HDFC FMP 1204D December 2022 vs Tata Crisil-Ibx Gilt Index - April 2026 Index Fund
Direct Plan, Growth option · Data as on 13-04-2026
HDFC FMP 1204D December 2022 is a mutual fund and Tata Crisil-Ibx Gilt Index - April 2026 Index Fund is a mutual fund. In the 3 years to 13-04-2026, HDFC FMP 1204D December 2022 (Direct) returned 7.0% a year and Tata Crisil-Ibx Gilt Index - April 2026 Index Fund (Direct) returned 7.3% a year. HDFC FMP 1204D December 2022 charges 0.15% a year and Tata Crisil-Ibx Gilt Index - April 2026 Index Fund 0.12% (Direct plans). Their portfolios overlap 78.0%: they hold 2 of the same securities.
HDFC FMP 1204D December 2022 is closed. It has not published a NAV since 13-04-2026. Its figures stop there.
Tata Crisil-Ibx Gilt Index - April 2026 Index Fund is closed. It has not published a NAV since 13-02-2026. Its figures stop there.
HDFC FMP 1204D December 2022
- 3 year return
- 7.0%
- Expense ratio
- 0.15%
- NAV
- ₹12.54
Tata Crisil-Ibx Gilt Index - April 2026 Index Fund
- 3 year return
- 7.3%
- Expense ratio
- 0.12%
- NAV
- ₹12.67
Which is better, HDFC FMP 1204D December 2022 or Tata Crisil-Ibx Gilt Index - April 2026 Index? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Tata Crisil-Ibx Gilt Index - April 2026 Index returned more over 3 years: 7.3% a year against 7.0%.
- Tata Crisil-Ibx Gilt Index - April 2026 Index returned more over 1 year: 6.7% against 6.1%.
- Tata Crisil-Ibx Gilt Index - April 2026 Index costs less: 0.12% a year against 0.15% (Direct plans).
- HDFC FMP 1204D December 2022 swung less over 3 years: a standard deviation of 0.6% a year against 0.7%.
- Tata Crisil-Ibx Gilt Index - April 2026 Index fell less in its worst fall since 27-12-2022: −0.4% against −0.5%.
- Tata Crisil-Ibx Gilt Index - April 2026 Index is the larger fund: ₹793 Cr against ₹56 Cr.
- Their portfolios overlap 78.0%: 2 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | HDFC FMP 1204D December 2022 | Tata Crisil-Ibx Gilt Index - April 2026 Index Fund |
|---|---|---|
| Fund house | HDFC Mutual Fund | Tata Mutual Fund |
| Category | Not available | Not available |
| AUM | ₹56 Cr (31-03-2026) | ₹793 Cr (31-01-2026) |
| NAV | ₹12.54 (Direct) | ₹12.67 (Direct) |
| Expense ratio (Direct) | 0.15% | 0.12% |
| Expense ratio (Regular) | Not available | 0.35% |
| Riskometer | Not available | Not available |
| Benchmark | Not available | Not available |
| Launch date | Not available | Not available |
| Minimum investment | Not available | Not available |
| Lock in | Not available | Not available |
| Fund managers | Not available | Not available |
| Exit load | Not available | Not available |
HDFC FMP 1204D December 2022 vs Tata Crisil-Ibx Gilt Index - April 2026 Index: Returns Comparison
Returns as on 13-04-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| HDFC FMP 1204D December 2022 (Direct) | +0.47% | +1.33% | +2.74% | +6.09% | +6.95% | -- | -- |
| Tata Crisil-Ibx Gilt Index - April 2026 Index Fund (Direct) | +0.44% | +1.38% | +2.77% | +6.74% | +7.26% | -- | -- |
HDFC FMP 1204D December 2022 vs Tata Crisil-Ibx Gilt Index - April 2026 Index: Year-wise Returns
| Year | HDFC FMP 1204D December 2022HDFC FMP 1204D December 2022 | Tata Crisil-Ibx Gilt Index - April 2026 IndexTata Crisil-Ibx Gilt Index - April 2026 Index |
|---|---|---|
| 2026to date | +1.55% | +0.67% |
| 2025 | +6.92% | +6.92% |
| 2024 | +7.58% | +7.52% |
| 2023 | +7.26% | +7.30% |
HDFC FMP 1204D December 2022 vs Tata Crisil-Ibx Gilt Index - April 2026 Index: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 68 of them, one for each trading day from 29-12-2025 to 13-04-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
HDFC FMP 1204D December 2022
Tata Crisil-Ibx Gilt Index - April 2026 Index Fund (Direct)
to
Jan 2026Jan 2023
to
Jan 2026Feb 2023
to
Feb 2026Feb 2023
to
Feb 2026Mar 2023
to
Mar 2026Apr 2023
to
Apr 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| HDFC FMP 1204D December 2022 | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 6.9% | 6.9% | 6.7% | 7.1% |
| Tata Crisil-Ibx Gilt Index - April 2026 Index | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.2% | 7.2% | 7.1% | 7.3% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 27-12-2022. Past returns do not promise future returns.
