Bajaj Finserv Equity Savings Fund

Equity SavingsDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

Bajaj Finserv Equity Savings Fund is an Equity Savings fund run by Bajaj Finserv Mutual Fund. On 30-09-2026, it managed ₹40 Cr of investors' money. In the year to 30-10-2026, its Direct plan returned 3.8% and its Regular plan returned 2.6%. Its benchmark, NIFTY Equity Savings Index, returned 1.5% over the same year.

NAV (Direct plan): ₹10.49; ▲ 0.20%30-10-2026
NAV (Regular plan): ₹10.35; ▲ 0.19%30-10-2026
Expense ratio: 1.05%Direct2.23%Regular; 1.05%; A year
Riskometer: Moderate; Set by the fund house
1 year return: 3.8%Direct2.6%Regular; 3.8%; Total

Bajaj Finserv Equity Savings Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹10.49 (up 0.20% that day); Regular Plan Growth ₹10.35 (up 0.19% that day).

This fund (Direct plan)

₹10.487

Bajaj Finserv Equity Savings Fund Returns vs NIFTY Equity Savings Index

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−0.35%	+0.06%	+0.90%	+3.77%	--	--	--
This fund (Regular)	−0.44%	−0.23%	+0.32%	+2.65%	--	--	--
NIFTY Equity Savings Index	−1.78%	−0.90%	+2.77%	+1.54%	+7.06%	+6.63%	--
Equity Savings average	−0.02%	−0.68%	+1.71%	+2.12%	--	--	--
Best in Equity Savings	+0.76%	+0.84%	+5.12%	+6.16%	--	--	--
Worst in Equity Savings	−1.35%	−2.08%	−0.15%	−1.58%	--	--	--
Rank in Equity Savings	19/23	4/23	17/23	5/23	--	--	--

Category rows compare the Direct plans of 23 Equity Savings funds. Rank 1 is the highest return. The benchmark row is as on 30-09-2026, as NSE published it.

Bajaj Finserv Equity Savings Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+2.68%	+1.74%

Bajaj Finserv Equity Savings Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 1-year holding period, plotted on the day it ended. There are 46 periods, one for each trading day from 21-08-2026 to 30-10-2026.

0%2%4%6%8%

Aug 2025
to
Aug 2026Sept 2025
to
Sept 2026Sept 2025
to
Sept 2026Oct 2025
to
Oct 2026Oct 2025
to
Oct 2026Oct 2025
to
Oct 2026

Bajaj Finserv Equity Savings Fund (Direct)Category average, 23 Equity Savings funds

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	46	5.0%	3.3%	5.6%	0%	4.0%	74%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 23 Equity Savings funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.

Bajaj Finserv Equity Savings Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Bajaj Finserv Equity Savings Fund (Direct)This fund	Category average
Return (CAGR)	+3.77%	+2.12%
Standard deviation	2.63%	4.23%
Sharpe ratio	-0.56	-0.74
Sortino ratio	-0.74	-0.98
Maximum drawdown	−1.6% (23-10-2026)	−3.8% (30-03-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Bajaj Finserv Equity Savings Fund (Direct)This fund	Category average
Return (CAGR)	+3.93%	+3.32%
Standard deviation	2.43%	3.99%
Sharpe ratio	-0.56	-0.49
Sortino ratio	-0.74	-0.66
Maximum drawdown	−1.6% (23-10-2026)	−3.8% (30-03-2026)

From daily NAVs, 21-08-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−4%−3%−2%−1%0%

2026

Bajaj Finserv Equity Savings Fund (Direct)Category average, 23 Equity Savings funds

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Bajaj Finserv Equity Savings Fund (Direct)	−1.6%	05-08-2026	23-10-2026	Not yet	--	−1.1%
Category average	−3.8%	11-02-2026	30-03-2026	15-06-2026	3 months	−1.6%

From the Direct plan's daily NAV since 21-08-2025, adjusted for unit splits, and the average of the 23 Equity Savings funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

