WhiteOak Capital Balanced Advantage Fund vs WhiteOak Capital Dividend Yield Fund
Direct Plan, Growth option · Data as on 30-10-2026
WhiteOak Capital Balanced Advantage Fund is a Balanced Advantage fund and WhiteOak Capital Dividend Yield Fund is a Dividend Yield fund. WhiteOak Capital Balanced Advantage Fund charges 0.84% a year and WhiteOak Capital Dividend Yield Fund 2.53% (Direct plans). Their portfolios overlap 25.8%: they hold 30 of the same securities.
WhiteOak Capital Balanced Advantage Fund
Balanced Advantage
- Expense ratio
- 0.84%
- NAV
- ₹15.21
WhiteOak Capital Dividend Yield Fund
Dividend Yield
- Expense ratio
- 2.53%
- NAV
- ₹9.84
Which is better, WhiteOak Capital Balanced Advantage or WhiteOak Capital Dividend Yield? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- WhiteOak Capital Balanced Advantage costs less: 0.84% a year against 2.53% (Direct plans).
- WhiteOak Capital Dividend Yield fell less in its worst fall since 31-08-2026: −3.5% against −5.6%.
- WhiteOak Capital Balanced Advantage holds more in large companies: 45.8% of the fund in large caps against 19.2%.
- WhiteOak Capital Balanced Advantage is the larger fund: ₹2,256 Cr against ₹421 Cr.
- Their portfolios overlap 25.8%: 30 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | WhiteOak Capital Balanced Advantage Fund | WhiteOak Capital Dividend Yield Fund |
|---|---|---|
| Fund house | WhiteOak Capital Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Balanced Advantage | Dividend Yield |
| AUM | ₹2,256 Cr (30-09-2026) | ₹421 Cr (30-09-2026) |
| NAV | ₹15.21 (Direct) | ₹9.84 (Direct) |
| Expense ratio (Direct) | 0.84% | 2.53% |
| Expense ratio (Regular) | 2.25% | 3.82% |
| Riskometer | Very High | Moderate |
| Benchmark | CRISIL Hybrid 50+50 - Moderate Index | BSE 500 TRI |
| Launch date | 10-02-2023 | 28-08-2026 |
| Minimum investment | ₹500 | ₹100 |
| Lock in | None | None |
| Fund managers | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | Nil | Nil |
WhiteOak Capital Balanced Advantage vs WhiteOak Capital Dividend Yield: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| WhiteOak Capital Balanced Advantage Fund (Direct) | −0.45% | −2.43% | +2.18% | −0.57% | +11.37% | -- | -- |
| WhiteOak Capital Dividend Yield Fund (Direct) | −2.09% | -- | -- | -- | -- | -- | -- |
| Balanced Advantage average | −0.55% | −2.88% | +0.08% | −2.08% | +9.14% | -- | -- |
| Dividend Yield average | −1.57% | -- | -- | -- | -- | -- | -- |
Category average: the average of the 38 Balanced Advantage funds and the 12 Dividend Yield funds, same plan type.
WhiteOak Capital Balanced Advantage vs WhiteOak Capital Dividend Yield: Year-wise Returns
| Year | Balanced AdvantageWhiteOak Capital Balanced Advantage | Dividend YieldWhiteOak Capital Dividend Yield |
|---|---|---|
| 2026to date | −0.97% | -- |
| 2025 | +8.62% | -- |
| 2024 | +18.70% | -- |
WhiteOak Capital Balanced Advantage vs WhiteOak Capital Dividend Yield: Rolling Returns
Every holding period of both funds, against BSE 500 TRI, the benchmark of WhiteOak Capital Dividend Yield Fund
WhiteOak Capital Balanced Advantage vs WhiteOak Capital Dividend Yield: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | WhiteOak Capital Balanced Advantage Fund (Direct) | WhiteOak Capital Dividend Yield Fund (Direct) |
|---|---|---|
| Return (CAGR) | +12.11% | −9.13% |
| Standard deviation | 7.79% | 4.99% |
| Sharpe ratio | 0.76 | -2.89 |
| Sortino ratio | 1.06 | -3.42 |
| Maximum drawdown | −9.6% (30-03-2026) | −3.5% (29-10-2026) |
| Beta | -- | 0.14 |
| Alpha | -- | −9.17% |
From daily NAVs, 13-02-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
WhiteOak Capital Balanced Advantage Fund (Direct)
WhiteOak Capital Dividend Yield Fund (Direct)
BSE 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| WhiteOak Capital Balanced Advantage Fund (Direct) | −5.6% | 31-08-2026 | 23-10-2026 | Not yet | -- | −4.1% |
| WhiteOak Capital Dividend Yield Fund (Direct) | −3.5% | 25-09-2026 | 29-10-2026 | Not yet | -- | −2.8% |
| BSE 500 TRI | −8.3% | 31-08-2026 | 23-10-2026 | Not yet | -- | −6.4% |
From daily values since 31-08-2026, the first day every fund has.
