LIC MF Multi Cap Fund vs Samco Multi Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
LIC MF Multi Cap Fund and Samco Multi Cap Fund are both Multi Cap funds. In the year to 30-10-2026, LIC MF Multi Cap Fund (Direct) returned 1.0% and Samco Multi Cap Fund (Direct) returned −3.5%. LIC MF Multi Cap Fund charges 0.79% a year and Samco Multi Cap Fund 2.26% (Direct plans). Their portfolios overlap 6.1%: they hold 7 of the same securities.
Which is better, LIC MF Multi Cap or Samco Multi Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- LIC MF Multi Cap returned more over 1 year: 1.0% against −3.5%.
- LIC MF Multi Cap costs less: 0.79% a year against 2.26% (Direct plans).
- LIC MF Multi Cap fell less in its worst fall since 06-11-2024: −19.3% against −20.1%.
- LIC MF Multi Cap holds more in large companies: 37.7% of the fund in large caps against 18.8%.
- LIC MF Multi Cap is the larger fund: ₹2,187 Cr against ₹220 Cr.
- Their portfolios overlap 6.1%: 7 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | LIC MF Multi Cap Fund | Samco Multi Cap Fund |
|---|---|---|
| Fund house | LIC Mutual Fund | Samco Mutual Fund |
| Category | Multi Cap | Multi Cap |
| AUM | ₹2,187 Cr (30-09-2026) | ₹220 Cr (30-09-2026) |
| NAV | ₹18.71 (Direct) | ₹9.06 (Direct) |
| Expense ratio (Direct) | 0.79% | 2.26% |
| Expense ratio (Regular) | 2.15% | 3.74% |
| Riskometer | Very High | Very High |
| Benchmark | NIFTY 500 Multicap 50:25:25 Total Return Index | NIFTY 500 Multicap 50:25:25 Total Return Index |
| Launch date | 02-11-2022 | 30-10-2024 |
| Minimum investment | ₹5,000 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Dikshit Mittal, Mahesh Bendre, Nikhil Kapoor | Umeshkumar Mehta, Nirali Bhansali, Dhawal Dhanani, Vishal Shinde |
| Exit load | Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 12 months. | Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months. |
LIC MF Multi Cap vs Samco Multi Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| LIC MF Multi Cap Fund (Direct) | −1.81% | −3.18% | +5.71% | +1.01% | +16.94% | -- | -- |
| Samco Multi Cap Fund (Direct) | −1.52% | +3.90% | +4.86% | −3.51% | -- | -- | -- |
| Multi Cap average | −2.65% | −3.95% | +1.99% | −1.14% | -- | -- | -- |
Category average: the average of the 33 Multi Cap funds, same plan type.
LIC MF Multi Cap vs Samco Multi Cap: Year-wise Returns
| Year | LIC MFLIC MF Multi Cap | SamcoSamco Multi Cap | Nifty500 Multicap 50:25:25 TRI |
|---|---|---|---|
| 2026to date | +2.52% | +0.33% | −5.56% |
| 2025 | +2.79% | −6.91% | +5.29% |
| 2024 | +34.47% | -- | +19.34% |
| 2023 | +32.98% | -- | +33.74% |
LIC MF Multi Cap vs Samco Multi Cap: Rolling Returns
Every holding period of both funds, against Nifty500 Multicap 50:25:25 TRI, the benchmark of both
Rolling returns
Every 1-year holding period, 242 of them, one for each trading day from 06-11-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
LIC MF Multi Cap Fund (Direct)
Samco Multi Cap Fund (Direct)
Nifty500 Multicap 50:25:25 TRI
to
Dec 2025Feb 2025
to
Feb 2026Apr 2025
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Apr 2026Jun 2025
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Jun 2026Aug 2025
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Aug 2026Oct 2025
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| LIC MF Multi Cap | 4.5 | 26.9 | 40.1 | 21.5 | 7.0 | 0.0 | 0.0 | 7.6% | 7.6% | −1.4% | 19.8% | 79% |
| Samco Multi Cap | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | −6.2% | −6.1% | −13.1% | −0.3% | 6% |
| Nifty500 Multicap 50:25:25 TRI | 17.8 | 39.3 | 33.1 | 7.4 | 2.5 | 0.0 | 0.0 | 4.2% | 4.2% | −7.6% | 16.2% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty500 Multicap 50:25:25 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 06-11-2024. Past returns do not promise future returns.
