ITI Balanced Advantage Fund

Balanced AdvantageDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

ITI Balanced Advantage Fund is a Balanced Advantage fund run by ITI Mutual Fund. On 30-09-2026, it managed ₹320 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 7.7% a year and its Regular plan returned 5.8% a year. Its benchmark, NIFTY 50 Hybrid Composite Debt 50:50 Index, returned 6.0% a year over the same 3 years.

NAV (Direct plan): ₹15.44; ▼ 0.62%30-10-2026
NAV (Regular plan): ₹13.54; ▼ 0.63%30-10-2026
Expense ratio: 1.59%Direct3.24%Regular; 1.59%; A year
Riskometer: Very High; Set by the fund house
3 year return: 7.7%Direct5.8%Regular; 7.7%; A year

ITI Balanced Advantage Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹15.44 (down 0.62% that day); Regular Plan Growth ₹13.54 (down 0.63% that day).

This fund (Direct plan)

₹15.439

ITI Balanced Advantage Fund Returns vs NIFTY 50 Hybrid Composite Debt 50:50 Index

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−3.94%	−4.46%	−2.16%	−6.88%	+7.67%	+6.17%	--
This fund (Regular)	−4.07%	−4.86%	−2.97%	−8.44%	+5.83%	+4.24%	--
NIFTY 50 Hybrid Composite Debt 50:50 Index	−3.31%	−3.02%	+1.93%	−2.65%	+6.05%	+5.96%	--
Balanced Advantage average	−0.55%	−2.88%	+0.08%	−2.08%	+9.14%	+8.35%	--
Best in Balanced Advantage	+1.54%	+1.98%	+8.19%	+8.40%	+12.82%	+13.03%	--
Worst in Balanced Advantage	−3.94%	−6.19%	−4.43%	−6.88%	+2.71%	+5.58%	--
Rank in Balanced Advantage	37/37	34/37	32/37	36/36	24/30	17/20	--

Category rows compare the Direct plans of 38 Balanced Advantage funds. Rank 1 is the highest return. The benchmark row is as on 30-09-2026, as NSE published it.

ITI Balanced Advantage Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	−7.34%	−8.62%
2025	+6.26%	+4.43%
2024	+15.52%	+13.52%
2023	+19.44%	+17.15%
2022	−1.18%	−3.10%
2021	+24.86%	+22.09%

ITI Balanced Advantage Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 939 periods, one for each trading day from 03-01-2023 to 30-10-2026.

0%5%10%15%20%

Apr 2020
to
Apr 2023Dec 2020
to
Dec 2023Aug 2021
to
Aug 2024Apr 2022
to
Apr 2025Nov 2022
to
Nov 2025Jul 2023
to
Jul 2026

ITI Balanced Advantage Fund (Direct)Category average, 38 Balanced Advantage funds

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	1,433	8.9%	−10.2%	41.7%	15%	11.0%	36%
2 years	1,187	11.7%	−1.3%	27.4%	1%	13.7%	31%
3 years	939	12.4%	3.0%	17.4%	0%	13.4%	22%
5 years	449	11.4%	5.8%	17.1%	0%	12.5%	11%

Every SIP holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	70	10.2%	−7.5%	35.3%	19%	11.0%	33%
2 years	58	8.8%	−1.6%	24.2%	2%	10.7%	28%
3 years	46	11.6%	2.7%	19.0%	0%	12.2%	20%
5 years	22	11.6%	6.8%	14.0%	0%	12.0%	0%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 38 Balanced Advantage funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.

ITI Balanced Advantage Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	ITI Balanced Advantage Fund (Direct)This fund	Category average
Return (CAGR)	−6.88%	−2.10%
Standard deviation	9.25%	8.39%
Sharpe ratio	-1.31	-0.88
Sortino ratio	-1.65	-1.17
Maximum drawdown	−9.7% (23-10-2026)	−8.3% (30-03-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	ITI Balanced Advantage Fund (Direct)This fund	Category average
Return (CAGR)	+7.67%	+9.05%
Standard deviation	9.32%	7.94%
Sharpe ratio	0.18	0.38
Sortino ratio	0.23	0.51
Maximum drawdown	−9.7% (23-10-2026)	−9.4% (28-02-2025)

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	ITI Balanced Advantage Fund (Direct)This fund	Category average
Return (CAGR)	+6.17%	+8.47%
Standard deviation	8.34%	7.56%
Sharpe ratio	0.04	0.35
Sortino ratio	0.06	0.48
Maximum drawdown	−9.9% (17-06-2022)	−9.4% (28-02-2025)

