HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund

IndexDirect and Regular plans, Growth option

Data as on 30-10-2026

HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund is a mutual fund run by HDFC Mutual Fund. On 30-09-2026, it managed ₹1,972 Cr of investors' money. In the year to 30-10-2026, its Direct plan returned 6.9% and its Regular plan returned 6.7%.

NAV (Direct plan): ₹11.05; ▲ 0.01%30-10-2026
NAV (Regular plan): ₹11.02; ▲ 0.01%30-10-2026
Expense ratio: 0.09%Direct0.25%Regular; 0.09%; A year
Riskometer: Low to Moderate; Set by the fund house
1 year return: 6.9%Direct6.7%Regular; 6.9%; Total

HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹11.05 (up 0.01% that day); Regular Plan Growth ₹11.02 (up 0.01% that day).

This fund (Direct plan)

₹11.0478

HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Returns

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	+0.34%	+1.49%	+3.41%	+6.90%	--	--	--
This fund (Regular)	+0.32%	+1.45%	+3.32%	+6.72%	--	--	--
Category average	--	--	--	--	--	--	--
Best in category	--	--	--	--	--	--	--
Worst in category	--	--	--	--	--	--	--
Rank in category	--	--	--	--	--	--	--

No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds. This fund's benchmark is CRISIL-IBX Financial Services 3-6 Months Debt Index. Returns of that index are not available to us.

HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+5.72%	+5.57%

HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 1-year holding period, plotted on the day it ended. There are 120 periods, one for each trading day from 06-05-2026 to 30-10-2026.

0%2%4%6%8%

May 2025
to
May 2026Jun 2025
to
Jun 2026Jul 2025
to
Jul 2026Aug 2025
to
Aug 2026Sept 2025
to
Sept 2026Oct 2025
to
Oct 2026

HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Direct)

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss
1 year	120	7.0%	6.7%	7.3%	0%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. Past returns do not promise future returns.

HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Direct)This fund
Return (CAGR)	+6.90%
Standard deviation	0.42%
Sharpe ratio	3.91
Sortino ratio	6.98
Maximum drawdown	−0.11% (22-10-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Direct)This fund
Return (CAGR)	+6.93%
Standard deviation	0.39%
Sharpe ratio	4.07
Sortino ratio	7.66
Maximum drawdown	−0.11% (22-10-2026)

From daily NAVs, 06-05-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−0.2%−0.1%0%

2026

HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Direct)

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Direct)	−0.11%	19-10-2026	22-10-2026	29-10-2026	7 days	0.0%

From the Direct plan's daily NAV since 06-05-2025, adjusted for unit splits. "Time to climb back" runs from the bottom to the first day back at the old high.

HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-09-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio
Direct	0.07%	0.01%	0.00%	0.01%	0.09%
Regular	0.20%	0.01%	0.00%	0.04%	0.25%

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	6.72%	6.90%	0.18%	₹1,06,720	₹1,06,900

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 06-05-2025 to 30-10-2026: 18 instalments, ₹1,80,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planHDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Direct)	₹1,80,000	₹1,89,708	₹9,708	6.9%
Regular planHDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Regular)	₹1,80,000	₹1,89,444	₹9,444	6.7%

₹0₹50,000₹1.0 L₹1.5 L₹2.0 L

2026

Direct planHDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Direct)Regular planHDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Regular)Amount invested

From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

97.8%Debt

Asset	Fund
Debt	97.8%
Cash and others	2.2%

Credit rating

Bonds and money market papers by credit rating, % of the fund.

