Bajaj Finserv Equity Savings Fund vs Edelweiss Equity Savings Fund
Direct Plan, Growth option · Data as on 30-10-2026
Bajaj Finserv Equity Savings Fund and Edelweiss Equity Savings Fund are both Equity Savings funds. In the year to 30-10-2026, Bajaj Finserv Equity Savings Fund (Direct) returned 3.8% and Edelweiss Equity Savings Fund (Direct) returned 5.4%. Bajaj Finserv Equity Savings Fund charges 1.05% a year and Edelweiss Equity Savings Fund 1.08% (Direct plans). Their portfolios overlap 22.2%: they hold 31 of the same securities.
Bajaj Finserv Equity Savings Fund
Equity Savings
- 1 year return
- 3.8%
- Expense ratio
- 1.05%
- NAV
- ₹10.49
Edelweiss Equity Savings Fund
Equity Savings
- 1 year return
- 5.4%
- Expense ratio
- 1.08%
- NAV
- ₹30.25
Which is better, Bajaj Finserv Equity Savings or Edelweiss Equity Savings? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Edelweiss Equity Savings returned more over 1 year: 5.4% against 3.8%.
- Bajaj Finserv Equity Savings costs less: 1.05% a year against 1.08% (Direct plans).
- Bajaj Finserv Equity Savings fell less in its worst fall since 21-08-2025: −1.6% against −3.5%.
- Edelweiss Equity Savings is the larger fund: ₹1,704 Cr against ₹40 Cr.
- Their portfolios overlap 22.2%: 31 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Bajaj Finserv Equity Savings Fund | Edelweiss Equity Savings Fund |
|---|---|---|
| Fund house | Bajaj Finserv Mutual Fund | Edelweiss Mutual Fund |
| Category | Equity Savings | Equity Savings |
| AUM | ₹40 Cr (30-09-2026) | ₹1,704 Cr (30-09-2026) |
| NAV | ₹10.49 (Direct) | ₹30.25 (Direct) |
| Expense ratio (Direct) | 1.05% | 1.08% |
| Expense ratio (Regular) | 2.23% | 2.08% |
| Riskometer | Moderate | Moderate |
| Benchmark | Nifty Equity Savings TRI | Nifty Equity Savings Index |
| Launch date | 19-08-2025 | 13-10-2014 |
| Minimum investment | ₹500 | ₹100 |
| Lock in | None | None |
| Fund managers | Sorbh Gupta, Ilesh Savla, Siddharth Chaudhary | Bharat Lahoti, Bhavesh Jain, Rahul Dedhia, Kedar Karnik |
| Exit load | Exit load of 0.25%, if redeemed within 7 days. | Exit load of 0.25%, if redeemed within 30 days. |
Bajaj Finserv Equity Savings vs Edelweiss Equity Savings: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Bajaj Finserv Equity Savings Fund (Direct) | −0.35% | +0.06% | +0.90% | +3.77% | -- | -- | -- |
| Edelweiss Equity Savings Fund (Direct) | −0.68% | +0.27% | +3.54% | +5.36% | +10.93% | +9.34% | -- |
| Equity Savings average | −0.02% | −0.68% | +1.71% | +2.12% | +8.55% | +7.55% | -- |
Category average: the average of the 23 Equity Savings funds, same plan type.
Bajaj Finserv Equity Savings vs Edelweiss Equity Savings: Year-wise Returns
| Year | Bajaj FinservBajaj Finserv Equity Savings | EdelweissEdelweiss Equity Savings |
|---|---|---|
| 2026to date | +2.68% | +4.53% |
| 2025 | -- | +9.03% |
| 2024 | -- | +14.47% |
| 2023 | -- | +14.29% |
| 2022 | -- | +4.65% |
| 2021 | -- | +13.07% |
Bajaj Finserv Equity Savings vs Edelweiss Equity Savings: Rolling Returns
Every holding period of both funds
Rolling returns
Every 1-year holding period, 46 of them, one for each trading day from 21-08-2026 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Bajaj Finserv Equity Savings Fund (Direct)
Edelweiss Equity Savings Fund (Direct)
to
Aug 2026Sept 2025
to
Sept 2026Sept 2025
to
Sept 2026Oct 2025
to
Oct 2026Oct 2025
to
Oct 2026Oct 2025
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finserv Equity Savings | 0.0 | 52.2 | 47.8 | 0.0 | 0.0 | 0.0 | 0.0 | 4.8% | 5.0% | 3.3% | 5.6% |
| Edelweiss Equity Savings | 0.0 | 6.5 | 93.5 | 0.0 | 0.0 | 0.0 | 0.0 | 7.5% | 7.7% | 4.6% | 9.4% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 21-08-2025. Past returns do not promise future returns.