HDFC FMP 1204D December 2022 vs Tata Crisil-Ibx Gilt Index - April 2026 Index: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 27-12-2022 to 13-04-2026: 41 instalments, ₹4,10,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| HDFC FMP 1204D December 2022HDFC FMP 1204D December 2022 | ₹4,10,000 | ₹4,57,915 | ₹47,915 | 6.6% |
| Tata Crisil-Ibx Gilt Index - April 2026 IndexTata Crisil-Ibx Gilt Index - April 2026 Index Fund (Direct) | ₹3,90,000 | ₹4,35,961 | ₹45,961 | 7.0% |
HDFC FMP 1204D December 2022HDFC FMP 1204D December 2022
Tata Crisil-Ibx Gilt Index - April 2026 IndexTata Crisil-Ibx Gilt Index - April 2026 Index Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
HDFC FMP 1204D December 2022 vs Tata Crisil-Ibx Gilt Index - April 2026 Index: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | HDFC FMP 1204D December 2022 (Direct) | Tata Crisil-Ibx Gilt Index - April 2026 Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.83% | +6.74% |
| Standard deviation | 0.37% | 0.40% |
| Sharpe ratio | 0.99 | 2.77 |
| Sortino ratio | 1.69 | 5.44 |
| Maximum drawdown | −0.1% (09-05-2025) | −0.1% (09-05-2025) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 11-04-2025 to 13-04-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | HDFC FMP 1204D December 2022 (Direct) | Tata Crisil-Ibx Gilt Index - April 2026 Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.69% | +7.26% |
| Standard deviation | 0.62% | 0.69% |
| Sharpe ratio | 0.62 | 1.27 |
| Sortino ratio | 0.94 | 2.05 |
| Maximum drawdown | −0.2% (06-10-2023) | −0.2% (22-02-2023) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 13-04-2023 to 13-04-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | HDFC FMP 1204D December 2022 (Direct) | Tata Crisil-Ibx Gilt Index - April 2026 Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.83% | +7.22% |
| Standard deviation | 0.77% | 0.85% |
| Sharpe ratio | 0.66 | 1.00 |
| Sortino ratio | 1.01 | 1.62 |
| Maximum drawdown | −0.5% (22-02-2023) | −0.4% (22-02-2023) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 27-12-2022 to 13-04-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
HDFC FMP 1204D December 2022
Tata Crisil-Ibx Gilt Index - April 2026 Index Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| HDFC FMP 1204D December 2022 | −0.5% | 03-02-2023 | 22-02-2023 | 13-03-2023 | 19 days | 0.0% |
| Tata Crisil-Ibx Gilt Index - April 2026 Index Fund (Direct) | −0.4% | 03-02-2023 | 22-02-2023 | 13-03-2023 | 19 days | 0.0% |
From daily values since 27-12-2022, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
HDFC FMP 1204D December 2022
Tata Crisil-Ibx Gilt Index - April 2026 Index Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
HDFC FMP 1204D December 2022
Tata Crisil-Ibx Gilt Index - April 2026 Index Fund (Direct)
HDFC FMP 1204D December 2022 vs Tata Crisil-Ibx Gilt Index - April 2026 Index: Portfolio Overlap
From each fund's latest monthly portfolio: HDFC FMP 1204D December 2022, March 2026; Tata Crisil-Ibx Gilt Index - April 2026 Index Fund, January 2026
Holdings in common
- Overlap
- 78.0%
- Held by both
- 2
- Only in HDFC FMP 1204D December 2022
- 0
- Only in Tata Crisil-Ibx Gilt Index - April 2026 Index
- 1
| Security | % of HDFC FMP 1204D December 2022 | % of Tata Crisil-Ibx Gilt Index - April 2026 Index |
|---|---|---|
| 5.63% GOI MAT 120426 | 90.12% | 76.04% |
| 7.27% GOI MAT 080426 | 1.97% | 9.48% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 78.0% means 78.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in HDFC FMP 1204D December 2022
Every holding of this fund is also held by the other.
