UTI Ultra Short to Short Term Fund

Low DurationDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

UTI Ultra Short to Short Term Fund is a Low Duration fund run by UTI Mutual Fund. On 30-09-2026, it managed ₹2,604 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 7.1% a year and its Regular plan returned 6.9% a year. Its benchmark, NIFTY Low Duration Debt Index A-I, returned 7.1% a year over the same 3 years.

NAV (Direct plan): ₹3,899.96; ▲ 0.02%30-10-2026
NAV (Regular plan): ₹6,780.11; ▲ 0.02%30-10-2026
Expense ratio: 0.37%Direct0.65%Regular; 0.37%; A year
Riskometer: Low to Moderate; Set by the fund house
3 year return: 7.1%Direct6.9%Regular; 7.1%; A year

UTI Ultra Short to Short Term Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹3,899.96 (up 0.02% that day); Regular Plan Growth ₹6,780.11 (up 0.02% that day).

This fund (Direct plan)

₹3,899.9623

UTI Ultra Short to Short Term Fund Returns vs NIFTY Low Duration Debt Index A-I

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	+0.17%	+1.13%	+2.94%	+5.74%	+7.13%	+6.51%	+5.98%
This fund (Regular)	+0.14%	+1.09%	+2.87%	+5.61%	+6.86%	+6.11%	+5.46%
NIFTY Low Duration Debt Index A-I	+0.51%	+1.58%	+3.53%	+6.31%	+7.10%	+6.35%	--
Low Duration average	+0.18%	+1.12%	+2.95%	+5.79%	+7.22%	+6.58%	+6.73%
Best in Low Duration	+0.32%	+1.28%	+3.14%	+6.07%	+7.71%	+6.75%	+7.25%
Worst in Low Duration	+0.10%	+0.97%	+2.72%	+5.28%	+6.98%	+6.39%	+5.98%
Rank in Low Duration	14/25	15/25	16/25	14/23	14/20	12/17	15/15

Category rows compare the Direct plans of 25 Low Duration funds. Rank 1 is the highest return. The benchmark row is as on 30-09-2026, as NSE published it.

UTI Ultra Short to Short Term Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+4.70%	+4.60%
2025	+7.65%	+7.55%
2024	+7.78%	+7.29%
2023	+7.23%	+6.65%
2022	+4.61%	+4.01%
2021	+9.08%	+8.47%

UTI Ultra Short to Short Term Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,618 periods, one for each trading day from 04-01-2016 to 30-10-2026.

0%2%4%6%8%10%

Nov 2013
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025

UTI Ultra Short to Short Term Fund (Direct)Category average, 25 Low Duration funds

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	3,094	7.7%	−5.4%	10.3%	8%	7.7%	46%
2 years	2,859	7.5%	0.4%	9.8%	0%	7.4%	51%
3 years	2,618	7.3%	2.8%	9.5%	0%	7.3%	50%
5 years	2,135	5.6%	4.6%	8.9%	0%	6.6%	42%
7 years	1,653	5.7%	5.4%	7.5%	0%	6.7%	6%
10 years	925	6.4%	6.0%	6.8%	0%	7.1%	0%

Every SIP holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	154	7.6%	−13.8%	13.4%	5%	7.6%	41%
2 years	142	7.3%	−4.1%	9.9%	6%	7.4%	48%
3 years	130	7.1%	−0.5%	9.3%	1%	7.3%	53%
5 years	106	6.3%	3.1%	8.5%	0%	7.0%	49%
7 years	82	5.7%	4.7%	7.2%	0%	6.7%	19%
10 years	46	6.2%	5.9%	6.4%	0%	6.7%	0%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 25 Low Duration funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.

UTI Ultra Short to Short Term Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	UTI Ultra Short to Short Term Fund (Direct)This fund	Category average
Return (CAGR)	+5.74%	+5.78%
Standard deviation	0.59%	0.60%
Sharpe ratio	0.84	0.89
Sortino ratio	1.23	1.32
Maximum drawdown	−0.20% (21-05-2026)	−0.22% (21-05-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	UTI Ultra Short to Short Term Fund (Direct)This fund	Category average
Return (CAGR)	+7.13%	+7.22%
Standard deviation	0.48%	0.48%
Sharpe ratio	2.29	2.48
Sortino ratio	3.92	4.27
Maximum drawdown	−0.20% (21-05-2026)	−0.22% (21-05-2026)

