Invesco India Equity Savings Fund is an Equity Savings fund run by Invesco Mutual Fund. On 30-09-2026, it managed ₹268 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 8.5% a year and its Regular plan returned 6.8% a year. Its benchmark, NIFTY Equity Savings Index, returned 7.1% a year over the same 3 years.
NAV (Direct plan)
₹18.77
▲ 0.16% · 30-10-2026
NAV (Regular plan)
₹16.55
▲ 0.16% · 30-10-2026
Expense ratio
1.51%Direct2.97%Regular
1.51%
A year
Riskometer
Moderate
Set by the fund house
3 year return
8.5%Direct6.8%Regular
8.5%
A year
Invesco India Equity Savings Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹18.77 (up 0.16% that day); Regular Plan Growth ₹16.55 (up 0.16% that day).
This fund (Direct plan)
₹18.7714
Invesco India Equity Savings Fund Returns vs NIFTY Equity Savings Index
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
+0.16%
−0.83%
+2.49%
−1.47%
+8.51%
+7.22%
--
This fund (Regular)
+0.04%
−1.19%
+1.74%
−2.94%
+6.85%
+5.54%
--
NIFTY Equity Savings Index
−1.78%
−0.90%
+2.77%
+1.54%
+7.06%
+6.63%
--
Equity Savings average
−0.02%
−0.68%
+1.71%
+2.12%
+8.55%
+7.55%
--
Best in Equity Savings
+0.76%
+0.84%
+5.12%
+6.16%
+12.81%
+9.34%
--
Worst in Equity Savings
−1.35%
−2.08%
−0.15%
−1.58%
+6.34%
+5.74%
--
Rank in Equity Savings
8/23
13/23
6/23
22/23
9/20
12/17
--
Category rows compare the Direct plans of 23 Equity Savings funds. Rank 1 is the highest return. The benchmark row is as on 30-09-2026, as NSE published it.
Invesco India Equity Savings Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
2026to date
−0.44%
−1.66%
2025
+1.97%
+0.35%
2024
+18.39%
+16.56%
2023
+17.28%
+15.48%
2022
+0.11%
−1.55%
2021
+12.22%
+10.33%
Invesco India Equity Savings Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 1,144 periods, one for each trading day from 08-03-2022 to 30-10-2026.
0%5%10%15%20%
Invesco India Equity Savings Fund (Direct)
Category average, 23 Equity Savings funds
Jul 2019 to Jul 2022May 2020 to May 2023Feb 2021 to Feb 2024Dec 2021 to Dec 2024Sept 2022 to Sept 2025Jun 2023 to Jun 2026
Invesco India Equity Savings Fund (Direct)Category average, 23 Equity Savings funds
0%
0%
Below 0%
0%
0%
0-5%
50%
31%
5-10%
50%
69%
10-15%
0%
0%
15-20%
0%
0%
20-25%
0%
0%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Category median
Beat category
1 year
1,638
9.0%
−5.5%
26.6%
11%
9.0%
42%
2 years
1,390
10.0%
0.8%
18.8%
0%
11.4%
34%
3 years
1,144
10.0%
6.4%
14.8%
0%
10.6%
43%
5 years
650
10.6%
6.9%
13.3%
0%
10.9%
23%
7 years
159
8.9%
8.3%
9.4%
0%
9.7%
0%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Category median
Beat category
1 year
80
8.6%
−10.6%
26.5%
11%
9.5%
38%
2 years
68
9.7%
−1.3%
22.3%
1%
9.8%
32%
3 years
56
9.0%
3.8%
17.6%
0%
10.5%
43%
5 years
32
11.1%
6.9%
14.3%
0%
10.6%
63%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 23 Equity Savings funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.