Bajaj Finserv Equity Savings vs Edelweiss Equity Savings: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 21-08-2025 to 30-10-2026: 15 instalments, ₹1,50,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Bajaj Finserv Equity SavingsBajaj Finserv Equity Savings Fund (Direct) | ₹1,50,000 | ₹1,53,141 | ₹3,141 | 3.2% |
| Edelweiss Equity SavingsEdelweiss Equity Savings Fund (Direct) | ₹1,50,000 | ₹1,56,147 | ₹6,147 | 6.2% |
Bajaj Finserv Equity SavingsBajaj Finserv Equity Savings Fund (Direct)
Edelweiss Equity SavingsEdelweiss Equity Savings Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Bajaj Finserv Equity Savings vs Edelweiss Equity Savings: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Bajaj Finserv Equity Savings Fund (Direct) | Edelweiss Equity Savings Fund (Direct) |
|---|---|---|
| Return (CAGR) | +3.77% | +5.36% |
| Standard deviation | 2.63% | 4.38% |
| Sharpe ratio | -0.56 | 0.03 |
| Sortino ratio | -0.74 | 0.04 |
| Maximum drawdown | −1.6% (23-10-2026) | −3.5% (23-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Bajaj Finserv Equity Savings Fund (Direct) | Edelweiss Equity Savings Fund (Direct) |
|---|---|---|
| Return (CAGR) | +3.93% | +10.34% |
| Standard deviation | 2.43% | 4.72% |
| Sharpe ratio | -0.56 | 1.05 |
| Sortino ratio | -0.74 | 1.46 |
| Maximum drawdown | −1.6% (23-10-2026) | −9.5% (23-03-2020) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 21-08-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Bajaj Finserv Equity Savings Fund (Direct)
Edelweiss Equity Savings Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Bajaj Finserv Equity Savings Fund (Direct) | −1.6% | 05-08-2026 | 23-10-2026 | Not yet | -- | −1.1% |
| Edelweiss Equity Savings Fund (Direct) | −3.5% | 18-02-2026 | 23-03-2026 | 17-04-2026 | 25 days | −1.5% |
From daily values since 21-08-2025, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Bajaj Finserv Equity Savings Fund (Direct)
Edelweiss Equity Savings Fund (Direct)
Bajaj Finserv Equity Savings vs Edelweiss Equity Savings: Portfolio Overlap
From each fund's latest monthly portfolio: Bajaj Finserv Equity Savings Fund, September 2026; Edelweiss Equity Savings Fund, September 2026
Holdings in common
- Overlap
- 22.2%
- Held by both
- 31
- Only in Bajaj Finserv Equity Savings
- 15
- Only in Edelweiss Equity Savings
- 124
| Security | % of Bajaj Finserv Equity Savings | % of Edelweiss Equity Savings |
|---|---|---|
| ICICI Bank Limited | 6.33% | 4.58% |
| HDFC Bank Limited | 4.52% | 4.92% |
| Multi Commodity Exchange of India Limited | 2.61% | 1.64% |
| Hindalco Industries Limited | 2.49% | 1.49% |
| Axis Bank Limited | 2.97% | 1.44% |
| Adani Ports and Special Economic Zone Limited | 0.86% | 1.05% |
| Kotak Mahindra Bank Limited | 2.61% | 0.84% |
| Cube Highways Trust-InvIT Fund | 0.90% | 0.77% |
| Hindustan Unilever Limited | 1.10% | 0.65% |
| Titan Company Limited | 0.50% | 0.48% |
| ITC Limited | 4.97% | 0.46% |
| Indus Towers Limited | 1.44% | 0.38% |
| Sun Pharmaceutical Industries Limited | 0.85% | 0.36% |
| JSW Steel Limited | 1.06% | 0.35% |
| UltraTech Cement Limited | 1.42% | 0.34% |
| Bajaj Finserv Limited | 2.66% | 0.33% |
| The Federal Bank Limited | 2.20% | 0.30% |
| Bandhan Bank Limited | 0.81% | 0.28% |
| Hindustan Aeronautics Limited | 2.29% | 0.25% |
| Tata Motors Passenger Vehicles Limited | 0.46% | 0.25% |
| Larsen & Toubro Limited | 0.22% | 0.33% |
| Bharat Electronics Limited | 1.67% | 0.21% |
| Apollo Hospitals Enterprise Limited | 1.52% | 0.21% |
| Torrent Pharmaceuticals Limited | 2.19% | 0.19% |
| Infosys Limited | 0.16% | 0.21% |
| Reliance Industries Limited | 0.15% | 2.93% |
| Tata Consultancy Services Limited | 0.14% | 0.24% |
| Cipla Limited | 0.19% | 0.12% |
| NTPC Limited | 0.12% | 0.35% |
| Power Finance Corporation Limited | 0.96% | 0.09% |
