Tata Liquid Fund

LiquidDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

Tata Liquid Fund is a Liquid fund run by Tata Mutual Fund. On 30-09-2026, it managed ₹28,037 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 6.9% a year and its Regular plan returned 6.8% a year.

NAV (Direct plan): ₹4,517.01; ▲ 0.02%30-10-2026
NAV (Regular plan): ₹4,456.36; ▲ 0.02%30-10-2026
Expense ratio: 0.18%Direct0.32%Regular; 0.18%; A year
Riskometer: Low to Moderate; Set by the fund house
3 year return: 6.9%Direct6.8%Regular; 6.9%; A year

Tata Liquid Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹4,517.01 (up 0.02% that day); Regular Plan Growth ₹4,456.36 (up 0.02% that day).

This fund (Direct plan)

₹4,517.0143

This fund split each unit into 0.01 on 02-02-2014 (SSD record). NAVs before that day are shown divided by 0.01, so the line and the returns are not broken by the split.

Tata Liquid Fund Returns vs Liquid Funds

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	+0.45%	+1.51%	+3.18%	+6.46%	+6.92%	+6.42%	+6.12%
This fund (Regular)	+0.44%	+1.48%	+3.12%	+6.34%	+6.80%	+6.30%	+6.02%
Liquid average	+0.44%	+1.46%	+3.06%	+6.23%	+6.66%	+6.18%	+5.85%
Best in Liquid	+0.48%	+1.54%	+3.26%	+6.54%	+6.96%	+6.47%	+6.32%
Worst in Liquid	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Rank in Liquid	14/43	14/42	18/42	16/40	11/36	13/34	9/28

Category rows compare the Direct plans of 44 Liquid funds. Rank 1 is the highest return. This fund's benchmark is CRISIL Liquid Debt A-I Index. Returns of that index are not available to us, so the category average is the comparison.

Tata Liquid Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+5.39%	+5.29%
2025	+6.65%	+6.52%
2024	+7.44%	+7.32%
2023	+7.09%	+6.97%
2022	+4.88%	+4.76%
2021	+3.35%	+3.23%

Tata Liquid Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 3,949 periods, one for each trading day from 02-01-2016 to 30-10-2026.

0%2%4%6%8%10%

Nov 2013
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025

Tata Liquid Fund (Direct)Category average, 43 Liquid funds

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	4,623	7.0%	3.2%	10.0%	0%	6.8%	100%
2 years	4,314	7.0%	3.4%	9.4%	0%	6.7%	100%
3 years	3,949	7.0%	4.1%	9.0%	0%	6.6%	100%
5 years	3,218	5.9%	5.3%	8.3%	0%	5.7%	100%
7 years	2,489	5.9%	5.7%	8.0%	0%	5.6%	100%
10 years	1,393	6.4%	6.1%	6.8%	0%	6.1%	100%

Every SIP holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	154	7.0%	3.3%	9.8%	0%	6.8%	100%
2 years	142	7.0%	3.5%	9.3%	0%	6.7%	100%
3 years	130	6.9%	3.7%	8.8%	0%	6.6%	100%
5 years	106	6.3%	4.6%	7.8%	0%	6.0%	100%
7 years	82	5.9%	5.1%	7.4%	0%	5.6%	100%
10 years	46	6.0%	5.9%	6.1%	0%	5.8%	100%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 43 Liquid funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.

Tata Liquid Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Tata Liquid Fund (Direct)This fund	Category average
Return (CAGR)	+6.46%	+6.22%
Standard deviation	0.18%	0.18%
Sharpe ratio	6.89	5.54
Sortino ratio	19.36	14.81
Maximum drawdown	−0.01% (15-10-2026)	−0.01% (22-10-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Tata Liquid Fund (Direct)This fund	Category average
Return (CAGR)	+6.92%	+6.66%
Standard deviation	0.14%	0.14%
Sharpe ratio	6.40	4.68
Sortino ratio	18.58	12.26
Maximum drawdown	−0.01% (15-10-2026)	−0.01% (22-10-2026)

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Tata Liquid Fund (Direct)This fund	Category average
Return (CAGR)	+6.42%	+6.19%
Standard deviation	0.13%	0.13%
Sharpe ratio	4.58	2.95
Sortino ratio	9.64	5.88
Maximum drawdown	−0.05% (05-05-2022)	−0.03% (05-05-2022)

