UTI - Large Cap Fund is a Large Cap fund run by UTI Mutual Fund. On 30-09-2026, it managed ₹11,436 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 7.9% a year and its Regular plan returned 7.0% a year. Its benchmark, BSE 100 TRI, returned 9.0% a year over the same 3 years.
NAV (Direct plan)
₹283.54
▲ 0.43% · 30-10-2026
NAV (Regular plan)
₹256.05
▲ 0.43% · 30-10-2026
Expense ratio
1.19%Direct1.86%Regular
1.19%
A year
Riskometer
Very High
Set by the fund house
3 year return
7.9%Direct7.0%Regular
7.9%
A year
UTI - Large Cap Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹283.54 (up 0.43% that day); Regular Plan Growth ₹256.05 (up 0.43% that day).
This fund (Direct plan)
₹283.5408
UTI - Large Cap Fund Returns vs BSE 100 TRI
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
+1.89%
−3.96%
−0.91%
−8.44%
+7.86%
+6.11%
+11.24%
This fund (Regular)
+1.84%
−4.13%
−1.27%
−9.14%
+6.97%
+5.21%
+10.29%
BSE 100 TRI
+0.95%
−5.49%
−2.88%
−8.90%
+8.97%
+7.79%
+12.03%
Large Cap average
+0.62%
−4.36%
−1.05%
−6.33%
+10.38%
+8.23%
+11.81%
Best in Large Cap
+2.29%
+1.11%
+6.60%
+2.96%
+14.19%
+11.98%
+13.73%
Worst in Large Cap
−2.13%
−6.44%
−5.00%
−10.55%
+7.81%
+5.19%
+10.17%
Rank in Large Cap
3/35
12/35
17/35
26/33
29/30
24/27
16/22
Category rows compare the Direct plans of 35 Large Cap funds. Rank 1 is the highest return.
UTI - Large Cap Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
BSE 100 TRI
2026to date
−9.15%
−9.72%
−9.68%
2025
+9.45%
+8.56%
+10.49%
2024
+12.19%
+11.21%
+13.31%
2023
+21.85%
+20.78%
+23.23%
2022
−0.90%
−1.79%
+6.03%
2021
+30.76%
+29.56%
+26.53%
UTI - Large Cap Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,666 periods, one for each trading day from 04-01-2016 to 30-10-2026.
−10%0%10%20%30%40%
UTI - Large Cap Fund (Direct)
BSE 100 TRI
Nov 2013 to Nov 2016Sept 2015 to Sept 2018Jul 2017 to Jul 2020May 2019 to May 2022Mar 2021 to Mar 2024Dec 2022 to Dec 2025
UTI - Large Cap Fund (Direct)BSE 100 TRI
1%
1%
Below 0%
3%
4%
0-5%
17%
12%
5-10%
44%
44%
10-15%
25%
32%
15-20%
9%
6%
20-25%
1%
2%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
3,154
11.3%
−28.0%
89.1%
18%
11.6%
36%
2 years
2,912
13.8%
−10.5%
50.0%
5%
14.5%
36%
3 years
2,666
13.6%
−3.9%
29.7%
1%
14.1%
43%
5 years
2,173
14.4%
−0.7%
24.9%
0%
14.1%
33%
7 years
1,684
13.4%
7.4%
17.0%
0%
13.7%
31%
10 years
941
13.5%
10.5%
16.0%
0%
13.9%
39%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
154
12.5%
−42.2%
66.4%
21%
12.8%
41%
2 years
142
11.2%
−22.5%
44.4%
8%
12.1%
35%
3 years
130
12.9%
−13.6%
32.0%
4%
13.9%
32%
5 years
106
14.0%
−4.0%
21.9%
1%
14.6%
31%
7 years
82
14.4%
1.5%
18.9%
0%
14.9%
30%
10 years
46
13.9%
10.1%
16.5%
0%
14.5%
0%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than BSE 100 TRI over the same days. Past returns do not promise future returns.