From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	ITI Balanced Advantage Fund (Direct)This fund	Category average
Return (CAGR)	+6.48%	+10.49%
Standard deviation	12.67%	9.53%
Sharpe ratio	0.11	0.56
Sortino ratio	0.13	0.74
Maximum drawdown	−33.6% (23-03-2020)	−22.6% (23-03-2020)

From daily NAVs, 03-01-2020 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−40%−30%−20%−10%0%

202120222023202420252026

ITI Balanced Advantage Fund (Direct)Category average, 38 Balanced Advantage funds

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
ITI Balanced Advantage Fund (Direct)	−33.6%	24-01-2020	23-03-2020	31-05-2021	14 months	−8.1%
Category average	−22.6%	12-02-2020	23-03-2020	18-08-2020	5 months	−4.2%

From the Direct plan's daily NAV since 03-01-2020, adjusted for unit splits, and the average of the 38 Balanced Advantage funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

ITI Balanced Advantage Fund vs Other Balanced Advantage Funds

The five Balanced Advantage funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
quant Dynamic Asset Allocation Fund	1/30	810	1.55%	−5.79%	+12.82%	--	--	0.49	0.67	Compare
Aditya Birla Sun Life Balanced Advantage Fund	2/30	9,836	0.89%	+2.18%	+11.60%	--	--	0.67	0.94	Compare
Baroda BNP Paribas Balanced Advantage Fund	3/30	5,162	0.92%	−0.62%	+11.52%	--	--	0.52	0.70	Compare
Axis Balanced Advantage Fund	4/30	3,651	1.00%	−1.41%	+11.50%	--	--	0.68	0.95	Compare
WhiteOak Capital Balanced Advantage Fund	5/30	2,256	0.84%	−0.57%	+11.37%	--	--	0.64	0.88	Compare
ITI Balanced Advantage Fund	24/30	320	1.59%	−6.88%	+7.67%	--	--	0.18	0.23

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

ITI Balanced Advantage Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Balanced Advantage median	Cost rank (1 = cheapest)
Direct	0.64%	0.29%	0.01%	0.65%	1.59%	1.04%	37/38
Regular	2.10%	0.29%	0.01%	0.84%	3.24%	2.30%	36/38

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Balanced Advantage funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	−8.44%	−6.88%	1.56%	₹91,560	₹93,120
3 years	5.83%	7.67%	1.84% a year	₹1,18,529	₹1,24,820
5 years	4.24%	6.17%	1.93% a year	₹1,23,076	₹1,34,899

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

ITI Balanced Advantage Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 03-01-2020 to 30-10-2026: 82 instalments, ₹8,20,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planITI Balanced Advantage Fund (Direct)	₹8,20,000	₹10,51,049	₹2,31,049	7.2%
Regular planITI Balanced Advantage Fund (Regular)	₹8,20,000	₹9,79,811	₹1,59,811	5.1%
Category averageCategory average, 38 Balanced Advantage funds	₹8,20,000	₹11,30,733	₹3,10,733	9.3%

₹0₹5.0 L₹10.0 L₹15.0 L

202120222023202420252026

Direct planITI Balanced Advantage Fund (Direct)Regular planITI Balanced Advantage Fund (Regular)Category averageCategory average, 38 Balanced Advantage fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

ITI Balanced Advantage Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

74.4%Equity

Asset	Fund	Category
Equity	74.4%	69.0%
Debt	20.0%	23.0%
Cash and others	5.6%	7.9%

Market cap of stocks

Market cap	Fund	Category
Large Cap	32.4%	47.4%
Mid Cap	14.4%	11.6%
Small Cap	22.9%	8.8%
Not on AMFI's list	4.7%	1.4%

Share of the whole fund. Category: the average of the Balanced Advantage funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Credit rating

Bonds and money market papers by credit rating, % of the fund. Category: the average of 37 Balanced Advantage funds.

Rating	Fund	Category
Sovereign	1.6%	7.4%
AAA and A1+	18.4%	11.3%

ITI Balanced Advantage Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Banks17.2%
Pharmaceuticals & Biotechnology8.4%
Finance4.7%
Petroleum Products4.3%
Chemicals & Petrochemicals3.6%
Automobiles3.2%
Financial Technology (Fintech)3.2%
Healthcare Services2.4%
Consumer Durables2.3%
Electrical Equipment2.3%

The ten largest of 25 sectors. The other 15 add up to 22.9%.

