Abakkus Liquid Fund vs Aditya Birla Sun Life Liquid Fund
Direct Plan, Growth option · Data as on 30-10-2026
Abakkus Liquid Fund and Aditya Birla Sun Life Liquid Fund are both Liquid funds. Abakkus Liquid Fund charges 0.21% a year and Aditya Birla Sun Life Liquid Fund 0.21% (Direct plans). Their portfolios overlap 4.8%: they hold 11 of the same securities.
Aditya Birla Sun Life Liquid Fund
Liquid
- Expense ratio
- 0.21%
- NAV
- ₹462.39
Which is better, Abakkus Liquid or Aditya Birla Sun Life Liquid? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Abakkus Liquid fell less in its worst fall since 15-12-2025: −0.0% against −0.0%.
- Aditya Birla Sun Life Liquid is the larger fund: ₹61,167 Cr against ₹617 Cr.
- Their portfolios overlap 4.8%: 11 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Abakkus Liquid Fund | Aditya Birla Sun Life Liquid Fund |
|---|---|---|
| Fund house | Abakkus Mutual Fund | Aditya Birla Sun Life Mutual Fund |
| Category | Liquid | Liquid |
| AUM | ₹617 Cr (30-09-2026) | ₹61,167 Cr (30-09-2026) |
| NAV | ₹105.21 (Direct) | ₹462.39 (Direct) |
| Expense ratio (Direct) | 0.21% | 0.21% |
| Expense ratio (Regular) | 0.29% | 0.35% |
| Riskometer | Low to Moderate | Moderate |
| Benchmark | CRISIL Liquid Debt A-I Index | NIFTY Liquid Index A-I |
| Launch date | 12-12-2025 | 16-06-1997 |
| Minimum investment | ₹1,000 | 100 (growth option), 500 (IDCW) |
| Lock in | None | None |
| Fund managers | Abhishek Krishnaswami Srinivas, Sanjay Doshi | Kaustubh Gupta, Sunaina da Cunha, Sanjay Pawar |
| Exit load | Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days. | Investor Exit upon subscription Exit load as % of redemption proceeds Day 1 - 0.0070% Day 2 - 0.0065% Day 3 - 0.0060% Day 4 - 0.0055% Day 5 - 0.0050% Day 6 - 0.0045% 7 onwards - 0.0000% |
Abakkus Liquid vs Aditya Birla Sun Life Liquid: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Abakkus Liquid Fund (Direct) | +0.43% | +1.44% | +3.02% | -- | -- | -- | -- |
| Aditya Birla Sun Life Liquid Fund (Direct) | +0.44% | +1.50% | +3.19% | +6.52% | +6.96% | +6.47% | +6.17% |
| Liquid average | +0.44% | +1.46% | +3.06% | +6.23% | +6.66% | +6.18% | +5.85% |
Category average: the average of the 44 Liquid funds, same plan type.
Abakkus Liquid vs Aditya Birla Sun Life Liquid: Year-wise Returns
| Year | AbakkusAbakkus Liquid | Aditya Birla Sun LifeAditya Birla Sun Life Liquid |
|---|---|---|
| 2026to date | +4.90% | +5.44% |
| 2025 | -- | +6.66% |
| 2024 | -- | +7.49% |
| 2023 | -- | +7.19% |
| 2022 | -- | +4.95% |
| 2021 | -- | +3.38% |
Abakkus Liquid vs Aditya Birla Sun Life Liquid: Rolling Returns
Every holding period of both funds
Abakkus Liquid vs Aditya Birla Sun Life Liquid: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Abakkus Liquid Fund (Direct) | Aditya Birla Sun Life Liquid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.90% | +6.89% |
| Standard deviation | 0.12% | 0.22% |
| Sharpe ratio | 5.43 | 3.79 |
| Sortino ratio | 11.92 | 7.67 |
| Maximum drawdown | −0.0% (25-09-2026) | −0.2% (16-07-2013) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 15-12-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Abakkus Liquid Fund (Direct)
Aditya Birla Sun Life Liquid Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Abakkus Liquid Fund (Direct) | −0.0% | 24-09-2026 | 25-09-2026 | 26-09-2026 | 1 days | 0.0% |
| Aditya Birla Sun Life Liquid Fund (Direct) | −0.0% | 20-10-2026 | 22-10-2026 | 25-10-2026 | 3 days | 0.0% |
From daily values since 15-12-2025, the first day every fund has.