| Jio Financial Services Limited | 1.28% | 0.01% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 22.2% means 22.2% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Bajaj Finserv Equity Savings Fund
| Security | % of fund |
|---|---|
| Bajaj Finserv Money Market Fund-Direct Plan-Growth | 18.83% |
| Embassy Office Parks REIT | 4.04% |
| DLF Limited | 2.42% |
| Elantas Beck India Limited | 2.03% |
| Solar Industries India Limited | 1.49% |
Largest holdings only in Edelweiss Equity Savings Fund
| Security | % of fund |
|---|---|
| EDELWEISS ULTRA SHORT TERM FUND | 4.41% |
| Steel Authority of India Ltd. | 4.26% |
| EDELWEISS LOW DURATION FUND | 3.69% |
| Bharti Airtel Ltd. | 3.10% |
| 7.65% HDB FIN SERV NCD 10-09-27 | 2.92% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Bajaj Finserv Equity Savings | Edelweiss Equity Savings |
|---|---|---|
| Equity | 63.4% | 64.9% |
| Debt | 0.0% | 8.5% |
| Cash and others | 36.6% | 26.6% |
Market cap of stocks
| Market cap | Bajaj Finserv Equity Savings | Edelweiss Equity Savings |
|---|---|---|
| Large Cap | 50.3% | 41.7% |
| Mid Cap | 5.3% | 14.3% |
| Small Cap | 7.8% | 6.7% |
| Not on AMFI's list | 0.0% | 2.3% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Bajaj Finserv Equity Savings | Edelweiss Equity Savings |
|---|---|---|
| Banks | 19.4% | 15.0% |
| Diversified FMCG | 6.1% | 1.1% |
| Telecom - Services | 1.4% | 5.9% |
| Finance | 4.9% | 2.3% |
| Ferrous Metals | 1.1% | 4.7% |
| Capital Markets | 2.6% | 4.3% |
| Aerospace & Defense | 4.0% | 0.9% |
| Pharmaceuticals & Biotechnology | 3.8% | 2.5% |
| Chemicals & Petrochemicals | 3.5% | 0.9% |
| Power | 0.1% | 3.5% |
| Petroleum Products | 0.1% | 3.3% |
The six largest sectors of each fund's stocks, % of the fund.
Bajaj Finserv Equity Savings vs Edelweiss Equity Savings: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Bajaj Finserv Equity Savings Fund | Edelweiss Equity Savings Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.05% | 1.08% |
| Base expense ratio (Direct) | 0.28% | 0.51% |
| Total expense ratio (Regular) | 2.23% | 2.08% |
| Base expense ratio (Regular) | 1.28% | 1.36% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Bajaj Finserv Equity Savings with
Bajaj Finserv Equity Savings Fund vs Edelweiss Equity Savings Fund: Frequently Asked Questions
What is the difference between Bajaj Finserv Equity Savings Fund and Edelweiss Equity Savings Fund?
Both are Equity Savings funds, run by Bajaj Finserv Mutual Fund and Edelweiss Mutual Fund. Their portfolios overlap 22.2%. Bajaj Finserv Equity Savings Fund charges 1.05% a year and Edelweiss Equity Savings Fund 1.08%.
Which has given higher returns, Bajaj Finserv Equity Savings Fund or Edelweiss Equity Savings Fund?
Over 1 year: Bajaj Finserv Equity Savings Fund +3.77%, Edelweiss Equity Savings Fund +5.36%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Bajaj Finserv Equity Savings Fund or Edelweiss Equity Savings Fund?
Bajaj Finserv Equity Savings Fund charges less: 1.05% a year against 1.08%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Bajaj Finserv Equity Savings Fund and Edelweiss Equity Savings Fund overlap?
22.2%. They hold 31 of the same securities, the largest shared ones being ICICIBANK, HDFCBANK, MCX. From each fund's latest monthly portfolio.
Which is riskier, Bajaj Finserv Equity Savings Fund or Edelweiss Equity Savings Fund?
On SEBI's riskometer, Bajaj Finserv Equity Savings Fund is rated Moderate and Edelweiss Equity Savings Fund Moderate. Over 1 years, the standard deviation of daily returns was 2.63% and 4.38% a year.
Can I invest in both Bajaj Finserv Equity Savings Fund and Edelweiss Equity Savings Fund?
Yes. 22.2% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Bajaj Finserv Equity Savings Fund and Edelweiss Equity Savings Fund?
Bajaj Finserv Equity Savings Fund: Sorbh Gupta, Ilesh Savla, Siddharth Chaudhary. Edelweiss Equity Savings Fund: Bharat Lahoti, Bhavesh Jain, Rahul Dedhia, Kedar Karnik.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.