Edelweiss Nifty 50 Index Fund vs UTI Value Fund
Direct Plan, Growth option · Data as on 30-10-2026
Edelweiss Nifty 50 Index Fund is an Index fund and UTI Value Fund is a Value and Contra fund. In the 3 years to 30-10-2026, Edelweiss Nifty 50 Index Fund (Direct) returned 7.4% a year and UTI Value Fund (Direct) returned 11.7% a year. Edelweiss Nifty 50 Index Fund charges 0.14% a year and UTI Value Fund 1.35% (Direct plans). Their portfolios overlap 53.5%: they hold 26 of the same securities.
Edelweiss Nifty 50 Index Fund
Index
- 3 year return
- 7.4%
- Expense ratio
- 0.14%
- NAV
- ₹13.70
Which is better, Edelweiss Nifty 50 Index or UTI Value? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- UTI Value returned more over 5 years: 9.9% a year against 6.4%.
- UTI Value returned more over 3 years: 11.7% a year against 7.4%.
- Edelweiss Nifty 50 Index costs less: 0.14% a year against 1.35% (Direct plans).
- Edelweiss Nifty 50 Index swung less over 3 years: a standard deviation of 13.2% a year against 13.3%.
- Edelweiss Nifty 50 Index fell less in its worst fall since 07-10-2021: −16.6% against −17.3%.
- Edelweiss Nifty 50 Index holds more in large companies: 98.8% of the fund in large caps against 65.6%.
- UTI Value is the larger fund: ₹9,025 Cr against ₹282 Cr.
- Their portfolios overlap 53.5%: 26 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Edelweiss Nifty 50 Index Fund | UTI Value Fund |
|---|---|---|
| Fund house | Edelweiss Mutual Fund | UTI Mutual Fund |
| Category | Index | Value and Contra |
| AUM | ₹282 Cr (30-09-2026) | ₹9,025 Cr (30-09-2026) |
| NAV | ₹13.70 (Direct) | ₹173.12 (Direct) |
| Expense ratio (Direct) | 0.14% | 1.35% |
| Expense ratio (Regular) | 0.54% | 1.87% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty 50 TRI | Nifty 500 TRI |
| Launch date | 07-10-2021 | 20-07-2005 |
| Minimum investment | ₹100 | Regular Plan-Growth- Rs.5000, Regular Plan-Reinvestment of IDCW- Rs.5000, Regular Plan-Payout of IDCW- Rs.5000, Direct Plan-Growth- Rs.5000, Direct Plan-Reinvestment of IDCW- Rs.5000, Direct Plan-Payout of IDCW- Rs.5000, |
| Lock in | None | None |
| Fund managers | Bhavesh Jain, Bharat Lahoti, Manasi Jalgaonkar | Amit Premchandani FM 1, Not Applicable FM 2, Not Applicable FM 3, Not Applicable FM 4 |
| Exit load | Nil | Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year. |
Edelweiss Nifty 50 Index vs UTI Value: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Edelweiss Nifty 50 Index Fund (Direct) | +2.02% | −4.93% | −3.05% | −9.96% | +7.43% | +6.42% | -- |
| UTI Value Fund (Direct) | −0.22% | −6.08% | −3.22% | −9.06% | +11.71% | +9.95% | +12.87% |
| Value and Contra average | −2.09% | −5.76% | −3.23% | −5.72% | +11.83% | +11.08% | +12.63% |
Category average: the average of the 30 Value and Contra funds, same plan type.
