - Investment Plan (Direct)
0%
Below 0%
0%
0-5%
0%
5-10%
0%
10-15%
5%
15-20%
53%
20-25%
43%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
1 year
1,256
21.4%
0.4%
130.1%
0%
2 years
1,009
25.6%
8.2%
56.5%
0%
3 years
763
24.3%
18.1%
44.6%
0%
5 years
266
26.0%
17.4%
36.4%
0%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
1 year
61
22.7%
−3.9%
122.4%
5%
2 years
49
21.0%
3.2%
45.6%
0%
3 years
37
24.3%
11.7%
35.1%
0%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. Past returns do not promise future returns.
SBI Children's Fund - Investment Plan Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
SBI Children's Fund - Investment Plan (Direct)This fund
Return (CAGR)
+6.28%
Standard deviation
12.80%
Sharpe ratio
0.08
Sortino ratio
0.11
Maximum drawdown
−12.9%
(30-03-2026)
From daily NAVs, 29-10-2025 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
SBI Children's Fund - Investment Plan (Direct)This fund
Return (CAGR)
+20.25%
Standard deviation
12.53%
Sharpe ratio
1.13
Sortino ratio
1.58
Maximum drawdown
−15.7%
(04-03-2025)
From daily NAVs, 27-10-2023 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
SBI Children's Fund - Investment Plan (Direct)This fund
Return (CAGR)
+17.93%
Standard deviation
12.07%
Sharpe ratio
1.01
Sortino ratio
1.39
Maximum drawdown
−15.7%
(04-03-2025)
From daily NAVs, 29-10-2021 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
SBI Children's Fund - Investment Plan (Direct)This fund
Return (CAGR)
+30.90%
Standard deviation
12.55%
Sharpe ratio
2.04
Sortino ratio
3.03
Maximum drawdown
−15.7%
(04-03-2025)
From daily NAVs, 07-10-2020 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−20%−15%−10%−5%0%
SBI Children's Fund - Investment Plan (Direct)
202120222023202420252026
SBI Children's Fund - Investment Plan (Direct)
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
SBI Children's Fund - Investment Plan (Direct)
−15.7%
02-01-2025
04-03-2025
11-09-2025
6 months
−5.5%
From the Direct plan's daily NAV since 07-10-2020, adjusted for unit splits. "Time to climb back" runs from the bottom to the first day back at the old high.
SBI Children's Fund - Investment Plan Expense Ratio and Costs
What each plan charges a year, in force from 19-10-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Direct
0.72%
0.05%
0.01%
0.28%
1.06%
Regular
1.53%
0.05%
0.01%
0.40%
1.99%
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
5.26%
6.28%
1.02%
₹1,05,260
₹1,06,280
3 years
18.98%
20.25%
1.27% a year
₹1,68,431
₹1,73,882
5 years
16.57%
17.93%
1.36% a year
₹2,15,245
₹2,28,098
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
SBI Children's Fund - Investment Plan SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 07-10-2020 to 29-10-2026: 73 instalments, ₹7,30,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planSBI Children's Fund - Investment Plan (Direct)
₹7,30,000
₹14,11,787
₹6,81,787
21.6%
Regular planSBI Children's Fund - Investment Plan (Regular)
₹7,30,000
₹13,51,398
₹6,21,398
20.2%
₹0₹5.0 L₹10.0 L₹15.0 L
Direct planSBI Children's Fund - Investment Plan (Direct)
Regular planSBI Children's Fund - Investment Plan (Regular)
Amount invested
202120222023202420252026
Direct planSBI Children's Fund - Investment Plan (Direct)Regular planSBI Children's Fund - Investment Plan (Regular)Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
SBI Children's Fund - Investment Plan Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
86.8%Equity
Asset
Fund
Equity
86.8%
Cash and others
12.9%
Debt
0.4%
Market cap of stocks
Market cap
Fund
Large Cap
19.3%
Mid Cap
3.5%
Small Cap
51.7%
Foreign stocks
12.3%
Share of the whole fund. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
SBI Children's Fund - Investment Plan Sector Allocation
Sector allocation of the fund's stocks as on 30-09-2026
Largest sectors
Banks10.5%
Food Products7.9%
Consumer Durables7.0%
IT - Services5.4%
IT - Software5.4%
Auto Components5.3%
Finance5.3%
Leisure Services4.7%
Power3.8%
Metals & Minerals Trading3.6%
The ten largest of 22 sectors. The other 12 add up to 27.8%.