From daily NAVs, 30-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Tata Liquid Fund (Direct)This fund	Category average
Return (CAGR)	+6.12%	+5.85%
Standard deviation	0.19%	0.15%
Sharpe ratio	3.87	2.92
Sortino ratio	8.63	5.60
Maximum drawdown	−0.23% (24-03-2020)	−0.12% (24-03-2020)

From daily NAVs, 30-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Tata Liquid Fund (Direct)This fund	Category average
Return (CAGR)	+6.86%	+6.51%
Standard deviation	0.21%	0.25%
Sharpe ratio	3.85	1.81
Sortino ratio	7.74	2.69
Maximum drawdown	−0.23% (24-03-2020)	−0.34% (07-01-2013)

From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−0.4%−0.3%−0.2%−0.1%0%

2014201620182020202220242026

Tata Liquid Fund (Direct)Category average, 43 Liquid funds

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Tata Liquid Fund (Direct)	−0.23%	17-03-2020	24-03-2020	27-03-2020	3 days	0.0%
Category average	−0.34%	06-01-2013	07-01-2013	11-01-2013	4 days	0.0%

From the Direct plan's daily NAV since 02-01-2013, adjusted for unit splits, and the average of the 43 Liquid funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

Tata Liquid Fund vs Other Liquid Funds

The five Liquid funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Aditya Birla Sun Life Liquid Fund	1/36	61,167	0.21%	+6.52%	+6.96%	--	--	6.22	17.25	Compare
Axis Liquid Fund	1/36	53,470	0.13%	+6.54%	+6.96%	--	--	6.39	19.90	Compare
Edelweiss Liquid Fund	1/36	11,741	0.10%	+6.50%	+6.96%	--	--	6.45	18.56	Compare
Franklin India Liquid Fund	4/36	4,811	0.14%	+6.52%	+6.95%	--	--	6.51	21.25	Compare
Sundaram Liquid Fund	4/36	6,727	0.14%	+6.53%	+6.95%	--	--	6.03	18.56	Compare
Tata Liquid Fund	11/36	28,037	0.18%	+6.46%	+6.92%	--	--	6.40	18.58

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

Tata Liquid Fund Expense Ratio and Costs

What each plan charges a year, in force from 13-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Liquid median	Cost rank (1 = cheapest)
Direct	0.15%	0.00%	0.00%	0.03%	0.18%	0.14%	33/43
Regular	0.29%	0.00%	0.00%	0.03%	0.32%	0.25%	34/43

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Liquid funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	6.34%	6.46%	0.12%	₹1,06,340	₹1,06,460
3 years	6.80%	6.92%	0.12% a year	₹1,21,819	₹1,22,230
5 years	6.30%	6.42%	0.12% a year	₹1,35,727	₹1,36,495
10 years	6.02%	6.12%	0.10% a year	₹1,79,423	₹1,81,123

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Tata Liquid Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 02-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planTata Liquid Fund (Direct)	₹16,60,000	₹26,23,625	₹9,63,625	6.3%
Regular planTata Liquid Fund (Regular)	₹16,60,000	₹26,02,205	₹9,42,205	6.2%
Category averageCategory average, 43 Liquid funds	₹16,60,000	₹25,70,208	₹9,10,208	6.1%

₹0₹10.0 L₹20.0 L₹30.0 L

2014201620182020202220242026

Direct planTata Liquid Fund (Direct)Regular planTata Liquid Fund (Regular)Category averageCategory average, 43 Liquid fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Tata Liquid Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

101.4%Debt

Asset	Fund	Category
Debt	101.4%	97.0%
Cash and others	−1.4%	6.5%

Cash and others is below 0: on that day the fund owed more in payments due than it held in cash.

Credit rating

Bonds and money market papers by credit rating, % of the fund. Category: the average of 42 Liquid funds.