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Banks	17.8%	17.1%	17.2%	−0.6%
Pharmaceuticals & Biotechnology	6.8%	6.5%	8.4%	+1.6%
Finance	11.6%	9.9%	4.7%	−6.9%
Petroleum Products	3.3%	3.2%	4.3%	+1.0%
Chemicals & Petrochemicals	3.1%	4.3%	3.6%	+0.5%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

ITI Balanced Advantage Fund Portfolio Holdings

As on 30-09-2026 · 66 holdings · from the fund house's monthly portfolio

Holdings	Sector / Rating	Weight%	1M change
HDFC Bank Limited	Banks	4.33%	+13.1%
Reliance Industries Limited	Petroleum Products	4.26%	+30.0%
8.13% Power Grid Corporation of India Limited (25/04/2028) · Bond	CRISIL AAA	3.15%
ICICI Bank Limited	Banks	3.15%	−24.3%
7.48% National Bank For Agriculture and Rural Development (15/09/2028) · Bond	CRISIL AAA	2.80%
Wockhardt Limited	Pharmaceuticals & Biotechnology	2.52%	0.0%
7.53% National Bank For Agriculture and Rural Development (24/03/2028) · Bond	ICRA AAA	2.49%
Laurus Labs Limited	Pharmaceuticals & Biotechnology	2.37%	0.0%
7.79% Small Industries Dev Bank of India (19/04/2027) · Bond	CRISIL AAA	2.35%
7.23% Power Finance Corporation Limited (05/01/2027) · Bond	CRISIL AAA	2.34%
ESDS Software Solution Ltd	IT - Services	2.20%	0.0%
7.71% REC Limited (26/02/2027) · Bond	CRISIL AAA	2.19%
Eternal Limited	Retailing	2.18%	+77.2%
Ujjivan Small Finance Bank Limited	Banks	2.12%	0.0%
HDFC Life Insurance Company Limited	Insurance	2.03%	New
Bajaj Auto Limited	Automobiles	1.59%	0.0%
7.06% Government of India (10/04/2028) · Government security	Sovereign	1.58%
Manipal Payment and Identity Solutions Ltd	Financial Technology (Fintech)	1.47%	New
Redington Limited	Commercial Services & Supplies	1.44%	0.0%
RBL Bank Limited	Banks	1.40%	0.0%
Divi's Laboratories Limited	Pharmaceuticals & Biotechnology	1.38%	0.0%
Dr. Lal Path Labs Limited	Healthcare Services	1.33%	0.0%
Axis Bank Limited	Banks	1.30%	0.0%
IIFL Finance Limited	Finance	1.26%	0.0%
Export Import Bank of India (14/12/2026) · Commercial paper	CRISIL A1+	1.23%
Gujarat Fluorochemicals Limited	Chemicals & Petrochemicals	1.23%	0.0%
Solar Industries India Limited	Chemicals & Petrochemicals	1.22%	New
Titan Company Limited	Consumer Durables	1.18%	0.0%
Voltamp Transformers Limited	Electrical Equipment	1.17%	0.0%
Hindalco Industries Limited	Non - Ferrous Metals	1.16%	0.0%
Balrampur Chini Mills Limited	Agricultural Food & other Products	1.16%	0.0%
Kalpataru Projects International Limited	Construction	1.15%	New
LG Electronics India Ltd	Consumer Durables	1.15%	0.0%
Yes Bank Limited	Banks	1.14%	0.0%
Kirloskar Oil Engines Limited	Industrial Products	1.13%	New
Aditya Birla Capital Limited	Finance	1.13%	0.0%
Grasim Industries Limited	Cement & Cement Products	1.12%	0.0%
AU Small Finance Bank Limited	Banks	1.12%	0.0%
TVS Motor Company Limited	Automobiles	1.12%	0.0%
Aarti Industries Limited	Chemicals & Petrochemicals	1.11%	0.0%
One 97 Communications Limited	Financial Technology (Fintech)	1.11%	0.0%
Bharat Heavy Electricals Limited	Electrical Equipment	1.10%	0.0%
IDFC First Bank Limited	Banks	1.10%	0.0%
Ramkrishna Forgings Limited	Auto Components	1.07%	New
Multi Commodity Exchange of India Limited	Capital Markets	1.07%	New
Piramal Pharma Limited	Pharmaceuticals & Biotechnology	1.06%	New
Garware Hi-Tech Films Limited	Industrial Products	1.05%	−50.0%
Apollo Hospitals Enterprise Limited	Healthcare Services	1.04%	0.0%
Glenmark Pharmaceuticals Limited	Pharmaceuticals & Biotechnology	1.04%	0.0%
State Bank of India	Banks	1.02%	−33.1%
BEML Limited	Agricultural, Commercial & Construction Vehicles	1.01%	New
Hindustan Copper Limited	Non - Ferrous Metals	1.00%	0.0%
Indo-MIM Limited	Industrial Manufacturing	1.00%	New
Poonawalla Fincorp Limited	Finance	0.99%	0.0%
Vedanta Limited	Diversified Metals	0.99%	0.0%
LT Foods Limited	Agricultural Food & other Products	0.96%	New
Infosys Limited	IT - Software	0.93%	0.0%
Bajaj Finance Limited	Finance	0.73%	−69.5%
8.14% Nuclear Power Corporation Of India Limited (25/03/2028) · Bond	CRISIL AAA	0.63%
7.59% National Housing Bank (08/09/2027) · Bond	CRISIL AAA	0.63%
7.33% Indian Railway Finance Corporation Limited (27/08/2027) · Bond	CRISIL AAA	0.62%
Turtlemint Fintech Solutions Limited	Financial Technology (Fintech)	0.60%	0.0%
Cholamandalam Investment and Finance Company Ltd	Finance	0.56%	−47.4%
Ather Energy Limited	Automobiles	0.52%	New
Bandhan Bank Limited	Banks	0.50%	New
Inox Green Energy Services Limited	Commercial Services & Supplies	0.30%	New