Sector changes
Sector
July 2026
August 2026
September 2026
Change
Banks
11.8%
11.5%
10.5%
−1.3%
Food Products
5.6%
9.0%
7.9%
+2.3%
Consumer Durables
8.3%
7.9%
7.0%
−1.3%
IT - Services
6.3%
5.9%
5.4%
−0.9%
IT - Software
6.0%
5.4%
5.4%
−0.6%
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
SBI Children's Fund - Investment Plan Portfolio Holdings
As on 30-09-2026 · 39 holdings · from the fund house's monthly portfolio
Holdings
Sector / Rating
Weight%
Holdings trend
1M change
Alphabet Inc.
IT - Software
5.40%
0.0%
Thangamayil Jewellery Ltd.
Consumer Durables
4.46%
0.0%
State Bank of India
Banks
4.35%
0.0%
Hatsun Agro Product Ltd.
Food Products
3.83%
0.0%
Renew Energy Global
Power
3.77%
0.0%
Kotak Mahindra Bank Ltd.
Banks
3.67%
0.0%
Adani Enterprises Ltd.
Metals & Minerals Trading
3.65%
0.0%
Aequs Ltd.
Aerospace & Defense
3.52%
0.0%
Sona Blw Precision Forgings Ltd.
Auto Components
3.45%
0.0%
The Ramco Cements Ltd.
Cement & Cement Products
3.19%
+91.7%
Sun TV Network Ltd.
Entertainment
3.04%
0.0%
Epam Systems Inc
IT - Services
3.01%
0.0%
E.I.D-Parry (India) Ltd.
Food Products
2.92%
0.0%
Jubilant Foodworks Ltd.
Leisure Services
2.87%
0.0%
Ajax Engineering Ltd.
Agricultural, Commercial & Construction Vehicles
2.78%
+69.4%
Muthoot Finance Ltd.
Finance
2.65%
0.0%
Bajaj Finance Ltd.
Finance
2.53%
0.0%
ICICI Bank Ltd.
Banks
2.49%
0.0%
Doms Industries Ltd.
Household Products
2.47%
0.0%
Amagi Media Labs Ltd.
IT - Services
2.42%
0.0%
Powerica Ltd.
Electrical Equipment
2.37%
0.0%
Bosch Home Comfort India Ltd.
Consumer Durables
1.97%
−7.5%
Kalpataru Ltd.
Realty
1.96%
0.0%
Asahi India Glass Ltd.
Auto Components
1.86%
0.0%
Sanathan Textiles Ltd.
Textiles & Apparels
1.83%
0.0%
K.P.R. Mill Ltd.
Textiles & Apparels
1.80%
0.0%
Privi Speciality Chemicals Ltd.
Chemicals & Petrochemicals
1.71%
−34.0%
Honeywell Automation India Ltd.
Industrial Manufacturing
1.68%
0.0%
Le Travenues Technology Ltd.
Leisure Services
1.43%
0.0%
Navin Fluorine International Ltd.
Chemicals & Petrochemicals
1.22%
0.0%
Dodla Dairy Ltd.
Food Products
1.15%
0.0%
Relaxo Footwears Ltd.
Consumer Durables
0.54%
0.0%
Brigade Hotel Ventures Ltd.
Leisure Services
0.39%
0.0%
REC Ltd. · Bond
CRISIL AAA
0.25%
Pakka Ltd.
Paper, Forest & Jute Products
0.20%
−15.3%
364 DAY T-BILL 19.11.26 · Treasury bill
Sovereign
0.12%
Fairfax India Holdings Corporation
Finance
0.07%
0.0%
Nephrocare Health Service Pvt. Ltd.
