Invesco India Aggressive Hybrid Fund is an Aggressive Hybrid fund run by Invesco Mutual Fund. On 30-09-2026, it managed ₹741 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 10.8% a year and its Regular plan returned 9.1% a year.
NAV (Direct plan)
₹23.64
▲ 0.06% · 30-10-2026
NAV (Regular plan)
₹20.73
▲ 0.05% · 30-10-2026
Expense ratio
0.91%Direct2.42%Regular
0.91%
A year
Riskometer
Very High
Set by the fund house
3 year return
10.8%Direct9.1%Regular
10.8%
A year
Invesco India Aggressive Hybrid Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹23.64 (up 0.06% that day); Regular Plan Growth ₹20.73 (up 0.05% that day).
This fund (Direct plan)
₹23.6359
Invesco India Aggressive Hybrid Fund Returns vs Aggressive Hybrid Funds
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
+0.69%
−3.26%
+0.58%
−7.82%
+10.84%
+9.02%
--
This fund (Regular)
+0.57%
−3.63%
−0.18%
−9.23%
+9.10%
+7.29%
--
Aggressive Hybrid average
−0.88%
−3.67%
−0.27%
−3.33%
+10.77%
+9.35%
--
Best in Aggressive Hybrid
+0.69%
−1.49%
+4.96%
+6.64%
+15.44%
+13.65%
--
Worst in Aggressive Hybrid
−4.69%
−6.30%
−4.03%
−8.91%
+6.27%
+6.15%
--
Rank in Aggressive Hybrid
1/29
12/29
10/28
26/28
12/28
13/25
--
Category rows compare the Direct plans of 29 Aggressive Hybrid funds. Rank 1 is the highest return. This fund's benchmark is CRISIL Hybrid 35+65 - Aggressive Index. Returns of that index are not available to us, so the category average is the comparison.
Invesco India Aggressive Hybrid Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
2026to date
−7.29%
−8.46%
2025
+1.36%
−0.22%
2024
+28.17%
+26.08%
2023
+25.78%
+23.78%
2022
+0.74%
−0.88%
2021
+22.76%
+20.76%
Invesco India Aggressive Hybrid Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 1,311 periods, one for each trading day from 05-07-2021 to 30-10-2026.
0%5%10%15%20%25%30%
Invesco India Aggressive Hybrid Fund (Direct)
Category average, 29 Aggressive Hybrid funds
Dec 2018 to Dec 2021Nov 2019 to Nov 2022Sept 2020 to Sept 2023Aug 2021 to Aug 2024Jul 2022 to Jul 2025May 2023 to May 2026
Invesco India Aggressive Hybrid Fund (Direct)Category average, 29 Aggressive Hybrid funds
0%
0%
Below 0%
0%
0%
0-5%
3%
0%
5-10%
37%
29%
10-15%
55%
59%
15-20%
5%
11%
20-25%
0%
0%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Category median
Beat category
1 year
1,804
10.9%
−20.0%
57.5%
19%
10.2%
42%
2 years
1,560
15.1%
−4.1%
33.2%
3%
16.7%
37%
3 years
1,311
15.8%
8.3%
23.0%
0%
16.3%
37%
5 years
818
15.1%
8.5%
22.7%
0%
16.4%
0%
7 years
325
13.2%
11.0%
15.3%
0%
14.5%
0%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Category median
Beat category
1 year
88
9.6%
−32.0%
47.3%
19%
11.3%
36%
2 years
76
13.4%
−7.2%
37.0%
9%
14.3%
34%
3 years
64
15.4%
1.1%
28.5%
0%
16.5%
41%
5 years
40
16.2%
7.7%
23.2%
0%
16.2%
43%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 29 Aggressive Hybrid funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.
