Skip to content

Launch offerPay once, own it forever. Lifetime plans from ₹4,999, capped at the first 200 members.See lifetime plans →

Popular

    Sundaram Large Cap Fund vs WhiteOak Capital Large Cap Fund

    Direct Plan, Growth option · Data as on 30-10-2026

    Sundaram Large Cap Fund and WhiteOak Capital Large Cap Fund are both Large Cap funds. In the 3 years to 30-10-2026, Sundaram Large Cap Fund (Direct) returned 8.0% a year and WhiteOak Capital Large Cap Fund (Direct) returned 13.2% a year. Sundaram Large Cap Fund charges 0.87% a year and WhiteOak Capital Large Cap Fund 0.92% (Direct plans). Their portfolios overlap 42.6%: they hold 23 of the same securities.

    Sundaram Large Cap Fund

    Large Cap

    3 year return
    8.0%
    Expense ratio
    0.87%
    NAV
    ₹21.82
    See Sundaram Large Cap Fund

    WhiteOak Capital Large Cap Fund

    Large Cap

    3 year return
    13.2%
    Expense ratio
    0.92%
    NAV
    ₹15.19
    See WhiteOak Capital Large Cap Fund

    Which is better, Sundaram Large Cap or WhiteOak Capital Large Cap? Key differences

    It depends on what you want from the fund. These are the differences in numbers, from the data on this page.

    • WhiteOak Capital Large Cap returned more over 3 years: 13.2% a year against 8.0%.
    • WhiteOak Capital Large Cap returned more over 1 year: −5.4% against −6.1%.
    • Sundaram Large Cap costs less: 0.87% a year against 0.92% (Direct plans).
    • Sundaram Large Cap swung less over 3 years: a standard deviation of 12.7% a year against 13.3%.
    • WhiteOak Capital Large Cap fell less in its worst fall since 02-12-2022: −15.3% against −15.3%.
    • Sundaram Large Cap is the larger fund: ₹2,866 Cr against ₹1,208 Cr.
    • Their portfolios overlap 42.6%: 23 of the same holdings.

    Past returns do not promise future returns. This page is information, not investment advice.

    Key facts

    From each fund's scheme summary document and AMFI

    FactSundaram Large Cap FundWhiteOak Capital Large Cap Fund
    Fund houseSundaram Mutual FundWhiteOak Capital Mutual Fund
    CategoryLarge CapLarge Cap
    AUM₹2,866 Cr (30-09-2026)₹1,208 Cr (30-09-2026)
    NAV₹21.82 (Direct)₹15.19 (Direct)
    Expense ratio (Direct)0.87%0.92%
    Expense ratio (Regular)2.08%2.48%
    RiskometerVery HighVery High
    BenchmarkNifty 100 TRIBSE 100 TRI
    Launch date01-08-200201-12-2022
    Minimum investmentFor both Regular and Direct Plan Rs. 100/–₹500
    Lock inNoneNone
    Fund managersAshwin Jain, Shalav SaketRamesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal
    Exit loadNil - If up to 25% of the units invested are redeemed or withdrawn by way of SWP within 365 days from the date of allotment. Any redemptions or withdrawals by way of SWP in excess of the above mentioned limit would be subject to an exit load of 1 % of the applicable NAV will be charged, if the units are redeemed within 365 days from the date of allotment of units. For redemption or withdrawal by way of SWP after 365 days from the date of allotment - Nil.Further, exit load will be waived on Intra-scheme and Inter scheme Switch outs/STP. Generally, the exit load will be calculated on First in First out (FIFO) basis.Nil

    Sundaram Large Cap vs WhiteOak Capital Large Cap: Returns Comparison

    Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

    Fund1M3M6M1Y3Y5Y10Y
    Sundaram Large Cap Fund (Direct)+0.74%−4.59%−0.32%−6.10%+7.98%+7.37%--
    WhiteOak Capital Large Cap Fund (Direct)+0.84%−4.90%−0.27%−5.44%+13.22%----
    Large Cap average+0.62%−4.36%−1.05%−6.33%+10.38%----

    Category average: the average of the 35 Large Cap funds, same plan type.

    Sundaram Large Cap vs WhiteOak Capital Large Cap: Year-wise Returns

    YearSundaramSundaram Large CapWhiteOak CapitalWhiteOak Capital Large Cap
    2026to date−7.28%−6.13%
    2025+6.58%+9.49%
    2024+12.46%+22.98%
    2023+22.76%+25.35%
    2022+5.50%--
    2021+30.02%--

    Sundaram Large Cap vs WhiteOak Capital Large Cap: Rolling Returns

    Every holding period of both funds, against Nifty 100 TRI, the benchmark of Sundaram Large Cap Fund

    Rolling returns

    Every 3-year holding period, 224 of them, one for each trading day from 02-12-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.

