Bajaj Finserv Consumption Fund

ThematicDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

Bajaj Finserv Consumption Fund is a Thematic fund run by Bajaj Finserv Mutual Fund. On 30-09-2026, it managed ₹565 Cr of investors' money. In the year to 30-10-2026, its Direct plan returned −10.2% and its Regular plan returned −11.7%. Its benchmark, Nifty India Consumption TRI, returned −10.6% over the same year.

NAV (Direct plan): ₹9.07; ▼ 0.82%30-10-2026
NAV (Regular plan): ₹8.79; ▼ 0.82%30-10-2026
Expense ratio: 1.23%Direct2.90%Regular; 1.23%; A year
Riskometer: Very High; Set by the fund house
1 year return: −10.2%Direct−11.7%Regular; −10.2%; Total

Bajaj Finserv Consumption Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹9.07 (down 0.82% that day); Regular Plan Growth ₹8.79 (down 0.82% that day).

This fund (Direct plan)

₹9.066

Bajaj Finserv Consumption Fund Returns vs Nifty India Consumption TRI

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−1.54%	−5.86%	+0.43%	−10.22%	--	--	--
This fund (Regular)	−1.68%	−6.25%	−0.40%	−11.67%	--	--	--
Nifty India Consumption TRI	+0.16%	−8.10%	−2.24%	−10.58%	+11.02%	+10.59%	+12.37%
Thematic average	−2.09%	−4.52%	+0.86%	−1.22%	--	--	--
Best in Thematic	+11.54%	+11.27%	+22.16%	+75.71%	--	--	--
Worst in Thematic	−16.05%	−11.74%	−13.97%	−22.44%	--	--	--
Rank in Thematic	89/235	132/232	103/232	197/215	--	--	--

Category rows compare the Direct plans of 235 Thematic funds. Rank 1 is the highest return.

Bajaj Finserv Consumption Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular	Nifty India Consumption TRI
2026to date	−5.39%	−6.67%	−9.10%
2025	−4.52%	−6.07%	+9.22%

Bajaj Finserv Consumption Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 1-year holding period, plotted on the day it ended. There are 223 periods, one for each trading day from 03-12-2025 to 30-10-2026.

−15%−10%−5%0%5%10%15%

Dec 2024
to
Dec 2025Feb 2025
to
Feb 2026Apr 2025
to
Apr 2026Jun 2025
to
Jun 2026Aug 2025
to
Aug 2026Oct 2025
to
Oct 2026

Bajaj Finserv Consumption Fund (Direct)Nifty India Consumption TRI

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Benchmark median	Beat benchmark
1 year	223	−3.9%	−12.3%	4.7%	85%	1.2%	21%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than Nifty India Consumption TRI over the same days. Past returns do not promise future returns.

Bajaj Finserv Consumption Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Bajaj Finserv Consumption Fund (Direct)This fund	Nifty India Consumption TRI
Return (CAGR)	−10.22%	−10.58%
Standard deviation	15.01%	15.06%
Sharpe ratio	-1.03	-1.05
Sortino ratio	-1.35	-1.38
Maximum drawdown	−20.3% (23-03-2026)	−17.3% (30-03-2026)
Beta	0.92	1.00
Alpha	−0.87%	0.00%

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Measure	Bajaj Finserv Consumption Fund (Direct)This fund	Nifty India Consumption TRI
Return (CAGR)	−5.47%	−1.21%
Standard deviation	14.32%	14.60%
Sharpe ratio	-0.77	-0.47
Sortino ratio	-1.03	-0.64
Maximum drawdown	−21.4% (23-03-2026)	−18.1% (30-03-2026)
Beta	0.90	1.00
Alpha	−4.94%	0.00%

From daily NAVs, 03-12-2024 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−25%−20%−15%−10%−5%0%

20252026

Bajaj Finserv Consumption Fund (Direct)Nifty India Consumption TRI

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Bajaj Finserv Consumption Fund (Direct)	−21.4%	02-01-2025	23-03-2026	Not yet	--	−11.4%
Nifty India Consumption TRI	−18.1%	20-10-2025	30-03-2026	Not yet	--	−11.6%

From the Direct plan's daily NAV since 03-12-2024, adjusted for unit splits, and Nifty India Consumption TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

Bajaj Finserv Consumption Fund vs Other Thematic Funds

The five Thematic funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Nippon India Taiwan Equity Fund	1/133	1,147	1.08%	+75.71%	+54.78%	--	--	1.38	2.03	Compare
HDFC Defence Fund	2/133	11,493	0.90%	+13.79%	+34.76%	−0.18%	0.83	1.12	1.54	Compare
HDFC Pharma and Healthcare Fund	3/133	3,501	1.05%	+23.12%	+30.53%	+8.23%	0.96	1.74	2.49	Compare
SBI Healthcare Opportunities Fund	4/133	5,870	1.01%	+17.12%	+24.60%	+3.61%	0.88	1.42	2.03	Compare
Aditya Birla Sun Life International Equity Fund	5/133	352	2.00%	+13.97%	+24.46%	--	--	1.49	2.16	Compare
Bajaj Finserv Consumption Fund	197/215	565	1.23%	−10.22%	--	--	--	--	--