Healthcare Services
0.07%
−79.9%
Hawkins Cookers Ltd.
Consumer Durables
0.03%
−92.2%
SBI Children's Fund - Investment Plan Stocks Bought and Sold
All changes are between August 2026 and September 2026
More
Stocks bought and sold in September 2026
Life Insurance Corporation of India
↓Sold out
−100%
was 3.77%
The Ramco Cements Ltd.
↑Added
+91.7%
3.19%
Ajax Engineering Ltd.
↑Added
+69.4%
2.78%
Privi Speciality Chemicals Ltd.
↓Reduced
−34.0%
1.71%
Bosch Home Comfort India Ltd.
↓Reduced
−7.5%
1.97%
Hawkins Cookers Ltd.
↓Reduced
−92.2%
0.03%
Nephrocare Health Service Pvt. Ltd.
↓Reduced
−79.9%
0.07%
Pakka Ltd.
↓Reduced
−15.3%
0.20%
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
SBI Children's Fund - Investment Plan Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
1.06%
Expense ratio (Regular)
1.99%
Category
Solution
Risk
Very High
Benchmark
CRISIL Hybrid 35+65 - Aggressive Index
Launch date
29-09-2020
Minimum investment
₹5,000
Minimum additional investment
₹1,000
AUM
₹7,949.28 Cr (30-09-2026)
Lock in
5 years, or until retirement if earlier
Scheme code (Direct)
148490
ISIN (Direct)
INF200KA1R07
Scheme code (Regular)
148489
ISIN (Regular)
INF200KA1Q99
NAV history
From 07-10-2020, 6.1 years
Exit load
Not available
Tax on SBI Children's Fund - Investment Plan returns
How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹51.65
29-10-2026
regular
Growth
₹47.9199
29-10-2026
About SBI Children's Fund - Investment Plan
SBI Children's Fund - Investment Plan is a mutual fund from SBI Mutual Fund. Its category is Solution. It was launched on 29-09-2020. Its benchmark is CRISIL Hybrid 35+65 - Aggressive Index. At the end of September 2026 it held 39 securities.
Fund Manager
Lokesh Mallya
Fund manager of SBI Children's Fund - Investment Plan, since 01-07-2025
R Srinivasan
Fund manager of SBI Children's Fund - Investment Plan, since 08-09-2020
Frequently Asked Questions for SBI Children's Fund - Investment Plan
What is the current NAV of SBI Children's Fund - Investment Plan?
The Direct plan NAV is ₹51.65. The Regular plan NAV is ₹47.9199, as on 29-10-2026.
What are the returns of SBI Children's Fund - Investment Plan?
The Direct plan returned +6.28% in 1 year, +20.25% a year over 3 years, +17.93% a year over 5 years. The Regular plan returned +5.26% in 1 year, +18.98% a year over 3 years, +16.57% a year over 5 years. These figures are as on 29-10-2026.
What is the expense ratio of SBI Children's Fund - Investment Plan?
The Direct plan charges 1.06% a year. The Regular plan charges 1.99% a year. This is the figure the fund house reported to AMFI, in force from 19-10-2026.
What is the AUM of SBI Children's Fund - Investment Plan?
SBI Children's Fund - Investment Plan managed ₹7,949.28 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of SBI Children's Fund - Investment Plan?
At the end of September 2026 the largest holdings were Alphabet Inc. (5.40%), THANGAMAYL (4.46%), SBIN (4.35%), HATSUN (3.83%), Renew Energy Global (3.77%). The fund held 39 securities in all.
What did SBI Children's Fund - Investment Plan buy and sell in September 2026?
It sold out of 1: Life Insurance Corporation of India. It added shares in 2. It reduced 5.
How do I invest in SBI Children's Fund - Investment Plan?
Through SBI Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹5,000. You can invest once or through a monthly SIP.
Who is the fund manager of SBI Children's Fund - Investment Plan?
Lokesh Mallya (since 01-07-2025), R Srinivasan (since 08-09-2020).
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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