Bank of India Aggressive Hybrid Fund vs WhiteOak Capital Aggressive Hybrid Fund
Direct Plan, Growth option · Data as on 30-10-2026
Bank of India Aggressive Hybrid Fund and WhiteOak Capital Aggressive Hybrid Fund are both Aggressive Hybrid funds. Bank of India Aggressive Hybrid Fund charges 0.86% a year and WhiteOak Capital Aggressive Hybrid Fund 1.19% (Direct plans). Their portfolios overlap 3.7%: they hold 11 of the same securities.
Bank of India Aggressive Hybrid Fund
Aggressive Hybrid
- Expense ratio
- 0.86%
- NAV
- ₹44.94
WhiteOak Capital Aggressive Hybrid Fund
Aggressive Hybrid
- Expense ratio
- 1.19%
- NAV
- ₹10.11
Which is better, Bank of India Aggressive Hybrid or WhiteOak Capital Aggressive Hybrid? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Bank of India Aggressive Hybrid costs less: 0.86% a year against 1.19% (Direct plans).
- WhiteOak Capital Aggressive Hybrid fell less in its worst fall since 01-07-2026: −5.7% against −8.6%.
- WhiteOak Capital Aggressive Hybrid holds more in large companies: 45.0% of the fund in large caps against 0.0%.
- Bank of India Aggressive Hybrid is the larger fund: ₹2,196 Cr against ₹594 Cr.
- Their portfolios overlap 3.7%: 11 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Bank of India Aggressive Hybrid Fund | WhiteOak Capital Aggressive Hybrid Fund |
|---|---|---|
| Fund house | Bank of India Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Aggressive Hybrid | Aggressive Hybrid |
| AUM | ₹2,196 Cr (30-09-2026) | ₹594 Cr (30-09-2026) |
| NAV | ₹44.94 (Direct) | ₹10.11 (Direct) |
| Expense ratio (Direct) | 0.86% | 1.19% |
| Expense ratio (Regular) | 2.24% | 2.99% |
| Riskometer | Very High | Very High |
| Benchmark | 70% Nifty MidSmall cap 400 TRI Index & 30% CRISIL Short Term Bond Index | CRISIL Hybrid 35+65 - Aggressive Index |
| Launch date | 20-07-2016 | 30-06-2026 |
| Minimum investment | ₹5,000 | ₹100 |
| Lock in | None | None |
| Fund managers | Alok Singh | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months. | Nil |
Bank of India Aggressive Hybrid vs WhiteOak Capital Aggressive Hybrid: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Bank of India Aggressive Hybrid Fund (Direct) | −4.69% | −2.35% | +1.95% | +6.64% | +15.44% | +13.65% | +15.39% |
| WhiteOak Capital Aggressive Hybrid Fund (Direct) | −0.12% | −2.17% | -- | -- | -- | -- | -- |
| Aggressive Hybrid average | −0.88% | −3.67% | -- | -- | -- | -- | -- |
Category average: the average of the 29 Aggressive Hybrid funds, same plan type.
Bank of India Aggressive Hybrid vs WhiteOak Capital Aggressive Hybrid: Year-wise Returns
| Year | Bank of IndiaBank of India Aggressive Hybrid | WhiteOak CapitalWhiteOak Capital Aggressive Hybrid |
|---|---|---|
| 2026to date | +6.14% | -- |
| 2025 | +0.40% | -- |
| 2024 | +27.36% | -- |
| 2023 | +34.92% | -- |
| 2022 | −3.76% | -- |
| 2021 | +55.77% | -- |
Bank of India Aggressive Hybrid vs WhiteOak Capital Aggressive Hybrid: Rolling Returns
Every holding period of both funds
Bank of India Aggressive Hybrid vs WhiteOak Capital Aggressive Hybrid: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Bank of India Aggressive Hybrid Fund (Direct) | WhiteOak Capital Aggressive Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +15.63% | +0.90% |
| Standard deviation | 14.19% | 8.35% |
| Sharpe ratio | 0.72 | -0.52 |
| Sortino ratio | 0.96 | -0.67 |
| Maximum drawdown | −36.6% (23-03-2020) | −5.7% (23-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 27-07-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Bank of India Aggressive Hybrid Fund (Direct)
WhiteOak Capital Aggressive Hybrid Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Bank of India Aggressive Hybrid Fund (Direct) | −8.6% | 23-09-2026 | 23-10-2026 | Not yet | -- | −7.1% |
| WhiteOak Capital Aggressive Hybrid Fund (Direct) | −5.7% | 25-08-2026 | 23-10-2026 | Not yet | -- | −4.0% |
From daily values since 01-07-2026, the first day every fund has.