Rating	Fund	Category
Sovereign	16.9%	15.2%
AAA and A1+	84.5%	81.1%

Tata Liquid Fund Portfolio Holdings

As on 30-09-2026 · 74 holdings · from the fund house's monthly portfolio

Holdings	Rating	Weight%
** TREASURY BILL 91 DAYS (19/11/2026) · Government security	SOV	3.75%
** - BANK OF BARODA - CD - 27/10/2026 · Certificate of deposit	CARE-A1+	3.46%
** - CENTRAL BANK OF INDIA - CD - 06/11/2026 · Certificate of deposit	CRISIL-A1+	3.37%
** TREASURY BILL 91 DAYS (10/12/2026) · Government security	SOV	2.91%
** - HDFC BANK LTD - CD - 02/11/2026 · Certificate of deposit	CRISIL-A1+	2.75%
** - RELIANCE INDUSTRIES LTD - CP - 09/12/2026 · Commercial paper	CRISIL-A1+	2.73%
** - YES BANK LTD - CD - 16/11/2026 · Certificate of deposit	CRISIL-A1+	2.65%
** - HDFC SECURITIES LTD - CP - 19/11/2026 · Commercial paper	CRISIL-A1+	2.65%
** - CANARA BANK - CD - 03/12/2026 · Certificate of deposit	CRISIL-A1+	2.65%
** - SMALL INDUST DEVLOP BANK OF INDIA - CP - 17/12/2026 · Commercial paper	CRISIL-A1+	2.64%
** TREASURY BILL 91 DAYS (17/12/2026) · Government security	SOV	2.64%
** - REC LTD - CP - 23/11/2026 · Commercial paper	CRISIL-A1+	2.47%
** TREASURY BILL 91 DAYS (03/12/2026) · Government security	SOV	2.39%
** - NABARD - CP - 02/12/2026 · Commercial paper	CRISIL-A1+	2.38%
** - EXIM - CP - 11/12/2026 · Commercial paper	CRISIL-A1+	2.38%
** TREASURY BILL 91 DAYS (12/11/2026) · Government security	SOV	2.13%
** - ADANI PORTS & SPECIAL ECONOMIC ZONE LTD - CP - 26/10/2026 · Commercial paper	CRISIL-A1+	1.78%
** - SMALL INDUST DEVLOP BANK OF INDIA - CP - 28/10/2026 · Commercial paper	CRISIL-A1+	1.78%
** - MOTILAL OSWAL FINANCIAL SERV. LTD - CP - 03/11/2026 · Commercial paper	CRISIL-A1+	1.77%
** - BAJAJ FINANCE LTD - CP - 19/11/2026 · Commercial paper	CRISIL-A1+	1.77%
** - NABARD - CP - 23/11/2026 · Commercial paper	CRISIL-A1+	1.77%
** - NABARD - CP - 11/11/2026 · Commercial paper	CRISIL-A1+	1.77%
** - HDFC BANK LTD - CD - 06/11/2026 · Certificate of deposit	CRISIL-A1+	1.77%
** - BPCL - CP - 13/11/2026 · Commercial paper	CRISIL-A1+	1.77%
** - PNB HOUSING FINANCE LTD - CP - 05/11/2026 · Commercial paper	CRISIL-A1+	1.77%
** - HDFC BANK LTD - CD - 15/12/2026 · Certificate of deposit	CRISIL-A1+	1.76%
** - BANK OF INDIA - CD - 03/12/2026 · Certificate of deposit	CRISIL-A1+	1.76%
** - HDFC BANK LTD - CD - 04/12/2026 · Certificate of deposit	CRISIL-A1+	1.76%
** - EXIM - CP - 04/12/2026 · Commercial paper	CRISIL-A1+	1.76%
** - BAJAJ FINANCE LTD - CP - 04/12/2026 · Commercial paper	CRISIL-A1+	1.76%
** - ANGEL ONE LTD - CP - 07/12/2026 · Commercial paper	ICRA-A1+	1.76%
** - ANGEL ONE LTD - CP - 03/12/2026 · Commercial paper	ICRA-A1+	1.76%
** - EXIM - CD - 11/11/2026 · Certificate of deposit	CRISIL-A1+	1.68%
** - NTPC LTD - CP - 05/10/2026 · Commercial paper	CRISIL-A1+	1.51%
** - BAJAJ FINANCE LTD - CP - 28/10/2026 · Commercial paper	CRISIL-A1+	1.24%
** - RELIANCE INDUSTRIES LTD - CP - 11/12/2026 · Commercial paper	CRISIL-A1+	1.23%
** - IIFL FINANCE LTD - CP - 02/12/2026 · Commercial paper	CRISIL-A1+	1.23%
GOI - 7.33% (30/10/2026) · Government security	SOV	1.11%