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	UTI Ultra Short to Short Term Fund (Direct)This fund	Category average
Return (CAGR)	+6.51%	+6.59%
Standard deviation	0.46%	0.46%
Sharpe ratio	1.54	1.72
Sortino ratio	2.42	2.71
Maximum drawdown	−0.36% (06-05-2022)	−0.39% (06-05-2022)

From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	UTI Ultra Short to Short Term Fund (Direct)This fund	Category average
Return (CAGR)	+5.98%	+6.73%
Standard deviation	3.25%	1.02%
Sharpe ratio	0.18	1.31
Sortino ratio	0.19	1.79
Maximum drawdown	−12.1% (07-06-2019)	−2.2% (07-06-2019)

From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	UTI Ultra Short to Short Term Fund (Direct)This fund	Category average
Return (CAGR)	+6.90%	+7.40%
Standard deviation	2.77%	0.91%
Sharpe ratio	0.31	1.48
Sortino ratio	0.33	2.05
Maximum drawdown	−12.1% (07-06-2019)	−2.2% (07-06-2019)

From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−15%−10%−5%0%

2014201620182020202220242026

UTI Ultra Short to Short Term Fund (Direct)Category average, 25 Low Duration funds

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
UTI Ultra Short to Short Term Fund (Direct)	−12.1%	03-06-2019	07-06-2019	04-01-2021	19 months	−0.02%
Category average	−2.2%	03-06-2019	07-06-2019	26-08-2019	3 months	0.0%

From the Direct plan's daily NAV since 02-01-2013, adjusted for unit splits, and the average of the 25 Low Duration funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

UTI Ultra Short to Short Term Fund vs Other Low Duration Funds

The five Low Duration funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
HSBC Ultra Short to Short Term Fund	1/20	847	0.40%	+5.86%	+7.71%	--	--	1.91	5.75	Compare
Nippon India Ultra Short to Short Term Fund	2/20	7,096	0.39%	+5.95%	+7.34%	--	--	2.65	4.54	Compare
Axis Ultra Short to Short Term Fund	3/20	4,563	0.37%	+5.94%	+7.33%	--	--	2.66	4.55	Compare
Kotak Ultra Short to Short Term Fund	3/20	12,566	0.41%	+5.73%	+7.33%	--	--	2.53	4.37	Compare
Mirae Asset Ultra Short to Short Term Fund	3/20	2,290	0.21%	+5.90%	+7.33%	--	--	2.61	4.42	Compare
UTI Ultra Short to Short Term Fund	14/20	2,604	0.37%	+5.74%	+7.13%	--	--	2.29	3.92

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

UTI Ultra Short to Short Term Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Low Duration median	Cost rank (1 = cheapest)
Direct	0.31%	0.01%	0.00%	0.05%	0.37%	0.34%	14/25
Regular	0.55%	0.01%	0.00%	0.09%	0.65%	0.86%	6/25

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Low Duration funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	5.61%	5.74%	0.13%	₹1,05,610	₹1,05,740
3 years	6.86%	7.13%	0.27% a year	₹1,22,024	₹1,22,951
5 years	6.11%	6.51%	0.40% a year	₹1,34,518	₹1,37,073
10 years	5.46%	5.98%	0.52% a year	₹1,70,168	₹1,78,747

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

UTI Ultra Short to Short Term Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 02-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planUTI Ultra Short to Short Term Fund (Direct)	₹16,60,000	₹26,44,013	₹9,84,013	6.4%
Regular planUTI Ultra Short to Short Term Fund (Regular)	₹16,60,000	₹25,48,346	₹8,88,346	6.0%
Category averageCategory average, 25 Low Duration funds	₹16,60,000	₹27,39,576	₹10,79,576	6.9%

₹0₹10.0 L₹20.0 L₹30.0 L

2014201620182020202220242026

Direct planUTI Ultra Short to Short Term Fund (Direct)Regular planUTI Ultra Short to Short Term Fund (Regular)Category averageCategory average, 25 Low Duration fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

UTI Ultra Short to Short Term Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

93.0%Debt

Asset	Fund	Category
Debt	93.0%	93.9%
Cash and others	7.0%	6.0%

Credit rating

Bonds and money market papers by credit rating, % of the fund. Category: the average of 25 Low Duration funds.

