SBI Long Term Advantage Fund - Series IV is an ELSS fund run by SBI Mutual Fund. On 30-09-2026, it managed ₹181 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 6.0% a year and its Regular plan returned 5.6% a year. Its benchmark, BSE 500 TRI, returned 9.9% a year over the same 3 years.
NAV (Direct plan)
₹45.36
▼ 0.43% · 30-10-2026
NAV (Regular plan)
₹43.00
▼ 0.43% · 30-10-2026
Expense ratio
1.23%Direct1.43%Regular
1.23%
A year
Riskometer
Not available
Set by the fund house
3 year return
6.0%Direct5.6%Regular
6.0%
A year
SBI Long Term Advantage Fund - Series IV NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹45.36 (down 0.43% that day); Regular Plan Growth ₹43.00 (down 0.43% that day).
This fund (Direct plan)
₹45.3562
SBI Long Term Advantage Fund - Series IV Returns vs BSE 500 TRI
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−2.56%
−8.81%
−7.36%
−11.16%
+6.01%
+7.77%
--
This fund (Regular)
−2.57%
−8.86%
−7.50%
−11.48%
+5.57%
+7.31%
--
BSE 500 TRI
−0.87%
−6.09%
−2.95%
−7.66%
+9.89%
+8.65%
+12.51%
ELSS average
−2.34%
−5.61%
−1.63%
−5.75%
+10.92%
+10.29%
--
Best in ELSS
+1.27%
−1.66%
+5.11%
+2.97%
+19.52%
+15.67%
--
Worst in ELSS
−8.36%
−10.02%
−7.36%
−11.32%
+2.93%
+5.27%
--
Rank in ELSS
32/50
45/50
50/50
49/50
48/49
37/43
--
Category rows compare the Direct plans of 50 ELSS funds. Rank 1 is the highest return.
SBI Long Term Advantage Fund - Series IV Year-wise Returns
Return of each calendar year
Year
Direct
Regular
BSE 500 TRI
2026to date
−11.73%
−11.98%
−7.81%
2025
+4.26%
+3.81%
+7.63%
2024
+21.06%
+20.51%
+15.81%
2023
+24.40%
+23.85%
+26.55%
2022
+6.81%
+6.33%
+4.77%
2021
+59.30%
+58.58%
+31.63%
SBI Long Term Advantage Fund - Series IV Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 1,626 periods, one for each trading day from 13-04-2020 to 30-10-2026.
−10%0%10%20%30%40%50%
SBI Long Term Advantage Fund - Series IV (Direct)
BSE 500 TRI
Oct 2017 to Oct 2020Dec 2018 to Dec 2021Jan 2020 to Jan 2023Feb 2021 to Feb 2024Apr 2022 to Apr 2025Apr 2023 to Apr 2026
SBI Long Term Advantage Fund - Series IV (Direct)BSE 500 TRI
0%
2%
Below 0%
1%
7%
0-5%
11%
5%
5-10%
18%
23%
10-15%
19%
41%
15-20%
8%
17%
20-25%
43%
5%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
2,117
13.4%
−18.0%
114.1%
19%
9.1%
64%
2 years
1,869
18.0%
−9.2%
72.1%
7%
15.5%
71%
3 years
1,626
21.3%
4.1%
44.0%
0%
16.5%
79%
5 years
1,130
24.0%
7.0%
34.4%
0%
15.5%
96%
7 years
638
21.3%
18.2%
24.8%
0%
15.2%
100%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
103
13.0%
−34.7%
123.9%
26%
10.9%
64%
2 years
91
15.7%
−16.9%
77.4%
9%
11.8%
70%
3 years
79
22.9%
−9.7%
53.4%
5%
17.1%
73%
5 years
55
26.4%
5.9%
33.4%
0%
16.6%
91%
7 years
31
21.9%
13.7%
29.0%
0%
17.0%
100%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than BSE 500 TRI over the same days. Past returns do not promise future returns.