Edelweiss Nifty 50 Index vs UTI Value: Year-wise Returns
| Year | Edelweiss Nifty 50 IndexEdelweiss Nifty 50 Index | UTI ValueUTI Value |
|---|---|---|
| 2026to date | −10.88% | −9.69% |
| 2025 | +11.76% | +7.71% |
| 2024 | +9.64% | +24.28% |
| 2023 | +20.91% | +27.63% |
| 2022 | +5.21% | +5.04% |
| 2021 | -- | +31.35% |
Edelweiss Nifty 50 Index vs UTI Value: Rolling Returns
Every holding period of both funds, against Nifty 50 TRI, the benchmark of Edelweiss Nifty 50 Index Fund
Rolling returns
Every 3-year holding period, 510 of them, one for each trading day from 07-10-2024 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Edelweiss Nifty 50 Index Fund (Direct)
UTI Value Fund (Direct)
Nifty 50 TRI
to
Dec 2024Apr 2022
to
Apr 2025Aug 2022
to
Aug 2025Dec 2022
to
Dec 2025May 2023
to
May 2026Aug 2023
to
Aug 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Edelweiss Nifty 50 Index | 0.0 | 0.0 | 24.3 | 64.3 | 11.4 | 0.0 | 0.0 | 12.0% | 12.3% | 5.2% | 18.7% | 0% |
| UTI Value | 0.0 | 0.0 | 0.0 | 16.5 | 64.8 | 17.9 | 0.8 | 18.0% | 18.5% | 10.2% | 25.4% | 100% |
| Nifty 50 TRI | 0.0 | 0.0 | 22.5 | 64.3 | 13.1 | 0.0 | 0.0 | 12.3% | 12.7% | 5.4% | 19.1% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 50 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 07-10-2021. Past returns do not promise future returns.
Edelweiss Nifty 50 Index vs UTI Value: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 07-10-2021 to 30-10-2026: 61 instalments, ₹6,10,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Edelweiss Nifty 50 IndexEdelweiss Nifty 50 Index Fund (Direct) | ₹6,10,000 | ₹6,93,677 | ₹83,677 | 5.0% |
| UTI ValueUTI Value Fund (Direct) | ₹6,10,000 | ₹7,59,479 | ₹1,49,479 | 8.6% |
Edelweiss Nifty 50 IndexEdelweiss Nifty 50 Index Fund (Direct)
UTI ValueUTI Value Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Edelweiss Nifty 50 Index vs UTI Value: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Edelweiss Nifty 50 Index Fund (Direct) | UTI Value Fund (Direct) |
|---|---|---|
| Return (CAGR) | −9.96% | −9.06% |
| Standard deviation | 13.59% | 13.51% |
| Sharpe ratio | -1.12 | -1.06 |
| Sortino ratio | -1.50 | -1.40 |
| Maximum drawdown | −15.1% (30-03-2026) | −15.3% (31-03-2026) |
| Beta | 1.00 | 0.92 |
| Alpha | +0.00% | −2.77% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Edelweiss Nifty 50 Index Fund (Direct) | UTI Value Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.43% | +11.71% |
| Standard deviation | 13.16% | 13.31% |
| Sharpe ratio | 0.11 | 0.43 |
| Sortino ratio | 0.15 | 0.59 |
| Maximum drawdown | −15.5% (04-03-2025) | −17.2% (07-04-2025) |
| Beta | 1.00 | 0.91 |
| Alpha | −0.19% | +1.86% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Edelweiss Nifty 50 Index Fund (Direct) | UTI Value Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.42% | +9.95% |
| Standard deviation | 13.59% | 13.42% |
| Sharpe ratio | 0.05 | 0.31 |
| Sortino ratio | 0.06 | 0.42 |
| Maximum drawdown | −15.9% (17-06-2022) | −17.3% (17-06-2022) |
| Beta | 0.99 | 0.91 |
| Alpha | −0.27% | +1.40% |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Edelweiss Nifty 50 Index Fund (Direct) | UTI Value Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.24% | +12.86% |
| Standard deviation | 13.58% | 15.09% |
| Sharpe ratio | 0.03 | 0.45 |
| Sortino ratio | 0.05 | 0.61 |