LIC MF Multi Cap vs Samco Multi Cap: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 04-11-2024 to 30-10-2026: 24 instalments, ₹2,40,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| LIC MF Multi CapLIC MF Multi Cap Fund (Direct) | ₹2,40,000 | ₹2,55,061 | ₹15,061 | 6.0% |
| Samco Multi CapSamco Multi Cap Fund (Direct) | ₹2,40,000 | ₹2,38,116 | −₹1,884 | −0.8% |
LIC MF Multi CapLIC MF Multi Cap Fund (Direct)
Samco Multi CapSamco Multi Cap Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
LIC MF Multi Cap vs Samco Multi Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | LIC MF Multi Cap Fund (Direct) | Samco Multi Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +1.01% | −3.51% |
| Standard deviation | 15.66% | 12.65% |
| Sharpe ratio | -0.27 | -0.69 |
| Sortino ratio | -0.37 | -0.90 |
| Maximum drawdown | −14.8% (31-03-2026) | −13.8% (23-03-2026) |
| Beta | 1.01 | 0.68 |
| Alpha | +7.21% | −1.13% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | LIC MF Multi Cap Fund (Direct) | Samco Multi Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +16.93% | −5.15% |
| Standard deviation | 14.09% | 11.24% |
| Sharpe ratio | 0.76 | -0.96 |
| Sortino ratio | 1.04 | -1.22 |
| Maximum drawdown | −19.3% (28-02-2025) | −20.1% (23-03-2026) |
| Beta | 0.96 | 0.62 |
| Alpha | +4.92% | −6.42% |
From daily NAVs, 02-11-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
LIC MF Multi Cap Fund (Direct)
Samco Multi Cap Fund (Direct)
Nifty500 Multicap 50:25:25 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| LIC MF Multi Cap Fund (Direct) | −19.3% | 16-12-2024 | 28-02-2025 | 17-10-2025 | 8 months | −7.0% |
| Samco Multi Cap Fund (Direct) | −20.1% | 11-12-2024 | 23-03-2026 | Not yet | -- | −10.5% |
| Nifty500 Multicap 50:25:25 TRI | −17.1% | 11-12-2024 | 03-03-2025 | 27-06-2025 | 4 months | −8.0% |
From daily values since 06-11-2024, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
LIC MF Multi Cap Fund (Direct)
Samco Multi Cap Fund (Direct)
Nifty500 Multicap 50:25:25 TRI
Against Nifty500 Multicap 50:25:25 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| LIC MF Multi Cap Fund (Direct) | 124% | 106% | 5.18% |
| Samco Multi Cap Fund (Direct) | 57% | 75% | 10.05% |
From month-end values since 06-11-2024. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
LIC MF Multi Cap vs Samco Multi Cap: Portfolio Overlap
From each fund's latest monthly portfolio: LIC MF Multi Cap Fund, September 2026; Samco Multi Cap Fund, September 2026
Holdings in common
- Overlap
- 6.1%
- Held by both
- 7
- Only in LIC MF Multi Cap
- 55
- Only in Samco Multi Cap
- 86
| Security | % of LIC MF Multi Cap | % of Samco Multi Cap |
|---|---|---|
| The Federal Bank Ltd. | 1.43% | 1.59% |
| Samvardhana Motherson International Ltd. | 1.30% | 1.58% |
| Bharat Forge Ltd. | 1.56% | 1.07% |
| Torrent Pharmaceuticals Ltd. | 0.96% | 0.96% |
| Avalon Technologies Ltd. | 3.05% | 0.49% |
| Azad Engineering Ltd. | 1.52% | 0.49% |
| Garware Hi-Tech Films Ltd. | 3.96% | 0.35% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 6.1% means 6.1% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in LIC MF Multi Cap Fund
| Security | % of fund |
|---|---|
| ICICI Bank Ltd. | 3.33% |
| Kotak Mahindra Bank Ltd. | 2.86% |
| HDFC Bank Ltd. | 2.78% |