Largest holdings only in Tata Crisil-Ibx Gilt Index - April 2026 Index Fund
| Security | % of fund |
|---|---|
| GOI - 6.99% (17/04/2026) | 12.39% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | HDFC FMP 1204D December 2022 | Tata Crisil-Ibx Gilt Index - April 2026 Index |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 92.1% | 97.9% |
| Cash and others | 7.9% | 2.1% |
HDFC FMP 1204D December 2022 vs Tata Crisil-Ibx Gilt Index - April 2026 Index: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | HDFC FMP 1204D December 2022 | Tata Crisil-Ibx Gilt Index - April 2026 Index Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.15% | 0.12% |
| Base expense ratio (Direct) | 0.13% | 0.11% |
| Total expense ratio (Regular) | Not available | 0.35% |
| Base expense ratio (Regular) | 0.34% | 0.34% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
HDFC FMP 1204D December 2022 vs Tata Crisil-Ibx Gilt Index - April 2026 Index Fund: Frequently Asked Questions
What is the difference between HDFC FMP 1204D December 2022 and Tata Crisil-Ibx Gilt Index - April 2026 Index Fund?
HDFC FMP 1204D December 2022 is a mutual fund, Tata Crisil-Ibx Gilt Index - April 2026 Index Fund is a mutual fund, run by HDFC Mutual Fund and Tata Mutual Fund. Their portfolios overlap 78.0%. HDFC FMP 1204D December 2022 charges 0.15% a year and Tata Crisil-Ibx Gilt Index - April 2026 Index Fund 0.12%.
Which has given higher returns, HDFC FMP 1204D December 2022 or Tata Crisil-Ibx Gilt Index - April 2026 Index Fund?
Over 1 year: HDFC FMP 1204D December 2022 +6.09%, Tata Crisil-Ibx Gilt Index - April 2026 Index Fund +6.74%. Over 3 years: HDFC FMP 1204D December 2022 +6.95% a year, Tata Crisil-Ibx Gilt Index - April 2026 Index Fund +7.26% a year. As on 13-04-2026. Past returns do not promise future returns.
Which has the lower expense ratio, HDFC FMP 1204D December 2022 or Tata Crisil-Ibx Gilt Index - April 2026 Index Fund?
Tata Crisil-Ibx Gilt Index - April 2026 Index Fund charges less: 0.12% a year against 0.15%. These are the Direct plans' total expense ratios reported to AMFI.
How much do HDFC FMP 1204D December 2022 and Tata Crisil-Ibx Gilt Index - April 2026 Index Fund overlap?
78.0%. They hold 2 of the same securities, the largest shared ones being 5.63% GOI MAT 120426, 7.27% GOI MAT 080426. From each fund's latest monthly portfolio.
Which is better for SIP, HDFC FMP 1204D December 2022 or Tata Crisil-Ibx Gilt Index - April 2026 Index Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-04-2023 to 13-04-2026 grew to ₹4,08,377 in HDFC FMP 1204D December 2022 (XIRR 6.6% a year) and ₹3,86,446 in Tata Crisil-Ibx Gilt Index - April 2026 Index Fund (XIRR 6.9% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both HDFC FMP 1204D December 2022 and Tata Crisil-Ibx Gilt Index - April 2026 Index Fund?
Yes. 78.0% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.