Motilal Oswal Large and Midcap Fund vs WhiteOak Capital Large & Mid Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
Motilal Oswal Large and Midcap Fund and WhiteOak Capital Large & Mid Cap Fund are both Large & Mid Cap funds. In the year to 30-10-2026, Motilal Oswal Large and Midcap Fund (Direct) returned 0.3% and WhiteOak Capital Large & Mid Cap Fund (Direct) returned −2.3%. Motilal Oswal Large and Midcap Fund charges 0.90% a year and WhiteOak Capital Large & Mid Cap Fund 0.89% (Direct plans). Their portfolios overlap 10.8%: they hold 13 of the same securities.
Motilal Oswal Large and Midcap Fund
Large & Mid Cap
- 1 year return
- 0.3%
- Expense ratio
- 0.90%
- NAV
- ₹38.56
WhiteOak Capital Large & Mid Cap Fund
Large & Mid Cap
- 1 year return
- −2.3%
- Expense ratio
- 0.89%
- NAV
- ₹13.69
Which is better, Motilal Oswal Large and Midcap or WhiteOak Capital Large & Mid Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Motilal Oswal Large and Midcap returned more over 1 year: 0.3% against −2.3%.
- WhiteOak Capital Large & Mid Cap costs less: 0.89% a year against 0.90% (Direct plans).
- WhiteOak Capital Large & Mid Cap fell less in its worst fall since 26-12-2023: −16.0% against −26.1%.
- WhiteOak Capital Large & Mid Cap holds more in large companies: 47.1% of the fund in large caps against 35.7%.
- Motilal Oswal Large and Midcap is the larger fund: ₹19,832 Cr against ₹2,376 Cr.
- Their portfolios overlap 10.8%: 13 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Motilal Oswal Large and Midcap Fund | WhiteOak Capital Large & Mid Cap Fund |
|---|---|---|
| Fund house | Motilal Oswal Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Large & Mid Cap | Large & Mid Cap |
| AUM | ₹19,832 Cr (30-09-2026) | ₹2,376 Cr (30-09-2026) |
| NAV | ₹38.56 (Direct) | ₹13.69 (Direct) |
| Expense ratio (Direct) | 0.90% | 0.89% |
| Expense ratio (Regular) | 1.81% | 2.35% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty LargeMidcap 250 TRI | BSE 250 Large MidCap TRI |
| Launch date | 17-10-2019 | 22-12-2023 |
| Minimum investment | INF247L01981 | ₹500 |
| Lock in | None | None |
| Fund managers | Aditya Khemani, Rakesh Shetty, Sunil Sawant | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | Exit load of 1%, if redeemed within 365 days. | Nil |
Motilal Oswal Large and Midcap vs WhiteOak Capital Large & Mid Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Motilal Oswal Large and Midcap Fund (Direct) | −3.30% | +0.01% | +2.01% | +0.26% | +20.59% | +17.43% | -- |
| WhiteOak Capital Large & Mid Cap Fund (Direct) | −0.04% | −5.49% | +0.97% | −2.30% | -- | -- | -- |
| Large & Mid Cap average | −1.78% | −5.20% | −0.43% | −3.99% | -- | -- | -- |
Category average: the average of the 36 Large & Mid Cap funds, same plan type.
Motilal Oswal Large and Midcap vs WhiteOak Capital Large & Mid Cap: Year-wise Returns
| Year | Motilal Oswal Large and MidcapMotilal Oswal Large and Midcap | WhiteOak Capital Large & Mid CapWhiteOak Capital Large & Mid Cap |
|---|---|---|
| 2026to date | +5.59% | −2.41% |
| 2025 | −3.12% | +8.25% |
| 2024 | +48.05% | +27.61% |
| 2023 | +40.01% | -- |
| 2022 | +3.20% | -- |
| 2021 | +43.22% | -- |
Motilal Oswal Large and Midcap vs WhiteOak Capital Large & Mid Cap: Rolling Returns
Every holding period of both funds, against NIFTY LargeMidcap 250 TRI, the benchmark of Motilal Oswal Large and Midcap Fund
Rolling returns
Every 1-year holding period, 455 of them, one for each trading day from 26-12-2024 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Motilal Oswal Large and Midcap Fund (Direct)
WhiteOak Capital Large & Mid Cap Fund (Direct)
NIFTY LargeMidcap 250 TRI
to
Feb 2025Jun 2024
to
Jun 2025Oct 2024
to
Oct 2025Jan 2025
to
Jan 2026May 2025
to
May 2026Sept 2025
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Motilal Oswal Large and Midcap | 6.8 | 14.1 | 28.1 | 20.9 | 17.1 | 7.0 | 5.9 | 11.6% | 10.1% | −7.3% | 50.2% | 87% |
| WhiteOak Capital Large & Mid Cap | 3.3 | 19.1 | 34.5 | 28.4 | 10.3 | 2.2 | 2.2 | 9.6% | 9.1% | −4.5% | 30.6% | 99% |
| NIFTY LargeMidcap 250 TRI | 16.7 | 33.2 | 32.5 | 11.9 | 5.1 | 0.7 | 0.0 | 5.4% | 5.1% | −8.0% | 20.8% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is NIFTY LargeMidcap 250 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 26-12-2023. Past returns do not promise future returns.