SBI Long Term Advantage Fund - Series IV Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
SBI Long Term Advantage Fund - Series IV (Direct)This fund
BSE 500 TRI
Return (CAGR)
−11.16%
−7.66%
Standard deviation
15.11%
14.32%
Sharpe ratio
-1.09
-0.90
Sortino ratio
-1.43
-1.19
Maximum drawdown
−14.7%
(31-03-2026)
−14.8%
(30-03-2026)
Beta
1.01
1.00
Alpha
−3.36%
0.00%
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
SBI Long Term Advantage Fund - Series IV (Direct)This fund
BSE 500 TRI
Return (CAGR)
+6.01%
+9.89%
Standard deviation
13.64%
14.19%
Sharpe ratio
-0.00
0.27
Sortino ratio
-0.00
0.37
Maximum drawdown
−21.0%
(07-04-2025)
−18.7%
(28-02-2025)
Beta
0.87
1.00
Alpha
−3.37%
0.00%
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
SBI Long Term Advantage Fund - Series IV (Direct)This fund
BSE 500 TRI
Return (CAGR)
+7.77%
+8.65%
Standard deviation
13.15%
14.29%
Sharpe ratio
0.15
0.20
Sortino ratio
0.20
0.27
Maximum drawdown
−21.0%
(07-04-2025)
−18.7%
(28-02-2025)
Beta
0.82
1.00
Alpha
−0.36%
0.00%
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
SBI Long Term Advantage Fund - Series IV (Direct)This fund
BSE 500 TRI
Return (CAGR)
+17.11%
+12.27%
Standard deviation
14.97%
16.15%
Sharpe ratio
0.78
0.43
Sortino ratio
1.06
0.57
Maximum drawdown
−34.4%
(23-03-2020)
−38.1%
(23-03-2020)
Beta
0.81
1.00
Alpha
+6.13%
0.00%
From daily NAVs, 10-04-2017 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−40%−30%−20%−10%0%
SBI Long Term Advantage Fund - Series IV (Direct)
BSE 500 TRI
20182020202220242026
SBI Long Term Advantage Fund - Series IV (Direct)BSE 500 TRI
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
SBI Long Term Advantage Fund - Series IV (Direct)
−34.4%
13-02-2020
23-03-2020
26-08-2020
5 months
−16.2%
BSE 500 TRI
−38.1%
17-01-2020
23-03-2020
06-11-2020
7 months
−9.4%
From the Direct plan's daily NAV since 10-04-2017, adjusted for unit splits, and BSE 500 TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
SBI Long Term Advantage Fund - Series IV vs Other ELSS Funds
The five ELSS funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
SBI Long Term Advantage Fund - Series IV Expense Ratio and Costs
What each plan charges a year, in force from 01-10-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
ELSS median
Cost rank (1 = cheapest)
Direct
0.83%
0.06%
0.01%
0.33%
1.23%
1.11%
35/49
Regular
1.00%
0.06%
0.01%
0.36%
1.43%
1.96%
11/50
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the ELSS funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
−11.48%
−11.16%
0.32%
₹88,520
₹88,840
3 years
5.57%
6.01%
0.44% a year
₹1,17,658
₹1,19,135
5 years
7.31%
7.77%
0.46% a year
₹1,42,299
₹1,45,375
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
SBI Long Term Advantage Fund - Series IV SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 10-04-2017 to 30-10-2026: 115 instalments, ₹11,50,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planSBI Long Term Advantage Fund - Series IV (Direct)
₹11,50,000
₹24,61,803
₹13,11,803
15.3%
Regular planSBI Long Term Advantage Fund - Series IV (Regular)
₹11,50,000
₹23,90,348
₹12,40,348
14.7%
BSE 500 TRI
₹11,50,000
₹20,74,961
₹9,24,961
11.9%
Category averageCategory average, 49 ELSS funds
₹11,50,000