    0%5%10%15%20%25%
    Dec 2022
    to
    Dec 2025    Feb 2023
    to
    Feb 2026    Apr 2023
    to
    Apr 2026    Jun 2023
    to
    Jun 2026    Aug 2023
    to
    Aug 2026    Oct 2023
    to
    Oct 2026
    Sundaram Large Cap Fund (Direct)WhiteOak Capital Large Cap Fund (Direct)Nifty 100 TRI

    How the periods spread

    FundBelow 0%0-5%5-10%10-15%15-20%20-25%Above 25%MeanMedianLowestHighestBeat benchmark
    Sundaram Large Cap0.00.042.057.60.40.00.010.9%10.5%6.1%15.0%0%
    WhiteOak Capital Large Cap0.00.00.033.062.54.50.016.3%15.8%11.5%20.5%100%
    Nifty 100 TRI0.00.018.869.212.10.00.012.0%11.8%7.1%16.3%--

    The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 100 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 02-12-2022. Past returns do not promise future returns.

    Sundaram Large Cap vs WhiteOak Capital Large Cap: SIP and Lumpsum Returns

    What the same monthly or one-time investment would be worth in each fund today, from their own NAV history

    Growth of an investment

    Step up each year
    PeriodFor

    ₹10,000 on the first trading day of every month, from 01-12-2022 to 30-10-2026: 47 instalments, ₹4,70,000 in all.

    InvestmentInvestedValue nowGainReturn a year
    Sundaram Large CapSundaram Large Cap Fund (Direct) ₹4,70,000 ₹5,08,451 ₹38,451 4.0%
    WhiteOak Capital Large CapWhiteOak Capital Large Cap Fund (Direct) ₹4,70,000 ₹5,49,859 ₹79,859 8.0%
    ₹0₹2.0 L₹4.0 L₹6.0 L
    2023202420252026
    Sundaram Large CapSundaram Large Cap Fund (Direct)WhiteOak Capital Large CapWhiteOak Capital Large Cap Fund (Direct)Amount invested

    From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

    Sundaram Large Cap vs WhiteOak Capital Large Cap: Risk and Drawdowns

    How much each fund swings, and the worst fall over the same days

    Risk and return

    MeasureSundaram Large Cap Fund (Direct)WhiteOak Capital Large Cap Fund (Direct)
    Return (CAGR)+7.98%+13.22%
    Standard deviation12.72%13.27%
    Sharpe ratio0.150.54
    Sortino ratio0.210.75
    Maximum drawdown−15.3% (07-04-2025)−15.3% (28-02-2025)
    Beta0.910.96
    Alpha−0.84%+4.37%

    From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.

    Drawdowns

    How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

    −20%−15%−10%−5%0%
    2023202420252026
    Sundaram Large Cap Fund (Direct)WhiteOak Capital Large Cap Fund (Direct)Nifty 100 TRI
    FundWorst fallHigh before itBottomBack at the highTime to climb backBelow its high today
    Sundaram Large Cap Fund (Direct)−15.3%26-09-202407-04-2025Not yet--−9.1%
    WhiteOak Capital Large Cap Fund (Direct)−15.3%26-09-202428-02-202527-06-20254 months−7.2%
    Nifty 100 TRI−17.2%26-09-202428-02-202502-01-202610 months−10.1%

    From daily values since 02-12-2022, the first day every fund has.

    Rolling standard deviation

    Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.

    0%5%10%15%
    2026
    Sundaram Large Cap Fund (Direct)WhiteOak Capital Large Cap Fund (Direct)Nifty 100 TRI

    Against Nifty 100 TRI

    FundUp captureDown captureTracking error
    Sundaram Large Cap Fund (Direct)89%85%2.95%
    WhiteOak Capital Large Cap Fund (Direct)106%84%2.75%

    From month-end values since 02-12-2022. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.

    Sundaram Large Cap vs WhiteOak Capital Large Cap: Portfolio Overlap

    From each fund's latest monthly portfolio: Sundaram Large Cap Fund, September 2026; WhiteOak Capital Large Cap Fund, September 2026

    Holdings in common

    Overlap
    42.6%
    Held by both
    23
    Only in Sundaram Large Cap
    17
    Only in WhiteOak Capital Large Cap
    54
    Security% of Sundaram Large Cap% of WhiteOak Capital Large Cap
    ICICI Bank Ltd7.73%9.71%
    Bharti Airtel Ltd5.99%5.43%
    HDFC Bank Ltd4.76%6.32%
    Kotak Mahindra Bank Ltd4.57%3.41%
    State Bank of India5.41%3.36%
    Mahindra & Mahindra Ltd2.79%3.27%
    Reliance Industries Ltd2.43%3.00%
    Axis Bank Ltd6.40%2.11%
    Titan Company Ltd1.93%2.65%
    Larsen & Toubro Ltd3.64%1.85%

    Overlap: for each holding both funds own, the smaller of its two weights, added up. 42.6% means 42.6% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.