Motilal Oswal Large and Midcap vs WhiteOak Capital Large & Mid Cap: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-12-2023 to 30-10-2026: 35 instalments, ₹3,50,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Motilal Oswal Large and MidcapMotilal Oswal Large and Midcap Fund (Direct) | ₹3,50,000 | ₹4,02,648 | ₹52,648 | 9.6% |
| WhiteOak Capital Large & Mid CapWhiteOak Capital Large & Mid Cap Fund (Direct) | ₹3,50,000 | ₹3,80,307 | ₹30,307 | 5.6% |
Motilal Oswal Large and MidcapMotilal Oswal Large and Midcap Fund (Direct)
WhiteOak Capital Large & Mid CapWhiteOak Capital Large & Mid Cap Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Motilal Oswal Large and Midcap vs WhiteOak Capital Large & Mid Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Motilal Oswal Large and Midcap Fund (Direct) | WhiteOak Capital Large & Mid Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +0.26% | −2.30% |
| Standard deviation | 19.32% | 13.60% |
| Sharpe ratio | -0.26 | -0.55 |
| Sortino ratio | -0.36 | -0.74 |
| Maximum drawdown | −15.9% (31-03-2026) | −13.1% (23-03-2026) |
| Beta | 1.14 | 0.94 |
| Alpha | +8.32% | +4.89% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Motilal Oswal Large and Midcap Fund (Direct) | WhiteOak Capital Large & Mid Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +20.80% | +11.50% |
| Standard deviation | 19.24% | 14.33% |
| Sharpe ratio | 0.81 | 0.39 |
| Sortino ratio | 1.08 | 0.52 |
| Maximum drawdown | −37.4% (23-03-2020) | −16.0% (28-02-2025) |
| Beta | 1.02 | 0.98 |
| Alpha | +4.31% | +6.03% |
From daily NAVs, 22-10-2019 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Motilal Oswal Large and Midcap Fund (Direct)
WhiteOak Capital Large & Mid Cap Fund (Direct)
NIFTY LargeMidcap 250 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Motilal Oswal Large and Midcap Fund (Direct) | −26.1% | 16-12-2024 | 03-03-2025 | 07-05-2026 | 14 months | −8.0% |
| WhiteOak Capital Large & Mid Cap Fund (Direct) | −16.0% | 16-12-2024 | 28-02-2025 | 26-06-2025 | 4 months | −7.4% |
| NIFTY LargeMidcap 250 TRI | −18.8% | 26-09-2024 | 28-02-2025 | 17-11-2025 | 9 months | −8.6% |
From daily values since 26-12-2023, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Motilal Oswal Large and Midcap Fund (Direct)
WhiteOak Capital Large & Mid Cap Fund (Direct)
NIFTY LargeMidcap 250 TRI
Against NIFTY LargeMidcap 250 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Motilal Oswal Large and Midcap Fund (Direct) | 150% | 115% | 11.78% |
| WhiteOak Capital Large & Mid Cap Fund (Direct) | 110% | 88% | 3.48% |
From month-end values since 26-12-2023. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Motilal Oswal Large and Midcap vs WhiteOak Capital Large & Mid Cap: Portfolio Overlap
From each fund's latest monthly portfolio: Motilal Oswal Large and Midcap Fund, September 2026; WhiteOak Capital Large & Mid Cap Fund, September 2026
Holdings in common
- Overlap
- 10.8%
- Held by both
- 13
- Only in Motilal Oswal Large and Midcap
- 21
- Only in WhiteOak Capital Large & Mid Cap
- 114
| Security | % of Motilal Oswal Large and Midcap | % of WhiteOak Capital Large & Mid Cap |
|---|---|---|
| Eternal Limited | 4.95% | 2.41% |
| Titan Company Limited | 2.38% | 1.64% |
| Divi's Laboratories Limited | 2.46% | 1.12% |
| Muthoot Finance Limited | 4.04% | 1.02% |
| Bharat Electronics Limited | 2.11% | 1.00% |
| Bajaj Finance Ltd | 2.13% | 0.67% |
| Solar Industries India Limited | 2.42% | 0.66% |
| Adani Enterprises Limited | 1.36% | 0.51% |
| Billionbrains Garage Ventures Ltd | 2.36% | 0.48% |
| Multi Commodity Exchange of India Limited | 4.60% | 0.47% |
| GE Vernova T&D India Limited | 3.15% | 0.40% |
| Meesho Ltd | 3.11% | 0.36% |
| Max Healthcare Institute Limited | 0.10% | 0.40% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 10.8% means 10.8% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Motilal Oswal Large and Midcap Fund