₹22,48,867
₹10,98,867
13.5%
₹0₹10.0 L₹20.0 L₹30.0 L
Direct planSBI Long Term Advantage Fund - Series IV (Direct)
Regular planSBI Long Term Advantage Fund - Series IV (Regular)
BSE 500 TRI
Category averageCategory average, 49 ELSS funds
Amount invested
20182020202220242026
Direct planSBI Long Term Advantage Fund - Series IV (Direct)Regular planSBI Long Term Advantage Fund - Series IV (Regular)BSE 500 TRICategory averageCategory average, 49 ELSS fundsAmount invested
From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
SBI Long Term Advantage Fund - Series IV Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
94.0%Equity
Asset
Fund
Category
Equity
94.0%
96.3%
Cash and others
6.0%
3.1%
Market cap of stocks
Market cap
Fund
Category
Large Cap
47.8%
47.5%
Mid Cap
15.2%
18.4%
Small Cap
27.7%
29.4%
Not on AMFI's list
3.3%
1.2%
Share of the whole fund. Category: the average of the ELSS funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
SBI Long Term Advantage Fund - Series IV Sector Allocation
Sector allocation of the fund's stocks as on 30-09-2026
Largest sectors
Finance20.5%
Banks18.4%
Transport Services6.8%
Automobiles6.7%
Agricultural, Commercial & Construction Vehicles6.1%
Construction5.3%
Chemicals & Petrochemicals4.1%
Pharmaceuticals & Biotechnology3.5%
Textiles & Apparels3.3%
Auto Components3.3%
The ten largest of 17 sectors. The other 7 add up to 16.1%.
Sector changes
Sector
July 2026
August 2026
September 2026
Change
Finance
25.9%
22.4%
20.5%
−5.4%
Banks
18.7%
18.1%
18.4%
−0.3%
Transport Services
4.1%
5.8%
6.8%
+2.7%
Automobiles
4.8%
6.9%
6.7%
+1.9%
Agricultural, Commercial & Construction Vehicles
5.8%
6.3%
6.1%
+0.2%
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
SBI Long Term Advantage Fund - Series IV Portfolio Holdings
As on 30-09-2026 · 29 holdings · from the fund house's monthly portfolio
Holdings
Sector
Weight%
Holdings trend
1M change
ICICI Bank Ltd.
Banks
7.66%
0.0%
Bajaj Finance Ltd.
Finance
7.41%
0.0%
Eicher Motors Ltd.
Automobiles
4.73%
0.0%
Navin Fluorine International Ltd.
Chemicals & Petrochemicals
4.09%
0.0%
Tata Motors Ltd.
Agricultural, Commercial & Construction Vehicles
3.95%
0.0%
HDFC Bank Ltd.
Banks
3.91%
0.0%
Delhivery Ltd.
Transport Services
3.84%
0.0%
Kotak Mahindra Bank Ltd.
Banks
3.68%
0.0%
Sun Pharmaceutical Industries Ltd.
Pharmaceuticals & Biotechnology
3.51%
0.0%
Kusumgar Ltd.
Textiles & Apparels
3.32%
0.0%
Tenneco Clean Air India Ltd.
Auto Components
3.28%
0.0%
Mahindra & Mahindra Financial Services Ltd.
Finance
3.23%
New
State Bank of India
Banks
3.18%
0.0%
Cholamandalam Investment & Finance Co. Ltd.
Finance
3.13%
0.0%
Kalpataru Projects International Ltd.
Construction
3.05%
0.0%
Lemon Tree Hotels Ltd.
Leisure Services
2.99%
0.0%
Container Corporation of India Ltd.
Transport Services
2.96%
+72.1%
Jindal Stainless Ltd.
Ferrous Metals
2.89%
0.0%
Muthoot Finance Ltd.
Finance
2.57%
0.0%
Manappuram Finance Ltd.
Finance
2.44%
0.0%
G R Infra projects Ltd.
Construction
2.21%
0.0%
Ashok Leyland Ltd.
Agricultural, Commercial & Construction Vehicles
2.13%
0.0%
JSW Cement Ltd.
Cement & Cement Products
2.13%
0.0%
Tech Mahindra Ltd.
IT - Software
2.10%
0.0%
Swiggy Ltd.
Retailing
2.07%
0.0%
Kansai Nerolac Paints Ltd.
