Abakkus Liquid Fund vs Shriram Liquid Fund
Direct Plan, Growth option · Data as on 30-10-2026
Abakkus Liquid Fund and Shriram Liquid Fund are both Liquid funds. Abakkus Liquid Fund charges 0.21% a year and Shriram Liquid Fund 0.16% (Direct plans). Their portfolios overlap 13.7%: they hold 5 of the same securities.
Which is better, Abakkus Liquid or Shriram Liquid? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Shriram Liquid costs less: 0.16% a year against 0.21% (Direct plans).
- Shriram Liquid fell less in its worst fall since 15-12-2025: −0.0% against −0.0%.
- Abakkus Liquid is the larger fund: ₹617 Cr against ₹547 Cr.
- Their portfolios overlap 13.7%: 5 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Abakkus Liquid Fund | Shriram Liquid Fund |
|---|---|---|
| Fund house | Abakkus Mutual Fund | Shriram Mutual Fund |
| Category | Liquid | Liquid |
| AUM | ₹617 Cr (30-09-2026) | ₹547 Cr (30-09-2026) |
| NAV | ₹105.21 (Direct) | ₹1,129.60 (Direct) |
| Expense ratio (Direct) | 0.21% | 0.16% |
| Expense ratio (Regular) | 0.29% | 0.29% |
| Riskometer | Low to Moderate | Low to Moderate |
| Benchmark | CRISIL Liquid Debt A-I Index | NIFTY Liquid Index A-I |
| Launch date | 12-12-2025 | 14-11-2024 |
| Minimum investment | ₹1,000 | ₹1,000 |
| Lock in | None | None |
| Fund managers | Abhishek Krishnaswami Srinivas, Sanjay Doshi | Amit Modani |
| Exit load | Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days. | Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days. |
Abakkus Liquid vs Shriram Liquid: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Abakkus Liquid Fund (Direct) | +0.43% | +1.44% | +3.02% | -- | -- | -- | -- |
| Shriram Liquid Fund (Direct) | +0.45% | +1.48% | +3.13% | +6.31% | -- | -- | -- |
| Liquid average | +0.44% | +1.46% | +3.06% | +6.23% | -- | -- | -- |
Category average: the average of the 44 Liquid funds, same plan type.
Abakkus Liquid vs Shriram Liquid: Year-wise Returns
| Year | AbakkusAbakkus Liquid | ShriramShriram Liquid |
|---|---|---|
| 2026to date | +4.90% | +5.28% |
| 2025 | -- | +6.26% |
Abakkus Liquid vs Shriram Liquid: Rolling Returns
Every holding period of both funds
Abakkus Liquid vs Shriram Liquid: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Abakkus Liquid Fund (Direct) | Shriram Liquid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.90% | +6.36% |
| Standard deviation | 0.12% | 0.15% |
| Sharpe ratio | 5.43 | 5.03 |
| Sortino ratio | 11.92 | 14.24 |
| Maximum drawdown | −0.0% (25-09-2026) | −0.0% (25-09-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 15-12-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Abakkus Liquid Fund (Direct)
Shriram Liquid Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Abakkus Liquid Fund (Direct) | −0.0% | 24-09-2026 | 25-09-2026 | 26-09-2026 | 1 days | 0.0% |
| Shriram Liquid Fund (Direct) | −0.0% | 24-09-2026 | 25-09-2026 | 26-09-2026 | 1 days | 0.0% |
From daily values since 15-12-2025, the first day every fund has.
Abakkus Liquid vs Shriram Liquid: Portfolio Overlap
From each fund's latest monthly portfolio: Abakkus Liquid Fund, September 2026; Shriram Liquid Fund, September 2026
Holdings in common
- Overlap
- 13.7%
- Held by both
- 5
- Only in Abakkus Liquid
- 28
- Only in Shriram Liquid
- 17
| Security | % of Abakkus Liquid | % of Shriram Liquid |
|---|---|---|
| LIC Housing Finance Limited (26/11/2026) | 4.01% | 4.53% |
| Kotak Mahindra Bank Limited (21/12/2026) | 4.00% | 4.51% |
| Reliance Industries Limited (10/12/2026) | 4.00% | 4.51% |
| 91 Days Tbill (MD 22/10/2026) | 1.62% | 4.74% |
| Corporate Debt Market Development Fund | 0.16% | 0.08% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 13.7% means 13.7% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Abakkus Liquid Fund
| Security | % of fund |
|---|---|
| REC Limited (22/10/2026) | 4.04% |
| Indian Bank (27/10/2026) | 4.03% |
| ICICI Securities Limited (13/11/2026) | 4.02% |
| Export Import Bank of India (04/12/2026) | 4.01% |
| Indian Oil Corporation Limited (08/12/2026) | 4.00% |
Largest holdings only in Shriram Liquid Fund
| Security | % of fund |
|---|---|
| EXIM BANK CP RED 04-11-2026 | 9.09% |
| BANK OF BARODA CD RED 11-11-26 | 4.54% |
| HDFC BANK CD RED 06-11-2026 | 4.54% |
| 91 DAYS TBILL RED 27-11-2026 | 4.53% |
| BAJAJ FINANCE LTD CP 18-11-26 | 4.53% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Abakkus Liquid | Shriram Liquid |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 90.0% | 96.2% |
| Cash and others | 10.0% | 3.8% |
Abakkus Liquid vs Shriram Liquid: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Abakkus Liquid Fund | Shriram Liquid Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.21% | 0.16% |
| Base expense ratio (Direct) | 0.17% | 0.13% |
| Total expense ratio (Regular) | 0.29% | 0.29% |
| Base expense ratio (Regular) | 0.24% | 0.24% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Abakkus Liquid with
Abakkus Liquid Fund vs Shriram Liquid Fund: Frequently Asked Questions
What is the difference between Abakkus Liquid Fund and Shriram Liquid Fund?
Both are Liquid funds, run by Abakkus Mutual Fund and Shriram Mutual Fund. Their portfolios overlap 13.7%. Abakkus Liquid Fund charges 0.21% a year and Shriram Liquid Fund 0.16%.
Which has the lower expense ratio, Abakkus Liquid Fund or Shriram Liquid Fund?
Shriram Liquid Fund charges less: 0.16% a year against 0.21%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Abakkus Liquid Fund and Shriram Liquid Fund overlap?
13.7%. They hold 5 of the same securities, the largest shared ones being LIC Housing Finance Limited (26/11/2026), Kotak Mahindra Bank Limited (21/12/2026), Reliance Industries Limited (10/12/2026). From each fund's latest monthly portfolio.
Which is riskier, Abakkus Liquid Fund or Shriram Liquid Fund?
On SEBI's riskometer, Abakkus Liquid Fund is rated Low to Moderate and Shriram Liquid Fund Low to Moderate. Over their common history, the standard deviation of daily returns was 0.12% and 0.15% a year.
Can I invest in both Abakkus Liquid Fund and Shriram Liquid Fund?
Yes. 13.7% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Abakkus Liquid Fund and Shriram Liquid Fund?
Abakkus Liquid Fund: Abhishek Krishnaswami Srinivas, Sanjay Doshi. Shriram Liquid Fund: Amit Modani.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.