Bajaj Finserv Equity Savings Fund vs Other Equity Savings Funds

The five Equity Savings funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
HSBC Equity Savings Fund	1/20	1,558	1.41%	+6.04%	+12.81%	--	--	0.95	1.28	Compare
Edelweiss Equity Savings Fund	2/20	1,704	1.08%	+5.36%	+10.93%	--	--	1.25	1.74	Compare
Mirae Asset Equity Savings Fund	3/20	1,994	0.73%	+2.60%	+9.98%	--	--	0.70	0.97	Compare
Kotak Equity Savings Fund	4/20	10,443	1.09%	+0.58%	+9.45%	--	--	0.60	0.82	Compare
Axis Equity Savings Fund	5/20	855	1.56%	+2.69%	+9.39%	--	--	0.65	0.88	Compare
Bajaj Finserv Equity Savings Fund	5/23	40	1.05%	+3.77%	--	--	--	--	--

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

Bajaj Finserv Equity Savings Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Equity Savings median	Cost rank (1 = cheapest)
Direct	0.28%	0.18%	0.03%	0.56%	1.05%	1.28%	5/23
Regular	1.28%	0.18%	0.03%	0.74%	2.23%	2.20%	13/23

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Equity Savings funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	2.65%	3.77%	1.12%	₹1,02,650	₹1,03,770

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Bajaj Finserv Equity Savings Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 21-08-2025 to 30-10-2026: 15 instalments, ₹1,50,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planBajaj Finserv Equity Savings Fund (Direct)	₹1,50,000	₹1,53,141	₹3,141	3.2%
Regular planBajaj Finserv Equity Savings Fund (Regular)	₹1,50,000	₹1,52,015	₹2,015	2.0%
Category averageCategory average, 23 Equity Savings funds	₹1,50,000	₹1,52,756	₹2,756	2.8%

₹0₹50,000₹1.0 L₹1.5 L₹2.0 L

2026

Direct planBajaj Finserv Equity Savings Fund (Direct)Regular planBajaj Finserv Equity Savings Fund (Regular)Category averageCategory average, 23 Equity Savings fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Bajaj Finserv Equity Savings Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

63.4%Equity

Asset	Fund	Category
Equity	63.4%	67.5%
Cash and others	36.6%	14.1%

Market cap of stocks

Market cap	Fund	Category
Large Cap	50.3%	52.2%
Mid Cap	5.3%	9.5%
Small Cap	7.8%	5.3%

Share of the whole fund. Category: the average of the Equity Savings funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Bajaj Finserv Equity Savings Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Banks19.4%
Diversified FMCG6.1%
Finance4.9%
Aerospace & Defense4.0%
Pharmaceuticals & Biotechnology3.8%
Chemicals & Petrochemicals3.5%
Capital Markets2.6%
Industrial Products2.6%
Non - Ferrous Metals2.5%
Realty2.4%

The ten largest of 26 sectors. The other 16 add up to 11.6%.

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Banks	16.1%	20.1%	19.4%	+3.3%
Diversified FMCG	5.9%	5.5%	6.1%	+0.2%
Finance	5.7%	5.4%	4.9%	−0.8%
Aerospace & Defense	3.8%	4.1%	4.0%	+0.2%
Pharmaceuticals & Biotechnology	6.5%	4.2%	3.8%	−2.7%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