UTI - Large Cap Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
UTI - Large Cap Fund (Direct)This fund
BSE 100 TRI
Return (CAGR)
−8.44%
−8.90%
Standard deviation
13.42%
13.91%
Sharpe ratio
-1.02
-1.02
Sortino ratio
-1.36
-1.35
Maximum drawdown
−15.4%
(31-03-2026)
−15.0%
(30-03-2026)
Beta
0.96
1.00
Alpha
−0.11%
0.00%
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
UTI - Large Cap Fund (Direct)This fund
BSE 100 TRI
Return (CAGR)
+7.86%
+8.97%
Standard deviation
12.44%
13.58%
Sharpe ratio
0.15
0.22
Sortino ratio
0.21
0.30
Maximum drawdown
−15.9%
(31-03-2026)
−16.7%
(28-02-2025)
Beta
0.90
1.00
Alpha
−0.82%
0.00%
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
UTI - Large Cap Fund (Direct)This fund
BSE 100 TRI
Return (CAGR)
+6.11%
+7.79%
Standard deviation
12.95%
13.92%
Sharpe ratio
0.02
0.14
Sortino ratio
0.03
0.20
Maximum drawdown
−19.2%
(17-06-2022)
−16.7%
(28-02-2025)
Beta
0.92
1.00
Alpha
−1.51%
0.00%
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
UTI - Large Cap Fund (Direct)This fund
BSE 100 TRI
Return (CAGR)
+11.24%
+12.03%
Standard deviation
14.99%
16.05%
Sharpe ratio
0.39
0.41
Sortino ratio
0.53
0.56
Maximum drawdown
−34.6%
(23-03-2020)
−38.0%
(23-03-2020)
Beta
0.92
1.00
Alpha
−0.27%
0.00%
From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
UTI - Large Cap Fund (Direct)This fund
BSE 100 TRI
Return (CAGR)
+12.12%
+12.10%
Standard deviation
14.81%
15.90%
Sharpe ratio
0.41
0.38
Sortino ratio
0.56
0.52
Maximum drawdown
−34.6%
(23-03-2020)
−38.0%
(23-03-2020)
Beta
0.92
1.00
Alpha
+0.54%
0.00%
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−40%−30%−20%−10%0%
UTI - Large Cap Fund (Direct)
BSE 100 TRI
2014201620182020202220242026
UTI - Large Cap Fund (Direct)BSE 100 TRI
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
UTI - Large Cap Fund (Direct)
−34.6%
13-02-2020
23-03-2020
05-11-2020
7 months
−10.2%
BSE 100 TRI
−38.0%
17-01-2020
23-03-2020
06-11-2020
7 months
−10.4%
From the Direct plan's daily NAV since 02-01-2013, adjusted for unit splits, and BSE 100 TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
UTI - Large Cap Fund vs Other Large Cap Funds
The five Large Cap funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
UTI - Large Cap Fund Expense Ratio and Costs
What each plan charges a year, in force from 07-09-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Large Cap median
Cost rank (1 = cheapest)
Direct
0.87%
0.05%
0.00%
0.27%
1.19%
1.08%
22/35
Regular
1.48%
0.05%
0.00%
0.33%
1.86%
2.21%
11/35
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Large Cap funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
−9.14%
−8.44%
0.70%
₹90,860
₹91,560
3 years
6.97%
7.86%
0.89% a year
₹1,22,401
₹1,25,482
5 years
5.21%
6.11%
0.90% a year
₹1,28,910
₹1,34,518
10 years
10.29%
11.24%
0.95% a year
₹2,66,294
₹2,90,141
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
UTI - Large Cap Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 02-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planUTI - Large Cap Fund (Direct)