| Lenskart Solutions Ltd. | 2.38% |
| Eternal Ltd. | 2.23% |
Largest holdings only in Samco Multi Cap Fund
| Security | % of fund |
|---|---|
| National Stock Exchange Of India Ltd | 4.27% |
| Lalithaa Jewellery Mart Ltd | 2.16% |
| Solar Industries India Limited | 1.94% |
| Laurus Labs Limited | 1.82% |
| Bank of Maharashtra | 1.72% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | LIC MF Multi Cap | Samco Multi Cap |
|---|---|---|
| Equity | 93.5% | 85.0% |
| Debt | 0.0% | 0.0% |
| Cash and others | 6.5% | 15.0% |
Market cap of stocks
| Market cap | LIC MF Multi Cap | Samco Multi Cap |
|---|---|---|
| Large Cap | 37.7% | 18.8% |
| Mid Cap | 29.8% | 19.2% |
| Small Cap | 26.0% | 37.2% |
| Not on AMFI's list | 0.0% | 9.9% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | LIC MF Multi Cap | Samco Multi Cap |
|---|---|---|
| Banks | 13.8% | 9.4% |
| Pharmaceuticals & Biotechnology | 4.2% | 9.9% |
| Electrical Equipment | 7.7% | 7.8% |
| Capital Markets | 2.8% | 7.1% |
| Retailing | 6.8% | 2.0% |
| Auto Components | 5.0% | 5.3% |
| Industrial Products | 5.1% | 4.8% |
| Consumer Durables | 2.8% | 5.0% |
| Automobiles | 5.0% | 1.8% |
The six largest sectors of each fund's stocks, % of the fund.
LIC MF Multi Cap vs Samco Multi Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | LIC MF Multi Cap Fund | Samco Multi Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.79% | 2.26% |
| Base expense ratio (Direct) | 0.49% | 0.77% |
| Total expense ratio (Regular) | 2.15% | 3.74% |
| Base expense ratio (Regular) | 1.75% | 2.10% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare LIC MF Multi Cap with
LIC MF Multi Cap Fund vs Samco Multi Cap Fund: Frequently Asked Questions
What is the difference between LIC MF Multi Cap Fund and Samco Multi Cap Fund?
Both are Multi Cap funds, run by LIC Mutual Fund and Samco Mutual Fund. Their portfolios overlap 6.1%. LIC MF Multi Cap Fund charges 0.79% a year and Samco Multi Cap Fund 2.26%.
Which has given higher returns, LIC MF Multi Cap Fund or Samco Multi Cap Fund?
Over 1 year: LIC MF Multi Cap Fund +1.01%, Samco Multi Cap Fund −3.51%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, LIC MF Multi Cap Fund or Samco Multi Cap Fund?
LIC MF Multi Cap Fund charges less: 0.79% a year against 2.26%. These are the Direct plans' total expense ratios reported to AMFI.
How much do LIC MF Multi Cap Fund and Samco Multi Cap Fund overlap?
6.1%. They hold 7 of the same securities, the largest shared ones being FEDERALBNK, MOTHERSON, BHARATFORG. From each fund's latest monthly portfolio.
Which is riskier, LIC MF Multi Cap Fund or Samco Multi Cap Fund?
On SEBI's riskometer, LIC MF Multi Cap Fund is rated Very High and Samco Multi Cap Fund Very High. Over 1 years, the standard deviation of daily returns was 15.66% and 12.65% a year.
Can I invest in both LIC MF Multi Cap Fund and Samco Multi Cap Fund?
Yes. 6.1% of each fund's money sits in the same holdings, so the two hold mostly different investments.
Who manages LIC MF Multi Cap Fund and Samco Multi Cap Fund?
LIC MF Multi Cap Fund: Dikshit Mittal, Mahesh Bendre, Nikhil Kapoor. Samco Multi Cap Fund: Umeshkumar Mehta, Nirali Bhansali, Dhawal Dhanani, Vishal Shinde.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.