Samco Dynamic Asset Allocation Fund vs WhiteOak Capital Balanced Advantage Fund
Direct Plan, Growth option · Data as on 30-10-2026
Samco Dynamic Asset Allocation Fund and WhiteOak Capital Balanced Advantage Fund are both Balanced Advantage funds. In the year to 30-10-2026, Samco Dynamic Asset Allocation Fund (Direct) returned −4.1% and WhiteOak Capital Balanced Advantage Fund (Direct) returned −0.6%. Samco Dynamic Asset Allocation Fund charges 1.95% a year and WhiteOak Capital Balanced Advantage Fund 0.84% (Direct plans). Their portfolios overlap 9.3%: they hold 16 of the same securities.
Samco Dynamic Asset Allocation Fund
Balanced Advantage
- 1 year return
- −4.1%
- Expense ratio
- 1.95%
- NAV
- ₹10.41
WhiteOak Capital Balanced Advantage Fund
Balanced Advantage
- 1 year return
- −0.6%
- Expense ratio
- 0.84%
- NAV
- ₹15.21
Which is better, Samco Dynamic Asset Allocation or WhiteOak Capital Balanced Advantage? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- WhiteOak Capital Balanced Advantage returned more over 1 year: −0.6% against −4.1%.
- WhiteOak Capital Balanced Advantage costs less: 0.84% a year against 1.95% (Direct plans).
- WhiteOak Capital Balanced Advantage fell less in its worst fall since 04-01-2024: −9.6% against −15.3%.
- WhiteOak Capital Balanced Advantage holds more in large companies: 45.8% of the fund in large caps against 32.6%.
- WhiteOak Capital Balanced Advantage is the larger fund: ₹2,256 Cr against ₹157 Cr.
- Their portfolios overlap 9.3%: 16 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Samco Dynamic Asset Allocation Fund | WhiteOak Capital Balanced Advantage Fund |
|---|---|---|
| Fund house | Samco Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Balanced Advantage | Balanced Advantage |
| AUM | ₹157 Cr (30-09-2026) | ₹2,256 Cr (30-09-2026) |
| NAV | ₹10.41 (Direct) | ₹15.21 (Direct) |
| Expense ratio (Direct) | 1.95% | 0.84% |
| Expense ratio (Regular) | 3.42% | 2.25% |
| Riskometer | Very High | Very High |
| Benchmark | NIFTY 50 Hybrid Composite Debt 50:50 Index | CRISIL Hybrid 50+50 - Moderate Index |
| Launch date | 28-12-2023 | 10-02-2023 |
| Minimum investment | ₹5,000 | ₹500 |
| Lock in | None | None |
| Fund managers | Umeshkumar Mehta, Nirali Bhansali, Dhawal Dhanani, Vishal Shinde | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | Exit Load for units in excess of 25% of the investment,1% will be charged for redemption within 12 months. | Nil |
Samco Dynamic Asset Allocation vs WhiteOak Capital Balanced Advantage: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Samco Dynamic Asset Allocation Fund (Direct) | −1.05% | −1.05% | −0.38% | −4.06% | -- | -- | -- |
| WhiteOak Capital Balanced Advantage Fund (Direct) | −0.45% | −2.43% | +2.18% | −0.57% | +11.37% | -- | -- |
| Balanced Advantage average | −0.55% | −2.88% | +0.08% | −2.08% | +9.14% | -- | -- |
Category average: the average of the 38 Balanced Advantage funds, same plan type.
Samco Dynamic Asset Allocation vs WhiteOak Capital Balanced Advantage: Year-wise Returns
| Year | Samco Dynamic Asset AllocationSamco Dynamic Asset Allocation | WhiteOak Capital Balanced AdvantageWhiteOak Capital Balanced Advantage |
|---|---|---|
| 2026to date | −3.34% | −0.97% |
| 2025 | −3.06% | +8.62% |
| 2024 | -- | +18.70% |
Samco Dynamic Asset Allocation vs WhiteOak Capital Balanced Advantage: Rolling Returns
Every holding period of both funds
Rolling returns
Every 1-year holding period, 449 of them, one for each trading day from 06-01-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Samco Dynamic Asset Allocation Fund (Direct)
WhiteOak Capital Balanced Advantage Fund (Direct)
to
Feb 2025Jun 2024
to
Jun 2025Oct 2024
to
Oct 2025Jan 2025
to
Jan 2026May 2025
to
May 2026Sept 2025
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Samco Dynamic Asset Allocation | 57.2 | 39.0 | 3.6 | 0.2 | 0.0 | 0.0 | 0.0 | −0.9% | −0.6% | −9.9% | 10.0% |
| WhiteOak Capital Balanced Advantage | 2.0 | 23.7 | 39.1 | 29.2 | 6.0 | 0.0 | 0.0 | 8.2% | 8.5% | −2.1% | 18.5% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 04-01-2024. Past returns do not promise future returns.