₹16,60,000
₹38,12,629
₹21,52,629
11.3%
Regular planUTI - Large Cap Fund (Regular)
₹16,60,000
₹35,49,613
₹18,89,613
10.3%
BSE 100 TRI
₹16,60,000
₹39,55,211
₹22,95,211
11.7%
Category averageCategory average, 35 Large Cap funds
₹16,60,000
₹40,78,487
₹24,18,487
12.1%
₹0₹10.0 L₹20.0 L₹30.0 L₹40.0 L₹50.0 L
Direct planUTI - Large Cap Fund (Direct)
Regular planUTI - Large Cap Fund (Regular)
BSE 100 TRI
Category averageCategory average, 35 Large Cap funds
Amount invested
2014201620182020202220242026
Direct planUTI - Large Cap Fund (Direct)Regular planUTI - Large Cap Fund (Regular)BSE 100 TRICategory averageCategory average, 35 Large Cap fundsAmount invested
From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
UTI - Large Cap Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
95.6%Equity
Asset
Fund
Category
Equity
95.6%
96.0%
Cash and others
4.0%
2.9%
Debt
0.4%
1.1%
Market cap of stocks
Market cap
Fund
Category
Large Cap
82.8%
82.5%
Mid Cap
10.5%
8.7%
Small Cap
1.9%
3.3%
Not on AMFI's list
0.4%
1.6%
Share of the whole fund. Category: the average of the Large Cap funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
UTI - Large Cap Fund Sector Allocation
Sector allocation of the fund's stocks as on 30-09-2026
Largest sectors
Banks28.8%
IT - Software8.4%
Automobiles5.6%
Retailing5.5%
Petroleum Products5.4%
Telecom - Services4.1%
Construction3.9%
Finance3.9%
Consumer Durables2.7%
Pharmaceuticals & Biotechnology2.5%
The ten largest of 33 sectors. The other 23 add up to 24.8%.
Sector changes
Sector
July 2026
August 2026
September 2026
Change
Banks
27.8%
28.7%
28.8%
+1.0%
IT - Software
8.8%
8.4%
8.4%
−0.4%
Automobiles
7.0%
6.0%
5.6%
−1.4%
Retailing
5.7%
7.0%
5.5%
−0.2%
Petroleum Products
5.5%
5.4%
5.4%
−0.1%
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
UTI - Large Cap Fund Portfolio Holdings
As on 30-09-2026 · 67 holdings · from the fund house's monthly portfolio
Holdings
Sector / Rating
Weight%
Holdings trend
1M change
EQ - HDFC BANK LIMITED
Banks
9.20%
0.0%
EQ - ICICI BANK LTD
Banks
8.98%
0.0%
EQ - RELIANCE INDUSTRIES LTD.
Petroleum Products
5.13%
+3.1%
EQ - KOTAK MAHINDRA BANK LTD.
Banks
5.12%
0.0%
EQ - BHARTI AIRTEL LTD.
Telecom - Services
4.09%
0.0%
EQ - LARSEN & TOUBRO LTD.
Construction
3.87%
0.0%
EQ - INFOSYS LTD.
IT - Software
3.27%
0.0%
EQ - BAJAJ FINANCE LTD.
Finance
3.22%
−2.9%
EQ - AXIS BANK LTD.
Banks
3.14%
0.0%
EQ - ETERNAL LIMITED
Retailing
2.80%
−22.9%
EQ - ULTRATECH CEMENT LTD.
Cement & Cement Products
2.02%
0.0%
EQ - LTM Limited
IT - Software
1.90%
+8.1%
EQ - STATE BANK OF INDIA
Banks
1.73%
0.0%
EQ - HINDUSTAN AERONAUTICS LTD
Aerospace & Defense
1.54%
0.0%
EQ - MARUTI SUZUKI INDIA LTD.
Automobiles
1.52%
0.0%
EQ - POWER GRID CORPORATION OF INDI
Power
1.47%
+52.7%
EQ - MAHINDRA & MAHINDRA LTD.
Automobiles
1.43%
0.0%
EQ - TATA CONSUMER PRODUCTS LTD
Agricultural Food & other Products
1.39%
+16.8%
EQ - TATA CONSULTANCY SERVICES LTD.
