Nippon India Aggressive Hybrid Fund vs Nippon India Retirement Fund- Income Generation Scheme
Direct Plan, Growth option · Data as on 30-10-2026
Nippon India Aggressive Hybrid Fund is an Aggressive Hybrid fund and Nippon India Retirement Fund- Income Generation Scheme is a mutual fund. Nippon India Aggressive Hybrid Fund charges 1.13% a year and Nippon India Retirement Fund- Income Generation Scheme 0.98% (Direct plans). Their portfolios overlap 17.2%: they hold 18 of the same securities.
Nippon India Aggressive Hybrid Fund
Aggressive Hybrid
- Expense ratio
- 1.13%
- NAV
- ₹0.00
Nippon India Retirement Fund- Income Generation Scheme
- Expense ratio
- 0.98%
- NAV
- ₹22.75
Which is better, Nippon India Aggressive Hybrid or Nippon India Retirement Fund- Income Generation Scheme? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Nippon India Retirement Fund- Income Generation Scheme costs less: 0.98% a year against 1.13% (Direct plans).
- Nippon India Aggressive Hybrid holds more in large companies: 52.3% of the fund in large caps against 17.2%.
- Nippon India Aggressive Hybrid is the larger fund: ₹3,857 Cr against ₹138 Cr.
- Their portfolios overlap 17.2%: 18 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Nippon India Aggressive Hybrid Fund | Nippon India Retirement Fund- Income Generation Scheme |
|---|---|---|
| Fund house | Nippon India Mutual Fund | Nippon India Mutual Fund |
| Category | Aggressive Hybrid | Not available |
| AUM | ₹3,857 Cr (30-09-2026) | ₹138 Cr (30-09-2026) |
| NAV | ₹0.00 (Direct) | ₹22.75 (Direct) |
| Expense ratio (Direct) | 1.13% | 0.98% |
| Expense ratio (Regular) | 1.97% | 2.11% |
| Riskometer | Not available | Not available |
| Benchmark | Not available | Not available |
| Launch date | Not available | Not available |
| Minimum investment | Not available | Not available |
| Lock in | Not available | Not available |
| Fund managers | Not available | Not available |
| Exit load | Not available | Not available |
Nippon India Aggressive Hybrid vs Nippon India Retirement Fund- Income Generation Scheme: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Nippon India Aggressive Hybrid Fund (Direct) | -- | -- | -- | -- | -- | -- | -- |
| Nippon India Retirement Fund- Income Generation Scheme (Direct) | −0.70% | −3.53% | +0.12% | −1.77% | +6.39% | +5.81% | +6.84% |
Nippon India Aggressive Hybrid vs Nippon India Retirement Fund- Income Generation Scheme: Year-wise Returns
| Year | Aggressive HybridNippon India Aggressive Hybrid | Retirement Fund- Income Generation SchemeNippon India Retirement Fund- Income Generation Scheme |
|---|---|---|
| 2026to date | -- | −1.89% |
| 2025 | -- | +4.43% |
| 2024 | -- | +12.34% |
| 2023 | -- | +11.45% |
| 2022 | -- | +3.07% |
| 2021 | -- | +6.01% |
Nippon India Aggressive Hybrid vs Nippon India Retirement Fund- Income Generation Scheme: Rolling Returns
Every holding period of both funds
Nippon India Aggressive Hybrid vs Nippon India Retirement Fund- Income Generation Scheme: Portfolio Overlap
From each fund's latest monthly portfolio: Nippon India Aggressive Hybrid Fund, September 2026; Nippon India Retirement Fund- Income Generation Scheme, September 2026
Holdings in common
- Overlap
- 17.2%
- Held by both
- 18
- Only in Nippon India Aggressive Hybrid
- 104
- Only in Nippon India Retirement Fund- Income Generation Scheme
- 10
| Security | % of Nippon India Aggressive Hybrid | % of Nippon India Retirement Fund- Income Generation Scheme |
|---|---|---|
| ICICI Bank Limited | 4.82% | 2.87% |
| State Bank of India | 1.82% | 2.08% |
| HDFC Bank Limited | 4.55% | 1.54% |
| Reliance Industries Limited | 2.48% | 1.54% |
| Larsen & Toubro Limited | 3.16% | 1.29% |
| Axis Bank Limited | 2.97% | 1.15% |
| Samvardhana Motherson International Limited | 1.46% | 1.13% |
| NTPC Limited | 2.34% | 1.11% |
| Eternal Limited | 1.55% | 0.99% |
| Mahindra & Mahindra Limited | 1.85% | 0.85% |
| Dixon Technologies (India) Limited | 0.68% | 0.71% |
| Infosys Limited | 1.23% | 0.66% |
| SBI Life Insurance Company Limited | 0.62% | 0.43% |