WhiteOak Capital Balanced Advantage vs WhiteOak Capital Dividend Yield: Portfolio Overlap
From each fund's latest monthly portfolio: WhiteOak Capital Balanced Advantage Fund, September 2026; WhiteOak Capital Dividend Yield Fund, September 2026
Holdings in common
- Overlap
- 25.8%
- Held by both
- 30
- Only in WhiteOak Capital Balanced Advantage
- 110
- Only in WhiteOak Capital Dividend Yield
- 18
| Security | % of WhiteOak Capital Balanced Advantage | % of WhiteOak Capital Dividend Yield |
|---|---|---|
| ICICI Bank Limited | 6.97% | 3.15% |
| HDFC Bank Limited | 3.93% | 2.91% |
| Embassy Office Parks REIT | 2.82% | 9.46% |
| Nexus Select Trust - REIT | 2.71% | 9.68% |
| Reliance Industries Limited | 1.75% | 1.83% |
| Knowledge Realty Trust | 1.55% | 9.52% |
| Bharti Airtel Limited | 2.87% | 1.54% |
| Coforge Limited | 2.47% | 1.38% |
| State Bank of India | 1.90% | 0.79% |
| Brookfield India Real Estate Trust | 0.73% | 9.11% |
| Infosys Limited | 0.71% | 1.60% |
| Maruti Suzuki India Limited | 1.23% | 0.68% |
| Tech Mahindra Limited | 0.62% | 1.33% |
| Hindalco Industries Limited | 0.78% | 0.58% |
| Bajaj Finance Limited | 0.56% | 0.56% |
| National Stock Exchange Of India Ltd | 0.49% | 0.58% |
| HCL Technologies Limited | 0.44% | 0.81% |
| Tata Consultancy Services Limited | 0.58% | 0.39% |
| CARE Ratings Limited | 0.28% | 0.28% |
| Muthoot Finance Limited | 0.56% | 0.25% |
| Vedanta Aluminium Metal Limited | 0.23% | 0.27% |
| India Shelter Finance Corporation Limited | 0.31% | 0.21% |
| Oil India Limited | 0.50% | 0.18% |
| Oil & Natural Gas Corporation Limited | 0.39% | 0.16% |
| Axis Bank Limited | 0.96% | 0.15% |
| Power Grid Corporation of India Limited | 0.50% | 0.15% |
| Gillette India Limited | 0.13% | 0.27% |
| Computer Age Management Services Limited | 0.26% | 0.11% |
| Bagmane Prime Office REIT | 0.08% | 9.72% |
| NTPC Limited | 0.53% | 0.03% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 25.8% means 25.8% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in WhiteOak Capital Balanced Advantage Fund
| Security | % of fund |
|---|---|
| Nestle India Limited | 2.51% |
| Eternal Limited | 1.94% |
| Mahindra & Mahindra Limited | 1.93% |
| Kotak Mahindra Bank Limited | 1.88% |
| 7.77% Bajaj Finance Limited (17/04/2029) | 1.75% |
Largest holdings only in WhiteOak Capital Dividend Yield Fund
| Security | % of fund |
|---|---|
| Mindspace Business Parks REIT | 9.62% |
| Cube Highways Trust-InvIT Fund | 4.81% |
| 91 Days Tbill (MD 27/11/2026) | 3.89% |
| National Highways Infra Trust | 2.84% |
| 91 Days Tbill (MD 10/12/2026) | 1.18% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | WhiteOak Capital Balanced Advantage | WhiteOak Capital Dividend Yield |
|---|---|---|
| Equity | 66.1% | 23.9% |
| Debt | 17.2% | 6.3% |
| Cash and others | 16.7% | 69.8% |
Market cap of stocks
| Market cap | WhiteOak Capital Balanced Advantage | WhiteOak Capital Dividend Yield |
|---|---|---|