| Maximum drawdown | −16.6% (17-06-2022) | −36.7% (23-03-2020) |
| Beta | 0.99 | 0.93 |
| Alpha | −0.25% | +0.53% |
From daily NAVs, 07-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Edelweiss Nifty 50 Index Fund (Direct)
UTI Value Fund (Direct)
Nifty 50 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Edelweiss Nifty 50 Index Fund (Direct) | −16.6% | 18-10-2021 | 17-06-2022 | 11-11-2022 | 5 months | −11.6% |
| UTI Value Fund (Direct) | −17.3% | 17-01-2022 | 17-06-2022 | 12-09-2022 | 3 months | −10.7% |
| Nifty 50 TRI | −16.4% | 18-10-2021 | 17-06-2022 | 11-11-2022 | 5 months | −11.6% |
From daily values since 07-10-2021, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Edelweiss Nifty 50 Index Fund (Direct)
UTI Value Fund (Direct)
Nifty 50 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Edelweiss Nifty 50 Index Fund (Direct)
UTI Value Fund (Direct)
Nifty 50 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Edelweiss Nifty 50 Index Fund (Direct)
UTI Value Fund (Direct)
Nifty 50 TRI
Against Nifty 50 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Edelweiss Nifty 50 Index Fund (Direct) | 99% | 100% | 0.21% |
| UTI Value Fund (Direct) | 108% | 91% | 4.20% |
From month-end values since 07-10-2021. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Edelweiss Nifty 50 Index vs UTI Value: Portfolio Overlap
From each fund's latest monthly portfolio: Edelweiss Nifty 50 Index Fund, September 2026; UTI Value Fund, September 2026
Holdings in common
- Overlap
- 53.5%
- Held by both
- 26
- Only in Edelweiss Nifty 50 Index
- 24
- Only in UTI Value
- 38
| Security | % of Edelweiss Nifty 50 Index | % of UTI Value |
|---|---|---|
| HDFC Bank Ltd. | 10.40% | 7.97% |
| ICICI Bank Ltd. | 9.07% | 6.26% |
| Bharti Airtel Ltd. | 5.11% | 4.23% |
| Axis Bank Ltd. | 3.37% | 3.94% |
| State Bank of India | 3.80% | 3.30% |
| Infosys Ltd. | 3.36% | 3.19% |
| Kotak Mahindra Bank Ltd. | 2.94% | 4.16% |
| Mahindra & Mahindra Ltd. | 2.52% | 2.99% |
| Reliance Industries Ltd. | 7.60% | 2.50% |
| Maruti Suzuki India Ltd. | 1.49% | 1.86% |
| Tata Steel Ltd. | 1.46% | 1.63% |
| Larsen & Toubro Ltd. | 4.21% | 1.41% |
| Sun Pharmaceutical Industries Ltd. | 1.84% | 1.41% |
| Power Grid Corporation of India Ltd. | 1.13% | 1.88% |
| Bharat Electronics Ltd. | 1.33% | 1.08% |
| NTPC Ltd. | 1.47% | 1.07% |
| ITC Ltd. | 2.42% | 1.02% |
| Coal India Ltd. | 0.97% | 1.37% |
| Adani Enterprises Ltd. | 0.94% | 1.01% |
| Eicher Motors Ltd. | 0.94% | 1.39% |
| Tech Mahindra Ltd. | 0.93% | 2.58% |
| Oil & Natural Gas Corporation Ltd. | 0.84% | 1.00% |
| Cipla Ltd. | 0.73% | 1.72% |
| Dr. Reddy's Laboratories Ltd. | 0.72% | 0.66% |
| Tata Motors Passenger Vehicles Ltd. | 0.57% | 0.94% |
| HDFC Life Insurance Company Ltd. | 0.54% | 1.16% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 53.5% means 53.5% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Edelweiss Nifty 50 Index Fund
| Security | % of fund |
|---|---|
| Bajaj Finance Ltd. | 2.51% |
| Eternal Ltd. | 2.22% |
| Tata Consultancy Services Ltd. | 2.00% |
| Titan Company Ltd. | 1.81% |
| Hindustan Unilever Ltd. | 1.60% |
Largest holdings only in UTI Value Fund
| Security | % of fund |
|---|---|
| EQ - PHOENIX MILLS LTD | 1.82% |
| EQ - INDUSIND BANK | 1.72% |
| EQ - MPHASIS LTD | 1.61% |
| EQ - MAHINDRA & MAHINDRA FINANCIAL | 1.48% |