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

Bajaj Finserv Consumption Fund Expense Ratio and Costs

What each plan charges a year, in force from 23-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Thematic median	Cost rank (1 = cheapest)
Direct	0.66%	0.15%	0.01%	0.41%	1.23%	1.18%	129/235
Regular	2.08%	0.15%	0.01%	0.66%	2.90%	2.41%	208/235

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Thematic funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	−11.67%	−10.22%	1.45%	₹88,330	₹89,780

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Bajaj Finserv Consumption Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 03-12-2024 to 30-10-2026: 23 instalments, ₹2,30,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planBajaj Finserv Consumption Fund (Direct)	₹2,30,000	₹2,22,467	−₹7,533	−3.3%
Regular planBajaj Finserv Consumption Fund (Regular)	₹2,30,000	₹2,18,918	−₹11,082	−4.9%
Nifty India Consumption TRI	₹2,30,000	₹2,23,696	−₹6,304	−2.8%
Category averageCategory average, 235 Thematic funds	₹2,30,000	₹2,36,889	₹6,889	3.0%

₹0₹50,000₹1.0 L₹1.5 L₹2.0 L₹2.5 L

20252026

Direct planBajaj Finserv Consumption Fund (Direct)Regular planBajaj Finserv Consumption Fund (Regular)Nifty India Consumption TRICategory averageCategory average, 235 Thematic fundsAmount invested

From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Bajaj Finserv Consumption Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

94.0%Equity

Asset	Fund	Category
Equity	94.0%	94.5%
Cash and others	6.0%	4.0%

Market cap of stocks

Market cap	Fund	Category
Large Cap	43.6%	45.7%
Mid Cap	7.6%	19.6%
Small Cap	39.3%	24.1%
Not on AMFI's list	3.4%	2.3%

Share of the whole fund. Category: the average of the Thematic funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Bajaj Finserv Consumption Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Consumer Durables22.2%
Retailing12.6%
Automobiles11.2%
Auto Components6.7%
Food Products6.5%
Diversified FMCG5.0%
Telecom - Services4.7%
Beverages3.9%
Agricultural Food & other Products3.8%
Pharmaceuticals & Biotechnology3.3%

The ten largest of 20 sectors. The other 10 add up to 14.2%.

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Consumer Durables	26.6%	23.1%	22.2%	−4.4%
Retailing	11.0%	13.9%	12.6%	+1.6%
Automobiles	15.2%	13.5%	11.2%	−4.0%
Auto Components	5.1%	7.6%	6.7%	+1.6%
Food Products	6.5%	6.4%	6.5%	0.0%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