Rating	Fund	Category
Sovereign	8.6%	8.9%
AAA and A1+	69.3%	72.7%
AA	15.2%	12.3%

UTI Ultra Short to Short Term Fund Portfolio Holdings

As on 30-09-2026 · 49 holdings · from the fund house's monthly portfolio

Holdings	Rating	Weight%
364 DAYS T-BILL - 10/12/2026 · Treasury bill	SOV	7.60%
NCD REC LTD · Bond	CRISIL-AAA	5.38%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT · Bond	ICRA-AAA	4.81%
NCD MAHINDRA RURAL HOUSING FINANCE LTD · Bond	CRISIL-AAA	3.85%
NCD SUMMIT DIGITEL INFRASTRUCTURE LTD · Bond	CRISIL-AAA	3.81%
NCD EMBASSY OFFICE PARKS REIT · Bond	CRISIL-AAA	3.65%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT · Bond	CRISIL-AAA	2.87%
NCD VEDANTA LTD · Bond	ICRA-AA+	2.69%
07.66% XIRR PTC- RADHAKRISHNA SECURITISATION TRUST-28/09/2028	CRISIL-AAA(SO)	2.01%
NCD 360 ONE PRIME LTD · Bond	CRISIL-AA	1.93%
NCD CANFIN HOMES LTD. · Bond	ICRA-AAA	1.92%
NCD POONAWALLA FINCORP LTD. · Bond	CRISIL-AAA	1.92%
NCD REC LTD · Bond	CRISIL-AAA	1.92%
NCD ADITYA BIRLA RENEWABLES LTD · Bond	CRISIL-AA	1.92%
NCD HINDUJA LEYLAND FINANCE LTD. · Bond	CRISIL-AA+	1.92%
NCD 360 ONE PRIME LTD · Bond	ICRA-AA	1.91%
NCD POONAWALLA FINCORP LTD. · Bond	CRISIL-AAA	1.91%
CD - INDIAN BANK LTD. - 04/12/2026 · Certificate of deposit	CRISIL-A1+	1.90%
CD - Indian Bank - 15/12/2026 · Certificate of deposit	CRISIL-A1+	1.90%
CP EXPORT IMPORT BANK OF INDIA · Commercial paper	CRISIL-A1+	1.90%
NCD MINDSPACE BUSINESS PARKS REIT · Bond	ICRA-AAA	1.89%
CD - SMALL INDST. DEV. BANK OF INDIA - 28/01/2027 · Certificate of deposit	CARE-A1+	1.88%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA · Bond	CRISIL-AAA	1.88%
NCD GODREJ INDUSTRIES LTD. · Bond	CRISIL-AA+	1.88%
CP MUTHOOT FINCORP LIMITED · Commercial paper	CRISIL-A1+	1.87%
CD - ICICI BANK LTD. - 08/03/2027	ICRA-A1+	1.87%
CD - UNION BANK OF INDIA - 22/02/2027 · Certificate of deposit	ICRA-A1+	1.87%
CD - AU SMALL FINANCE BANK LTD - 10/06/2027 · Certificate of deposit	CARE-A1+	1.82%
CD - SIDBI - 11/08/2027 · Certificate of deposit	CARE-A1+	1.80%
NCD MUTHOOT FINANCE LTD · Bond	CRISIL-AA+	1.34%
NCD POONAWALLA FINCORP LTD. · Bond	CRISIL-AAA	1.34%
NCD GODREJ SEEDS AND GENETICS LIMITED · Bond	CRISIL-AA	1.14%
7.86% KARNATAKA SDL- 15/03/2027 · State government security	SOV	0.97%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT · Bond	CRISIL-AAA	0.96%
NCD JAMNAGAR UTILITIES AND POWER PRIVATE LIMITED · Bond	CRISIL-AAA	0.96%
NCD POONAWALLA FINCORP LTD. · Bond	CRISIL-AAA	0.96%
NCD BAJAJ HOUSING FINANCE LTD · Bond	CRISIL-AAA	0.96%
NCD LIC HOUSING FINANCE LTD. · Bond	CRISIL-AAA	0.96%
NCD MINDSPACE BUSINESS PARKS REIT · Bond	ICRA-AAA	0.96%
NCD TATA CAPITAL HOUSING FINANCE LTD · Bond	CRISIL-AAA	0.96%
NCD REC LTD · Bond	ICRA-AAA	0.96%
NCD MINDSPACE BUSINESS PARKS REIT · Bond	CRISIL-AAA	0.95%
NCD REC LTD · Bond	CRISIL-AAA	0.95%
CD - KOTAK MAHINDRA BANK LTD - 29/01/2027	CRISIL-A1+	0.94%
CD - KOTAK MAHINDRA BANK LTD - 08/01/2027	CRISIL-A1+	0.94%
NCD INDIGRID INFRASTRUCTURE TRUST · Bond	CRISIL-AAA	0.94%
NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED · Bond	CRISIL-AAA	0.94%
SPN/DDB 360 ONE PRIME LTD · Bond	ICRA-AA	0.43%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS	-	0.38%

