Bandhan Healthcare Fund vs Invesco India Financial Services Fund
Direct Plan, Growth option · Data as on 30-10-2026
Bandhan Healthcare Fund is a Sectoral fund and Invesco India Financial Services Fund is a Sectoral fund. Bandhan Healthcare Fund charges 1.25% a year and Invesco India Financial Services Fund 0.96% (Direct plans). Their portfolios overlap 0.0%: they hold 0 of the same securities.
Invesco India Financial Services Fund
Sectoral
- Expense ratio
- 0.96%
- NAV
- ₹166.82
Which is better, Bandhan Healthcare or Invesco India Financial Services? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Invesco India Financial Services costs less: 0.96% a year against 1.25% (Direct plans).
- Bandhan Healthcare fell less in its worst fall since 02-12-2025: −10.1% against −14.7%.
- Invesco India Financial Services holds more in large companies: 53.8% of the fund in large caps against 30.1%.
- Invesco India Financial Services is the larger fund: ₹1,789 Cr against ₹332 Cr.
- Their portfolios overlap 0.0%: 0 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Bandhan Healthcare Fund | Invesco India Financial Services Fund |
|---|---|---|
| Fund house | Bandhan Mutual Fund | Invesco Mutual Fund |
| Category | Sectoral | Sectoral |
| AUM | ₹332 Cr (31-08-2026) | ₹1,789 Cr (30-09-2026) |
| NAV | ₹10.99 (Direct) | ₹166.82 (Direct) |
| Expense ratio (Direct) | 1.25% | 0.96% |
| Expense ratio (Regular) | 2.78% | 2.18% |
| Riskometer | Very High | Very High |
| Benchmark | BSE Healthcare TRI | Nifty Financial Services TRI |
| Launch date | 28-11-2025 | 14-07-2008 |
| Minimum investment | ₹1,000 | Not available |
| Lock in | None | None |
| Fund managers | Viraj Kulkarni, Brijesh Shah, Ritika Behera, Gaurav Satra | Hiten Jain, Haresh Kapoor |
| Exit load | Exit load of 0.50%, if redeemed within 30 days. | Exit load for units in excess of 10% of the investment, 1% will be charged for redemption within 1 year. |
Bandhan Healthcare vs Invesco India Financial Services: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Bandhan Healthcare Fund (Direct) | −1.17% | −1.35% | +11.81% | -- | -- | -- | -- |
| Invesco India Financial Services Fund (Direct) | −0.67% | −5.87% | −1.64% | −2.22% | +15.03% | +12.58% | +14.83% |
| Sectoral average | −1.70% | −4.49% | +2.30% | −0.58% | +15.61% | +14.51% | +14.77% |
Category average: the average of the 20 Sectoral funds, same plan type.
Bandhan Healthcare vs Invesco India Financial Services: Year-wise Returns
| Year | Bandhan HealthcareBandhan Healthcare | Invesco India Financial ServicesInvesco India Financial Services |
|---|---|---|
| 2026to date | +12.12% | −4.74% |
| 2025 | -- | +16.58% |
| 2024 | -- | +21.45% |
| 2023 | -- | +27.66% |
| 2022 | -- | +14.38% |
| 2021 | -- | +15.62% |
Bandhan Healthcare vs Invesco India Financial Services: Rolling Returns
Every holding period of both funds, against BSE Healthcare TRI, the benchmark of Bandhan Healthcare Fund
Bandhan Healthcare vs Invesco India Financial Services: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Bandhan Healthcare Fund (Direct) | Invesco India Financial Services Fund (Direct) |
|---|---|---|
| Return (CAGR) | +11.45% | +14.95% |
| Standard deviation | 12.98% | 19.99% |
| Sharpe ratio | 0.48 | 0.45 |
| Sortino ratio | 0.69 | 0.62 |
| Maximum drawdown | −10.1% (23-10-2026) | −42.4% (23-03-2020) |
| Beta | 0.90 | 0.91 |
| Alpha | −2.11% | +2.67% |
From daily NAVs, 02-12-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Bandhan Healthcare Fund (Direct)
Invesco India Financial Services Fund (Direct)
BSE Healthcare TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Bandhan Healthcare Fund (Direct) | −10.1% | 31-08-2026 | 23-10-2026 | Not yet | -- | −5.1% |
| Invesco India Financial Services Fund (Direct) | −14.7% | 10-02-2026 | 30-03-2026 | 01-07-2026 | 3 months | −8.6% |
| BSE Healthcare TRI | −9.9% | 23-09-2026 | 23-10-2026 | Not yet | -- | −3.8% |
From daily values since 02-12-2025, the first day every fund has.