Bank of India Aggressive Hybrid vs WhiteOak Capital Aggressive Hybrid: Portfolio Overlap
From each fund's latest monthly portfolio: Bank of India Aggressive Hybrid Fund, September 2026; WhiteOak Capital Aggressive Hybrid Fund, September 2026
Holdings in common
- Overlap
- 3.7%
- Held by both
- 11
- Only in Bank of India Aggressive Hybrid
- 99
- Only in WhiteOak Capital Aggressive Hybrid
- 136
| Security | % of Bank of India Aggressive Hybrid | % of WhiteOak Capital Aggressive Hybrid |
|---|---|---|
| 7.44% National Bank For Agriculture and Rural Development (17/07/2029) | 1.35% | 1.67% |
| Max Financial Services Limited | 1.20% | 0.48% |
| Leela Palaces Hotels & Resorts Limited | 0.94% | 0.28% |
| Ajanta Pharma Limited | 0.76% | 0.26% |
| PB Fintech Limited | 0.54% | 0.25% |
| KRN Heat Exchanger And Refrigeration Limited | 1.06% | 0.23% |
| Mankind Pharma Limited | 1.82% | 0.20% |
| TD Power Systems Limited | 1.51% | 0.20% |
| Aditya Infotech Limited | 0.61% | 0.19% |
| Canara HSBC Life Insurance company Ltd | 1.17% | 0.12% |
| Asset Reconstruction Company India Limited | 0.12% | 0.36% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 3.7% means 3.7% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Bank of India Aggressive Hybrid Fund
| Security | % of fund |
|---|---|
| Bank of Maharashtra | 3.28% |
| Sterlite Technologies Limited | 2.46% |
| The Federal Bank Limited | 2.46% |
| Balrampur Chini Mills Limited | 2.02% |
| Quality Power Electrical Eqp Ltd | 1.96% |
Largest holdings only in WhiteOak Capital Aggressive Hybrid Fund
| Security | % of fund |
|---|---|
| ICICI Bank Limited | 7.21% |
| Bharti Airtel Limited | 3.45% |
| HDFC Bank Limited | 3.33% |
| Nestle India Limited | 2.76% |
| 7.57% LIC Housing Finance Limited (23/11/2029) | 2.50% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Bank of India Aggressive Hybrid | WhiteOak Capital Aggressive Hybrid |
|---|---|---|
| Equity | 70.0% | 70.3% |
| Debt | 23.9% | 17.7% |
| Cash and others | 6.1% | 11.9% |
Market cap of stocks
| Market cap | Bank of India Aggressive Hybrid | WhiteOak Capital Aggressive Hybrid |
|---|---|---|
| Large Cap | 0.0% | 45.0% |
| Mid Cap | 39.6% | 7.1% |
| Small Cap | 26.9% | 13.7% |
| Not on AMFI's list | 3.5% | 4.5% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Bank of India Aggressive Hybrid | WhiteOak Capital Aggressive Hybrid |
|---|---|---|
| Banks | 5.7% | 16.1% |
| Pharmaceuticals & Biotechnology | 9.6% | 4.1% |
| Electrical Equipment | 6.1% | 1.7% |
| Finance | 3.4% | 5.3% |
| Telecom - Equipment & Accessories | 4.4% | 0.0% |
| Retailing | 0.0% | 4.0% |
| IT - Software | 0.0% | 4.0% |
| Auto Components | 3.8% | 0.7% |
| Industrial Manufacturing | 3.8% | 0.8% |
| Consumer Durables | 1.3% | 3.7% |
The six largest sectors of each fund's stocks, % of the fund.
Bank of India Aggressive Hybrid vs WhiteOak Capital Aggressive Hybrid: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Bank of India Aggressive Hybrid Fund | WhiteOak Capital Aggressive Hybrid Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.86% | 1.19% |
| Base expense ratio (Direct) | 0.56% | 0.53% |
| Total expense ratio (Regular) | 2.24% | 2.99% |
| Base expense ratio (Regular) | 1.73% | 2.06% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Bank of India Aggressive Hybrid with
Bank of India Aggressive Hybrid Fund vs WhiteOak Capital Aggressive Hybrid Fund: Frequently Asked Questions
What is the difference between Bank of India Aggressive Hybrid Fund and WhiteOak Capital Aggressive Hybrid Fund?
Both are Aggressive Hybrid funds, run by Bank of India Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 3.7%. Bank of India Aggressive Hybrid Fund charges 0.86% a year and WhiteOak Capital Aggressive Hybrid Fund 1.19%.
Which has the lower expense ratio, Bank of India Aggressive Hybrid Fund or WhiteOak Capital Aggressive Hybrid Fund?
Bank of India Aggressive Hybrid Fund charges less: 0.86% a year against 1.19%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Bank of India Aggressive Hybrid Fund and WhiteOak Capital Aggressive Hybrid Fund overlap?
3.7%. They hold 11 of the same securities, the largest shared ones being 7.44% National Bank For Agriculture and Rural Development (17/07/2029), MFSL, THELEELA. From each fund's latest monthly portfolio.
Which is riskier, Bank of India Aggressive Hybrid Fund or WhiteOak Capital Aggressive Hybrid Fund?
On SEBI's riskometer, Bank of India Aggressive Hybrid Fund is rated Very High and WhiteOak Capital Aggressive Hybrid Fund Very High. Over their common history, the standard deviation of daily returns was 14.19% and 8.35% a year.
Can I invest in both Bank of India Aggressive Hybrid Fund and WhiteOak Capital Aggressive Hybrid Fund?
Yes. 3.7% of each fund's money sits in the same holdings, so the two hold mostly different investments.
Who manages Bank of India Aggressive Hybrid Fund and WhiteOak Capital Aggressive Hybrid Fund?
Bank of India Aggressive Hybrid Fund: Alok Singh. WhiteOak Capital Aggressive Hybrid Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.