Capitalmind Multi Asset Allocation Fund vs WhiteOak Capital Multi Asset Allocation Fund
Direct Plan, Growth option · Data as on 29-10-2026
Capitalmind Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund are both Multi Asset funds. Capitalmind Multi Asset Allocation Fund charges 0.89% a year and WhiteOak Capital Multi Asset Allocation Fund 0.65% (Direct plans). Their portfolios overlap 2.5%: they hold 9 of the same securities.
Capitalmind Multi Asset Allocation Fund
Multi Asset
- Expense ratio
- 0.89%
- NAV
- ₹9.60
WhiteOak Capital Multi Asset Allocation Fund
Multi Asset
- Expense ratio
- 0.65%
- NAV
- ₹16.30
Which is better, Capitalmind Multi Asset Allocation or WhiteOak Capital Multi Asset Allocation? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- WhiteOak Capital Multi Asset Allocation costs less: 0.65% a year against 0.89% (Direct plans).
- WhiteOak Capital Multi Asset Allocation fell less in its worst fall since 20-03-2026: −4.6% against −8.4%.
- Capitalmind Multi Asset Allocation holds more in large companies: 38.6% of the fund in large caps against 19.9%.
- WhiteOak Capital Multi Asset Allocation is the larger fund: ₹9,111 Cr against ₹37 Cr.
- Their portfolios overlap 2.5%: 9 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Capitalmind Multi Asset Allocation Fund | WhiteOak Capital Multi Asset Allocation Fund |
|---|---|---|
| Fund house | Capitalmind Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Multi Asset | Multi Asset |
| AUM | ₹37 Cr (30-09-2026) | ₹9,111 Cr (30-09-2026) |
| NAV | ₹9.60 (Direct) | ₹16.30 (Direct) |
| Expense ratio (Direct) | 0.89% | 0.65% |
| Expense ratio (Regular) | 2.37% | 1.67% |
| Riskometer | Very High | High |
| Benchmark | 50% NIFTY 500 TRI + 25% NIFTY Composite Debt Index + 25% MCX iCOMDEX Composite Index | 30% BSE 500 TRI + 50% CRISIL Short Term Bond Index + 16% Domestic prices of Gold + 1% Domestic prices of Silver + 3% iCO |
| Launch date | 16-03-2026 | 19-05-2023 |
| Minimum investment | Not available | ₹500 |
| Lock in | None | None |
| Fund managers | Anoop Vijaykumar, Prateek Jain, Divyansh Agnani | Ramesh Mantri, Piyush Baranwal, Dheeresh Pathak, Ashish Agrawal, Trupti Agrawal |
| Exit load | Exit load of 1%, if redeemed within 30 days. | Nil |
Capitalmind Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Returns Comparison
Returns as on 29-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Capitalmind Multi Asset Allocation Fund (Direct) | −1.41% | −3.22% | −5.92% | -- | -- | -- | -- |
| WhiteOak Capital Multi Asset Allocation Fund (Direct) | −1.16% | −1.15% | +1.63% | +6.03% | +16.11% | -- | -- |
| Multi Asset average | −1.71% | −3.33% | −1.78% | +2.00% | +14.20% | -- | -- |
Category average: the average of the 37 Multi Asset funds, same plan type.
Capitalmind Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Year-wise Returns
| Year | CapitalmindCapitalmind Multi Asset Allocation | WhiteOak CapitalWhiteOak Capital Multi Asset Allocation |
|---|---|---|
| 2026to date | -- | +4.15% |
| 2025 | -- | +18.39% |
| 2024 | -- | +18.99% |
Capitalmind Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Rolling Returns
Every holding period of both funds
Capitalmind Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Capitalmind Multi Asset Allocation Fund (Direct) | WhiteOak Capital Multi Asset Allocation Fund (Direct) |
|---|---|---|
| Return (CAGR) | −6.48% | +15.15% |
| Standard deviation | 7.42% | 5.49% |
| Sharpe ratio | -1.58 | 1.64 |
| Sortino ratio | -1.97 | 2.34 |
| Maximum drawdown | −8.4% (23-10-2026) | −6.1% (23-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 20-03-2026 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Capitalmind Multi Asset Allocation Fund (Direct)
WhiteOak Capital Multi Asset Allocation Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Capitalmind Multi Asset Allocation Fund (Direct) | −8.4% | 27-05-2026 | 23-10-2026 | Not yet | -- | −7.0% |
| WhiteOak Capital Multi Asset Allocation Fund (Direct) | −4.6% | 25-08-2026 | 23-10-2026 | Not yet | -- | −3.8% |
From daily values since 20-03-2026, the first day every fund has.
