Bajaj Finserv ELSS - Tax Saver Fund

ELSSDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

Bajaj Finserv ELSS - Tax Saver Fund is an ELSS fund run by Bajaj Finserv Mutual Fund. On 30-09-2026, it managed ₹88 Cr of investors' money. In the year to 30-10-2026, its Direct plan returned −4.4% and its Regular plan returned −6.0%. Its benchmark, BSE 500 TRI, returned −7.7% over the same year.

NAV (Direct plan): ₹11.20; ▼ 0.44%30-10-2026
NAV (Regular plan): ₹10.87; ▼ 0.44%30-10-2026
Expense ratio: 1.28%Direct2.96%Regular; 1.28%; A year
Riskometer: Very High; Set by the fund house
1 year return: −4.4%Direct−6.0%Regular; −4.4%; Total

Bajaj Finserv ELSS - Tax Saver Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹11.20 (down 0.44% that day); Regular Plan Growth ₹10.87 (down 0.44% that day).

This fund (Direct plan)

₹11.204

Bajaj Finserv ELSS - Tax Saver Fund Returns vs BSE 500 TRI

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−2.07%	−4.82%	−2.50%	−4.36%	--	--	--
This fund (Regular)	−2.21%	−5.22%	−3.33%	−5.97%	--	--	--
BSE 500 TRI	−0.87%	−6.09%	−2.95%	−7.66%	+9.89%	+8.65%	+12.51%
ELSS average	−2.34%	−5.61%	−1.63%	−5.75%	--	--	--
Best in ELSS	+1.27%	−1.66%	+5.11%	+2.97%	--	--	--
Worst in ELSS	−8.36%	−10.02%	−7.36%	−11.32%	--	--	--
Rank in ELSS	27/50	20/50	29/50	16/50	--	--	--

Category rows compare the Direct plans of 50 ELSS funds. Rank 1 is the highest return.

Bajaj Finserv ELSS - Tax Saver Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular	BSE 500 TRI
2026to date	−3.51%	−4.85%	−7.81%

Bajaj Finserv ELSS - Tax Saver Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 1-year holding period, plotted on the day it ended. There are 182 periods, one for each trading day from 03-02-2026 to 30-10-2026.

−10%−5%0%5%10%15%20%

Feb 2025
to
Feb 2026Apr 2025
to
Apr 2026May 2025
to
May 2026Jul 2025
to
Jul 2026Aug 2025
to
Aug 2026Oct 2025
to
Oct 2026

Bajaj Finserv ELSS - Tax Saver Fund (Direct)BSE 500 TRI

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Benchmark median	Beat benchmark
1 year	182	5.0%	−4.7%	15.8%	9%	1.4%	80%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than BSE 500 TRI over the same days. Past returns do not promise future returns.

Bajaj Finserv ELSS - Tax Saver Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Bajaj Finserv ELSS - Tax Saver Fund (Direct)This fund	BSE 500 TRI
Return (CAGR)	−4.36%	−7.66%
Standard deviation	14.47%	14.32%
Sharpe ratio	-0.66	-0.90
Sortino ratio	-0.90	-1.19
Maximum drawdown	−13.5% (31-03-2026)	−14.8% (30-03-2026)
Beta	0.96	1.00
Alpha	+2.85%	0.00%

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Measure	Bajaj Finserv ELSS - Tax Saver Fund (Direct)This fund	BSE 500 TRI
Return (CAGR)	+6.57%	+2.06%
Standard deviation	12.96%	13.88%
Sharpe ratio	0.08	-0.25
Sortino ratio	0.12	-0.34
Maximum drawdown	−13.5% (31-03-2026)	−14.8% (30-03-2026)
Beta	0.88	1.00
Alpha	+4.09%	0.00%

From daily NAVs, 03-02-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−15%−10%−5%0%

2026

Bajaj Finserv ELSS - Tax Saver Fund (Direct)BSE 500 TRI

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Bajaj Finserv ELSS - Tax Saver Fund (Direct)	−13.5%	02-01-2026	31-03-2026	07-05-2026	37 days	−7.6%
BSE 500 TRI	−14.8%	02-01-2026	30-03-2026	Not yet	--	−8.7%

From the Direct plan's daily NAV since 03-02-2025, adjusted for unit splits, and BSE 500 TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