ITI Balanced Advantage Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

HDFC Bank Limited	Added	+13.1%	4.33%
Reliance Industries Limited	Added	+30.0%	4.26%
ICICI Bank Limited	Reduced	−24.3%	3.15%
Bajaj Finance Limited	Reduced	−69.5%	0.73%
Mahindra & Mahindra Limited	Sold out	−100%	was 2.37%
Eternal Limited	Added	+77.2%	2.18%
HDFC Life Insurance Company Limited	New	New	2.03%
Shriram Finance Limited	Sold out	−100%	was 1.97%
Garware Hi-Tech Films Limited	Reduced	−50.0%	1.05%
State Bank of India	Reduced	−33.1%	1.02%
Manipal Payment and Identity Solutions Ltd	New	New	1.47%
Solar Industries India Limited	New	New	1.22%
Hero MotoCorp Limited	Sold out	−100%	was 1.21%
Kalpataru Projects International Limited	New	New	1.15%
Cholamandalam Investment and Finance Company Ltd	Reduced	−47.4%	0.56%
Kirloskar Oil Engines Limited	New	New	1.13%
Ramkrishna Forgings Limited	New	New	1.07%
Multi Commodity Exchange of India Limited	New	New	1.07%
Pidilite Industries Limited	Sold out	−100%	was 1.07%
Piramal Pharma Limited	New	New	1.06%
L&T Finance Limited	Sold out	−100%	was 1.04%
Krishna Institute Of Medical Sciences Limited	Sold out	−100%	was 1.03%
BEML Limited	New	New	1.01%
Oberoi Realty Limited	Sold out	−100%	was 1.01%
Tech Mahindra Limited	Sold out	−100%	was 1.01%
Indo-MIM Limited	New	New	1.00%
ABB India Limited	Sold out	−100%	was 1.00%
Affle 3i Limited	Sold out	−100%	was 0.98%
Endurance Technologies Limited	Sold out	−100%	was 0.97%
LT Foods Limited	New	New	0.96%
Jubilant Ingrevia Limited	Sold out	−100%	was 0.93%
Ather Energy Limited	New	New	0.52%
Bandhan Bank Limited	New	New	0.50%
360 One WAM Limited	Sold out	−100%	was 0.49%
Inox Green Energy Services Limited	New	New	0.30%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What ITI Balanced Advantage Fund bought and sold

ITI Balanced Advantage Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
ITI Business Cycle FundThematic · ITI	55.0%	45	Compare
ITI Value FundValue and Contra · ITI	45.7%	36	Compare
ITI Multi Asset Allocation FundMulti Asset · ITI	30.8%	27	Compare
Groww ELSS Tax Saver FundELSS · Groww	30.5%	23	Compare
ITI Large & Mid Cap FundLarge & Mid Cap · ITI	29.6%	27	Compare
Mahindra Manulife Large & Mid Cap FundLarge & Mid Cap · Mahindra Manulife	29.5%	21	Compare
Union Flexi Cap FundFlexi Cap · Union	28.6%	21	Compare
Union Retirement FundSolution · Union	28.6%	22	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