** TREASURY BILL 91 DAYS (29/10/2026) · Government security	SOV	1.08%
** - SIKKA PORTS AND TERMINALS LTD - CP - 04/12/2026 · Commercial paper	CRISIL-A1+	1.06%
** - HDFC SECURITIES LTD - CP - 20/11/2026 · Commercial paper	CRISIL-A1+	1.06%
** - CITY UNION BANK LTD - CD - 04/12/2026 · Certificate of deposit	CRISIL-A1+	1.06%
** - ADITYA BIRLA HOUSING FINANCE LTD - CP - 03/11/2026 · Commercial paper	CRISIL-A1+	1.06%
** - EXIM - CP - 10/12/2026 · Commercial paper	CRISIL-A1+	1.06%
** - IIFL FINANCE LTD - CP - 08/12/2026 · Commercial paper	CRISIL-A1+	1.05%
** - BANK OF BARODA - CD - 25/11/2026 · Certificate of deposit	IND-A1+	0.88%
** - INDIAN BANK - CD - 10/12/2026 · Certificate of deposit	CRISIL-A1+	0.88%
** - BAJAJ FINANCIAL SECURITIES LTD - CP - 01/12/2026 · Commercial paper	CRISIL-A1+	0.88%
** - BAJAJ HOUSING FINANCE LTD - CP - 26/11/2026 · Commercial paper	CRISIL-A1+	0.88%
** - IIFL CAPITAL SERVICES LTD - CP - 30/11/2026 · Commercial paper	CRISIL-A1+	0.88%
** - HDFC BANK LTD - CD - 13/11/2026 · Certificate of deposit	CRISIL-A1+	0.71%
** - ANGEL ONE LTD - CP - 28/10/2026 · Commercial paper	ICRA-A1+	0.71%
** - AXIS BANK LTD - CD - 17/12/2026	CRISIL-A1+	0.70%
** - ADITYA BIRLA FASHION & RETAIL LTD - CP - 08/12/2026 · Commercial paper	CRISIL-A1+	0.70%
** TREASURY BILL 91 DAYS (27/11/2026) · Government security	SOV	0.65%
** - ADITYA BIRLA CAPITAL LTD - CP - 26/10/2026 · Commercial paper	CRISIL-A1+	0.53%
** - ANGEL ONE LTD - CP - 08/12/2026 · Commercial paper	ICRA-A1+	0.53%
** - IIFL HOME FINANCE LTD - CP - 17/11/2026 · Commercial paper	CRISIL-A1+	0.53%
** - MUTHOOT FINCORP - CP - 03/11/2026 · Commercial paper	CRISIL-A1+	0.53%
** - EXIM - CP - 14/12/2026 · Commercial paper	CRISIL-A1+	0.53%
** - IIFL HOME FINANCE LTD - CP - 03/12/2026 · Commercial paper	CRISIL-A1+	0.53%
** - MUTHOOT FINANCE LTD - CP - 03/12/2026 · Commercial paper	CRISIL-A1+	0.44%
** - NUVAMA WEALTH AND INVESTMENT LTD - CP - 13/11/2026 · Commercial paper	CRISIL-A1+	0.35%
** - IIFL CAPITAL SERVICES LTD - CP - 09/12/2026 · Commercial paper	CRISIL-A1+	0.35%
** - MOTILAL OSWAL FINANCIAL SERV. LTD - CP - 02/12/2026 · Commercial paper	CRISIL-A1+	0.35%
** - INFINA FINANCE PVT LTD - CP - 14/12/2026 · Commercial paper	CRISIL-A1+	0.35%
** - SMALL INDUST DEVLOP BANK OF INDIA - CD - 06/11/2026 · Certificate of deposit	CRISIL-A1+	0.27%
SBIMF AIF - CAT I (CDMDF)27/10/2038		0.25%
** - MUTHOOT FINCORP - CP - 04/11/2026 · Commercial paper	CRISIL-A1+	0.18%
** - IIFL CAPITAL SERVICES LTD - CP - 11/12/2026 · Commercial paper	CRISIL-A1+	0.18%
SDL TAMILNADU 7.39% (09/11/2026) · State government security	SOV	0.09%
SDL KARNATAKA 7.37% (09/11/2026) · State government security	SOV	0.04%
SDL KARNATAKA 7.14% (13/10/2026) · State government security	SOV	0.04%
SGS GUJARAT 7.57% (09/11/2026) · State government security	SOV	0.04%