Bandhan Healthcare vs Invesco India Financial Services: Portfolio Overlap
From each fund's latest monthly portfolio: Bandhan Healthcare Fund, August 2026; Invesco India Financial Services Fund, September 2026
Holdings in common
- Overlap
- 0.0%
- Held by both
- 0
- Only in Bandhan Healthcare
- 35
- Only in Invesco India Financial Services
- 34
Overlap: for each holding both funds own, the smaller of its two weights, added up. 0.0% means 0.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Bandhan Healthcare Fund
| Security | % of fund |
|---|---|
| Sun Pharmaceutical Industries Limited | 10.48% |
| Cipla Limited | 6.38% |
| Max Healthcare Institute Limited | 5.81% |
| Apollo Hospitals Enterprise Limited | 5.64% |
| Divi's Laboratories Limited | 4.28% |
Largest holdings only in Invesco India Financial Services Fund
| Security | % of fund |
|---|---|
| ICICI Bank Limited | 12.84% |
| Axis Bank Limited | 6.95% |
| HDFC Bank Limited | 5.98% |
| Karur Vysya Bank Limited | 5.13% |
| Multi Commodity Exchange of India Limited | 4.63% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Bandhan Healthcare | Invesco India Financial Services |
|---|---|---|
| Equity | 96.0% | 95.7% |
| Debt | 0.0% | 0.0% |
| Cash and others | 4.0% | 4.3% |
Market cap of stocks
| Market cap | Bandhan Healthcare | Invesco India Financial Services |
|---|---|---|
| Large Cap | 30.1% | 53.8% |
| Mid Cap | 31.9% | 15.6% |
| Small Cap | 33.9% | 24.2% |
| Not on AMFI's list | 0.0% | 2.2% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Bandhan Healthcare | Invesco India Financial Services |
|---|---|---|
| Pharmaceuticals & Biotechnology | 70.0% | 0.0% |
| Banks | 0.0% | 45.3% |
| Capital Markets | 0.0% | 26.1% |
| Healthcare Services | 25.0% | 0.0% |
| Finance | 0.0% | 17.0% |
| Insurance | 0.9% | 5.5% |
| Financial Technology (Fintech) | 0.0% | 1.9% |
The six largest sectors of each fund's stocks, % of the fund.
Bandhan Healthcare vs Invesco India Financial Services: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Bandhan Healthcare Fund | Invesco India Financial Services Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.25% | 0.96% |
| Base expense ratio (Direct) | 0.78% | 0.71% |
| Total expense ratio (Regular) | 2.78% | 2.18% |
| Base expense ratio (Regular) | 2.10% | 1.78% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Bandhan Healthcare with
Bandhan Healthcare Fund vs Invesco India Financial Services Fund: Frequently Asked Questions
What is the difference between Bandhan Healthcare Fund and Invesco India Financial Services Fund?
Bandhan Healthcare Fund is a Sectoral fund, Invesco India Financial Services Fund is a Sectoral fund, run by Bandhan Mutual Fund and Invesco Mutual Fund. Their portfolios overlap 0.0%. Bandhan Healthcare Fund charges 1.25% a year and Invesco India Financial Services Fund 0.96%.
Which has the lower expense ratio, Bandhan Healthcare Fund or Invesco India Financial Services Fund?
Invesco India Financial Services Fund charges less: 0.96% a year against 1.25%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Bandhan Healthcare Fund and Invesco India Financial Services Fund overlap?
0.0%. They hold 0 of the same securities. From each fund's latest monthly portfolio.
Which is riskier, Bandhan Healthcare Fund or Invesco India Financial Services Fund?
On SEBI's riskometer, Bandhan Healthcare Fund is rated Very High and Invesco India Financial Services Fund Very High. Over their common history, the standard deviation of daily returns was 12.98% and 19.99% a year.
Can I invest in both Bandhan Healthcare Fund and Invesco India Financial Services Fund?
Yes. 0.0% of each fund's money sits in the same holdings, so the two hold mostly different investments.
Who manages Bandhan Healthcare Fund and Invesco India Financial Services Fund?
Bandhan Healthcare Fund: Viraj Kulkarni, Brijesh Shah, Ritika Behera, Gaurav Satra. Invesco India Financial Services Fund: Hiten Jain, Haresh Kapoor.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.