IT - Software
1.34%
0.0%
EQ - HDFC LIFE INSURANCE COMPANY LI
Insurance
1.34%
+3.5%
EQ - TRENT LIMITED
Retailing
1.26%
+20.1%
EQ - SBI LIFE INSURANCE COMPANY LTD
Insurance
1.18%
+15.2%
EQ - HYUNDAI MOTOR INDIA LTD
Automobiles
1.13%
0.0%
EQ - ITC LTD.
Diversified FMCG
1.11%
0.0%
EQ - COAL INDIA LTD.
Consumable Fuels
1.11%
+8.3%
EQ - TITAN COMPANY LTD.
Consumer Durables
1.10%
−16.6%
EQ - MANKIND PHARMA LTD
Pharmaceuticals & Biotechnology
1.05%
0.0%
EQ - JSW STEEL LTD.
Ferrous Metals
1.05%
0.0%
EQ - OIL & NATURAL GAS CORPORATION
Oil
1.03%
0.0%
EQ - VARUN BEVERAGES LTD
Beverages
1.02%
0.0%
EQ - JUBILANT FOODWORKS LTD.
Leisure Services
1.01%
0.0%
EQ - TATA MOTORS PASSENGER VEHICLES LTD.
Automobiles
1.01%
0.0%
EQ - TECH MAHINDRA LTD.
IT - Software
1.01%
−2.2%
EQ - MAX HEALTHCARE INSTITUTE LTD
Healthcare Services
0.99%
0.0%
EQ - JINDAL STAINLESS LTD.
Ferrous Metals
0.92%
−23.9%
EQ - BALKRISHNA INDUSTRIES LTD.
Auto Components
0.92%
0.0%
EQ - ASTRAL LTD.
Industrial Products
0.80%
0.0%
EQ - VEDANTA ALUMINIUM METAL LTD.
Non - Ferrous Metals
0.79%
0.0%
EQ - TATA MOTORS LTD
Agricultural, Commercial & Construction Vehicles
0.78%
0.0%
EQ - MRF LTD.
Auto Components
0.68%
+37.9%
EQ - INDUSIND BANK
Banks
0.67%
−30.0%
EQ - TATA CAPITAL LTD
Finance
0.64%
+332.2%
EQ - DR REDDYS LABORATORIES LTD.
Pharmaceuticals & Biotechnology
0.64%
+80.9%
EQ - PERSISTENT SYSTEMS LTD.
IT - Software
0.64%
+73.3%
EQ - DIXON TECHNOLOGIES (INDIA) LTD
Consumer Durables
0.61%
0.0%
EQ - AVENUE SUPERMARTS LTD.
Retailing
0.61%
0.0%
EQ - ADANI ENTERPRISES LTD.
Metals & Minerals Trading
0.59%
−20.5%
EQ - BHARAT ELECTRONICS LTD.
Aerospace & Defense
0.59%
0.0%
EQ - METRO BRANDS LTD
Consumer Durables
0.53%
+11.3%
EQ - PB FINTECH LTD
Financial Technology (Fintech)
0.52%
−16.3%
EQ - BAJAJ AUTO LTD.
Automobiles
0.52%
−26.9%
EQ - SUN PHARMACEUTICALS INDUSTRIES
Pharmaceuticals & Biotechnology
0.52%
0.0%
EQ - INFO-EDGE (INDIA) LTD.
Retailing
0.49%
−52.2%
EQ - LG ELECTRONICS INDIA LTD
Consumer Durables
0.46%
−51.4%
EQ - SRF LTD.
Chemicals & Petrochemicals
0.45%
0.0%
6.75% GOVT BONDS MAT - 23/12/2029 · Government security
SOV
0.44%
EQ - METROPOLIS HEALTHCARE LTD
Healthcare Services
0.40%
−46.4%
EQ - ADANI PORTS AND SPECIAL ECONO
Transport Infrastructure
0.39%
−45.9%
EQ - NATIONAL STOCK EXCHANGE OF INDIA LIMITED
Not Applicable
0.37%
New
EQ - MEESHO LTD
Retailing
0.33%
−66.2%
EQ - LUPIN LTD.
