Samco Dynamic Asset Allocation Fund vs Samco Multi Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
Samco Dynamic Asset Allocation Fund is a Balanced Advantage fund and Samco Multi Cap Fund is a Multi Cap fund. In the year to 30-10-2026, Samco Dynamic Asset Allocation Fund (Direct) returned −4.1% and Samco Multi Cap Fund (Direct) returned −3.5%. Samco Dynamic Asset Allocation Fund charges 1.95% a year and Samco Multi Cap Fund 2.26% (Direct plans). Their portfolios overlap 28.4%: they hold 34 of the same securities.
Samco Dynamic Asset Allocation Fund
Balanced Advantage
- 1 year return
- −4.1%
- Expense ratio
- 1.95%
- NAV
- ₹10.41
Which is better, Samco Dynamic Asset Allocation or Samco Multi Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Samco Multi Cap returned more over 1 year: −3.5% against −4.1%.
- Samco Dynamic Asset Allocation costs less: 1.95% a year against 2.26% (Direct plans).
- Samco Dynamic Asset Allocation fell less in its worst fall since 06-11-2024: −13.2% against −20.1%.
- Samco Dynamic Asset Allocation holds more in large companies: 32.6% of the fund in large caps against 18.8%.
- Samco Multi Cap is the larger fund: ₹220 Cr against ₹157 Cr.
- Their portfolios overlap 28.4%: 34 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Samco Dynamic Asset Allocation Fund | Samco Multi Cap Fund |
|---|---|---|
| Fund house | Samco Mutual Fund | Samco Mutual Fund |
| Category | Balanced Advantage | Multi Cap |
| AUM | ₹157 Cr (30-09-2026) | ₹220 Cr (30-09-2026) |
| NAV | ₹10.41 (Direct) | ₹9.06 (Direct) |
| Expense ratio (Direct) | 1.95% | 2.26% |
| Expense ratio (Regular) | 3.42% | 3.74% |
| Riskometer | Very High | Very High |
| Benchmark | NIFTY 50 Hybrid Composite Debt 50:50 Index | NIFTY 500 Multicap 50:25:25 Total Return Index |
| Launch date | 28-12-2023 | 30-10-2024 |
| Minimum investment | ₹5,000 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Umeshkumar Mehta, Nirali Bhansali, Dhawal Dhanani, Vishal Shinde | Umeshkumar Mehta, Nirali Bhansali, Dhawal Dhanani, Vishal Shinde |
| Exit load | Exit Load for units in excess of 25% of the investment,1% will be charged for redemption within 12 months. | Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months. |
Samco Dynamic Asset Allocation vs Samco Multi Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Samco Dynamic Asset Allocation Fund (Direct) | −1.05% | −1.05% | −0.38% | −4.06% | -- | -- | -- |
| Samco Multi Cap Fund (Direct) | −1.52% | +3.90% | +4.86% | −3.51% | -- | -- | -- |
| Balanced Advantage average | −0.55% | −2.88% | +0.08% | −2.08% | -- | -- | -- |
| Multi Cap average | −2.65% | −3.95% | +1.99% | −1.14% | -- | -- | -- |
Category average: the average of the 38 Balanced Advantage funds and the 33 Multi Cap funds, same plan type.
Samco Dynamic Asset Allocation vs Samco Multi Cap: Year-wise Returns
| Year | Dynamic Asset AllocationSamco Dynamic Asset Allocation | Multi CapSamco Multi Cap |
|---|---|---|
| 2026to date | −3.34% | +0.33% |
| 2025 | −3.06% | −6.91% |
Samco Dynamic Asset Allocation vs Samco Multi Cap: Rolling Returns
Every holding period of both funds, against Nifty500 Multicap 50:25:25 TRI, the benchmark of Samco Multi Cap Fund
Rolling returns
Every 1-year holding period, 243 of them, one for each trading day from 06-11-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Samco Dynamic Asset Allocation Fund (Direct)
Samco Multi Cap Fund (Direct)
Nifty500 Multicap 50:25:25 TRI
to
Dec 2025Feb 2025
to
Feb 2026Apr 2025
to
Apr 2026Jun 2025
to
Jun 2026Aug 2025
to
Aug 2026Oct 2025
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Samco Dynamic Asset Allocation | 62.1 | 37.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | −0.9% | −0.8% | −8.1% | 4.9% | 9% |
| Samco Multi Cap | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | −6.2% | −6.1% | −13.1% | −0.3% | 6% |
| Nifty500 Multicap 50:25:25 TRI | 18.1 | 39.1 | 32.9 | 7.4 | 2.5 | 0.0 | 0.0 | 4.2% | 4.2% | −7.6% | 16.2% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty500 Multicap 50:25:25 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 06-11-2024. Past returns do not promise future returns.