Capitalmind Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Portfolio Overlap
From each fund's latest monthly portfolio: Capitalmind Multi Asset Allocation Fund, September 2026; WhiteOak Capital Multi Asset Allocation Fund, September 2026
Holdings in common
- Overlap
- 2.5%
- Held by both
- 9
- Only in Capitalmind Multi Asset Allocation
- 25
- Only in WhiteOak Capital Multi Asset Allocation
- 191
| Security | % of Capitalmind Multi Asset Allocation | % of WhiteOak Capital Multi Asset Allocation |
|---|---|---|
| State Bank of India | 2.10% | 0.83% |
| Axis Bank Limited | 2.86% | 0.48% |
| Hindalco Industries Limited | 2.85% | 0.29% |
| Tata Steel Limited | 2.62% | 0.18% |
| Sun Pharmaceutical Industries Limited | 2.76% | 0.17% |
| NTPC Limited | 2.50% | 0.16% |
| Power Finance Corporation Limited | 2.19% | 0.14% |
| National Aluminium Company Limited | 2.05% | 0.14% |
| Oil & Natural Gas Corporation Limited | 1.78% | 0.12% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 2.5% means 2.5% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Capitalmind Multi Asset Allocation Fund
| Security | % of fund |
|---|---|
| Capitalmind Liquid Fund - Direct-Growth | 7.48% |
| Mirae Asset Gold ETF | 5.90% |
| 364 Days Tbill (MD 25/12/2026) | 4.02% |
| Bajaj Auto Limited | 3.44% |
| Mirae Asset Silver ETF | 3.40% |
Largest holdings only in WhiteOak Capital Multi Asset Allocation Fund
| Security | % of fund |
|---|---|
| Nexus Select Trust - REIT | 3.64% |
| ICICI Bank Limited | 2.89% |
| Embassy Office Parks REIT | 2.88% |
| ICICI Prudential Gold ETF | 2.82% |
| Cube Highways Trust-InvIT Fund | 2.53% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Capitalmind Multi Asset Allocation | WhiteOak Capital Multi Asset Allocation |
|---|---|---|
| Equity | 65.4% | 28.2% |
| Debt | 8.4% | 31.0% |
| Cash and others | 26.2% | 40.8% |
Market cap of stocks
| Market cap | Capitalmind Multi Asset Allocation | WhiteOak Capital Multi Asset Allocation |
|---|---|---|
| Large Cap | 38.6% | 19.9% |
| Mid Cap | 26.9% | 3.1% |
| Small Cap | 0.0% | 3.5% |
| Foreign stocks | 0.0% | 0.4% |
| Not on AMFI's list | 0.0% | 1.4% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Capitalmind Multi Asset Allocation | WhiteOak Capital Multi Asset Allocation |
|---|---|---|
| Banks | 18.4% | 6.2% |
| Pharmaceuticals & Biotechnology | 11.3% | 1.9% |
| Automobiles | 6.3% | 1.3% |
| Non - Ferrous Metals | 4.9% | 0.8% |
| Gas | 3.3% | 0.0% |
| Cement & Cement Products | 3.0% | 0.5% |
| Telecom - Services | 2.6% | 1.4% |
| Finance | 2.2% | 1.7% |
| IT - Software | 0.0% | 2.0% |
| Food Products | 0.0% | 1.4% |
The six largest sectors of each fund's stocks, % of the fund.
Capitalmind Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Capitalmind Multi Asset Allocation Fund | WhiteOak Capital Multi Asset Allocation Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.89% | 0.65% |
| Base expense ratio (Direct) | 0.42% | 0.38% |
| Total expense ratio (Regular) | 2.37% | 1.67% |
| Base expense ratio (Regular) | 1.71% | 1.25% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Capitalmind Multi Asset Allocation with
Compare WhiteOak Capital Multi Asset Allocation with
Capitalmind Multi Asset Allocation Fund vs WhiteOak Capital Multi Asset Allocation Fund: Frequently Asked Questions
What is the difference between Capitalmind Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund?
Both are Multi Asset funds, run by Capitalmind Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 2.5%. Capitalmind Multi Asset Allocation Fund charges 0.89% a year and WhiteOak Capital Multi Asset Allocation Fund 0.65%.
Which has the lower expense ratio, Capitalmind Multi Asset Allocation Fund or WhiteOak Capital Multi Asset Allocation Fund?
WhiteOak Capital Multi Asset Allocation Fund charges less: 0.65% a year against 0.89%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Capitalmind Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund overlap?
2.5%. They hold 9 of the same securities, the largest shared ones being SBIN, AXISBANK, HINDALCO. From each fund's latest monthly portfolio.
Which is riskier, Capitalmind Multi Asset Allocation Fund or WhiteOak Capital Multi Asset Allocation Fund?
On SEBI's riskometer, Capitalmind Multi Asset Allocation Fund is rated Very High and WhiteOak Capital Multi Asset Allocation Fund High. Over their common history, the standard deviation of daily returns was 7.42% and 5.49% a year.
Can I invest in both Capitalmind Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund?
Yes. 2.5% of each fund's money sits in the same holdings, so the two hold mostly different investments.
Who manages Capitalmind Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund?
Capitalmind Multi Asset Allocation Fund: Anoop Vijaykumar, Prateek Jain, Divyansh Agnani. WhiteOak Capital Multi Asset Allocation Fund: Ramesh Mantri, Piyush Baranwal, Dheeresh Pathak, Ashish Agrawal, Trupti Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.