Bajaj Finserv Equity Savings Fund Portfolio Holdings

As on 30-09-2026 · 46 holdings · from the fund house's monthly portfolio

Holdings	Sector	Weight%	1M change
Bajaj Finserv Money Market Fund-Direct Plan-Growth		18.83%
ICICI Bank Limited	Banks	6.33%	0.0%
ITC Limited	Diversified FMCG	4.97%	0.0%
HDFC Bank Limited	Banks	4.52%	0.0%
Embassy Office Parks REIT	Realty	4.04%
Axis Bank Limited	Banks	2.97%	0.0%
Bajaj Finserv Limited	Finance	2.66%	0.0%
Kotak Mahindra Bank Limited	Banks	2.61%	0.0%
Multi Commodity Exchange of India Limited	Capital Markets	2.61%	0.0%
Hindalco Industries Limited	Non - Ferrous Metals	2.49%	+25.0%
DLF Limited	Realty	2.42%	0.0%
Hindustan Aeronautics Limited	Aerospace & Defense	2.29%	0.0%
The Federal Bank Limited	Banks	2.20%	0.0%
Torrent Pharmaceuticals Limited	Pharmaceuticals & Biotechnology	2.19%	0.0%
Elantas Beck India Limited	Chemicals & Petrochemicals	2.03%	0.0%
Bharat Electronics Limited	Aerospace & Defense	1.67%	0.0%
Apollo Hospitals Enterprise Limited	Healthcare Services	1.52%	0.0%
Solar Industries India Limited	Chemicals & Petrochemicals	1.49%	0.0%
Timken India Limited	Industrial Products	1.44%	0.0%
Indus Towers Limited	Telecom - Services	1.44%	0.0%
UltraTech Cement Limited	Cement & Cement Products	1.42%	0.0%
Jio Financial Services Limited	Finance	1.28%	0.0%
Hindustan Unilever Limited	Diversified FMCG	1.10%	+62.6%
JSW Steel Limited	Ferrous Metals	1.06%	0.0%
Ingersoll Rand (India) Limited	Industrial Products	0.99%	0.0%
ZF Commercial Vehicle Control Systems India Limited	Auto Components	0.98%	0.0%
Power Finance Corporation Limited	Finance	0.96%	0.0%
Cube Highways Trust-InvIT Fund	Transport Infrastructure	0.90%
Adani Ports and Special Economic Zone Limited	Transport Infrastructure	0.86%	0.0%
EID Parry India Limited	Food Products	0.85%	0.0%
Sun Pharmaceutical Industries Limited	Pharmaceuticals & Biotechnology	0.85%	0.0%
Bandhan Bank Limited	Banks	0.81%	0.0%
Oil & Natural Gas Corporation Limited	Oil	0.77%	0.0%
Westlife Foodworld Limited	Leisure Services	0.66%	0.0%
GlaxoSmithKline Pharmaceuticals Limited	Pharmaceuticals & Biotechnology	0.52%	0.0%
Knowledge Realty Trust	Realty	0.51%
Titan Company Limited	Consumer Durables	0.50%	0.0%
Tata Motors Passenger Vehicles Limited	Automobiles	0.46%	0.0%
Tata Consumer Products Limited	Agricultural Food & other Products	0.30%	0.0%
Larsen & Toubro Limited	Construction	0.22%	0.0%
Cipla Limited	Pharmaceuticals & Biotechnology	0.19%	0.0%
Cummins India Limited	Industrial Products	0.18%	0.0%
Infosys Limited	IT - Software	0.16%	0.0%
Reliance Industries Limited	Petroleum Products	0.15%	0.0%
Tata Consultancy Services Limited	IT - Software	0.14%	0.0%
NTPC Limited	Power	0.12%	New

Bajaj Finserv Equity Savings Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

Hindalco Industries Limited	Added	+25.0%	2.49%
Power Grid Corporation of India Limited	Sold out	−100%	was 1.12%
Hindustan Unilever Limited	Added	+62.6%	1.10%
Schaeffler India Limited	Sold out	−100%	was 0.96%
Sanofi Consumer Healthcare India Limited	Sold out	−100%	was 0.28%
NTPC Limited	New	New	0.12%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What Bajaj Finserv Equity Savings Fund bought and sold

Bajaj Finserv Equity Savings Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
Bajaj Finserv Arbitrage FundArbitrage · Bajaj Finserv	36.3%	31	Compare
Bandhan Nifty 100 Index FundIndex · Bandhan	32.3%	31	Compare
HDFC NIFTY 100 Index FundIndex · HDFC	32.2%	31	Compare
Motilal Oswal Nifty 100 ETFETF · Motilal Oswal	32.2%	31	Compare
HDFC NIFTY 100 ETFETF · HDFC	32.2%	31	Compare
Nippon India ETF Nifty 100ETF · Nippon India	32.2%	31	Compare
Axis Nifty 100 Index FundIndex · Axis	32.2%	31	Compare
Zerodha Nifty 100 ETFETF · Zerodha	32.2%	31	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

Bajaj Finserv Equity Savings Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 1.05%
Expense ratio (Regular): 2.23%
Category: Equity Savings
Risk: Moderate
Benchmark: Nifty Equity Savings TRI
Launch date: 19-08-2025
Minimum investment: ₹500
Minimum additional investment: ₹100
AUM: ₹39.76 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 153758
ISIN (Direct): INF0QA701BT9
Scheme code (Regular): 153769
ISIN (Regular): INF0QA701BQ5
NAV history: From 21-08-2025, 1.2 years

Exit load: Exit load of 0.25%, if redeemed within 7 days.