Bajaj Finserv ELSS - Tax Saver Fund vs Other ELSS Funds

The five ELSS funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Motilal Oswal ELSS Tax Saver Fund	1/49	4,890	0.97%	+0.93%	+19.52%	+8.70%	1.14	0.70	0.95	Compare
SBI Long Term Advantage Fund - Series V	2/49	366	1.27%	−5.06%	+18.92%	+9.24%	0.94	0.85	1.18	Compare
JM ELSS - Tax Saver Fund	3/49	240	1.34%	−1.27%	+15.60%	+5.41%	1.08	0.60	0.80	Compare
WhiteOak Capital ELSS Tax Saver Fund	4/49	481	0.86%	−2.32%	+15.53%	+5.78%	0.96	0.67	0.92	Compare
HSBC ELSS Tax saver Fund	5/49	3,974	1.22%	−3.32%	+15.09%	+4.39%	1.12	0.55	0.74	Compare
Bajaj Finserv ELSS - Tax Saver Fund	16/50	88	1.28%	−4.36%	--	--	--	--	--

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

Bajaj Finserv ELSS - Tax Saver Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	ELSS median	Cost rank (1 = cheapest)
Direct	0.67%	0.16%	0.01%	0.44%	1.28%	1.11%	40/49
Regular	2.10%	0.16%	0.01%	0.69%	2.96%	1.96%	49/50

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the ELSS funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	−5.97%	−4.36%	1.61%	₹94,030	₹95,640

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Bajaj Finserv ELSS - Tax Saver Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 03-02-2025 to 30-10-2026: 21 instalments, ₹2,10,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planBajaj Finserv ELSS - Tax Saver Fund (Direct)	₹2,10,000	₹2,10,890	₹890	0.5%
Regular planBajaj Finserv ELSS - Tax Saver Fund (Regular)	₹2,10,000	₹2,07,559	−₹2,441	−1.3%
BSE 500 TRI	₹2,10,000	₹2,05,321	−₹4,679	−2.5%
Category averageCategory average, 49 ELSS funds	₹2,10,000	₹2,08,724	−₹1,276	−0.7%

₹0₹50,000₹1.0 L₹1.5 L₹2.0 L₹2.5 L

2026

Direct planBajaj Finserv ELSS - Tax Saver Fund (Direct)Regular planBajaj Finserv ELSS - Tax Saver Fund (Regular)BSE 500 TRICategory averageCategory average, 49 ELSS fundsAmount invested

From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Bajaj Finserv ELSS - Tax Saver Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

89.6%Equity

Asset	Fund	Category
Equity	89.6%	96.3%
Cash and others	10.4%	3.1%

Market cap of stocks

Market cap	Fund	Category
Large Cap	41.4%	47.5%
Mid Cap	12.8%	18.4%
Small Cap	31.3%	29.4%
Not on AMFI's list	4.2%	1.2%

Share of the whole fund. Category: the average of the ELSS funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Bajaj Finserv ELSS - Tax Saver Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Banks19.6%
Pharmaceuticals & Biotechnology7.7%
Ferrous Metals6.2%
Petroleum Products5.8%
Food Products5.6%
Consumer Durables5.1%
Finance5.0%
Retailing4.5%
Textiles & Apparels4.5%
Industrial Products3.5%

The ten largest of 22 sectors. The other 12 add up to 22.1%.

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Banks	17.5%	16.9%	19.6%	+2.2%
Pharmaceuticals & Biotechnology	6.9%	5.8%	7.7%	+0.8%
Ferrous Metals	4.4%	4.5%	6.2%	+1.8%
Petroleum Products	6.3%	5.9%	5.8%	−0.5%
Food Products	4.5%	4.1%	5.6%	+1.1%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