Invesco India Equity Savings Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
Invesco India Equity Savings Fund (Direct)This fund
Category average
Return (CAGR)
−1.47%
+2.12%
Standard deviation
5.10%
4.23%
Sharpe ratio
-1.32
-0.74
Sortino ratio
-1.78
-0.98
Maximum drawdown
−6.6%
(30-03-2026)
−3.8%
(30-03-2026)
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Invesco India Equity Savings Fund (Direct)This fund
Category average
Return (CAGR)
+8.51%
+8.75%
Standard deviation
5.30%
4.16%
Sharpe ratio
0.47
0.65
Sortino ratio
0.65
0.89
Maximum drawdown
−6.8%
(30-03-2026)
−3.8%
(28-02-2025)
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Invesco India Equity Savings Fund (Direct)This fund
Category average
Return (CAGR)
+7.22%
+7.88%
Standard deviation
5.33%
4.34%
Sharpe ratio
0.27
0.48
Sortino ratio
0.36
0.65
Maximum drawdown
−8.0%
(17-06-2022)
−5.4%
(20-06-2022)
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Invesco India Equity Savings Fund (Direct)This fund
Category average
Return (CAGR)
+8.59%
+9.38%
Standard deviation
6.04%
5.92%
Sharpe ratio
0.56
0.71
Sortino ratio
0.76
0.94
Maximum drawdown
−13.6%
(23-03-2020)
−16.0%
(23-03-2020)
From daily NAVs, 08-03-2019 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−20%−15%−10%−5%0%
Invesco India Equity Savings Fund (Direct)
Category average, 23 Equity Savings funds
2020202120222023202420252026
Invesco India Equity Savings Fund (Direct)Category average, 23 Equity Savings funds
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
Invesco India Equity Savings Fund (Direct)
−13.6%
19-02-2020
23-03-2020
23-07-2020
4 months
−1.8%
Category average
−16.0%
12-02-2020
23-03-2020
18-08-2020
5 months
−1.6%
From the Direct plan's daily NAV since 08-03-2019, adjusted for unit splits, and the average of the 23 Equity Savings funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
Invesco India Equity Savings Fund vs Other Equity Savings Funds
The five Equity Savings funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
Invesco India Equity Savings Fund Expense Ratio and Costs
What each plan charges a year, in force from 24-09-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Equity Savings median
Cost rank (1 = cheapest)
Direct
0.79%
0.17%
0.02%
0.53%
1.51%
1.28%
17/23
Regular
2.06%
0.17%
0.02%
0.72%
2.97%
2.20%
21/23
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Equity Savings funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
−2.94%
−1.47%
1.47%
₹97,060
₹98,530
3 years
6.85%
8.51%
1.66% a year
₹1,21,990
₹1,27,764
5 years
5.54%
7.22%
1.68% a year
₹1,30,944
₹1,41,703
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
Invesco India Equity Savings Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 08-03-2019 to 30-10-2026: 92 instalments, ₹9,20,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planInvesco India Equity Savings Fund (Direct)
₹9,20,000
₹12,56,601
₹3,36,601
8.0%
Regular planInvesco India Equity Savings Fund (Regular)
Direct planInvesco India Equity Savings Fund (Direct)Regular planInvesco India Equity Savings Fund (Regular)Category averageCategory average, 23 Equity Savings fundsAmount invested
From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Invesco India Equity Savings Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
65.9%Equity
Asset
Fund
Category
Equity
65.9%
67.5%
Debt
17.3%
18.7%
Cash and others
16.8%
14.1%
Market cap of stocks
Market cap
Fund
Category
Large Cap
50.6%
52.2%
Mid Cap
9.4%
9.5%
Small Cap
5.9%
5.3%
Share of the whole fund. Category: the average of the Equity Savings funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Credit rating
Bonds and money market papers by credit rating, % of the fund. Category: the average of 23 Equity Savings funds.
Rating
Fund
Category
Sovereign
7.7%
7.7%
AAA and A1+
5.5%
7.2%
AA
4.0%
2.4%
Invesco India Equity Savings Fund Sector Allocation
Sector allocation of the fund's stocks as on 30-09-2026
Largest sectors
Banks29.1%
Petroleum Products5.3%
Beverages4.1%
Cement & Cement Products2.9%
IT - Software2.6%
Automobiles2.5%
Finance2.4%
Diversified FMCG2.4%
Telecom - Services2.2%
Food Products1.5%
The ten largest of 26 sectors. The other 16 add up to 10.9%.