UTI Ultra Short to Short Term Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
UTI Floating Interest Rates FundFloater · UTI	15.5%	9	Compare
HDFC Ultra Short Term FundUltra Short · HDFC	13.4%	12	Compare
HDFC Ultra Short to Short Term FundLow Duration · HDFC	13.0%	13	Compare
Aditya Birla Sun Life Crisil-IBX Financial Services 3 to 6 months Debt Index FundIndex · Aditya Birla Sun Life	12.2%	5	Compare
Kotak Ultra Short to Short Term FundLow Duration · Kotak Mahindra	12.0%	10	Compare
ICICI Prudential Ultra Short to Short Term FundLow Duration · ICICI Prudential	11.1%	9	Compare
Edelweiss Ultra Short Term FundUltra Short · Edelweiss	11.1%	3	Compare
HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index FundIndex · HDFC	11.1%	4	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

UTI Ultra Short to Short Term Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.37%
Expense ratio (Regular): 0.65%
Category: Low Duration
Risk: Low to Moderate
Benchmark: NIFTY Low Duration Debt Index A-I
Launch date: 12-07-1999
AUM: ₹2,604.27 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 120735
ISIN (Direct): INF789F01XI3
Scheme code (Regular): 102540
ISIN (Regular): INF789F01331
NAV history: From 02-01-2013, 13.8 years

Minimum investment: Regular Plan-Weekly Reinvestment of IDCW- Rs.20000, Regular Plan-Weekly Payout of IDCW- Rs.20000, Regular Plan-Quarterly Reinvestment of IDCW- Rs.20000, Regular Plan-Quarterly Payout of IDCW- Rs.20000, Regular Plan-Monthly Reinvestment of IDCW- Rs.20000,
Minimum additional investment: Regular Plan-Weekly Reinvestment of IDCW-Rs.500, Regular Plan-Weekly Payout of IDCW-Rs.500, Regular Plan-Quarterly Reinvestment of IDCW-Rs.500, Regular Plan-Quarterly Payout of IDCW-Rs.500, Regular Plan-Monthly Reinvestment of IDCW-Rs.500, Regular Plan-Mo
Exit load: Nil

Tax on UTI Ultra Short to Short Term Fund returns

UTI Ultra Short to Short Term Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹3,899.9623	30-10-2026
direct	Annual IDCW	₹1,443.6361	30-10-2026
direct	Reinvestment Daily IDCW	₹1,488.9886	30-10-2026
direct	Flexi IDCW	₹1,655.5993	30-10-2026
direct	Fortnightly IDCW	₹1,341.7154	30-10-2026
direct	Half Yearly IDCW	₹1,508.9744	30-10-2026
direct	Monthly IDCW	₹1,522.6574	30-10-2026
direct	Quarterly IDCW	₹2,091.044	30-10-2026
direct	Weekly IDCW	₹1,022.7858	30-10-2026
regular	Discontinued Bonus	₹4,519.5607	30-10-2026
regular	Bonus	₹3,203.9822	30-10-2026
regular	Discontinued Growth	₹6,780.1098	30-10-2026
regular	Growth	₹3,833.4904	30-10-2026
regular	Discontinued Annual IDCW	₹3,643.0875	30-10-2026
regular	Discontinued Periodic Dividend	₹1,079.6816	30-10-2026
regular	Discontinued Quarterly Dividend	₹2,397.3596	30-10-2026
regular	Discontinued Flexi Dividend	₹1,090.5621	30-10-2026
regular	Discontinued Monthly Dividend	₹1,012.2063	30-10-2026
regular	Reinvestment Daily IDCW	₹1,477.5102	30-10-2026
regular	Flexi IDCW	₹1,458.0432	30-10-2026
regular	Fortnightly IDCW	₹1,332.8178	30-10-2026
regular	Half Yearly IDCW	₹1,513.2702	30-10-2026
regular	Monthly IDCW	₹1,507.0912	30-10-2026
regular	Quarterly IDCW	₹1,460.7204	30-10-2026
regular	Weekly IDCW	₹1,481.2481	30-10-2026