Tata Liquid Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
HSBC Liquid FundLiquid · HSBC	23.3%	22	Compare
Bandhan Liquid FundLiquid · Bandhan	20.6%	19	Compare
ICICI Prudential Liquid FundLiquid · ICICI Prudential	20.5%	17	Compare
LIC MF Liquid FundLiquid · LIC	19.6%	17	Compare
Mirae Asset Liquid FundLiquid · Mirae Asset	19.3%	20	Compare
Kotak Liquid FundLiquid · Kotak Mahindra	19.0%	21	Compare
Union Liquid FundLiquid · Union	19.0%	17	Compare
UTI - Liquid FundLiquid · UTI	18.4%	19	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

Tata Liquid Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.18%
Expense ratio (Regular): 0.32%
Category: Liquid
Risk: Low to Moderate
Benchmark: CRISIL Liquid Debt A-I Index
Launch date: 22-12-2003
Minimum investment: ₹5,000
Minimum additional investment: ₹1,000
AUM: ₹28,037.42 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 119861
ISIN (Direct): INF277K01YE6
Scheme code (Regular): 102672
ISIN (Regular): INF277K01YD8
NAV history: From 02-01-2013, 13.8 years

Exit load: Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Tax on Tata Liquid Fund returns

Tata Liquid Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹4,517.0143	30-10-2026
direct	Weekly IDCW Reinvestment	₹1,071.0802	30-10-2026
direct	Daily Reinvestment IDCW	₹1,001.5187	30-10-2026
regular	Growth	₹4,456.3579	30-10-2026
regular	Weekly IDCW Reinvestment	₹1,065.9664	30-10-2026
regular	Daily Reinvestment IDCW	₹1,001.5157	30-10-2026

About Tata Liquid Fund

Tata Liquid Fund is a mutual fund from Tata Mutual Fund. Its category is Liquid. It was launched on 22-12-2003. Its benchmark is CRISIL Liquid Debt A-I Index. At the end of September 2026 it held 74 securities.

Fund Manager

Amit Somani
Fund manager of Tata Liquid Fund, since 16-10-2013
Dhawal Joshi
Fund manager of Tata Liquid Fund, since 01-06-2026

See all funds of Tata Mutual Fund

AUM change

September 2026: ₹28,037.42 Cr; −13.38% from August 2026
August 2026: ₹32,369.99 Cr; +17.27% from July 2026
July 2026: ₹27,602.85 Cr; +25.22% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Tata Liquid Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Tata Liquid vs Aditya Birla Sun Life LiquidLiquid
Tata Liquid vs Axis LiquidLiquid
Tata Liquid vs Edelweiss LiquidLiquid
Tata Liquid vs Franklin India LiquidLiquid
Tata Liquid vs Sundaram LiquidLiquid
Tata Liquid vs HSBC Liquid23.3% overlap
Tata Liquid vs Bandhan Liquid20.6% overlap
Tata Liquid vs ICICI Prudential Liquid20.5% overlap

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Frequently Asked Questions for Tata Liquid Fund

What is the current NAV of Tata Liquid Fund?

The Direct plan NAV is ₹4,517.0143. The Regular plan NAV is ₹4,456.3579, as on 30-10-2026.

What are the returns of Tata Liquid Fund?

The Direct plan returned +6.46% in 1 year, +6.92% a year over 3 years, +6.42% a year over 5 years. The Regular plan returned +6.34% in 1 year, +6.80% a year over 3 years, +6.30% a year over 5 years. These figures are as on 30-10-2026.

What is the expense ratio of Tata Liquid Fund?

The Direct plan charges 0.18% a year. The Regular plan charges 0.32% a year. This is the figure the fund house reported to AMFI, in force from 13-10-2026.

What is the AUM of Tata Liquid Fund?

Tata Liquid Fund managed ₹28,037.42 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Tata Liquid Fund?

At the end of September 2026 the largest holdings were ** TREASURY BILL 91 DAYS (19/11/2026) (3.75%), ** - BANK OF BARODA - CD - 27/10/2026 (3.46%), ** - CENTRAL BANK OF INDIA - CD - 06/11/2026 (3.37%), ** TREASURY BILL 91 DAYS (10/12/2026) (2.91%), ** - HDFC BANK LTD - CD - 02/11/2026 (2.75%). The fund held 74 securities in all.

How do I invest in Tata Liquid Fund?

Through Tata Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹5,000. You can invest once or through a monthly SIP.

Who is the fund manager of Tata Liquid Fund?

Amit Somani (since 16-10-2013), Dhawal Joshi (since 01-06-2026).

What is the exit load of Tata Liquid Fund?

Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.