Sector changes
Sector
July 2026
August 2026
September 2026
Change
Banks
29.1%
31.3%
29.1%
+0.1%
Petroleum Products
5.3%
5.5%
5.3%
−0.1%
Beverages
5.5%
5.6%
4.1%
−1.4%
Cement & Cement Products
3.5%
3.0%
2.9%
−0.6%
IT - Software
4.1%
2.9%
2.6%
−1.5%
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
Invesco India Equity Savings Fund Portfolio Holdings
As on 30-09-2026 · 53 holdings · from the fund house's monthly portfolio
Holdings
Sector / Rating
Weight%
Holdings trend
1M change
HDFC Bank Limited
Banks
7.47%
0.0%
Axis Bank Limited
Banks
7.20%
−22.9%
Kotak Mahindra Bank Ltd
Banks
6.30%
0.0%
7.49% Small Industries Dev Bank of India 2029 · Bond
CRISIL AAA
5.54%
Reliance Industries Limited
Petroleum Products
5.29%
0.0%
Invesco India Liquid Fund - Direct Plan - Growth
4.74%
United Spirits Limited
Beverages
4.10%
−23.1%
6.94% Government of India 2036 · Government security
SOVEREIGN
4.03%
ICICI Bank Limited
Banks
3.72%
0.0%
Infosys Limited
IT - Software
2.62%
0.0%
Invesco India Short Term Fund - Direct Plan - Growth
2.50%
Hindustan Unilever Limited
Diversified FMCG
2.37%
0.0%
Invesco India Ultra Short to Short Term Fund - Direct Plan - Growth
2.01%
7.32% Government of India 2030 · Government security
SOVEREIGN
1.89%
Hyundai Motor India Ltd
Automobiles
1.89%
0.0%
8.60% Manappuram Finance Limited 2028 · Bond
CRISIL AA
1.85%
7.51% Tata Housing Development Company Limited 2028 · Bond
CARE AA
1.83%
6.79% Government of India 2034 · Government security
SOVEREIGN
1.82%
Ambuja Cements Limited
Cement & Cement Products
1.67%
0.0%
Bharti Airtel Limited
Telecom - Services
1.62%
0.0%
State Bank of India
Banks
1.61%
0.0%
Mrs. Bectors Food Specialities Ltd
Food Products
1.50%
0.0%
The Federal Bank Limited
Banks
1.39%
0.0%
UltraTech Cement Limited
Cement & Cement Products
1.23%
0.0%
Tata Steel Limited
Ferrous Metals
1.17%
0.0%
Poly Medicure Limited
Healthcare Equipment & Supplies
1.12%
0.0%
Honeywell Automation India Limited
Industrial Manufacturing
1.12%
0.0%
Tube Investments Of India Limited
Auto Components
0.97%
0.0%
Shriram Finance Limited
Finance
0.97%
0.0%
Bansal Wire Industries Limited
Industrial Products
0.86%
0.0%
Cholamandalam Investment and Finance Company Limited
Finance
0.86%
New
Power Grid Corporation of India Limited
Power
0.85%
0.0%
Metro Brands Limited
Consumer Durables
0.83%
0.0%
Sun Pharmaceutical Industries Limited
Pharmaceuticals & Biotechnology
0.71%
0.0%
AU Small Finance Bank Limited
Banks
0.64%
0.0%
The Phoenix Mills Limited
Realty
0.61%
−20.0%
Maruti Suzuki India Limited
Automobiles
0.58%
−61.2%
Indus Towers Limited
Telecom - Services
0.57%
0.0%
Supreme Industries Limited
Industrial Products
0.54%
0.0%
IndusInd Bank Limited
Banks
0.49%
0.0%
Entero Healthcare Solutions Ltd
Retailing
0.48%
−25.0%
Bajaj Finance Ltd
Finance
0.40%
0.0%
8.30% Godrej Properties Limited 2027 · Bond
ICRA AA+
0.37%
Bank of Baroda
Banks
0.33%
0.0%
The Indian Hotels Company Limited
Leisure Services
0.33%
0.0%
SBI Life Insurance Company Limited
Insurance
0.32%
−5.7%
InterGlobe Aviation Limited
Transport Services
0.30%
0.0%
Tata Consumer Products Limited
Agricultural Food & other Products
0.19%
+37.5%
Jio Financial Services Limited
Finance
0.17%
0.0%
ICICI Lombard General Insurance Company Limited
Insurance
0.15%
0.0%
Apollo Hospitals Enterprise Limited
Healthcare Services
0.15%
0.0%
Aster DM Quality Care Limited
Healthcare Services
0.14%
New
Pidilite Industries Limited
Chemicals & Petrochemicals
0.05%
0.0%
Invesco India Equity Savings Fund Stocks Bought and Sold
All changes are between August 2026 and September 2026
More
Stocks bought and sold in September 2026
Axis Bank Limited
↓Reduced
−22.9%
7.20%
United Spirits Limited
↓Reduced
−23.1%
4.10%
Maruti Suzuki India Limited
↓Reduced
−61.2%
0.58%
Cholamandalam Investment and Finance Company Limited
↑New
New
0.86%
NTPC Limited
↓Sold out
−100%
was 0.79%