About UTI Ultra Short to Short Term Fund

UTI Ultra Short to Short Term Fund is a mutual fund from UTI Mutual Fund. Its category is Low Duration. It was launched on 12-07-1999. Its benchmark is NIFTY Low Duration Debt Index A-I. At the end of September 2026 it held 49 securities.

Fund Manager

Anurag Mittal FM 1
Fund manager of UTI Ultra Short to Short Term Fund
Not ApplicableFM 2
Fund manager of UTI Ultra Short to Short Term Fund
Not Applicable FM 3
Fund manager of UTI Ultra Short to Short Term Fund
Not Applicable FM 4
Fund manager of UTI Ultra Short to Short Term Fund

See all funds of UTI Mutual Fund

AUM change

September 2026: ₹2,604.27 Cr; −2.82% from August 2026
August 2026: ₹2,679.94 Cr; +12.30% from July 2026
July 2026: ₹2,386.33 Cr; −2.98% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare UTI Ultra Short to Short Term Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

UTI Ultra Short to Short Term vs HSBC Ultra Short to Short TermLow Duration
UTI Ultra Short to Short Term vs Nippon India Ultra Short to Short TermLow Duration
UTI Ultra Short to Short Term vs Axis Ultra Short to Short TermLow Duration
UTI Ultra Short to Short Term vs Kotak Ultra Short to Short Term12.0% overlap
UTI Ultra Short to Short Term vs Mirae Asset Ultra Short to Short TermLow Duration
UTI Ultra Short to Short Term vs UTI Floating Interest Rates15.5% overlap
UTI Ultra Short to Short Term vs HDFC Ultra Short Term13.4% overlap
UTI Ultra Short to Short Term vs HDFC Ultra Short to Short Term13.0% overlap

Compare with any other fund

Frequently Asked Questions for UTI Ultra Short to Short Term Fund

What is the current NAV of UTI Ultra Short to Short Term Fund?

The Direct plan NAV is ₹3,899.9623. The Regular plan NAV is ₹6,780.1098, as on 30-10-2026.

What are the returns of UTI Ultra Short to Short Term Fund?

The Direct plan returned +5.74% in 1 year, +7.13% a year over 3 years, +6.51% a year over 5 years. The Regular plan returned +5.61% in 1 year, +6.86% a year over 3 years, +6.11% a year over 5 years. These figures are as on 30-10-2026.

What is the expense ratio of UTI Ultra Short to Short Term Fund?

The Direct plan charges 0.37% a year. The Regular plan charges 0.65% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.

What is the AUM of UTI Ultra Short to Short Term Fund?

UTI Ultra Short to Short Term Fund managed ₹2,604.27 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of UTI Ultra Short to Short Term Fund?

At the end of September 2026 the largest holdings were 364 DAYS T-BILL - 10/12/2026 (7.60%), NCD REC LTD (5.38%), NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT (4.81%), NCD MAHINDRA RURAL HOUSING FINANCE LTD (3.85%), NCD SUMMIT DIGITEL INFRASTRUCTURE LTD (3.81%). The fund held 49 securities in all.

How do I invest in UTI Ultra Short to Short Term Fund?

Through UTI Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least Regular Plan-Weekly Reinvestment of IDCW- Rs.20000, Regular Plan-Weekly Payout of IDCW- Rs.20000, Regular Plan-Quarterly Reinvestment of IDCW- Rs.20000, Regular Plan-Quarterly Payout of IDCW- Rs.20000, Regular Plan-Monthly Reinvestment of IDCW- Rs.20000, . You can invest once or through a monthly SIP.

Who is the fund manager of UTI Ultra Short to Short Term Fund?

Anurag Mittal FM 1, Not ApplicableFM 2, Not Applicable FM 3, Not Applicable FM 4.

What is the exit load of UTI Ultra Short to Short Term Fund?

Nil

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.