Tax on Bajaj Finserv Equity Savings Fund returns

Bajaj Finserv Equity Savings Fund is taxed as an equity fund: 65% or more of it is in Indian stocks, counting its hedged positions.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹10.487	30-10-2026
direct	IDCW	₹10.487	30-10-2026
regular	Growth	₹10.352	30-10-2026
regular	IDCW	₹10.352	30-10-2026

About Bajaj Finserv Equity Savings Fund

Bajaj Finserv Equity Savings Fund is a mutual fund from Bajaj Finserv Mutual Fund. Its category is Equity Savings. It was launched on 19-08-2025. Its benchmark is Nifty Equity Savings TRI. At the end of September 2026 it held 46 securities.

Fund Manager

Sorbh Gupta
Fund manager of Bajaj Finserv Equity Savings Fund
Ilesh Savla
Fund manager of Bajaj Finserv Equity Savings Fund
Siddharth Chaudhary
Fund manager of Bajaj Finserv Equity Savings Fund

See all funds of Bajaj Finserv Mutual Fund

AUM change

September 2026: ₹39.76 Cr; −1.49% from August 2026
August 2026: ₹40.36 Cr; −1.54% from July 2026
July 2026: ₹40.99 Cr; +9.98% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Bajaj Finserv Equity Savings Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Bajaj Finserv Equity Savings vs HSBC Equity SavingsEquity Savings
Bajaj Finserv Equity Savings vs Edelweiss Equity SavingsEquity Savings
Bajaj Finserv Equity Savings vs Mirae Asset Equity SavingsEquity Savings
Bajaj Finserv Equity Savings vs Kotak Equity SavingsEquity Savings
Bajaj Finserv Equity Savings vs Axis Equity SavingsEquity Savings
Bajaj Finserv Equity Savings vs Bajaj Finserv Arbitrage36.3% overlap
Bajaj Finserv Equity Savings vs Bandhan Nifty 100 Index32.3% overlap
Bajaj Finserv Equity Savings vs HDFC NIFTY 100 Index32.2% overlap

Compare with any other fund

Frequently Asked Questions for Bajaj Finserv Equity Savings Fund

What is the current NAV of Bajaj Finserv Equity Savings Fund?

The Direct plan NAV is ₹10.487. The Regular plan NAV is ₹10.352, as on 30-10-2026.

What are the returns of Bajaj Finserv Equity Savings Fund?

The Direct plan returned +3.77% in 1 year. The Regular plan returned +2.65% in 1 year. These figures are as on 30-10-2026.

What is the expense ratio of Bajaj Finserv Equity Savings Fund?

The Direct plan charges 1.05% a year. The Regular plan charges 2.23% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.

What is the AUM of Bajaj Finserv Equity Savings Fund?

Bajaj Finserv Equity Savings Fund managed ₹39.76 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Bajaj Finserv Equity Savings Fund?

At the end of September 2026 the largest holdings were Bajaj Finserv Money Market Fund-Direct Plan-Growth (18.83%), ICICIBANK (6.33%), ITC (4.97%), HDFCBANK (4.52%), EMBASSY-RR (4.04%). The fund held 46 securities in all.

What did Bajaj Finserv Equity Savings Fund buy and sell in September 2026?

It bought 1 new stock: NTPC Limited. It sold out of 3: Sanofi Consumer Healthcare India Limited, Schaeffler India Limited, Power Grid Corporation of India Limited. It added shares in 2.

How do I invest in Bajaj Finserv Equity Savings Fund?

Through Bajaj Finserv Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹500. You can invest once or through a monthly SIP.

Who is the fund manager of Bajaj Finserv Equity Savings Fund?

Sorbh Gupta, Ilesh Savla, Siddharth Chaudhary.

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.