Pharmaceuticals & Biotechnology
0.33%
0.0%
EQ - BHARAT PETROLEUM CORPN LTD.
Petroleum Products
0.25%
−34.6%
EQ - SAMVARDHANA MOTHERSON INTL LTD
Auto Components
0.23%
0.0%
EQ - HCL TECHNOLOGIES LTD.
IT - Software
0.23%
0.0%
EQ - INTERGLOBE AVIATION LTD
Transport Services
0.11%
−49.9%
EQ - DLF LTD.
Realty
0.02%
−97.6%
EQ - SHUBH SHANTI SERVICES LTD.
Not Applicable
0.00%
0.0%
UTI - Large Cap Fund Stocks Bought and Sold
All changes are between August 2026 and September 2026
More
Stocks bought and sold in September 2026
EQ - RELIANCE INDUSTRIES LTD.
↑Added
+3.1%
5.13%
EQ - ETERNAL LIMITED
↓Reduced
−22.9%
2.80%
EQ - BAJAJ FINANCE LTD.
↓Reduced
−2.9%
3.22%
EQ - LTM Limited
↑Added
+8.1%
1.90%
EQ - POWER GRID CORPORATION OF INDI
↑Added
+52.7%
1.47%
EQ - TATA CONSUMER PRODUCTS LTD
↑Added
+16.8%
1.39%
EQ - TITAN COMPANY LTD.
↓Reduced
−16.6%
1.10%
EQ - HDFC LIFE INSURANCE COMPANY LI
↑Added
+3.5%
1.34%
EQ - TRENT LIMITED
↑Added
+20.1%
1.26%
EQ - SBI LIFE INSURANCE COMPANY LTD
↑Added
+15.2%
1.18%
EQ - COAL INDIA LTD.
↑Added
+8.3%
1.11%
EQ - JINDAL STAINLESS LTD.
↓Reduced
−23.9%
0.92%
EQ - PB FINTECH LTD
↓Reduced
−16.3%
0.52%
EQ - TECH MAHINDRA LTD.
↓Reduced
−2.2%
1.01%
EQ - INFO-EDGE (INDIA) LTD.
↓Reduced
−52.2%
0.49%
EQ - INDUSIND BANK
↓Reduced
−30.0%
0.67%
EQ - LG ELECTRONICS INDIA LTD
↓Reduced
−51.4%
0.46%
EQ - MEESHO LTD
↓Reduced
−66.2%
0.33%
EQ - METROPOLIS HEALTHCARE LTD
↓Reduced
−46.4%
0.40%
EQ - DLF LTD.
↓Reduced
−97.6%
0.02%
EQ - BAJAJ AUTO LTD.
↓Reduced
−26.9%
0.52%
EQ - ADANI ENTERPRISES LTD.
↓Reduced
−20.5%
0.59%
EQ - MRF LTD.
↑Added
+37.9%
0.68%
EQ - DR REDDYS LABORATORIES LTD.
↑Added
+80.9%
0.64%
EQ - PERSISTENT SYSTEMS LTD.
↑Added
+73.3%
0.64%
EQ - TATA CAPITAL LTD
↑Added
+332.2%
0.64%
EQ - ADANI PORTS AND SPECIAL ECONO
↓Reduced
−45.9%
0.39%
EQ - METRO BRANDS LTD
↑Added
+11.3%
0.53%
EQ - BHARAT PETROLEUM CORPN LTD.
↓Reduced
−34.6%
0.25%
EQ - NATIONAL STOCK EXCHANGE OF INDIA LIMITED
↑New
New
0.37%
EQ - INTERGLOBE AVIATION LTD
↓Reduced
−49.9%
0.11%
EQ - POLYCAB INDIA LTD
↓Sold out
−100%
was 0.08%
EQ - VEDANTA OIL AND GAS LTD.