Invesco India Aggressive Hybrid Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
Invesco India Aggressive Hybrid Fund (Direct)This fund
Category average
Return (CAGR)
−7.82%
−3.25%
Standard deviation
10.86%
10.76%
Sharpe ratio
-1.20
-0.79
Sortino ratio
-1.60
-1.06
Maximum drawdown
−14.2%
(30-03-2026)
−10.8%
(30-03-2026)
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Invesco India Aggressive Hybrid Fund (Direct)This fund
Category average
Return (CAGR)
+10.84%
+10.85%
Standard deviation
10.84%
10.48%
Sharpe ratio
0.44
0.46
Sortino ratio
0.61
0.62
Maximum drawdown
−14.5%
(30-03-2026)
−13.1%
(28-02-2025)
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Invesco India Aggressive Hybrid Fund (Direct)This fund
Category average
Return (CAGR)
+9.02%
+9.40%
Standard deviation
10.60%
10.44%
Sharpe ratio
0.30
0.35
Sortino ratio
0.41
0.46
Maximum drawdown
−15.0%
(20-06-2022)
−13.6%
(20-06-2022)
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Invesco India Aggressive Hybrid Fund (Direct)This fund
Category average
Return (CAGR)
+10.85%
+12.09%
Standard deviation
12.17%
12.10%
Sharpe ratio
0.46
0.56
Sortino ratio
0.61
0.75
Maximum drawdown
−28.4%
(23-03-2020)
−28.6%
(23-03-2020)
From daily NAVs, 04-07-2018 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−30%−25%−20%−15%−10%−5%0%
Invesco India Aggressive Hybrid Fund (Direct)
Category average, 29 Aggressive Hybrid funds
20192020202120222023202420252026
Invesco India Aggressive Hybrid Fund (Direct)Category average, 29 Aggressive Hybrid funds
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
Invesco India Aggressive Hybrid Fund (Direct)
−28.4%
20-02-2020
23-03-2020
09-11-2020
8 months
−8.3%
Category average
−28.6%
12-02-2020
23-03-2020
04-11-2020
7 months
−5.2%
From the Direct plan's daily NAV since 04-07-2018, adjusted for unit splits, and the average of the 29 Aggressive Hybrid funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
Invesco India Aggressive Hybrid Fund vs Other Aggressive Hybrid Funds
The five Aggressive Hybrid funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
Invesco India Aggressive Hybrid Fund Expense Ratio and Costs
What each plan charges a year, in force from 23-10-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Aggressive Hybrid median
Cost rank (1 = cheapest)
Direct
0.70%
0.03%
0.00%
0.18%
0.91%
1.08%
13/30
Regular
2.00%
0.03%
0.00%
0.39%
2.42%
2.20%
21/30
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Aggressive Hybrid funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
−9.23%
−7.82%
1.41%
₹90,770
₹92,180
3 years
9.10%
10.84%
1.74% a year
₹1,29,860
₹1,36,173
5 years
7.29%
9.02%
1.73% a year
₹1,42,166
₹1,54,004
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
Invesco India Aggressive Hybrid Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 04-07-2018 to 30-10-2026: 100 instalments, ₹10,00,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planInvesco India Aggressive Hybrid Fund (Direct)
₹10,00,000
₹15,78,483
₹5,78,483
10.7%
Regular planInvesco India Aggressive Hybrid Fund (Regular)
Direct planInvesco India Aggressive Hybrid Fund (Direct)Regular planInvesco India Aggressive Hybrid Fund (Regular)Category averageCategory average, 29 Aggressive Hybrid fundsAmount invested
From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Invesco India Aggressive Hybrid Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
73.1%Equity
Asset
Fund
Category
Equity
73.1%
73.0%
Debt
16.8%
20.2%
Cash and others
10.1%
6.9%
Market cap of stocks
Market cap
Fund
Category
Large Cap
45.2%
44.4%
Mid Cap
9.8%
15.1%
Small Cap
16.2%
12.1%
Not on AMFI's list
1.8%
1.3%
Share of the whole fund. Category: the average of the Aggressive Hybrid funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Credit rating
Bonds and money market papers by credit rating, % of the fund. Category: the average of 29 Aggressive Hybrid funds.