Bajaj Finserv ELSS - Tax Saver Fund Portfolio Holdings

As on 30-09-2026 · 42 holdings · from the fund house's monthly portfolio

Holdings	Sector	Weight%	1M change
HDFC Bank Limited	Banks	9.16%	+50.9%
ICICI Bank Limited	Banks	6.37%	0.0%
Reliance Industries Limited	Petroleum Products	5.75%	0.0%
Divi's Laboratories Limited	Pharmaceuticals & Biotechnology	5.57%	+51.1%
Zydus Wellness Limited	Food Products	4.67%	+47.0%
State Bank of India	Banks	4.12%	0.0%
Steel Authority of India Limited	Ferrous Metals	3.85%	+77.8%
PG Electroplast Limited	Consumer Durables	2.79%	+14.8%
Balrampur Chini Mills Limited	Agricultural Food & other Products	2.71%	0.0%
Timken India Limited	Industrial Products	2.65%	0.0%
Larsen & Toubro Limited	Construction	2.53%	0.0%
Eternal Limited	Retailing	2.48%	0.0%
Tata Steel Limited	Ferrous Metals	2.36%	0.0%
Rentomojo Limited	Commercial Services & Supplies	2.34%	New
GlaxoSmithKline Pharmaceuticals Limited	Pharmaceuticals & Biotechnology	2.13%	0.0%
PVR INOX Limited	Entertainment	2.13%	−2.7%
Sundaram Finance Limited	Finance	1.95%	0.0%
Indigo Paints Limited	Consumer Durables	1.94%	−18.2%
Vedanta Aluminium Metal Limited	Non - Ferrous Metals	1.87%	0.0%
SBI Funds Management Limited	Capital Markets	1.76%	0.0%
Bharat Dynamics Limited	Aerospace & Defense	1.51%	0.0%
Garware Technical Fibres Limited	Textiles & Apparels	1.49%	−33.9%
K.P.R. Mill Limited	Textiles & Apparels	1.48%	0.0%
Balkrishna Industries Limited	Auto Components	1.34%	0.0%
Niva Bupa Health Insurance Company Limited	Insurance	1.27%	New
Sedemac Mechatronics Limited	Auto Components	1.19%	0.0%
Bajaj Finserv Limited	Finance	1.14%	0.0%
Arvind Fashions Limited	Retailing	1.10%	0.0%
Coforge Limited	IT - Software	1.09%	0.0%
Five Star Business Finance Limited	Finance	1.03%	−48.4%
Indo Count Industries Limited	Textiles & Apparels	1.03%	−56.0%
Swiggy Limited	Retailing	0.91%	0.0%
LIC Housing Finance Limited	Finance	0.90%	New
EID Parry India Limited	Food Products	0.89%	0.0%
Go Digit General Insurance Limited	Insurance	0.89%	0.0%
RHI Magnesita India Limited	Industrial Products	0.85%	0.0%
MTAR Technologies Limited	Electrical Equipment	0.80%	0.0%
Prudent Corporate Advisory Services Limited	Capital Markets	0.61%	0.0%
Nitin Spinners Limited	Textiles & Apparels	0.50%	−81.1%
Cera Sanitaryware Limited	Consumer Durables	0.40%	0.0%
SS Retail Limited	Retailing	0.03%	New
Moneyview Limited	Financial Technology (Fintech)	0.02%	New

Bajaj Finserv ELSS - Tax Saver Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

HDFC Bank Limited	Added	+50.9%	9.16%
Divi's Laboratories Limited	Added	+51.1%	5.57%
Zydus Wellness Limited	Added	+47.0%	4.67%
Steel Authority of India Limited	Added	+77.8%	3.85%
PG Electroplast Limited	Added	+14.8%	2.79%
Nitin Spinners Limited	Reduced	−81.1%	0.50%
Indigo Paints Limited	Reduced	−18.2%	1.94%
Rentomojo Limited	New	New	2.34%
Indo Count Industries Limited	Reduced	−56.0%	1.03%
Garware Technical Fibres Limited	Reduced	−33.9%	1.49%
PVR INOX Limited	Reduced	−2.7%	2.13%
Five Star Business Finance Limited	Reduced	−48.4%	1.03%
Pondy Oxides & Chemicals Ltd	Sold out	−100%	was 1.91%
Billionbrains Garage Ventures Ltd	Sold out	−100%	was 1.67%
Pricol Limited	Sold out	−100%	was 1.29%
Niva Bupa Health Insurance Company Limited	New	New	1.27%
Indo Tech Transformers Limited	Sold out	−100%	was 1.21%
Gabriel India Limited	Sold out	−100%	was 1.07%
S.J.S. Enterprises Limited	Sold out	−100%	was 0.97%
LIC Housing Finance Limited	New	New	0.90%
SS Retail Limited	New	New	0.03%
Moneyview Limited	New	New	0.02%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What Bajaj Finserv ELSS - Tax Saver Fund bought and sold

Bajaj Finserv ELSS - Tax Saver Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
Bajaj Finserv Large & Mid Cap FundLarge & Mid Cap · Bajaj Finserv	41.0%	23	Compare
Bajaj Finserv Large Cap FundLarge Cap · Bajaj Finserv	38.8%	9	Compare
Bajaj Finserv Multi Cap FundMulti Cap · Bajaj Finserv	38.7%	21	Compare
Bajaj Finserv Balanced Advantage FundBalanced Advantage · Bajaj Finserv	37.9%	14	Compare
LIC MF BSE Sensex ETFETF · LIC	33.3%	8	Compare
Nippon India Index Fund - BSE Sensex PlanIndex · Nippon India	33.3%	8	Compare
Nippon India ETF BSE SensexETF · Nippon India	33.3%	8	Compare
DSP BSE Sensex ETFETF · DSP	33.3%	8	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

