UTI Multi Asset Allocation Fund

Multi AssetDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

UTI Multi Asset Allocation Fund is a Multi Asset fund run by UTI Mutual Fund. On 30-09-2026, it managed ₹6,634 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 13.7% a year and its Regular plan returned 12.5% a year.

NAV (Direct plan): ₹84.24; ▼ 0.04%30-10-2026
NAV (Regular plan): ₹74.93; ▼ 0.04%30-10-2026
Expense ratio: 0.89%Direct1.82%Regular; 0.89%; A year
Riskometer: Very High; Set by the fund house
3 year return: 13.7%Direct12.5%Regular; 13.7%; A year

UTI Multi Asset Allocation Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹84.24 (down 0.04% that day); Regular Plan Growth ₹74.93 (down 0.04% that day).

This fund (Direct plan)

₹84.2408

UTI Multi Asset Allocation Fund Returns vs Multi Asset Funds

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−1.18%	−4.84%	−2.52%	−2.35%	+13.70%	+12.29%	+10.69%
This fund (Regular)	−1.26%	−5.07%	−3.03%	−3.40%	+12.50%	+11.20%	+9.66%
Multi Asset average	−1.71%	−3.33%	−1.78%	+2.00%	+14.20%	+12.56%	+12.92%
Best in Multi Asset	+0.22%	+1.02%	+3.21%	+8.36%	+21.56%	+18.33%	+18.26%
Worst in Multi Asset	−3.85%	−5.28%	−5.92%	−3.66%	+7.53%	+8.22%	+10.69%
Rank in Multi Asset	13/37	32/36	26/34	27/31	8/15	5/8	6/6

Category rows compare the Direct plans of 37 Multi Asset funds. Rank 1 is the highest return. This fund's benchmark is 65% BSE 200 TRI + 25% CRISIL Composite Bond Index + 7% Domestic Price of Gold + 2% Domestic Price of Silver + 1% iCOMDEX. Returns of that index are not available to us, so the category average is the comparison.

UTI Multi Asset Allocation Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	−4.97%	−5.81%
2025	+12.42%	+11.08%
2024	+21.90%	+20.71%
2023	+30.21%	+29.15%
2022	+5.34%	+4.42%
2021	+12.69%	+11.80%

UTI Multi Asset Allocation Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,666 periods, one for each trading day from 04-01-2016 to 30-10-2026.

−5%0%5%10%15%20%25%30%

Nov 2013
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025

UTI Multi Asset Allocation Fund (Direct)Category average, 37 Multi Asset funds

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	3,154	9.4%	−20.1%	51.7%	13%	12.0%	32%
2 years	2,912	10.2%	−9.2%	32.8%	2%	12.7%	28%
3 years	2,666	9.9%	−3.7%	24.3%	1%	14.1%	24%
5 years	2,173	9.3%	−0.4%	21.9%	0%	12.6%	0%
7 years	1,684	9.4%	3.8%	14.7%	0%	12.4%	0%
10 years	941	11.1%	7.6%	13.5%	0%	13.2%	0%

Every SIP holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	154	10.7%	−28.7%	46.1%	15%	12.3%	37%
2 years	142	10.2%	−15.0%	35.5%	6%	12.3%	29%
3 years	130	10.2%	−9.3%	28.8%	2%	13.6%	23%
5 years	106	9.9%	−2.6%	22.6%	1%	15.1%	20%
7 years	82	9.9%	0.5%	18.3%	0%	14.5%	0%
10 years	46	13.2%	8.2%	14.9%	0%	15.0%	0%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 37 Multi Asset funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.

