Multi AssetDirect and Regular plans, Growth and IDCW options
Data as on 30-10-2026
ITI Multi Asset Allocation Fund is a Multi Asset fund run by ITI Mutual Fund. On 30-09-2026, it managed ₹144 Cr of investors' money.
NAV on 30-10-2026: Direct Plan Growth ₹9.57 (down 0.69% that day); Regular Plan Growth ₹9.55 (down 0.69% that day).
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Period | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| This fund (Direct) | −3.02% | -- | -- | -- | -- | -- | -- |
| This fund (Regular) | −3.16% | -- | -- | -- | -- | -- | -- |
| Multi Asset average | −1.71% | -- | -- | -- | -- | -- | -- |
| Best in Multi Asset | +0.22% | -- | -- | -- | -- | -- | -- |
| Worst in Multi Asset | −3.85% | -- | -- | -- | -- | -- | -- |
| Rank in Multi Asset | 31/37 | -- | -- | -- | -- | -- | -- |
Category rows compare the Direct plans of 37 Multi Asset funds. Rank 1 is the highest return. This fund's benchmark is 50% NIFTY 500 TRI + 30% CRISIL Composite Bond Index + 10% Domestic Price of Physical Gold + 10% Domestic Price of Silver. Returns of that index are not available to us, so the category average is the comparison.
The five Multi Asset funds with the best three year return, and this fund. Direct plans.
| Fund name | Rank | AUM (Cr) | Exp. ratio | 1Y return | 3Y return | 3Y alpha | 3Y beta | 3Y Sharpe | 3Y Sortino | |
|---|---|---|---|---|---|---|---|---|---|---|
| Quant Multi Asset Allocation Fund | 1/15 | 6,608 | 1.13% | +8.36% | +21.56% | -- | -- | 1.37 | 1.95 | Compare |
| Nippon India Multi Asset Allocation Fund | 2/15 | 18,044 | 0.48% | +3.05% | +17.96% | -- | -- | 1.19 | 1.63 | Compare |
| DSP Multi Asset Allocation Fund | 3/15 | 10,820 | 0.62% | +4.15% | +17.30% | -- | -- | 1.32 | 1.84 | Compare |
| Kotak Multi Asset Allocation Fund | 4/15 | 15,236 | 0.63% | +4.34% | +16.23% | -- | -- | 0.83 | 1.11 | Compare |
| WhiteOak Capital Multi Asset Allocation Fund | 5/15 | 9,111 | 0.65% | +6.03% | +16.11% | -- | -- | 1.76 | 2.50 | Compare |
| ITI Multi Asset Allocation Fund | -- | 144 | 1.92% | -- | -- | -- | -- | -- | -- |
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
What each plan charges a year, in force from 16-10-2026
| Plan | Base expense ratio | Brokerage | Transaction costs | Levies and GST | Total expense ratio | Multi Asset median | Cost rank (1 = cheapest) |
|---|---|---|---|---|---|---|---|
| Direct | 0.34% | 0.49% | 0.05% | 1.04% | 1.92% | 0.85% | 36/37 |
| Regular | 1.82% | 0.49% | 0.05% | 1.25% | 3.61% | 2.15% | 36/37 |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Multi Asset funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Asset allocation as on 30-09-2026
46.9%Equity
| Asset | Fund | Category |
|---|---|---|
| Equity | 46.9% | 58.2% |
| Cash and others | 46.3% | 25.6% |
| Debt | 6.8% | 16.2% |
| Market cap | Fund | Category |
|---|---|---|
| Large Cap | 18.1% | 35.1% |
| Mid Cap | 7.8% | 11.8% |
| Small Cap | 17.4% | 9.3% |
| Not on AMFI's list | 3.7% | 1.1% |
Share of the whole fund. Category: the average of the Multi Asset funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Sector allocation of the fund's stocks as on 30-09-2026
Banks8.9%
Industrial Products4.1%
Pharmaceuticals & Biotechnology3.9%
Finance3.1%
Auto Components2.9%
Electrical Equipment2.8%
Financial Technology (Fintech)2.7%
Retailing2.4%
Insurance1.9%
Petroleum Products1.7%
The ten largest of 22 sectors. The other 12 add up to 12.6%.