Samco Dynamic Asset Allocation vs Samco Multi Cap: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 04-11-2024 to 30-10-2026: 24 instalments, ₹2,40,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Samco Dynamic Asset AllocationSamco Dynamic Asset Allocation Fund (Direct) | ₹2,40,000 | ₹2,35,250 | −₹4,750 | −1.9% |
| Samco Multi CapSamco Multi Cap Fund (Direct) | ₹2,40,000 | ₹2,38,116 | −₹1,884 | −0.8% |
Samco Dynamic Asset AllocationSamco Dynamic Asset Allocation Fund (Direct)
Samco Multi CapSamco Multi Cap Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Samco Dynamic Asset Allocation vs Samco Multi Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Samco Dynamic Asset Allocation Fund (Direct) | Samco Multi Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | −4.06% | −3.51% |
| Standard deviation | 10.02% | 12.65% |
| Sharpe ratio | -0.93 | -0.69 |
| Sortino ratio | -1.19 | -0.90 |
| Maximum drawdown | −8.9% (30-03-2026) | −13.8% (23-03-2026) |
| Beta | -- | 0.68 |
| Alpha | -- | −1.13% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Samco Dynamic Asset Allocation Fund (Direct) | Samco Multi Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +1.33% | −5.15% |
| Standard deviation | 11.02% | 11.24% |
| Sharpe ratio | -0.42 | -0.96 |
| Sortino ratio | -0.53 | -1.22 |
| Maximum drawdown | −15.3% (30-03-2026) | −20.1% (23-03-2026) |
| Beta | -- | 0.62 |
| Alpha | -- | −6.42% |
From daily NAVs, 04-01-2024 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Samco Dynamic Asset Allocation Fund (Direct)
Samco Multi Cap Fund (Direct)
Nifty500 Multicap 50:25:25 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Samco Dynamic Asset Allocation Fund (Direct) | −13.2% | 16-12-2024 | 30-03-2026 | Not yet | -- | −9.6% |
| Samco Multi Cap Fund (Direct) | −20.1% | 11-12-2024 | 23-03-2026 | Not yet | -- | −10.5% |
| Nifty500 Multicap 50:25:25 TRI | −17.1% | 11-12-2024 | 03-03-2025 | 27-06-2025 | 4 months | −8.0% |
From daily values since 06-11-2024, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Samco Dynamic Asset Allocation Fund (Direct)
Samco Multi Cap Fund (Direct)
Nifty500 Multicap 50:25:25 TRI
Against Nifty500 Multicap 50:25:25 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Samco Dynamic Asset Allocation Fund (Direct) | 32% | 43% | 11.78% |
| Samco Multi Cap Fund (Direct) | 57% | 75% | 10.05% |
From month-end values since 06-11-2024. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Samco Dynamic Asset Allocation vs Samco Multi Cap: Portfolio Overlap
From each fund's latest monthly portfolio: Samco Dynamic Asset Allocation Fund, September 2026; Samco Multi Cap Fund, September 2026
Holdings in common
- Overlap
- 28.4%
- Held by both
- 34
- Only in Samco Dynamic Asset Allocation
- 45
- Only in Samco Multi Cap
- 59
| Security | % of Samco Dynamic Asset Allocation | % of Samco Multi Cap |
|---|---|---|
| Samvardhana Motherson International Limited | 1.57% | 1.58% |
| Welspun Corp Limited | 1.69% | 1.50% |
| Adani Power Limited | 2.28% | 1.38% |
| HFCL Limited | 1.54% | 1.37% |
| Titan Company Limited | 1.32% | 1.49% |
| Adani Energy Solutions Limited | 1.57% | 1.28% |
| Laurus Labs Limited | 1.28% | 1.82% |
| Syrma SGS Technology Limited | 1.05% | 1.54% |
| FSN E-Commerce Ventures Limited | 1.02% | 1.65% |
| Kirloskar Oil Engines Limited | 1.00% | 1.20% |
| Hitachi Energy India Limited | 1.09% | 0.98% |
| Bank of Maharashtra | 0.98% | 1.72% |
| Torrent Pharmaceuticals Limited | 2.46% | 0.96% |
| Apollo Hospitals Enterprise Limited | 1.17% | 0.94% |
| Vedanta Limited | 1.40% | 0.93% |
| Anand Rathi Wealth Limited | 0.92% | 1.16% |
| Acutaas Chemicals Limited | 0.90% | 1.20% |
| Granules India Limited | 0.82% | 1.17% |
| Bharat Forge Limited | 0.79% | 1.07% |
| Multi Commodity Exchange of India Limited | 0.74% | 1.71% |
| The Federal Bank Limited | 0.74% | 1.59% |
| Chennai Petroleum Corporation Limited | 0.68% | 1.37% |
| National Stock Exchange Of India Ltd | 0.61% | 4.27% |
| Apar Industries Limited | 0.59% | 0.66% |
| Tata Motors Passenger Vehicles Limited | 0.59% | 0.99% |
| National Aluminium Company Limited | 0.57% | 1.69% |
| The Jammu & Kashmir Bank Limited | 0.51% | 0.99% |
| Karur Vysya Bank Limited | 0.45% | 1.07% |