ITI Balanced Advantage Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 1.59%
Expense ratio (Regular): 3.24%
Category: Balanced Advantage
Risk: Very High
Launch date: 31-12-2019
Minimum investment: ₹5,000
Minimum additional investment: ₹1,000
AUM: ₹320.20 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 147789
ISIN (Direct): INF00XX01689
Scheme code (Regular): 147787
ISIN (Regular): INF00XX01655
NAV history: From 03-01-2020, 6.8 years

Benchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index
Exit load: Exit Load for units in excess of 10% of the investment,0.50% will be charged for redemption within 3 months.

Tax on ITI Balanced Advantage Fund returns

How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹15.439	30-10-2026
direct	IDCW	₹13.1628	30-10-2026
regular	Growth	₹13.5382	30-10-2026
regular	IDCW	₹11.3339	30-10-2026

About ITI Balanced Advantage Fund

ITI Balanced Advantage Fund is a mutual fund from ITI Mutual Fund. Its category is Balanced Advantage. It was launched on 31-12-2019. Its benchmark is NIFTY 50 Hybrid Composite Debt 50:50 Index. At the end of September 2026 it held 66 securities.

Fund Manager

Nilay Dalal
Fund manager of ITI Balanced Advantage Fund, since 08-05-2026
Animesh Singh
Fund manager of ITI Balanced Advantage Fund, since 08-05-2026

See all funds of ITI Mutual Fund

AUM change

September 2026: ₹320.20 Cr; −8.08% from August 2026
August 2026: ₹348.34 Cr; −1.54% from July 2026
July 2026: ₹353.79 Cr; −0.37% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare ITI Balanced Advantage Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

ITI Balanced Advantage vs quant Dynamic Asset AllocationBalanced Advantage
ITI Balanced Advantage vs Aditya Birla Sun Life Balanced AdvantageBalanced Advantage
ITI Balanced Advantage vs Baroda BNP Paribas Balanced AdvantageBalanced Advantage
ITI Balanced Advantage vs Axis Balanced AdvantageBalanced Advantage
ITI Balanced Advantage vs WhiteOak Capital Balanced AdvantageBalanced Advantage
ITI Balanced Advantage vs ITI Business Cycle55.0% overlap
ITI Balanced Advantage vs ITI Value45.7% overlap
ITI Balanced Advantage vs ITI Multi Asset Allocation30.8% overlap

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Frequently Asked Questions for ITI Balanced Advantage Fund

What is the current NAV of ITI Balanced Advantage Fund?

The Direct plan NAV is ₹15.439. The Regular plan NAV is ₹13.5382, as on 30-10-2026.

What are the returns of ITI Balanced Advantage Fund?

The Direct plan returned −6.88% in 1 year, +7.67% a year over 3 years, +6.17% a year over 5 years. The Regular plan returned −8.44% in 1 year, +5.83% a year over 3 years, +4.24% a year over 5 years. These figures are as on 30-10-2026.

What is the expense ratio of ITI Balanced Advantage Fund?

The Direct plan charges 1.59% a year. The Regular plan charges 3.24% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.

What is the AUM of ITI Balanced Advantage Fund?

ITI Balanced Advantage Fund managed ₹320.20 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of ITI Balanced Advantage Fund?

At the end of September 2026 the largest holdings were HDFCBANK (4.33%), RELIANCE (4.26%), 8.13% Power Grid Corporation of India Limited (25/04/2028) (3.15%), ICICIBANK (3.15%), 7.48% National Bank For Agriculture and Rural Development (15/09/2028) (2.80%). The fund held 66 securities in all.

What did ITI Balanced Advantage Fund buy and sell in September 2026?

It bought 14 new stocks: Indo-MIM Limited, Piramal Pharma Limited, Ather Energy Limited, Kirloskar Oil Engines Limited, Kalpataru Projects International Limited. It sold out of 13: Affle 3i Limited, Oberoi Realty Limited, Jubilant Ingrevia Limited, Mahindra & Mahindra Limited, ABB India Limited. It added shares in 3. It reduced 5.

How do I invest in ITI Balanced Advantage Fund?

Through ITI Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹5,000. You can invest once or through a monthly SIP.

Who is the fund manager of ITI Balanced Advantage Fund?

Nilay Dalal (since 08-05-2026), Animesh Singh (since 08-05-2026).

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.