Rating
Fund
Category
Sovereign
4.2%
5.4%
AAA and A1+
7.0%
11.3%
AA
5.6%
3.0%
Invesco India Aggressive Hybrid Fund Sector Allocation
Sector allocation of the fund's stocks as on 30-09-2026
Largest sectors
Banks15.0%
IT - Software9.5%
Finance4.9%
Diversified FMCG4.1%
Retailing4.1%
Insurance3.8%
Industrial Products3.6%
Transport Services3.4%
Consumer Durables3.0%
Food Products3.0%
The ten largest of 23 sectors. The other 13 add up to 18.6%.
Sector changes
Sector
July 2026
August 2026
September 2026
Change
Banks
14.8%
15.1%
15.0%
+0.2%
IT - Software
10.1%
10.3%
9.5%
−0.6%
Finance
4.1%
4.0%
4.9%
+0.8%
Diversified FMCG
4.3%
4.0%
4.1%
−0.2%
Retailing
4.4%
4.5%
4.1%
−0.3%
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
Invesco India Aggressive Hybrid Fund Portfolio Holdings
As on 30-09-2026 · 62 holdings · from the fund house's monthly portfolio
Holdings
Sector / Rating
Weight%
Holdings trend
1M change
Invesco India Ultra Short to Short Term Fund - Direct Plan - Growth
7.97%
ICICI Bank Limited
Banks
4.99%
0.0%
HDFC Bank Limited
Banks
4.97%
0.0%
Kotak Mahindra Bank Ltd
Banks
3.38%
0.0%
7.37% Indian Railway Finance Corporation Limited 2029 · Bond
CRISIL AAA
3.35%
8.20% Adani Power Limited 2029 · Bond
CRISIL AA
3.35%
Infosys Limited
IT - Software
3.35%
0.0%
Tata Consultancy Services Limited
IT - Software
2.49%
0.0%
ITC Limited
Diversified FMCG
2.48%
0.0%
Reliance Industries Limited
Petroleum Products
2.40%
+11.1%
InterGlobe Aviation Limited
Transport Services
2.22%
0.0%
6.94% Government of India 2036 · Government security
SOVEREIGN
1.99%
SBI Life Insurance Company Limited
Insurance
1.95%
+11.1%
Larsen & Toubro Limited
Construction
1.93%
0.0%
Tech Mahindra Limited
IT - Software
1.85%
0.0%
Milky Mist Dairy Food Limited
Food Products
1.83%
0.0%
ICICI Lombard General Insurance Company Limited
Insurance
1.82%
+6.3%
IndusInd Bank Limited
Banks
1.70%
0.0%
Hindustan Unilever Limited
Diversified FMCG
1.66%
0.0%
Eternal Limited
Retailing
1.64%
−7.3%
Tata Motors Ltd
Agricultural, Commercial & Construction Vehicles
1.54%
0.0%
Hyundai Motor India Ltd
Automobiles
1.51%
0.0%
HDB Financial Services Limited
Finance
1.47%
+2.9%
Home First Finance Company India Limited
Finance
1.42%
+14.5%
Varun Beverages Ltd
Beverages
1.40%
+9.1%
Supreme Industries Limited
Industrial Products
1.40%
+11.1%
7.32% Government of India 2030 · Government security
SOVEREIGN
1.37%
Metro Brands Limited
Consumer Durables
1.31%
+33.7%
Ingersoll Rand (India) Limited
Industrial Products
1.29%
+125.0%
Godrej Consumer Products Limited
Personal Products
1.27%
0.0%
Motherson Sumi Wiring India Limited
Auto Components
1.23%
+67.7%
Bajaj Finance Ltd
Finance
1.23%
0.0%
Delhivery Limited
Transport Services
1.22%
0.0%
Crompton Greaves Consumer Electricals Limited
Consumer Durables
1.18%
+10.5%
Trent Limited
Retailing
1.17%
+10.0%
Mrs. Bectors Food Specialities Ltd
Food Products
1.12%
+27.4%
Honeywell Automation India Limited
Industrial Manufacturing
1.08%
0.0%
Ambuja Cements Limited
Cement & Cement Products
1.01%
0.0%
Coforge Limited
IT - Software
1.01%
0.0%
Dr Reddys Laboratories Limited
Pharmaceuticals & Biotechnology
1.00%
+41.2%
7.44% National Bank For Agriculture and Rural Development 2028 · Bond