Consumer Durables
1.96%
0.0%
Mahindra & Mahindra Ltd.
Automobiles
1.95%
0.0%
Fortis Healthcare Ltd.
Healthcare Services
1.91%
0.0%
GKW Ltd.
Finance
1.70%
−57.5%
SBI Long Term Advantage Fund - Series IV Stocks Bought and Sold
All changes are between August 2026 and September 2026
More
Stocks bought and sold in September 2026
GKW Ltd.
↓Reduced
−57.5%
1.70%
Mahindra & Mahindra Financial Services Ltd.
↑New
New
3.23%
Container Corporation of India Ltd.
↑Added
+72.1%
2.96%
Aptus Value Housing Finance India Ltd.
↓Sold out
−100%
was 2.16%
Aavas Financiers Ltd.
↓Sold out
−100%
was 0.66%
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
SBI Long Term Advantage Fund - Series IV Overview
Fund facts from the scheme summary document
Expense ratio (Direct)
1.23%
Expense ratio (Regular)
1.43%
Category
ELSS
Risk
Not available
Benchmark
Not available
Launch date
Not available
Minimum investment
Not available
Minimum additional investment
Not available
AUM
₹181.27 Cr (30-09-2026)
Lock in
Not available
Scheme code (Direct)
140487
ISIN (Direct)
INF200KA1LS9
Scheme code (Regular)
140488
ISIN (Regular)
INF200KA1LQ3
NAV history
From 10-04-2017, 9.6 years
Exit load
Not available
Tax on SBI Long Term Advantage Fund - Series IV returns
SBI Long Term Advantage Fund - Series IV is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
Investing in it can be deducted from income under Section 80C, up to ₹1.5 lakh a year, in the old tax regime. Each investment is locked in for 3 years.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹45.3562
30-10-2026
direct
IDCW
₹38.4858
30-10-2026
regular
Growth
₹42.9995
30-10-2026
regular
IDCW
₹36.4292
30-10-2026
About SBI Long Term Advantage Fund - Series IV
SBI Long Term Advantage Fund - Series IV is a mutual fund from SBI Mutual Fund. Its category is ELSS. At the end of September 2026 it held 29 securities.
Frequently Asked Questions for SBI Long Term Advantage Fund - Series IV
What is the current NAV of SBI Long Term Advantage Fund - Series IV?
The Direct plan NAV is ₹45.3562. The Regular plan NAV is ₹42.9995, as on 30-10-2026.
What are the returns of SBI Long Term Advantage Fund - Series IV?
The Direct plan returned −11.16% in 1 year, +6.01% a year over 3 years, +7.77% a year over 5 years. The Regular plan returned −11.48% in 1 year, +5.57% a year over 3 years, +7.31% a year over 5 years. These figures are as on 30-10-2026.
What is the expense ratio of SBI Long Term Advantage Fund - Series IV?
The Direct plan charges 1.23% a year. The Regular plan charges 1.43% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.
What is the AUM of SBI Long Term Advantage Fund - Series IV?
SBI Long Term Advantage Fund - Series IV managed ₹181.27 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of SBI Long Term Advantage Fund - Series IV?
At the end of September 2026 the largest holdings were ICICIBANK (7.66%), BAJFINANCE (7.41%), EICHERMOT (4.73%), NAVINFLUOR (4.09%), TMCV (3.95%). The fund held 29 securities in all.
What did SBI Long Term Advantage Fund - Series IV buy and sell in September 2026?
It bought 1 new stock: Mahindra & Mahindra Financial Services Ltd. It sold out of 2: Aavas Financiers Ltd, Aptus Value Housing Finance India Ltd. It added shares in 1. It reduced 1.
How do I invest in SBI Long Term Advantage Fund - Series IV?
Through SBI Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. You can invest once or through a monthly SIP.
How has SBI Long Term Advantage Fund - Series IV performed against its benchmark?
Its benchmark is BSE 500 TRI. The Direct plan returned +7.77% a year over 5 years. The benchmark returned +8.65% a year over 5 years.
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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