| Kaynes Technology India Limited | 0.59% | 0.28% |
| Sun Pharmaceutical Industries Limited | 1.51% | 0.26% |
| Crompton Greaves Consumer Electricals Limited | 0.25% | 0.30% |
| Tube Investments of India Limited | 0.24% | 0.21% |
| Apollo Hospitals Enterprise Limited | 0.85% | 0.18% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 17.2% means 17.2% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Nippon India Aggressive Hybrid Fund
| Security | % of fund |
|---|---|
| Bharti Airtel Limited | 3.55% |
| Bajaj Finance Limited | 1.98% |
| TVS Motor Company Limited | 1.77% |
| Jindal Steel Limited | 1.62% |
| Cube Highways Trust-InvIT Fund | 1.53% |
Largest holdings only in Nippon India Retirement Fund- Income Generation Scheme
| Security | % of fund |
|---|---|
| 7.06% Government of India | 30.72% |
| 6.68% Government of India | 17.08% |
| 8.13% Government of India | 16.12% |
| 8.17% Government of India | 4.98% |
| 6.36% Government of India | 3.55% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Nippon India Aggressive Hybrid | Nippon India Retirement Fund- Income Generation Scheme |
|---|---|---|
| Equity | 73.6% | 19.2% |
| Debt | 19.9% | 74.9% |
| Cash and others | 6.5% | 5.9% |
Market cap of stocks
| Market cap | Nippon India Aggressive Hybrid | Nippon India Retirement Fund- Income Generation Scheme |
|---|---|---|
| Large Cap | 52.3% | 17.2% |
| Mid Cap | 12.3% | 0.9% |
| Small Cap | 8.6% | 1.0% |
| Not on AMFI's list | 0.5% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Nippon India Aggressive Hybrid | Nippon India Retirement Fund- Income Generation Scheme |
|---|---|---|
| Banks | 15.6% | 7.6% |
| Retailing | 4.9% | 1.0% |
| IT - Software | 4.2% | 1.1% |
| Power | 4.1% | 1.1% |
| Finance | 3.6% | 0.0% |
| Automobiles | 3.6% | 0.8% |
| Construction | 3.2% | 1.3% |
| Petroleum Products | 2.7% | 1.5% |
| Auto Components | 1.7% | 1.3% |
The six largest sectors of each fund's stocks, % of the fund.
Nippon India Aggressive Hybrid vs Nippon India Retirement Fund- Income Generation Scheme: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Nippon India Aggressive Hybrid Fund | Nippon India Retirement Fund- Income Generation Scheme |
|---|---|---|
| Total expense ratio (Direct) | 1.13% | 0.98% |
| Base expense ratio (Direct) | 0.92% | 0.83% |
| Total expense ratio (Regular) | 1.97% | 2.11% |
| Base expense ratio (Regular) | 1.64% | 1.79% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Nippon India Aggressive Hybrid with
- Nippon India Aggressive Hybrid vs Bank of India Aggressive Hybrid
- Nippon India Aggressive Hybrid vs Bandhan Aggressive Hybrid
- Nippon India Aggressive Hybrid vs Quant Aggressive Hybrid
- Nippon India Aggressive Hybrid vs HSBC Aggressive Hybrid
- Nippon India Aggressive Hybrid vs ICICI Prudential Aggressive Hybrid
Nippon India Aggressive Hybrid Fund vs Nippon India Retirement Fund- Income Generation Scheme: Frequently Asked Questions
What is the difference between Nippon India Aggressive Hybrid Fund and Nippon India Retirement Fund- Income Generation Scheme?
Nippon India Aggressive Hybrid Fund is an Aggressive Hybrid fund, Nippon India Retirement Fund- Income Generation Scheme is a mutual fund, run by Nippon India Mutual Fund. Their portfolios overlap 17.2%. Nippon India Aggressive Hybrid Fund charges 1.13% a year and Nippon India Retirement Fund- Income Generation Scheme 0.98%.
Which has the lower expense ratio, Nippon India Aggressive Hybrid Fund or Nippon India Retirement Fund- Income Generation Scheme?
Nippon India Retirement Fund- Income Generation Scheme charges less: 0.98% a year against 1.13%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Nippon India Aggressive Hybrid Fund and Nippon India Retirement Fund- Income Generation Scheme overlap?
17.2%. They hold 18 of the same securities, the largest shared ones being ICICIBANK, SBIN, HDFCBANK. From each fund's latest monthly portfolio.
Can I invest in both Nippon India Aggressive Hybrid Fund and Nippon India Retirement Fund- Income Generation Scheme?
Yes. 17.2% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.