Bank of India Aggressive Hybrid Fund vs Nippon India Aggressive Hybrid Fund
Direct Plan, Growth option · Data as on 30-10-2026
Bank of India Aggressive Hybrid Fund and Nippon India Aggressive Hybrid Fund are both Aggressive Hybrid funds. Bank of India Aggressive Hybrid Fund charges 0.86% a year and Nippon India Aggressive Hybrid Fund 1.13% (Direct plans). Their portfolios overlap 2.3%: they hold 6 of the same securities.
Bank of India Aggressive Hybrid Fund
Aggressive Hybrid
- Expense ratio
- 0.86%
- NAV
- ₹44.94
Nippon India Aggressive Hybrid Fund
Aggressive Hybrid
- Expense ratio
- 1.13%
- NAV
- ₹0.00
Which is better, Bank of India Aggressive Hybrid or Nippon India Aggressive Hybrid? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Bank of India Aggressive Hybrid costs less: 0.86% a year against 1.13% (Direct plans).
- Nippon India Aggressive Hybrid holds more in large companies: 52.3% of the fund in large caps against 0.0%.
- Nippon India Aggressive Hybrid is the larger fund: ₹3,857 Cr against ₹2,196 Cr.
- Their portfolios overlap 2.3%: 6 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Bank of India Aggressive Hybrid Fund | Nippon India Aggressive Hybrid Fund |
|---|---|---|
| Fund house | Bank of India Mutual Fund | Nippon India Mutual Fund |
| Category | Aggressive Hybrid | Aggressive Hybrid |
| AUM | ₹2,196 Cr (30-09-2026) | ₹3,857 Cr (30-09-2026) |
| NAV | ₹44.94 (Direct) | ₹0.00 (Direct) |
| Expense ratio (Direct) | 0.86% | 1.13% |
| Expense ratio (Regular) | 2.24% | 1.97% |
| Riskometer | Very High | Not available |
| Benchmark | 70% Nifty MidSmall cap 400 TRI Index & 30% CRISIL Short Term Bond Index | Not available |
| Launch date | 20-07-2016 | Not available |
| Minimum investment | ₹5,000 | Not available |
| Lock in | None | Not available |
| Fund managers | Alok Singh | Not available |
| Exit load | Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months. | Not available |
Bank of India Aggressive Hybrid vs Nippon India Aggressive Hybrid: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Bank of India Aggressive Hybrid Fund (Direct) | −4.69% | −2.35% | +1.95% | +6.64% | +15.44% | +13.65% | +15.39% |
| Nippon India Aggressive Hybrid Fund (Direct) | -- | -- | -- | -- | -- | -- | -- |
| Aggressive Hybrid average | −0.88% | −3.67% | −0.27% | −3.33% | +10.77% | +9.35% | +11.60% |
Category average: the average of the 29 Aggressive Hybrid funds, same plan type.
Bank of India Aggressive Hybrid vs Nippon India Aggressive Hybrid: Year-wise Returns
| Year | Bank ofBank of India Aggressive Hybrid | NipponNippon India Aggressive Hybrid |
|---|---|---|
| 2026to date | +6.14% | -- |
| 2025 | +0.40% | -- |
| 2024 | +27.36% | -- |
| 2023 | +34.92% | -- |
| 2022 | −3.76% | -- |
| 2021 | +55.77% | -- |
Bank of India Aggressive Hybrid vs Nippon India Aggressive Hybrid: Rolling Returns
Every holding period of both funds
Bank of India Aggressive Hybrid vs Nippon India Aggressive Hybrid: Portfolio Overlap
From each fund's latest monthly portfolio: Bank of India Aggressive Hybrid Fund, September 2026; Nippon India Aggressive Hybrid Fund, September 2026
Holdings in common
- Overlap
- 2.3%
- Held by both
- 6
- Only in Bank of India Aggressive Hybrid
- 104
- Only in Nippon India Aggressive Hybrid
- 116
| Security | % of Bank of India Aggressive Hybrid | % of Nippon India Aggressive Hybrid |
|---|---|---|
| Dixon Technologies (India) Limited | 0.84% | 0.68% |
| Radico Khaitan Limited | 0.50% | 0.57% |
| PB Fintech Limited | 0.54% | 0.45% |