CRISIL AAA
0.94%
Grindwell Norton Limited
Industrial Products
0.94%
0.0%
JK Cement Limited
Cement & Cement Products
0.92%
0.0%
Syngene International Limited
Healthcare Services
0.86%
+12.9%
Entero Healthcare Solutions Ltd
Retailing
0.81%
−30.0%
Zensar Technologies Limited
IT - Software
0.80%
0.0%
7.6% Torrent Pharmaceuticals Limited 2029 · Bond
ICRA AA+
0.80%
7.51% Tata Housing Development Company Limited 2028 · Bond
CARE AA
0.79%
Global Health Limited
Healthcare Services
0.79%
−4.9%
Cholamandalam Investment and Finance Company Limited
Finance
0.78%
New
G R Infraprojects Limited
Construction
0.76%
0.0%
8.30% REC Limited 2029 · Bond
CRISIL AAA
0.69%
8.35% Aditya Birla Real Estate Limited 2027 · Bond
CRISIL AA
0.68%
6.92% Power Finance Corporation Limited 2028 · Bond
CRISIL AAA
0.67%
7.1% Government of India 2034 · Government security
SOVEREIGN
0.67%
7.42% Small Industries Dev Bank of India 2029 · Bond
CRISIL AAA
0.67%
Piramal Finance Limited 2027 · Commercial paper
CRISIL A1+
0.64%
Aditya Birla Sun Life AMC Limited
Capital Markets
0.54%
0.0%
Dixon Technologies (India) Limited
Consumer Durables
0.53%
0.0%
Brainbees Solutions Ltd
Retailing
0.45%
0.0%
Awfis Space Solutions Limited
Commercial Services & Supplies
0.38%
0.0%
7.18% Government of India 2033 · Government security
SOVEREIGN
0.20%
Invesco India Aggressive Hybrid Fund Stocks Bought and Sold
All changes are between August 2026 and September 2026
More
Stocks bought and sold in September 2026
Reliance Industries Limited
↑Added
+11.1%
2.40%
SBI Life Insurance Company Limited
↑Added
+11.1%
1.95%
ICICI Lombard General Insurance Company Limited
↑Added
+6.3%
1.82%
Eternal Limited
↓Reduced
−7.3%
1.64%
HDB Financial Services Limited
↑Added
+2.9%
1.47%
Home First Finance Company India Limited
↑Added
+14.5%
1.42%
Supreme Industries Limited
↑Added
+11.1%
1.40%
Varun Beverages Ltd
↑Added
+9.1%
1.40%
Metro Brands Limited
↑Added
+33.7%
1.31%
Ingersoll Rand (India) Limited
↑Added
+125.0%
1.29%
Motherson Sumi Wiring India Limited
↑Added
+67.7%
1.23%
Crompton Greaves Consumer Electricals Limited
↑Added
+10.5%
1.18%
Entero Healthcare Solutions Ltd
↓Reduced
−30.0%
0.81%
Trent Limited
↑Added
+10.0%
1.17%
Mrs. Bectors Food Specialities Ltd
↑Added
+27.4%
1.12%
Dr Reddys Laboratories Limited
↑Added
+41.2%
1.00%
The Phoenix Mills Limited
↓Sold out
−100%
was 1.00%
Syngene International Limited
↑Added
+12.9%
0.86%
Global Health Limited
↓Reduced
−4.9%
0.79%
Cholamandalam Investment and Finance Company Limited
↑New
New
0.78%
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Invesco India Aggressive Hybrid Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
0.91%
Expense ratio (Regular)
2.42%
Category
Aggressive Hybrid
Risk
Very High
Benchmark
CRISIL Hybrid 35+65 - Aggressive Index
Launch date
30-06-2018
Minimum investment
Not available
Minimum additional investment
Not available
AUM
₹741.18 Cr (30-09-2026)
Lock in
None
Scheme code (Direct)
143537
ISIN (Direct)
INF205K014Q7
Scheme code (Regular)
143536
ISIN (Regular)
INF205K011Q3
NAV history
From 04-07-2018, 8.3 years
Exit load
Exit load for units in excess of 10% of the investment, 1% will be charged for redemption within 1 year.