Samco Dynamic Asset Allocation vs WhiteOak Capital Balanced Advantage: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 04-01-2024 to 30-10-2026: 34 instalments, ₹3,40,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Samco Dynamic Asset AllocationSamco Dynamic Asset Allocation Fund (Direct) | ₹3,40,000 | ₹3,32,327 | −₹7,673 | −1.6% |
| WhiteOak Capital Balanced AdvantageWhiteOak Capital Balanced Advantage Fund (Direct) | ₹3,40,000 | ₹3,65,884 | ₹25,884 | 5.1% |
Samco Dynamic Asset AllocationSamco Dynamic Asset Allocation Fund (Direct)
WhiteOak Capital Balanced AdvantageWhiteOak Capital Balanced Advantage Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Samco Dynamic Asset Allocation vs WhiteOak Capital Balanced Advantage: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Samco Dynamic Asset Allocation Fund (Direct) | WhiteOak Capital Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | −4.06% | −0.57% |
| Standard deviation | 10.02% | 8.98% |
| Sharpe ratio | -0.93 | -0.65 |
| Sortino ratio | -1.19 | -0.87 |
| Maximum drawdown | −8.9% (30-03-2026) | −9.6% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Samco Dynamic Asset Allocation Fund (Direct) | WhiteOak Capital Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | +1.33% | +12.11% |
| Standard deviation | 11.02% | 7.79% |
| Sharpe ratio | -0.42 | 0.76 |
| Sortino ratio | -0.53 | 1.06 |
| Maximum drawdown | −15.3% (30-03-2026) | −9.6% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 04-01-2024 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Samco Dynamic Asset Allocation Fund (Direct)
WhiteOak Capital Balanced Advantage Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Samco Dynamic Asset Allocation Fund (Direct) | −15.3% | 27-09-2024 | 30-03-2026 | Not yet | -- | −11.8% |
| WhiteOak Capital Balanced Advantage Fund (Direct) | −9.6% | 20-11-2025 | 30-03-2026 | 06-07-2026 | 3 months | −4.2% |
From daily values since 04-01-2024, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Samco Dynamic Asset Allocation Fund (Direct)
WhiteOak Capital Balanced Advantage Fund (Direct)
Samco Dynamic Asset Allocation vs WhiteOak Capital Balanced Advantage: Portfolio Overlap
From each fund's latest monthly portfolio: Samco Dynamic Asset Allocation Fund, September 2026; WhiteOak Capital Balanced Advantage Fund, September 2026
Holdings in common
- Overlap
- 9.3%
- Held by both
- 16
- Only in Samco Dynamic Asset Allocation
- 63
- Only in WhiteOak Capital Balanced Advantage
- 124
| Security | % of Samco Dynamic Asset Allocation | % of WhiteOak Capital Balanced Advantage |
|---|---|---|
| Torrent Pharmaceuticals Limited | 2.46% | 1.39% |
| Titan Company Limited | 1.32% | 1.35% |
| State Bank of India | 1.04% | 1.90% |
| Axis Bank Limited | 0.87% | 0.96% |
| Hindalco Industries Limited | 1.47% | 0.78% |
| NTPC Limited | 0.80% | 0.53% |
| National Stock Exchange Of India Ltd | 0.61% | 0.49% |
| Cummins India Limited | 1.70% | 0.48% |
| Tata Steel Limited | 1.06% | 0.46% |
| CG Power and Industrial Solutions Limited | 1.27% | 0.42% |
| National Aluminium Company Limited | 0.57% | 0.33% |
| Power Finance Corporation Limited | 0.76% | 0.31% |
| Max Financial Services Limited | 0.31% | 0.40% |
| Acutaas Chemicals Limited | 0.90% | 0.27% |
| Kirloskar Oil Engines Limited | 1.00% | 0.23% |
| JSW Steel Limited | 0.79% | 0.09% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 9.3% means 9.3% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Samco Dynamic Asset Allocation Fund
| Security | % of fund |
|---|---|
| 7.38% Government of India (20/06/2027) | 16.07% |
| Religare Enterprises Limited | 8.76% |
| Adani Power Limited | 2.28% |
| Welspun Corp Limited | 1.69% |
| Steamhouse India Limited | 1.58% |