Bajaj Finserv Consumption Fund Portfolio Holdings

As on 30-09-2026 · 54 holdings · from the fund house's monthly portfolio

Holdings	Sector	Weight%	1M change
Eternal Limited	Retailing	7.51%	−20.5%
Mahindra & Mahindra Limited	Automobiles	4.86%	0.0%
Bharti Airtel Limited	Telecom - Services	4.67%	−13.9%
Zydus Wellness Limited	Food Products	4.13%	0.0%
Bajaj Auto Limited	Automobiles	3.83%	−16.8%
Hindustan Unilever Limited	Diversified FMCG	3.10%	+32.9%
PVR INOX Limited	Entertainment	2.90%	−2.7%
Safari Industries (India) Limited	Consumer Durables	2.75%	0.0%
Trent Limited	Retailing	2.54%	0.0%
TVS Motor Company Limited	Automobiles	2.49%	−12.2%
Titan Company Limited	Consumer Durables	2.39%	0.0%
Samvardhana Motherson International Limited	Auto Components	2.25%	0.0%
Rentomojo Limited	Commercial Services & Supplies	2.24%	New
Asian Paints Limited	Consumer Durables	2.17%	0.0%
Thangamayil Jewellery Limited	Consumer Durables	2.14%	0.0%
Senores Pharmaceuticals Limited	Pharmaceuticals & Biotechnology	1.94%	0.0%
ITC Limited	Diversified FMCG	1.94%	0.0%
Sona BLW Precision Forgings Limited	Auto Components	1.85%	−10.7%
Metro Brands Limited	Consumer Durables	1.84%	−4.9%
Aditya Birla Real Estate Limited	Realty	1.78%	0.0%
Lenskart Solutions Limited	Retailing	1.75%	0.0%
Orient Electric Limited	Consumer Durables	1.70%	0.0%
Varun Beverages Limited	Beverages	1.53%	New
Indigo Paints Limited	Consumer Durables	1.52%	0.0%
Tata Consumer Products Limited	Agricultural Food & other Products	1.51%	New
Exide Industries Limited	Auto Components	1.40%	0.0%
Piramal Pharma Limited	Pharmaceuticals & Biotechnology	1.40%	0.0%
Nestle India Limited	Food Products	1.37%	0.0%
CCL Products (India) Limited	Agricultural Food & other Products	1.35%	0.0%
Bajaj Finserv Money Market Fund-Direct Plan-Growth		1.32%
Kajaria Ceramics Limited	Consumer Durables	1.32%	0.0%
Century Plyboards (India) Limited	Consumer Durables	1.25%	−23.3%
Greenply Industries Limited	Consumer Durables	1.25%	0.0%
Devyani International Limited	Leisure Services	1.23%	0.0%
Dhoot Transmission Ltd	Auto Components	1.18%	−49.0%
Black Buck Ltd	Transport Services	1.17%	0.0%
K.P.R. Mill Limited	Textiles & Apparels	1.11%	−12.8%
Radico Khaitan Limited	Beverages	1.09%	0.0%
United Spirits Limited	Beverages	1.08%	+12.5%
Berger Paints (I) Limited	Consumer Durables	1.04%	−19.4%
Amber Enterprises India Limited	Consumer Durables	0.98%	0.0%
EID Parry India Limited	Food Products	0.95%	0.0%
Tata Motors Ltd	Agricultural, Commercial & Construction Vehicles	0.94%	0.0%
Balrampur Chini Mills Limited	Agricultural Food & other Products	0.90%	0.0%
Cera Sanitaryware Limited	Consumer Durables	0.87%	0.0%
Cartrade Tech Limited	Retailing	0.80%	0.0%
One 97 Communications Limited	Financial Technology (Fintech)	0.80%	+31.2%
Whirlpool of India Limited	Consumer Durables	0.75%	New
Ganesha Ecosphere Limited	Textiles & Apparels	0.72%	0.0%
Apollo Hospitals Enterprise Limited	Healthcare Services	0.52%	0.0%
Aditya Infotech Limited	Industrial Manufacturing	0.46%	−79.2%
Westlife Foodworld Limited	Leisure Services	0.28%	0.0%
La Opala RG Limited	Consumer Durables	0.26%	0.0%
Allied Blenders And Distillers Limited	Beverages	0.19%	New

Bajaj Finserv Consumption Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

Eternal Limited	Reduced	−20.5%	7.51%
Bharti Airtel Limited	Reduced	−13.9%	4.67%
Bajaj Auto Limited	Reduced	−16.8%	3.83%
Hindustan Unilever Limited	Added	+32.9%	3.10%
PVR INOX Limited	Reduced	−2.7%	2.90%
TVS Motor Company Limited	Reduced	−12.2%	2.49%
Rentomojo Limited	New	New	2.24%
Dhoot Transmission Ltd	Reduced	−49.0%	1.18%
Metro Brands Limited	Reduced	−4.9%	1.84%
Aditya Infotech Limited	Reduced	−79.2%	0.46%
Sona BLW Precision Forgings Limited	Reduced	−10.7%	1.85%
Century Plyboards (India) Limited	Reduced	−23.3%	1.25%
Varun Beverages Limited	New	New	1.53%
Tata Consumer Products Limited	New	New	1.51%
Berger Paints (I) Limited	Reduced	−19.4%	1.04%
DLF Limited	Sold out	−100%	was 1.28%
K.P.R. Mill Limited	Reduced	−12.8%	1.11%
United Spirits Limited	Added	+12.5%	1.08%
Maruti Suzuki India Limited	Sold out	−100%	was 0.97%
Turtlemint Fintech Solutions Limited	Sold out	−100%	was 0.92%
Dixon Technologies (India) Limited	Sold out	−100%	was 0.88%
One 97 Communications Limited	Added	+31.2%	0.80%
Whirlpool of India Limited	New	New	0.75%
Page Industries Limited	Sold out	−100%	was 0.48%
Sumitomo Chemical India Limited	Sold out	−100%	was 0.47%
Allied Blenders And Distillers Limited	New	New	0.19%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What Bajaj Finserv Consumption Fund bought and sold

Bajaj Finserv Consumption Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
Edelweiss Consumption FundThematic · Edelweiss	43.6%	20	Compare
Axis Consumption FundThematic · Axis	42.9%	20	Compare
Aditya Birla Sun Life Consumption FundThematic · Aditya Birla Sun Life	42.2%	20	Compare
Mahindra Manulife Consumption FundThematic · Mahindra Manulife	41.5%	17	Compare
Baroda BNP Paribas India Consumption FundThematic · Baroda BNP Paribas	41.4%	19	Compare
SBI Nifty Consumption ETFETF · SBI	41.1%	15	Compare
SBI Nifty India Consumption Index FundIndex · SBI	41.1%	15	Compare
ICICI Prudential Nifty India Consumption ETFETF · ICICI Prudential	41.1%	15	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