Rating	Fund
AAA and A1+	97.8%

HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Portfolio Holdings

As on 30-09-2026 · 42 holdings · from the fund house's monthly portfolio

Holdings	Rating	Weight%
Bharti Telecom Limited · Bond	CRISIL - AAA	11.18%
Aditya Birla Capital ltd. · Commercial paper	ICRA - A1+	6.16%
Small Industries Development Bank · Certificate of deposit	CRISIL - A1+	6.03%
REC Limited. · Bond	CRISIL - AAA	5.08%
National Bank for Agri & Rural Dev. · Bond	ICRA - AAA	5.08%
LIC Housing Finance Ltd. · Bond	CRISIL - AAA	5.07%
LIC Housing Finance Ltd. · Bond	CRISIL - AAA	5.07%
REC Limited. · Bond	ICRA - AAA	5.07%
Bajaj Housing Finance Ltd. · Bond	CRISIL - AAA	3.80%
Sundaram Finance Ltd. · Commercial paper	CRISIL - A1+	3.73%
Canara Bank · Certificate of deposit	CRISIL - A1+	3.72%
Small Industries Development Bank · Certificate of deposit	CARE - A1+	3.55%
Punjab National Bank · Certificate of deposit	CRISIL - A1+	2.48%
National Bank for Agri & Rural Dev. · Bond	CRISIL - AAA	1.78%
Power Finance Corporation Ltd. · Bond	CARE - AAA	1.77%
Punjab National Bank · Certificate of deposit	CRISIL - A1+	1.49%
Small Industries Development Bank · Bond	CRISIL - AAA	1.27%
Tata Capital Ltd. · Bond	ICRA - AAA	1.27%
REC Limited. · Bond	CRISIL - AAA	1.27%
Bajaj Finance Ltd. · Bond	CRISIL - AAA	1.27%
Power Finance Corporation Ltd. · Bond	CRISIL - AAA	1.27%
LIC Housing Finance Ltd. · Bond	CRISIL - AAA	1.27%
LIC Housing Finance Ltd. · Bond	CRISIL - AAA	1.27%
REC Limited. · Bond	CARE - AAA	1.26%
Kotak Mahindra Bank Limited	CRISIL - A1+	1.24%
Indian Bank · Certificate of deposit	CRISIL - A1+	1.24%
ICICI Bank Ltd.	ICRA - A1+	1.24%
Export - Import Bank of India · Commercial paper	CRISIL - A1+	1.24%
Small Industries Development Bank · Certificate of deposit	CARE - A1+	1.23%
Mahindra & Mahindra Financial Services Ltd. · Commercial paper	CRISIL - A1+	1.23%
Mahindra & Mahindra Financial Services Ltd. · Commercial paper	CRISIL - A1+	1.23%
Union Bank of India · Certificate of deposit	IND - A1+	1.23%
Canara Bank · Certificate of deposit	CRISIL - A1+	1.23%
Punjab National Bank · Certificate of deposit	CRISIL - A1+	1.23%
National Bank for Agri & Rural Dev. · Certificate of deposit	CRISIL - A1+	1.23%
National Bank for Agri & Rural Dev. · Certificate of deposit	ICRA - A1+	1.23%
Bajaj Finance Ltd. · Bond	CRISIL - AAA	0.51%
Axis Bank Ltd.	CRISIL - A1+	0.25%
Bank of Baroda · Certificate of deposit	CARE - A1+	0.25%
Bank of Baroda · Certificate of deposit	CARE - A1+	0.25%
Union Bank of India · Certificate of deposit	ICRA - A1+	0.25%
Kotak Mahindra Bank Limited	CRISIL - A1+	0.25%

HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
Axis CRISIL-IBX Financial Services 3-6 Months Debt Index FundIndex · Axis	22.6%	6	Compare
Aditya Birla Sun Life Crisil-IBX Financial Services 3 to 6 months Debt Index FundIndex · Aditya Birla Sun Life	20.7%	10	Compare
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index FundIndex · ICICI Prudential	17.4%	5	Compare
Edelweiss Ultra Short Term FundUltra Short · Edelweiss	17.0%	5	Compare
Tata Ultra Short Term FundUltra Short · Tata	16.5%	6	Compare
DSP Corporate Bond FundCorporate Bond · DSP	15.9%	9	Compare
Aditya Birla Sun Life Crisil IBX 60:40 SDL+AAA PSU-APR 2027 Index FundIndex · Aditya Birla Sun Life	14.1%	4	Compare
Mahindra Manulife Ultra Short Term FundUltra Short · Mahindra Manulife	14.1%	4	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.09%
Expense ratio (Regular): 0.25%
Category: Index
Risk: Low to Moderate
Launch date: 06-05-2025
Minimum investment: ₹100
Minimum additional investment: ₹100
AUM: ₹1,971.69 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 153517
ISIN (Direct): INF179KC1JK5
Scheme code (Regular): 153518
ISIN (Regular): INF179KC1JJ7
NAV history: From 06-05-2025, 1.5 years

Benchmark: CRISIL-IBX Financial Services 3-6 Months Debt Index
Exit load: NIL

Tax on HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund returns

How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹11.0478	30-10-2026
regular	Growth	₹11.0189	30-10-2026

About HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund

HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund is a mutual fund from HDFC Mutual Fund. Its category is Index. It was launched on 06-05-2025. Its benchmark is CRISIL-IBX Financial Services 3-6 Months Debt Index. At the end of September 2026 it held 42 securities.

Fund Manager

Anupam Joshi
Fund manager of HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund, since 06-05-2025

See all funds of HDFC Mutual Fund

AUM change

September 2026: ₹1,971.69 Cr; −12.92% from August 2026
August 2026: ₹2,264.18 Cr; +1.13% from July 2026
July 2026: ₹2,238.78 Cr; −10.89% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Compare with any other fund

Frequently Asked Questions for HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund

What is the current NAV of HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund?

The Direct plan NAV is ₹11.0478. The Regular plan NAV is ₹11.0189, as on 30-10-2026.

What are the returns of HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund?

The Direct plan returned +6.90% in 1 year. The Regular plan returned +6.72% in 1 year. These figures are as on 30-10-2026.

What is the expense ratio of HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund?

The Direct plan charges 0.09% a year. The Regular plan charges 0.25% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.

What is the AUM of HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund?

HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund managed ₹1,971.69 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund?

At the end of September 2026 the largest holdings were Bharti Telecom Limited (11.18%), Aditya Birla Capital ltd. (6.16%), Small Industries Development Bank (6.03%), REC Limited. (5.08%), National Bank for Agri & Rural Dev. (5.08%). The fund held 42 securities in all.

How do I invest in HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund?

Through HDFC Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹100. You can invest once or through a monthly SIP.

Who is the fund manager of HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund?

Anupam Joshi (since 06-05-2025).

What is the exit load of HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund?

NIL

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.