| ICICI Lombard General Insurance Company Limited | 0.43% | 0.34% |
| JK Cement Limited | 1.32% | 0.16% |
| 8.95% Vedanta Limited (16/03/2029) | 0.59% | 0.16% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 2.3% means 2.3% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Bank of India Aggressive Hybrid Fund
| Security | % of fund |
|---|---|
| Bank of Maharashtra | 3.28% |
| Sterlite Technologies Limited | 2.46% |
| The Federal Bank Limited | 2.46% |
| Balrampur Chini Mills Limited | 2.02% |
| Quality Power Electrical Eqp Ltd | 1.96% |
Largest holdings only in Nippon India Aggressive Hybrid Fund
| Security | % of fund |
|---|---|
| ICICI Bank Limited | 4.82% |
| HDFC Bank Limited | 4.55% |
| Bharti Airtel Limited | 3.55% |
| Larsen & Toubro Limited | 3.16% |
| Axis Bank Limited | 2.97% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Bank of India Aggressive Hybrid | Nippon India Aggressive Hybrid |
|---|---|---|
| Equity | 70.0% | 73.6% |
| Debt | 23.9% | 19.9% |
| Cash and others | 6.1% | 6.5% |
Market cap of stocks
| Market cap | Bank of India Aggressive Hybrid | Nippon India Aggressive Hybrid |
|---|---|---|
| Large Cap | 0.0% | 52.3% |
| Mid Cap | 39.6% | 12.3% |
| Small Cap | 26.9% | 8.6% |
| Not on AMFI's list | 3.5% | 0.5% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Bank of India Aggressive Hybrid | Nippon India Aggressive Hybrid |
|---|---|---|
| Banks | 5.7% | 15.6% |
| Pharmaceuticals & Biotechnology | 9.6% | 3.1% |
| Electrical Equipment | 6.1% | 2.3% |
| Retailing | 0.0% | 4.9% |
| Telecom - Equipment & Accessories | 4.4% | 0.0% |
| IT - Software | 0.0% | 4.2% |
| Power | 0.5% | 4.1% |
| Auto Components | 3.8% | 1.7% |
| Industrial Manufacturing | 3.8% | 0.6% |
| Finance | 3.4% | 3.6% |
| Automobiles | 0.0% | 3.6% |
The six largest sectors of each fund's stocks, % of the fund.
Bank of India Aggressive Hybrid vs Nippon India Aggressive Hybrid: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Bank of India Aggressive Hybrid Fund | Nippon India Aggressive Hybrid Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.86% | 1.13% |
| Base expense ratio (Direct) | 0.56% | 0.92% |
| Total expense ratio (Regular) | 2.24% | 1.97% |
| Base expense ratio (Regular) | 1.73% | 1.64% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Bank of India Aggressive Hybrid with
Bank of India Aggressive Hybrid Fund vs Nippon India Aggressive Hybrid Fund: Frequently Asked Questions
What is the difference between Bank of India Aggressive Hybrid Fund and Nippon India Aggressive Hybrid Fund?
Both are Aggressive Hybrid funds, run by Bank of India Mutual Fund and Nippon India Mutual Fund. Their portfolios overlap 2.3%. Bank of India Aggressive Hybrid Fund charges 0.86% a year and Nippon India Aggressive Hybrid Fund 1.13%.
Which has the lower expense ratio, Bank of India Aggressive Hybrid Fund or Nippon India Aggressive Hybrid Fund?
Bank of India Aggressive Hybrid Fund charges less: 0.86% a year against 1.13%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Bank of India Aggressive Hybrid Fund and Nippon India Aggressive Hybrid Fund overlap?
2.3%. They hold 6 of the same securities, the largest shared ones being DIXON, RADICO, POLICYBZR. From each fund's latest monthly portfolio.
Can I invest in both Bank of India Aggressive Hybrid Fund and Nippon India Aggressive Hybrid Fund?
Yes. 2.3% of each fund's money sits in the same holdings, so the two hold mostly different investments.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.