Bajaj Finserv ELSS - Tax Saver Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 1.28%
Expense ratio (Regular): 2.96%
Category: ELSS
Risk: Very High
Benchmark: BSE 500 TRI
Launch date: 29-01-2025
Minimum investment: ₹500
Minimum additional investment: ₹500
AUM: ₹88.14 Cr (30-09-2026)
Lock in: 3 years
Scheme code (Direct): 153201
ISIN (Direct): INF0QA701AK0
Scheme code (Regular): 153202
ISIN (Regular): INF0QA701AI4
NAV history: From 03-02-2025, 1.7 years

Exit load: Nil

Tax on Bajaj Finserv ELSS - Tax Saver Fund returns

Bajaj Finserv ELSS - Tax Saver Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
Investing in it can be deducted from income under Section 80C, up to ₹1.5 lakh a year, in the old tax regime. Each investment is locked in for 3 years.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹11.204	30-10-2026
direct	IDCW	₹11.204	30-10-2026
regular	Growth	₹10.867	30-10-2026
regular	IDCW	₹10.867	30-10-2026

About Bajaj Finserv ELSS - Tax Saver Fund

Bajaj Finserv ELSS - Tax Saver Fund is a mutual fund from Bajaj Finserv Mutual Fund. Its category is ELSS. It was launched on 29-01-2025. Its benchmark is BSE 500 TRI. At the end of September 2026 it held 42 securities.

Fund Manager

Nimesh Chandan
Fund manager of Bajaj Finserv ELSS - Tax Saver Fund
Sorbh Gupta
Fund manager of Bajaj Finserv ELSS - Tax Saver Fund
Siddharth Chaudhary
Fund manager of Bajaj Finserv ELSS - Tax Saver Fund

See all funds of Bajaj Finserv Mutual Fund

AUM change

September 2026: ₹88.14 Cr; −4.11% from August 2026
August 2026: ₹91.92 Cr; +3.16% from July 2026
July 2026: ₹89.10 Cr; +1.95% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Bajaj Finserv ELSS - Tax Saver Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Compare with any other fund

Frequently Asked Questions for Bajaj Finserv ELSS - Tax Saver Fund

What is the current NAV of Bajaj Finserv ELSS - Tax Saver Fund?

The Direct plan NAV is ₹11.204. The Regular plan NAV is ₹10.867, as on 30-10-2026.

What are the returns of Bajaj Finserv ELSS - Tax Saver Fund?

The Direct plan returned −4.36% in 1 year. The Regular plan returned −5.97% in 1 year. These figures are as on 30-10-2026.

What is the expense ratio of Bajaj Finserv ELSS - Tax Saver Fund?

The Direct plan charges 1.28% a year. The Regular plan charges 2.96% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.

What is the AUM of Bajaj Finserv ELSS - Tax Saver Fund?

Bajaj Finserv ELSS - Tax Saver Fund managed ₹88.14 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Bajaj Finserv ELSS - Tax Saver Fund?

At the end of September 2026 the largest holdings were HDFCBANK (9.16%), ICICIBANK (6.37%), RELIANCE (5.75%), DIVISLAB (5.57%), ZYDUSWELL (4.67%). The fund held 42 securities in all.

What did Bajaj Finserv ELSS - Tax Saver Fund buy and sell in September 2026?

It bought 5 new stocks: Rentomojo Limited, Moneyview Limited, LIC Housing Finance Limited, SS Retail Limited, Niva Bupa Health Insurance Company Limited. It sold out of 6: Pondy Oxides & Chemicals Ltd, Billionbrains Garage Ventures Ltd, S.J.S. Enterprises Limited, Indo Tech Transformers Limited, Gabriel India Limited. It added shares in 5. It reduced 6.

How do I invest in Bajaj Finserv ELSS - Tax Saver Fund?

Through Bajaj Finserv Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹500. You can invest once or through a monthly SIP.

Who is the fund manager of Bajaj Finserv ELSS - Tax Saver Fund?

Nimesh Chandan, Sorbh Gupta, Siddharth Chaudhary.

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.