Largest holdings only in WhiteOak Capital Balanced Advantage Fund
| Security | % of fund |
|---|---|
| ICICI Bank Limited | 6.97% |
| HDFC Bank Limited | 3.93% |
| Bharti Airtel Limited | 2.87% |
| Embassy Office Parks REIT | 2.82% |
| Nexus Select Trust - REIT | 2.71% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Samco Dynamic Asset Allocation | WhiteOak Capital Balanced Advantage |
|---|---|---|
| Equity | 71.3% | 66.1% |
| Debt | 16.1% | 17.2% |
| Cash and others | 12.6% | 16.7% |
Market cap of stocks
| Market cap | Samco Dynamic Asset Allocation | WhiteOak Capital Balanced Advantage |
|---|---|---|
| Large Cap | 32.6% | 45.8% |
| Mid Cap | 14.1% | 7.4% |
| Small Cap | 21.4% | 8.9% |
| Not on AMFI's list | 3.2% | 4.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Samco Dynamic Asset Allocation | WhiteOak Capital Balanced Advantage |
|---|---|---|
| Banks | 8.4% | 15.6% |
| Finance | 12.2% | 3.6% |
| Pharmaceuticals & Biotechnology | 6.4% | 4.3% |
| IT - Software | 0.0% | 5.8% |
| Power | 5.7% | 2.3% |
| Industrial Products | 4.6% | 2.1% |
| Electrical Equipment | 4.4% | 1.5% |
| Automobiles | 2.0% | 3.2% |
| Retailing | 1.0% | 3.0% |
The six largest sectors of each fund's stocks, % of the fund.
Samco Dynamic Asset Allocation vs WhiteOak Capital Balanced Advantage: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Samco Dynamic Asset Allocation Fund | WhiteOak Capital Balanced Advantage Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.95% | 0.84% |
| Base expense ratio (Direct) | 0.79% | 0.54% |
| Total expense ratio (Regular) | 3.42% | 2.25% |
| Base expense ratio (Regular) | 2.10% | 1.74% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Samco Dynamic Asset Allocation with
Compare WhiteOak Capital Balanced Advantage with
Samco Dynamic Asset Allocation Fund vs WhiteOak Capital Balanced Advantage Fund: Frequently Asked Questions
What is the difference between Samco Dynamic Asset Allocation Fund and WhiteOak Capital Balanced Advantage Fund?
Both are Balanced Advantage funds, run by Samco Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 9.3%. Samco Dynamic Asset Allocation Fund charges 1.95% a year and WhiteOak Capital Balanced Advantage Fund 0.84%.
Which has given higher returns, Samco Dynamic Asset Allocation Fund or WhiteOak Capital Balanced Advantage Fund?
Over 1 year: Samco Dynamic Asset Allocation Fund −4.06%, WhiteOak Capital Balanced Advantage Fund −0.57%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Samco Dynamic Asset Allocation Fund or WhiteOak Capital Balanced Advantage Fund?
WhiteOak Capital Balanced Advantage Fund charges less: 0.84% a year against 1.95%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Samco Dynamic Asset Allocation Fund and WhiteOak Capital Balanced Advantage Fund overlap?
9.3%. They hold 16 of the same securities, the largest shared ones being TORNTPHARM, TITAN, SBIN. From each fund's latest monthly portfolio.
Which is riskier, Samco Dynamic Asset Allocation Fund or WhiteOak Capital Balanced Advantage Fund?
On SEBI's riskometer, Samco Dynamic Asset Allocation Fund is rated Very High and WhiteOak Capital Balanced Advantage Fund Very High. Over 1 years, the standard deviation of daily returns was 10.02% and 8.98% a year.
Can I invest in both Samco Dynamic Asset Allocation Fund and WhiteOak Capital Balanced Advantage Fund?
Yes. 9.3% of each fund's money sits in the same holdings, so the two hold mostly different investments.
Who manages Samco Dynamic Asset Allocation Fund and WhiteOak Capital Balanced Advantage Fund?
Samco Dynamic Asset Allocation Fund: Umeshkumar Mehta, Nirali Bhansali, Dhawal Dhanani, Vishal Shinde. WhiteOak Capital Balanced Advantage Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.