| Security | % of fund |
|---|---|
| One 97 Communications Limited | 6.11% |
| PTC Industries Ltd | 4.73% |
| Sterlite Technologies Limited | 4.32% |
| Shriram Finance Limited | 4.13% |
| Apar Industries Limited | 4.02% |
Largest holdings only in WhiteOak Capital Large & Mid Cap Fund
| Security | % of fund |
|---|---|
| ICICI Bank Limited | 6.63% |
| Nestle India Limited | 3.38% |
| Bharti Airtel Limited | 2.73% |
| HDFC Bank Limited | 2.72% |
| State Bank of India | 2.22% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Motilal Oswal Large and Midcap | WhiteOak Capital Large & Mid Cap |
|---|---|---|
| Equity | 96.7% | 85.9% |
| Debt | 0.0% | 4.3% |
| Cash and others | 3.3% | 9.8% |
Market cap of stocks
| Market cap | Motilal Oswal Large and Midcap | WhiteOak Capital Large & Mid Cap |
|---|---|---|
| Large Cap | 35.7% | 47.1% |
| Mid Cap | 35.2% | 36.0% |
| Small Cap | 25.8% | 2.3% |
| Not on AMFI's list | 0.0% | 0.5% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Motilal Oswal Large and Midcap | WhiteOak Capital Large & Mid Cap |
|---|---|---|
| Electrical Equipment | 18.4% | 2.1% |
| Banks | 0.0% | 18.1% |
| Finance | 10.9% | 4.8% |
| Retailing | 9.7% | 5.7% |
| Pharmaceuticals & Biotechnology | 5.3% | 9.1% |
| Capital Markets | 7.0% | 3.6% |
| Aerospace & Defense | 7.0% | 1.0% |
| Chemicals & Petrochemicals | 6.4% | 1.8% |
| Automobiles | 5.0% | 4.2% |
| Telecom - Services | 0.0% | 4.3% |
The six largest sectors of each fund's stocks, % of the fund.
Motilal Oswal Large and Midcap vs WhiteOak Capital Large & Mid Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Motilal Oswal Large and Midcap Fund | WhiteOak Capital Large & Mid Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.90% | 0.89% |
| Base expense ratio (Direct) | 0.60% | 0.48% |
| Total expense ratio (Regular) | 1.81% | 2.35% |
| Base expense ratio (Regular) | 1.42% | 1.72% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Motilal Oswal Large and Midcap with
Motilal Oswal Large and Midcap Fund vs WhiteOak Capital Large & Mid Cap Fund: Frequently Asked Questions
What is the difference between Motilal Oswal Large and Midcap Fund and WhiteOak Capital Large & Mid Cap Fund?
Both are Large & Mid Cap funds, run by Motilal Oswal Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 10.8%. Motilal Oswal Large and Midcap Fund charges 0.90% a year and WhiteOak Capital Large & Mid Cap Fund 0.89%.
Which has given higher returns, Motilal Oswal Large and Midcap Fund or WhiteOak Capital Large & Mid Cap Fund?
Over 1 year: Motilal Oswal Large and Midcap Fund +0.26%, WhiteOak Capital Large & Mid Cap Fund −2.30%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Motilal Oswal Large and Midcap Fund or WhiteOak Capital Large & Mid Cap Fund?
WhiteOak Capital Large & Mid Cap Fund charges less: 0.89% a year against 0.90%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Motilal Oswal Large and Midcap Fund and WhiteOak Capital Large & Mid Cap Fund overlap?
10.8%. They hold 13 of the same securities, the largest shared ones being ETERNAL, TITAN, DIVISLAB. From each fund's latest monthly portfolio.
Which is riskier, Motilal Oswal Large and Midcap Fund or WhiteOak Capital Large & Mid Cap Fund?
On SEBI's riskometer, Motilal Oswal Large and Midcap Fund is rated Very High and WhiteOak Capital Large & Mid Cap Fund Very High. Over 1 years, the standard deviation of daily returns was 19.32% and 13.60% a year.
Can I invest in both Motilal Oswal Large and Midcap Fund and WhiteOak Capital Large & Mid Cap Fund?
Yes. 10.8% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Motilal Oswal Large and Midcap Fund and WhiteOak Capital Large & Mid Cap Fund?
Motilal Oswal Large and Midcap Fund: Aditya Khemani, Rakesh Shetty, Sunil Sawant. WhiteOak Capital Large & Mid Cap Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.