↓Sold out
−100%
was 0.03%
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
UTI - Large Cap Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
1.19%
Expense ratio (Regular)
1.86%
Category
Large Cap
Risk
Very High
Benchmark
BSE 100 TRI
Launch date
15-10-1986
AUM
₹11,435.71 Cr (30-09-2026)
Lock in
None
Scheme code (Direct)
120656
ISIN (Direct)
INF789F01US8
Scheme code (Regular)
100651
ISIN (Regular)
INF789F01976
NAV history
From 02-01-2013, 13.8 years
Minimum investment
Regular Plan-Growth- Rs.100, Regular Plan - Growth-CanServe- Rs.100, Regular Plan-Reinvestment of IDCW- Rs.5000, Regular Plan-Payout of IDCW- Rs.5000, Regular Plan-Payout of IDCW (Canserve)- Rs.5000, Direct Plan-Growth- Rs.100, Direct Plan - Growth-CanSer
Minimum additional investment
Regular Plan-Growth-Rs.100, Regular Plan - Growth-CanServe-Rs.100, Regular Plan-Reinvestment of IDCW-Rs.1000, Regular Plan-Payout of IDCW-Rs.1000, Regular Plan-Payout of IDCW (Canserve)-Rs.1000, Direct Plan-Growth-Rs.100, Direct Plan - Growth-CanServe-Rs.
Exit load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.
Tax on UTI - Large Cap Fund returns
UTI - Large Cap Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹283.5408
30-10-2026
direct
IDCW
₹58.7645
30-10-2026
regular
Growth
₹256.0532
30-10-2026
regular
IDCW
₹48.9563
30-10-2026
About UTI - Large Cap Fund
UTI - Large Cap Fund is a mutual fund from UTI Mutual Fund. Its category is Large Cap. It was launched on 15-10-1986. Its benchmark is BSE 100 TRI. At the end of September 2026 it held 67 securities.
Fund Manager
Karthikraj Lakshmanan FM 1
Fund manager of UTI - Large Cap Fund, since 01-12-2022
Frequently Asked Questions for UTI - Large Cap Fund
What is the current NAV of UTI - Large Cap Fund?
The Direct plan NAV is ₹283.5408. The Regular plan NAV is ₹256.0532, as on 30-10-2026.
What are the returns of UTI - Large Cap Fund?
The Direct plan returned −8.44% in 1 year, +7.86% a year over 3 years, +6.11% a year over 5 years. The Regular plan returned −9.14% in 1 year, +6.97% a year over 3 years, +5.21% a year over 5 years. These figures are as on 30-10-2026.
What is the expense ratio of UTI - Large Cap Fund?
The Direct plan charges 1.19% a year. The Regular plan charges 1.86% a year. This is the figure the fund house reported to AMFI, in force from 07-09-2026.
What is the AUM of UTI - Large Cap Fund?
UTI - Large Cap Fund managed ₹11,435.71 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of UTI - Large Cap Fund?
At the end of September 2026 the largest holdings were HDFCBANK (9.20%), ICICIBANK (8.98%), RELIANCE (5.13%), KOTAKBANK (5.12%), BHARTIARTL (4.09%). The fund held 67 securities in all.
What did UTI - Large Cap Fund buy and sell in September 2026?
It bought 1 new stock: EQ - NATIONAL STOCK EXCHANGE OF INDIA LIMITED. It sold out of 2: EQ - POLYCAB INDIA LTD, EQ - VEDANTA OIL AND GAS LTD. It added shares in 13. It reduced 17.
How do I invest in UTI - Large Cap Fund?
Through UTI Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least Regular Plan-Growth- Rs.100, Regular Plan - Growth-CanServe- Rs.100, Regular Plan-Reinvestment of IDCW- Rs.5000, Regular Plan-Payout of IDCW- Rs.5000, Regular Plan-Payout of IDCW (Canserve)- Rs.5000, Direct Plan-Growth- Rs.100, Direct Plan - Growth-CanSer. You can invest once or through a monthly SIP.
Who is the fund manager of UTI - Large Cap Fund?
Karthikraj Lakshmanan FM 1 (since 01-12-2022).
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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