Abakkus Liquid Fund vs Sundaram Liquid Fund
Direct Plan, Growth option · Data as on 30-10-2026
Abakkus Liquid Fund and Sundaram Liquid Fund are both Liquid funds. Abakkus Liquid Fund charges 0.21% a year and Sundaram Liquid Fund 0.14% (Direct plans). Their portfolios overlap 4.0%: they hold 4 of the same securities.
Which is better, Abakkus Liquid or Sundaram Liquid? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Sundaram Liquid costs less: 0.14% a year against 0.21% (Direct plans).
- Sundaram Liquid fell less in its worst fall since 15-12-2025: −0.0% against −0.0%.
- Sundaram Liquid is the larger fund: ₹6,727 Cr against ₹617 Cr.
- Their portfolios overlap 4.0%: 4 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Abakkus Liquid Fund | Sundaram Liquid Fund |
|---|---|---|
| Fund house | Abakkus Mutual Fund | Sundaram Mutual Fund |
| Category | Liquid | Liquid |
| AUM | ₹617 Cr (30-09-2026) | ₹6,727 Cr (30-09-2026) |
| NAV | ₹105.21 (Direct) | ₹2,530.14 (Direct) |
| Expense ratio (Direct) | 0.21% | 0.14% |
| Expense ratio (Regular) | 0.29% | 0.36% |
| Riskometer | Low to Moderate | Moderate |
| Benchmark | CRISIL Liquid Debt A-I Index | NIFTY Liquid Index A-I |
| Launch date | 12-12-2025 | 01-01-2013 |
| Minimum investment | ₹1,000 | ₹1,000 |
| Lock in | None | None |
| Fund managers | Abhishek Krishnaswami Srinivas, Sanjay Doshi | Sandeep Agarwal, Kumaresh Ramakrishnan, Ronak Shah |
| Exit load | Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days. | Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days. |
Abakkus Liquid vs Sundaram Liquid: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Abakkus Liquid Fund (Direct) | +0.43% | +1.44% | +3.02% | -- | -- | -- | -- |
| Sundaram Liquid Fund (Direct) | +0.45% | +1.49% | +3.26% | +6.53% | +6.95% | -- | -- |
| Liquid average | +0.44% | +1.46% | +3.06% | +6.23% | +6.66% | -- | -- |
Category average: the average of the 44 Liquid funds, same plan type.
Abakkus Liquid vs Sundaram Liquid: Year-wise Returns
| Year | AbakkusAbakkus Liquid | SundaramSundaram Liquid |
|---|---|---|
| 2026to date | +4.90% | +5.47% |
| 2025 | -- | +6.63% |
| 2024 | -- | +7.47% |
| 2023 | -- | +7.10% |
Abakkus Liquid vs Sundaram Liquid: Rolling Returns
Every holding period of both funds
Abakkus Liquid vs Sundaram Liquid: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Abakkus Liquid Fund (Direct) | Sundaram Liquid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.90% | +6.56% |
| Standard deviation | 0.12% | 0.14% |
| Sharpe ratio | 5.43 | 4.78 |
| Sortino ratio | 11.92 | 11.33 |
| Maximum drawdown | −0.0% (25-09-2026) | −0.0% (05-05-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 15-12-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Abakkus Liquid Fund (Direct)
Sundaram Liquid Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Abakkus Liquid Fund (Direct) | −0.0% | 24-09-2026 | 25-09-2026 | 26-09-2026 | 1 days | 0.0% |
| Sundaram Liquid Fund (Direct) | −0.0% | 22-03-2026 | 23-03-2026 | 25-03-2026 | 2 days | 0.0% |
From daily values since 15-12-2025, the first day every fund has.
Abakkus Liquid vs Sundaram Liquid: Portfolio Overlap
From each fund's latest monthly portfolio: Abakkus Liquid Fund, September 2026; Sundaram Liquid Fund, September 2026
Holdings in common
- Overlap
- 4.0%
- Held by both
- 4
- Only in Abakkus Liquid
- 29
- Only in Sundaram Liquid
- 56
| Security | % of Abakkus Liquid | % of Sundaram Liquid |
|---|---|---|
| 91 Days Tbill (MD 22/10/2026) | 1.62% | 3.41% |
| Export Import Bank of India (04/12/2026) | 4.01% | 1.47% |
| REC Limited (22/10/2026) | 4.04% | 0.74% |
| Corporate Debt Market Development Fund | 0.16% | 0.27% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 4.0% means 4.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Abakkus Liquid Fund
| Security | % of fund |
|---|---|
| Indian Bank (27/10/2026) | 4.03% |
| ICICI Securities Limited (13/11/2026) | 4.02% |
| LIC Housing Finance Limited (26/11/2026) | 4.01% |
| Kotak Mahindra Bank Limited (21/12/2026) | 4.00% |
| Indian Oil Corporation Limited (08/12/2026) | 4.00% |
Largest holdings only in Sundaram Liquid Fund
| Security | % of fund |
|---|---|
| 91 Days - T Bill - 05/11/2026 | 5.62% |
| Export Import Bank of India - 04/11/2026 | 4.43% |
| Bank of India - 03/12/2026 | 4.41% |
| Central Bank of India - 04/12/2026 | 4.41% |
| REC LTD - 23/11/2026 | 2.95% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Abakkus Liquid | Sundaram Liquid |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 90.0% | 96.1% |
| Cash and others | 10.0% | 3.9% |
Abakkus Liquid vs Sundaram Liquid: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Abakkus Liquid Fund | Sundaram Liquid Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.21% | 0.14% |
| Base expense ratio (Direct) | 0.17% | 0.12% |
| Total expense ratio (Regular) | 0.29% | 0.36% |
| Base expense ratio (Regular) | 0.24% | 0.31% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Abakkus Liquid with
Abakkus Liquid Fund vs Sundaram Liquid Fund: Frequently Asked Questions
What is the difference between Abakkus Liquid Fund and Sundaram Liquid Fund?
Both are Liquid funds, run by Abakkus Mutual Fund and Sundaram Mutual Fund. Their portfolios overlap 4.0%. Abakkus Liquid Fund charges 0.21% a year and Sundaram Liquid Fund 0.14%.
Which has the lower expense ratio, Abakkus Liquid Fund or Sundaram Liquid Fund?
Sundaram Liquid Fund charges less: 0.14% a year against 0.21%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Abakkus Liquid Fund and Sundaram Liquid Fund overlap?
4.0%. They hold 4 of the same securities, the largest shared ones being 91 Days Tbill (MD 22/10/2026), Export Import Bank of India (04/12/2026), REC Limited (22/10/2026). From each fund's latest monthly portfolio.
Which is riskier, Abakkus Liquid Fund or Sundaram Liquid Fund?
On SEBI's riskometer, Abakkus Liquid Fund is rated Low to Moderate and Sundaram Liquid Fund Moderate. Over their common history, the standard deviation of daily returns was 0.12% and 0.14% a year.
Can I invest in both Abakkus Liquid Fund and Sundaram Liquid Fund?
Yes. 4.0% of each fund's money sits in the same holdings, so the two hold mostly different investments.
Who manages Abakkus Liquid Fund and Sundaram Liquid Fund?
Abakkus Liquid Fund: Abhishek Krishnaswami Srinivas, Sanjay Doshi. Sundaram Liquid Fund: Sandeep Agarwal, Kumaresh Ramakrishnan, Ronak Shah.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.