| Large Cap | 45.8% | 19.2% |
| Mid Cap | 7.4% | 1.6% |
| Small Cap | 8.9% | 1.5% |
| Not on AMFI's list | 4.0% | 1.7% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | WhiteOak Capital Balanced Advantage | WhiteOak Capital Dividend Yield |
|---|---|---|
| Banks | 15.6% | 7.1% |
| IT - Software | 5.8% | 5.5% |
| Pharmaceuticals & Biotechnology | 4.3% | 0.1% |
| Finance | 3.6% | 1.0% |
| Automobiles | 3.2% | 1.7% |
| Retailing | 3.0% | 0.0% |
| Telecom - Services | 2.9% | 1.5% |
| Petroleum Products | 1.8% | 2.1% |
| Capital Markets | 1.5% | 1.2% |
The six largest sectors of each fund's stocks, % of the fund.
WhiteOak Capital Balanced Advantage vs WhiteOak Capital Dividend Yield: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | WhiteOak Capital Balanced Advantage Fund | WhiteOak Capital Dividend Yield Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.84% | 2.53% |
| Base expense ratio (Direct) | 0.54% | 0.41% |
| Total expense ratio (Regular) | 2.25% | 3.82% |
| Base expense ratio (Regular) | 1.74% | 1.50% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
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WhiteOak Capital Balanced Advantage Fund vs WhiteOak Capital Dividend Yield Fund: Frequently Asked Questions
What is the difference between WhiteOak Capital Balanced Advantage Fund and WhiteOak Capital Dividend Yield Fund?
WhiteOak Capital Balanced Advantage Fund is a Balanced Advantage fund, WhiteOak Capital Dividend Yield Fund is a Dividend Yield fund, run by WhiteOak Capital Mutual Fund. Their portfolios overlap 25.8%. WhiteOak Capital Balanced Advantage Fund charges 0.84% a year and WhiteOak Capital Dividend Yield Fund 2.53%.
Which has the lower expense ratio, WhiteOak Capital Balanced Advantage Fund or WhiteOak Capital Dividend Yield Fund?
WhiteOak Capital Balanced Advantage Fund charges less: 0.84% a year against 2.53%. These are the Direct plans' total expense ratios reported to AMFI.
How much do WhiteOak Capital Balanced Advantage Fund and WhiteOak Capital Dividend Yield Fund overlap?
25.8%. They hold 30 of the same securities, the largest shared ones being ICICIBANK, HDFCBANK, EMBASSY-RR. From each fund's latest monthly portfolio.
Which is riskier, WhiteOak Capital Balanced Advantage Fund or WhiteOak Capital Dividend Yield Fund?
On SEBI's riskometer, WhiteOak Capital Balanced Advantage Fund is rated Very High and WhiteOak Capital Dividend Yield Fund Moderate. Over their common history, the standard deviation of daily returns was 7.79% and 4.99% a year.
Can I invest in both WhiteOak Capital Balanced Advantage Fund and WhiteOak Capital Dividend Yield Fund?
Yes. 25.8% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages WhiteOak Capital Balanced Advantage Fund and WhiteOak Capital Dividend Yield Fund?
WhiteOak Capital Balanced Advantage Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal. WhiteOak Capital Dividend Yield Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.