Bajaj Finserv Consumption Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 1.23%
Expense ratio (Regular): 2.90%
Category: Thematic
Risk: Very High
Benchmark: Nifty India Consumption TRI
Launch date: 29-11-2024
Minimum investment: ₹500
Minimum additional investment: ₹100
AUM: ₹564.97 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 153075
ISIN (Direct): INF0QA701946
Scheme code (Regular): 153072
ISIN (Regular): INF0QA701979
NAV history: From 03-12-2024, 1.9 years

Exit load: Exit load of 1%, if redeemed within 3 months.

Tax on Bajaj Finserv Consumption Fund returns

Bajaj Finserv Consumption Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹9.066	30-10-2026
direct	IDCW	₹9.066	30-10-2026
regular	Growth	₹8.785	30-10-2026
regular	IDCW	₹8.785	30-10-2026

About Bajaj Finserv Consumption Fund

Bajaj Finserv Consumption Fund is a mutual fund from Bajaj Finserv Mutual Fund. Its category is Thematic. It was launched on 29-11-2024. Its benchmark is Nifty India Consumption TRI. At the end of September 2026 it held 54 securities.

Fund Manager

Sayan Das Sharma
Fund manager of Bajaj Finserv Consumption Fund, since 10-06-2025
Kishore Agarwal
Fund manager of Bajaj Finserv Consumption Fund, since 19-05-2026
Siddharth Chaudhary
Fund manager of Bajaj Finserv Consumption Fund, since 29-11-2024

See all funds of Bajaj Finserv Mutual Fund

AUM change

September 2026: ₹564.97 Cr; −7.53% from August 2026
August 2026: ₹611.00 Cr; −1.38% from July 2026
July 2026: ₹619.53 Cr; +1.82% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Bajaj Finserv Consumption Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Bajaj Finserv Consumption vs Nippon India Taiwan EquityThematic
Bajaj Finserv Consumption vs HDFC DefenceThematic
Bajaj Finserv Consumption vs HDFC Pharma and HealthcareThematic
Bajaj Finserv Consumption vs SBI Healthcare OpportunitiesThematic
Bajaj Finserv Consumption vs Aditya Birla Sun Life International EquityThematic
Bajaj Finserv Consumption vs Edelweiss Consumption43.6% overlap
Bajaj Finserv Consumption vs Axis Consumption42.9% overlap
Bajaj Finserv Consumption vs Aditya Birla Sun Life Consumption42.2% overlap

Compare with any other fund

Frequently Asked Questions for Bajaj Finserv Consumption Fund

What is the current NAV of Bajaj Finserv Consumption Fund?

The Direct plan NAV is ₹9.066. The Regular plan NAV is ₹8.785, as on 30-10-2026.

What are the returns of Bajaj Finserv Consumption Fund?

The Direct plan returned −10.22% in 1 year. The Regular plan returned −11.67% in 1 year. These figures are as on 30-10-2026.

What is the expense ratio of Bajaj Finserv Consumption Fund?

The Direct plan charges 1.23% a year. The Regular plan charges 2.90% a year. This is the figure the fund house reported to AMFI, in force from 23-10-2026.

What is the AUM of Bajaj Finserv Consumption Fund?

Bajaj Finserv Consumption Fund managed ₹564.97 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Bajaj Finserv Consumption Fund?

At the end of September 2026 the largest holdings were ETERNAL (7.51%), M&M (4.86%), BHARTIARTL (4.67%), ZYDUSWELL (4.13%), BAJAJ-AUTO (3.83%). The fund held 54 securities in all.

What did Bajaj Finserv Consumption Fund buy and sell in September 2026?

It bought 5 new stocks: Rentomojo Limited, Tata Consumer Products Limited, Varun Beverages Limited, Allied Blenders And Distillers Limited, Whirlpool of India Limited. It sold out of 6: Turtlemint Fintech Solutions Limited, Sumitomo Chemical India Limited, DLF Limited, Maruti Suzuki India Limited, Page Industries Limited. It added shares in 3. It reduced 12.

How do I invest in Bajaj Finserv Consumption Fund?

Through Bajaj Finserv Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹500. You can invest once or through a monthly SIP.

Who is the fund manager of Bajaj Finserv Consumption Fund?

Sayan Das Sharma (since 10-06-2025), Kishore Agarwal (since 19-05-2026), Siddharth Chaudhary (since 29-11-2024).

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.