| Sona BLW Precision Forgings Limited | 0.44% | 0.70% |
| Bank of India | 0.40% | 1.72% |
| The Great Eastern Shipping Company Limited | 0.38% | 1.26% |
| Hindustan Petroleum Corporation Limited | 0.38% | 1.34% |
| Honasa Consumer Limited | 0.37% | 0.44% |
| Ather Energy Limited | 0.01% | 0.01% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 28.4% means 28.4% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Samco Dynamic Asset Allocation Fund
| Security | % of fund |
|---|---|
| 7.38% Government of India (20/06/2027) | 16.07% |
| Religare Enterprises Limited | 8.76% |
| Cummins India Limited | 1.70% |
| Steamhouse India Limited | 1.58% |
| Hindalco Industries Limited | 1.47% |
Largest holdings only in Samco Multi Cap Fund
| Security | % of fund |
|---|---|
| Lalithaa Jewellery Mart Ltd | 2.16% |
| Solar Industries India Limited | 1.94% |
| Divi's Laboratories Limited | 1.62% |
| Manipal Payment and Identity Solutions Ltd | 1.49% |
| Asset Reconstruction Company India Limited | 1.46% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Samco Dynamic Asset Allocation | Samco Multi Cap |
|---|---|---|
| Equity | 71.3% | 85.0% |
| Debt | 16.1% | 0.0% |
| Cash and others | 12.6% | 15.0% |
Market cap of stocks
| Market cap | Samco Dynamic Asset Allocation | Samco Multi Cap |
|---|---|---|
| Large Cap | 32.6% | 18.8% |
| Mid Cap | 14.1% | 19.2% |
| Small Cap | 21.4% | 37.2% |
| Not on AMFI's list | 3.2% | 9.9% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Samco Dynamic Asset Allocation | Samco Multi Cap |
|---|---|---|
| Finance | 12.2% | 1.5% |
| Pharmaceuticals & Biotechnology | 6.4% | 9.9% |
| Banks | 8.4% | 9.4% |
| Electrical Equipment | 4.4% | 7.8% |
| Capital Markets | 2.9% | 7.1% |
| Power | 5.7% | 2.7% |
| Auto Components | 2.9% | 5.3% |
| Consumer Durables | 1.3% | 5.0% |
| Industrial Products | 4.6% | 4.8% |
The six largest sectors of each fund's stocks, % of the fund.
Samco Dynamic Asset Allocation vs Samco Multi Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Samco Dynamic Asset Allocation Fund | Samco Multi Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.95% | 2.26% |
| Base expense ratio (Direct) | 0.79% | 0.77% |
| Total expense ratio (Regular) | 3.42% | 3.74% |
| Base expense ratio (Regular) | 2.10% | 2.10% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
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Samco Dynamic Asset Allocation Fund vs Samco Multi Cap Fund: Frequently Asked Questions
What is the difference between Samco Dynamic Asset Allocation Fund and Samco Multi Cap Fund?
Samco Dynamic Asset Allocation Fund is a Balanced Advantage fund, Samco Multi Cap Fund is a Multi Cap fund, run by Samco Mutual Fund. Their portfolios overlap 28.4%. Samco Dynamic Asset Allocation Fund charges 1.95% a year and Samco Multi Cap Fund 2.26%.
Which has given higher returns, Samco Dynamic Asset Allocation Fund or Samco Multi Cap Fund?
Over 1 year: Samco Dynamic Asset Allocation Fund −4.06%, Samco Multi Cap Fund −3.51%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Samco Dynamic Asset Allocation Fund or Samco Multi Cap Fund?
Samco Dynamic Asset Allocation Fund charges less: 1.95% a year against 2.26%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Samco Dynamic Asset Allocation Fund and Samco Multi Cap Fund overlap?
28.4%. They hold 34 of the same securities, the largest shared ones being MOTHERSON, WELCORP, ADANIPOWER. From each fund's latest monthly portfolio.
Which is riskier, Samco Dynamic Asset Allocation Fund or Samco Multi Cap Fund?
On SEBI's riskometer, Samco Dynamic Asset Allocation Fund is rated Very High and Samco Multi Cap Fund Very High. Over 1 years, the standard deviation of daily returns was 10.02% and 12.65% a year.
Can I invest in both Samco Dynamic Asset Allocation Fund and Samco Multi Cap Fund?
Yes. 28.4% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Samco Dynamic Asset Allocation Fund and Samco Multi Cap Fund?
Samco Dynamic Asset Allocation Fund: Umeshkumar Mehta, Nirali Bhansali, Dhawal Dhanani, Vishal Shinde. Samco Multi Cap Fund: Umeshkumar Mehta, Nirali Bhansali, Dhawal Dhanani, Vishal Shinde.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.