    Largest holdings only in Sundaram Large Cap Fund

    Security% of fund
    TVS Motor Company Ltd3.99%
    Craftsman Automation Ltd3.96%
    Avenue Supermarts Ltd3.43%
    Sedemac Mechatronics Ltd3.32%
    ICICI Lombard General Insurance Company Ltd3.03%

    Largest holdings only in WhiteOak Capital Large Cap Fund

    Security% of fund
    Nestle India Limited4.49%
    Eternal Limited3.32%
    Nexus Select Trust - REIT2.09%
    Bharat Electronics Limited2.00%
    Coforge Limited1.46%

    Asset and sector split

    Share of each fund, from its latest monthly portfolio

    Asset allocation

    AssetSundaram Large CapWhiteOak Capital Large Cap
    Equity99.4%87.9%
    Debt0.0%3.1%
    Cash and others0.6%9.0%

    Market cap of stocks

    Market capSundaram Large CapWhiteOak Capital Large Cap
    Large Cap80.6%77.5%
    Mid Cap9.9%6.7%
    Small Cap9.0%1.9%
    Not on AMFI's list0.0%1.7%

    Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

    Largest sectors

    SectorSundaram Large CapWhiteOak Capital Large Cap
    Banks30.9%25.5%
    Automobiles8.1%5.8%
    Auto Components7.3%0.0%
    Retailing6.3%5.0%
    Finance2.4%6.2%
    Telecom - Services6.0%5.4%
    It - Software5.8%0.0%
    IT - Software0.0%5.1%

    The six largest sectors of each fund's stocks, % of the fund.

    Sundaram Large Cap vs WhiteOak Capital Large Cap: Expense Ratio

    What each plan charges a year, from AMFI's expense ratio file

    ChargeSundaram Large Cap FundWhiteOak Capital Large Cap Fund
    Total expense ratio (Direct)0.87%0.92%
    Base expense ratio (Direct)0.64%0.55%
    Total expense ratio (Regular)2.08%2.48%
    Base expense ratio (Regular)1.69%1.87%

    The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.

    More comparisons

    Each fund against the others of its category

    Sundaram Large Cap Fund vs WhiteOak Capital Large Cap Fund: Frequently Asked Questions

    What is the difference between Sundaram Large Cap Fund and WhiteOak Capital Large Cap Fund?

    Both are Large Cap funds, run by Sundaram Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 42.6%. Sundaram Large Cap Fund charges 0.87% a year and WhiteOak Capital Large Cap Fund 0.92%.

    Which has given higher returns, Sundaram Large Cap Fund or WhiteOak Capital Large Cap Fund?

    Over 1 year: Sundaram Large Cap Fund −6.10%, WhiteOak Capital Large Cap Fund −5.44%. Over 3 years: Sundaram Large Cap Fund +7.98% a year, WhiteOak Capital Large Cap Fund +13.22% a year. As on 30-10-2026. Past returns do not promise future returns.

    Which has the lower expense ratio, Sundaram Large Cap Fund or WhiteOak Capital Large Cap Fund?

    Sundaram Large Cap Fund charges less: 0.87% a year against 0.92%. These are the Direct plans' total expense ratios reported to AMFI.

    How much do Sundaram Large Cap Fund and WhiteOak Capital Large Cap Fund overlap?

    42.6%. They hold 23 of the same securities, the largest shared ones being ICICIBANK, BHARTIARTL, HDFCBANK. From each fund's latest monthly portfolio.

    Which is riskier, Sundaram Large Cap Fund or WhiteOak Capital Large Cap Fund?

    On SEBI's riskometer, Sundaram Large Cap Fund is rated Very High and WhiteOak Capital Large Cap Fund Very High. Over 3 years, the standard deviation of daily returns was 12.72% and 13.27% a year.

    Which is better for SIP, Sundaram Large Cap Fund or WhiteOak Capital Large Cap Fund?

    Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹3,74,494 in Sundaram Large Cap Fund (XIRR 0.8% a year) and ₹3,94,768 in WhiteOak Capital Large Cap Fund (XIRR 4.2% a year). Both received 37 instalments. Past returns do not promise future returns.

    Can I invest in both Sundaram Large Cap Fund and WhiteOak Capital Large Cap Fund?

    Yes. 42.6% of each fund's money sits in the same holdings, so a large part of the two investments would move together.

    Who manages Sundaram Large Cap Fund and WhiteOak Capital Large Cap Fund?

    Sundaram Large Cap Fund: Ashwin Jain, Shalav Saket. WhiteOak Capital Large Cap Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal.

    Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.

    This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.

    Track both funds in WealthGamma

    Add your funds once. WealthGamma updates their value every day and shows them next to your stocks, gold, deposits and loans.

    PAN not required · No broker linking · No OTPs

    Start freeSee plans