The Phoenix Mills Limited
↓Reduced
−20.0%
0.61%
Mahindra & Mahindra Limited
↓Sold out
−100%
was 0.66%
Entero Healthcare Solutions Ltd
↓Reduced
−25.0%
0.48%
HDFC Life Insurance Company Limited
↓Sold out
−100%
was 0.53%
Polycab India Limited
↓Sold out
−100%
was 0.38%
Orchid Pharma Limited
↓Sold out
−100%
was 0.37%
SBI Life Insurance Company Limited
↓Reduced
−5.7%
0.32%
Larsen & Toubro Limited
↓Sold out
−100%
was 0.25%
Tata Consumer Products Limited
↑Added
+37.5%
0.19%
Aster DM Quality Care Limited
↑New
New
0.14%
Cipla Limited
↓Sold out
−100%
was 0.11%
Dabur India Limited
↓Sold out
−100%
was 0.07%
Hindalco Industries Limited
↓Sold out
−100%
was 0.05%
ICICI Prudential Life Insurance Company Limited
↓Sold out
−100%
was 0.02%
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Invesco India Equity Savings Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
1.51%
Expense ratio (Regular)
2.97%
Category
Equity Savings
Risk
Moderate
Benchmark
Nifty Equity Savings Index
Launch date
07-03-2019
Minimum investment
Not available
Minimum additional investment
Not available
AUM
₹268.20 Cr (30-09-2026)
Lock in
None
Scheme code (Direct)
146457
ISIN (Direct)
INF205KA1049
Scheme code (Regular)
146456
ISIN (Regular)
INF205KA1023
NAV history
From 08-03-2019, 7.6 years
Exit load
Exit load of 0.25% if redeemed within 1 month.
Tax on Invesco India Equity Savings Fund returns
Invesco India Equity Savings Fund is taxed as an equity fund: 65% or more of it is in Indian stocks, counting its hedged positions.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹18.7714
30-10-2026
direct
IDCW
₹18.7164
30-10-2026
regular
Growth
₹16.5469
30-10-2026
regular
IDCW
₹16.5462
30-10-2026
About Invesco India Equity Savings Fund
Invesco India Equity Savings Fund is a mutual fund from Invesco Mutual Fund. Its category is Equity Savings. It was launched on 07-03-2019. Its benchmark is Nifty Equity Savings Index. At the end of September 2026 it held 53 securities.
Frequently Asked Questions for Invesco India Equity Savings Fund
What is the current NAV of Invesco India Equity Savings Fund?
The Direct plan NAV is ₹18.7714. The Regular plan NAV is ₹16.5469, as on 30-10-2026.
What are the returns of Invesco India Equity Savings Fund?
The Direct plan returned −1.47% in 1 year, +8.51% a year over 3 years, +7.22% a year over 5 years. The Regular plan returned −2.94% in 1 year, +6.85% a year over 3 years, +5.54% a year over 5 years. These figures are as on 30-10-2026.
What is the expense ratio of Invesco India Equity Savings Fund?
The Direct plan charges 1.51% a year. The Regular plan charges 2.97% a year. This is the figure the fund house reported to AMFI, in force from 24-09-2026.
What is the AUM of Invesco India Equity Savings Fund?
Invesco India Equity Savings Fund managed ₹268.20 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of Invesco India Equity Savings Fund?
At the end of September 2026 the largest holdings were HDFCBANK (7.47%), AXISBANK (7.20%), KOTAKBANK (6.30%), 7.49% Small Industries Dev Bank of India 2029 (5.54%), RELIANCE (5.29%). The fund held 53 securities in all.
What did Invesco India Equity Savings Fund buy and sell in September 2026?
It bought 2 new stocks: Cholamandalam Investment and Finance Company Limited, Aster DM Quality Care Limited. It sold out of 10: Dabur India Limited, Larsen & Toubro Limited, Hindalco Industries Limited, Cipla Limited, Mahindra & Mahindra Limited. It added shares in 1. It reduced 6.
How do I invest in Invesco India Equity Savings Fund?
Through Invesco Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. You can invest once or through a monthly SIP.
Who is the fund manager of Invesco India Equity Savings Fund?
Krishna Cheemalapati, Deepak Gupta, Amey Sathe.
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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