Abakkus Liquid vs Aditya Birla Sun Life Liquid: Portfolio Overlap
From each fund's latest monthly portfolio: Abakkus Liquid Fund, September 2026; Aditya Birla Sun Life Liquid Fund, September 2026
Holdings in common
- Overlap
- 4.8%
- Held by both
- 11
- Only in Abakkus Liquid
- 22
- Only in Aditya Birla Sun Life Liquid
- 179
| Security | % of Abakkus Liquid | % of Aditya Birla Sun Life Liquid |
|---|---|---|
| 91 Days Tbill (MD 08/10/2026) | 1.62% | 1.59% |
| 364 Days Tbill (MD 12/11/2026) | 3.22% | 0.81% |
| Indian Oil Corporation Limited (08/12/2026) | 4.00% | 0.40% |
| Reliance Industries Limited (10/12/2026) | 4.00% | 0.40% |
| Kotak Mahindra Bank Limited (21/12/2026) | 4.00% | 0.40% |
| Small Industries Dev Bank of India (06/11/2026) | 2.42% | 0.31% |
| Axis Bank Limited (07/12/2026) | 2.40% | 0.25% |
| Indian Bank (06/11/2026) | 0.81% | 0.20% |
| Corporate Debt Market Development Fund | 0.16% | 0.28% |
| Punjab National Bank (15/12/2026) | 0.80% | 0.12% |
| 364 Days Tbill (MD 23/10/2026) | 0.81% | 0.10% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 4.8% means 4.8% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Abakkus Liquid Fund
| Security | % of fund |
|---|---|
| REC Limited (22/10/2026) | 4.04% |
| Indian Bank (27/10/2026) | 4.03% |
| ICICI Securities Limited (13/11/2026) | 4.02% |
| LIC Housing Finance Limited (26/11/2026) | 4.01% |
| Export Import Bank of India (04/12/2026) | 4.01% |
Largest holdings only in Aditya Birla Sun Life Liquid Fund
| Security | % of fund |
|---|---|
| 91 DAY T-BILL 05.11.26 | 3.74% |
| Axis Bank Ltd. (26/11/2026) | 2.15% |
| HDFC Bank Ltd. (14/12/2026) | 2.06% |
| 91 DAY T-BILL 12.11.26 | 1.91% |
| HDFC Bank Ltd. (06/11/2026) | 1.87% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Abakkus Liquid | Aditya Birla Sun Life Liquid |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 90.0% | 107.1% |
| Cash and others | 10.0% | -7.1% |
Abakkus Liquid vs Aditya Birla Sun Life Liquid: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Abakkus Liquid Fund | Aditya Birla Sun Life Liquid Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.21% | 0.21% |
| Base expense ratio (Direct) | 0.17% | 0.18% |
| Total expense ratio (Regular) | 0.29% | 0.35% |
| Base expense ratio (Regular) | 0.24% | 0.30% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Abakkus Liquid with
Abakkus Liquid Fund vs Aditya Birla Sun Life Liquid Fund: Frequently Asked Questions
What is the difference between Abakkus Liquid Fund and Aditya Birla Sun Life Liquid Fund?
Both are Liquid funds, run by Abakkus Mutual Fund and Aditya Birla Sun Life Mutual Fund. Their portfolios overlap 4.8%. Abakkus Liquid Fund charges 0.21% a year and Aditya Birla Sun Life Liquid Fund 0.21%.
Which has the lower expense ratio, Abakkus Liquid Fund or Aditya Birla Sun Life Liquid Fund?
Both charge 0.21% a year.
How much do Abakkus Liquid Fund and Aditya Birla Sun Life Liquid Fund overlap?
4.8%. They hold 11 of the same securities, the largest shared ones being 91 Days Tbill (MD 08/10/2026), 364 Days Tbill (MD 12/11/2026), Indian Oil Corporation Limited (08/12/2026). From each fund's latest monthly portfolio.
Which is riskier, Abakkus Liquid Fund or Aditya Birla Sun Life Liquid Fund?
On SEBI's riskometer, Abakkus Liquid Fund is rated Low to Moderate and Aditya Birla Sun Life Liquid Fund Moderate. Over their common history, the standard deviation of daily returns was 0.12% and 0.22% a year.
Can I invest in both Abakkus Liquid Fund and Aditya Birla Sun Life Liquid Fund?
Yes. 4.8% of each fund's money sits in the same holdings, so the two hold mostly different investments.
Who manages Abakkus Liquid Fund and Aditya Birla Sun Life Liquid Fund?
Abakkus Liquid Fund: Abhishek Krishnaswami Srinivas, Sanjay Doshi. Aditya Birla Sun Life Liquid Fund: Kaustubh Gupta, Sunaina da Cunha, Sanjay Pawar.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.