As on 30-09-2026 · 47 holdings · from the fund house's monthly portfolio
| Holdings | Sector / Rating | Weight% | Holdings trend | 1M change |
|---|---|---|---|---|
| 6.60% REC Limited (30/06/2027) · Bond | ICRA AAA | 3.44% | ||
| Union Bank of India (12/03/2027) · Certificate of deposit | ICRA A1+ | 3.36% | ||
| DSP Gold ETF | 3.32% | |||
| ICICI Bank Limited | Banks | 2.93% | ||
| Mirae Asset Gold ETF | 2.79% | |||
| Manipal Payment and Identity Solutions Ltd | Financial Technology (Fintech) | 2.67% | ||
| IDFC First Bank Limited | Banks | 1.96% | ||
| HDFC Life Insurance Company Limited | Insurance | 1.91% | ||
| Reliance Industries Limited | Petroleum Products | 1.66% | ||
| HDFC Bank Limited | Banks | 1.65% | ||
| Eternal Limited | Retailing | 1.44% | ||
| Kirloskar Oil Engines Limited | Industrial Products | 1.26% | ||
| Titan Company Limited | Consumer Durables | 1.25% | ||
| Global Health Limited | Healthcare Services | 1.14% | ||
| PNB Housing Finance Limited | Finance | 1.12% | ||
| Grasim Industries Limited | Cement & Cement Products | 1.09% | ||
| Bajaj Auto Limited | Automobiles | 1.08% | ||
| Samvardhana Motherson International Limited | Auto Components | 1.04% | ||
| Solar Industries India Limited | Chemicals & Petrochemicals | 1.04% | ||
| Bharat Heavy Electricals Limited | Electrical Equipment | 1.03% | ||
| Piramal Pharma Limited | Pharmaceuticals & Biotechnology | 1.03% | ||
| Hindustan Copper Limited | Non - Ferrous Metals | 1.01% | ||
| Bajaj Finance Limited | Finance | 0.99% | ||
| Aurobindo Pharma Limited | Pharmaceuticals & Biotechnology | 0.99% | ||
| APL Apollo Tubes Limited | Industrial Products | 0.99% | ||
| Indo-MIM Limited | Industrial Manufacturing | 0.99% | ||
| IIFL Finance Limited | Finance | 0.99% | ||
| RBL Bank Limited | Banks | 0.98% | ||
| Kalpataru Projects International Limited | Construction | 0.98% | ||
| Siemens Limited | Electrical Equipment | 0.94% | ||
| Glenmark Pharmaceuticals Limited | Pharmaceuticals & Biotechnology | 0.94% | ||
| DCB Bank Limited | Banks | 0.94% | ||
| FSN E-Commerce Ventures Limited | Retailing | 0.94% | ||
| Elgi Equipments Limited | Industrial Products | 0.93% | ||
| GlaxoSmithKline Pharmaceuticals Limited | Pharmaceuticals & Biotechnology | 0.93% | ||
| PVR INOX Limited | Entertainment | 0.92% | ||
| Ramkrishna Forgings Limited | Auto Components | 0.91% | ||
| TBO Tek Limited | Leisure Services | 0.91% | ||
| Gabriel India Limited | Auto Components | 0.91% | ||
| Usha Martin Limited | Industrial Products | 0.91% | ||
| Voltamp Transformers Limited | Electrical Equipment | 0.87% | ||
| BEML Limited | Agricultural, Commercial & Construction Vehicles | 0.86% | ||
| LT Foods Limited | Agricultural Food & other Products | 0.80% | ||
| Ather Energy Limited | Automobiles | 0.50% | ||
| Bandhan Bank Limited | Banks | 0.48% | ||
| DSP SILVER ETF | 0.17% | |||
| Mirae Asset Silver ETF | 0.17% |
September 2026 is the first month we hold for this fund, so there is no earlier month to compare it with.
Funds with the most similar portfolios, across every fund house and category
| Fund | Overlap | Holdings in common | |
|---|---|---|---|
| ITI Business Cycle FundThematic · ITI | 36.1% | 32 | Compare |
| ITI Balanced Advantage FundBalanced Advantage · ITI | 30.8% | 27 | Compare |
| ITI Value FundValue and Contra · ITI | 22.8% | 19 | Compare |
| Axis Multicap FundMulti Cap · Axis | 18.5% | 18 | Compare |
| Mahindra Manulife Large & Mid Cap FundLarge & Mid Cap · Mahindra Manulife | 18.0% | 14 | Compare |
| Canara Robeco ELSS - Tax Saver FundELSS · Canara Robeco | 16.4% | 14 | Compare |
| Axis Large & Mid Cap FundLarge & Mid Cap · Axis | 16.1% | 15 | Compare |
| Union Large & Midcap FundLarge & Mid Cap · Union | 15.9% | 14 | Compare |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Fund facts from the scheme summary document, as on 16-10-2026
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
| Plan | Option | NAV | As on |
|---|---|---|---|
| direct | Growth | ₹9.5729 | 30-10-2026 |
| direct | IDCW | ₹9.5729 | 30-10-2026 |
| regular | Growth | ₹9.549 | 30-10-2026 |
| regular | IDCW | ₹9.549 | 30-10-2026 |
ITI Multi Asset Allocation Fund is a mutual fund from ITI Mutual Fund. Its category is Multi Asset. It was launched on 07-09-2026. Its benchmark is 50% NIFTY 500 TRI + 30% CRISIL Composite Bond Index + 10% Domestic Price of Physical Gold + 10% Domestic Price of Silver. At the end of September 2026 it held 47 securities.
Nilay Dalal
Fund manager of ITI Multi Asset Allocation Fund, since 07-09-2026
Laukik Bagwe
Fund manager of ITI Multi Asset Allocation Fund, since 07-09-2026
See all funds of ITI Mutual Fund
AUM moves with money invested or taken out, and with the value of what the fund holds.
Returns, risk, costs and the stocks they share, side by side
The Direct plan NAV is ₹9.5729. The Regular plan NAV is ₹9.549, as on 30-10-2026.
The Direct plan charges 1.92% a year. The Regular plan charges 3.61% a year. This is the figure the fund house reported to AMFI, in force from 16-10-2026.
ITI Multi Asset Allocation Fund managed ₹144.42 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
At the end of September 2026 the largest holdings were 6.60% REC Limited (30/06/2027) (3.44%), Union Bank of India (12/03/2027) (3.36%), GOLDADD (3.32%), ICICIBANK (2.93%), GOLDETF (2.79%). The fund held 47 securities in all.
Through ITI Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹5,000. You can invest once or through a monthly SIP.
Nilay Dalal (since 07-09-2026), Laukik Bagwe (since 07-09-2026).
Exit load of 0.50%, if redeemed within 3 months.
No. You can redeem your units on any business day. An exit load may still apply.
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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