Tax on Invesco India Aggressive Hybrid Fund returns
Invesco India Aggressive Hybrid Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹23.6359
30-10-2026
direct
IDCW
₹23.5334
30-10-2026
regular
Growth
₹20.7345
30-10-2026
regular
IDCW
₹20.7356
30-10-2026
About Invesco India Aggressive Hybrid Fund
Invesco India Aggressive Hybrid Fund is a mutual fund from Invesco Mutual Fund. Its category is Aggressive Hybrid. It was launched on 30-06-2018. Its benchmark is CRISIL Hybrid 35+65 - Aggressive Index. At the end of September 2026 it held 62 securities.
Fund Manager
Krishna Cheemalapati
Fund manager of Invesco India Aggressive Hybrid Fund
Hiten Jain
Fund manager of Invesco India Aggressive Hybrid Fund
Amey Sathe
Fund manager of Invesco India Aggressive Hybrid Fund
Frequently Asked Questions for Invesco India Aggressive Hybrid Fund
What is the current NAV of Invesco India Aggressive Hybrid Fund?
The Direct plan NAV is ₹23.6359. The Regular plan NAV is ₹20.7345, as on 30-10-2026.
What are the returns of Invesco India Aggressive Hybrid Fund?
The Direct plan returned −7.82% in 1 year, +10.84% a year over 3 years, +9.02% a year over 5 years. The Regular plan returned −9.23% in 1 year, +9.10% a year over 3 years, +7.29% a year over 5 years. These figures are as on 30-10-2026.
What is the expense ratio of Invesco India Aggressive Hybrid Fund?
The Direct plan charges 0.91% a year. The Regular plan charges 2.42% a year. This is the figure the fund house reported to AMFI, in force from 23-10-2026.
What is the AUM of Invesco India Aggressive Hybrid Fund?
Invesco India Aggressive Hybrid Fund managed ₹741.18 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of Invesco India Aggressive Hybrid Fund?
At the end of September 2026 the largest holdings were Invesco India Ultra Short to Short Term Fund - Direct Plan - Growth (7.97%), ICICIBANK (4.99%), HDFCBANK (4.97%), KOTAKBANK (3.38%), 7.37% Indian Railway Finance Corporation Limited 2029 (3.35%). The fund held 62 securities in all.
What did Invesco India Aggressive Hybrid Fund buy and sell in September 2026?
It bought 1 new stock: Cholamandalam Investment and Finance Company Limited. It sold out of 1: The Phoenix Mills Limited. It added shares in 15. It reduced 3.
How do I invest in Invesco India Aggressive Hybrid Fund?
Through Invesco Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. You can invest once or through a monthly SIP.
Who is the fund manager of Invesco India Aggressive Hybrid Fund?
Krishna Cheemalapati, Hiten Jain, Amey Sathe.
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
Track Invesco India Aggressive Hybrid Fund in WealthGamma
Add this fund once. WealthGamma updates its value every day and shows it next to your stocks, gold, deposits and loans.