| EQ - BRIGADE ENTERPRISES LTD. | 1.46% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Edelweiss Nifty 50 Index | UTI Value |
|---|---|---|
| Equity | 100.2% | 99.3% |
| Debt | 0.0% | 0.3% |
| Cash and others | -0.2% | 0.4% |
Market cap of stocks
| Market cap | Edelweiss Nifty 50 Index | UTI Value |
|---|---|---|
| Large Cap | 98.8% | 65.6% |
| Mid Cap | 1.4% | 18.3% |
| Small Cap | 0.0% | 15.5% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Edelweiss Nifty 50 Index | UTI Value |
|---|---|---|
| Banks | 29.6% | 28.1% |
| IT - Software | 7.5% | 8.3% |
| Automobiles | 6.7% | 8.0% |
| Petroleum Products | 7.6% | 2.5% |
| Pharmaceuticals & Biotechnology | 3.3% | 6.6% |
| Finance | 5.5% | 1.5% |
| Telecom - Services | 5.1% | 4.2% |
| Realty | 0.0% | 4.5% |
The six largest sectors of each fund's stocks, % of the fund.
Edelweiss Nifty 50 Index vs UTI Value: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Edelweiss Nifty 50 Index Fund | UTI Value Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.14% | 1.35% |
| Base expense ratio (Direct) | 0.04% | 1.05% |
| Total expense ratio (Regular) | 0.54% | 1.87% |
| Base expense ratio (Regular) | 0.38% | 1.51% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Edelweiss Nifty 50 Index Fund vs UTI Value Fund: Frequently Asked Questions
What is the difference between Edelweiss Nifty 50 Index Fund and UTI Value Fund?
Edelweiss Nifty 50 Index Fund is an Index fund, UTI Value Fund is a Value and Contra fund, run by Edelweiss Mutual Fund and UTI Mutual Fund. Their portfolios overlap 53.5%. Edelweiss Nifty 50 Index Fund charges 0.14% a year and UTI Value Fund 1.35%.
Which has given higher returns, Edelweiss Nifty 50 Index Fund or UTI Value Fund?
Over 1 year: Edelweiss Nifty 50 Index Fund −9.96%, UTI Value Fund −9.06%. Over 3 years: Edelweiss Nifty 50 Index Fund +7.43% a year, UTI Value Fund +11.71% a year. Over 5 years: Edelweiss Nifty 50 Index Fund +6.42% a year, UTI Value Fund +9.95% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Edelweiss Nifty 50 Index Fund or UTI Value Fund?
Edelweiss Nifty 50 Index Fund charges less: 0.14% a year against 1.35%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Edelweiss Nifty 50 Index Fund and UTI Value Fund overlap?
53.5%. They hold 26 of the same securities, the largest shared ones being HDFCBANK, ICICIBANK, BHARTIARTL. From each fund's latest monthly portfolio.
Which is riskier, Edelweiss Nifty 50 Index Fund or UTI Value Fund?
On SEBI's riskometer, Edelweiss Nifty 50 Index Fund is rated Very High and UTI Value Fund Very High. Over 3 years, the standard deviation of daily returns was 13.16% and 13.31% a year.
Which is better for SIP, Edelweiss Nifty 50 Index Fund or UTI Value Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 07-10-2021 to 30-10-2026 grew to ₹6,93,677 in Edelweiss Nifty 50 Index Fund (XIRR 5.0% a year) and ₹7,59,479 in UTI Value Fund (XIRR 8.6% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Edelweiss Nifty 50 Index Fund and UTI Value Fund?
Yes. 53.5% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Edelweiss Nifty 50 Index Fund and UTI Value Fund?
Edelweiss Nifty 50 Index Fund: Bhavesh Jain, Bharat Lahoti, Manasi Jalgaonkar. UTI Value Fund: Amit Premchandani FM 1, Not Applicable FM 2, Not Applicable FM 3, Not Applicable FM 4.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.