UTI Multi Asset Allocation Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	UTI Multi Asset Allocation Fund (Direct)This fund	Category average
Return (CAGR)	−2.35%	+2.25%
Standard deviation	11.67%	10.59%
Sharpe ratio	-0.65	-0.28
Sortino ratio	-0.86	-0.38
Maximum drawdown	−11.0% (23-03-2026)	−10.3% (23-03-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	UTI Multi Asset Allocation Fund (Direct)This fund	Category average
Return (CAGR)	+13.70%	+14.48%
Standard deviation	9.63%	8.81%
Sharpe ratio	0.80	0.96
Sortino ratio	1.10	1.30
Maximum drawdown	−11.0% (23-03-2026)	−10.3% (23-03-2026)

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	UTI Multi Asset Allocation Fund (Direct)This fund	Category average
Return (CAGR)	+12.29%	+12.42%
Standard deviation	9.28%	8.63%
Sharpe ratio	0.70	0.77
Sortino ratio	0.96	1.04
Maximum drawdown	−11.4% (20-06-2022)	−10.3% (23-03-2026)

From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	UTI Multi Asset Allocation Fund (Direct)This fund	Category average
Return (CAGR)	+10.69%	+12.83%
Standard deviation	10.03%	9.19%
Sharpe ratio	0.53	0.81
Sortino ratio	0.71	1.08
Maximum drawdown	−25.0% (23-03-2020)	−25.9% (23-03-2020)

From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	UTI Multi Asset Allocation Fund (Direct)This fund	Category average
Return (CAGR)	+9.59%	+12.21%
Standard deviation	10.26%	8.34%
Sharpe ratio	0.35	0.74
Sortino ratio	0.47	0.99
Maximum drawdown	−25.0% (23-03-2020)	−25.9% (23-03-2020)

From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−30%−25%−20%−15%−10%−5%0%

2014201620182020202220242026

UTI Multi Asset Allocation Fund (Direct)Category average, 37 Multi Asset funds

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
UTI Multi Asset Allocation Fund (Direct)	−25.0%	19-02-2020	23-03-2020	23-07-2020	4 months	−7.0%
Category average	−25.9%	20-02-2020	23-03-2020	31-07-2020	4 months	−6.1%

From the Direct plan's daily NAV since 02-01-2013, adjusted for unit splits, and the average of the 37 Multi Asset funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

UTI Multi Asset Allocation Fund vs Other Multi Asset Funds

The five Multi Asset funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Quant Multi Asset Allocation Fund	1/15	6,608	1.13%	+8.36%	+21.56%	--	--	1.37	1.95	Compare
Nippon India Multi Asset Allocation Fund	2/15	18,044	0.48%	+3.05%	+17.96%	--	--	1.19	1.63	Compare
DSP Multi Asset Allocation Fund	3/15	10,820	0.62%	+4.15%	+17.30%	--	--	1.32	1.84	Compare
Kotak Multi Asset Allocation Fund	4/15	15,236	0.63%	+4.34%	+16.23%	--	--	0.83	1.11	Compare
WhiteOak Capital Multi Asset Allocation Fund	5/15	9,111	0.65%	+6.03%	+16.11%	--	--	1.76	2.50	Compare
UTI Multi Asset Allocation Fund	8/15	6,634	0.89%	−2.35%	+13.70%	--	--	0.80	1.10

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

UTI Multi Asset Allocation Fund Expense Ratio and Costs

What each plan charges a year, in force from 14-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Multi Asset median	Cost rank (1 = cheapest)
Direct	0.64%	0.01%	0.00%	0.24%	0.89%	0.85%	21/37
Regular	1.47%	0.01%	0.00%	0.34%	1.82%	2.15%	10/37

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Multi Asset funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	−3.40%	−2.35%	1.05%	₹96,600	₹97,650
3 years	12.50%	13.70%	1.20% a year	₹1,42,383	₹1,46,988
5 years	11.20%	12.29%	1.09% a year	₹1,70,029	₹1,78,528
10 years	9.66%	10.69%	1.03% a year	₹2,51,468	₹2,76,111

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

UTI Multi Asset Allocation Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 02-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planUTI Multi Asset Allocation Fund (Direct)	₹16,60,000	₹37,15,863	₹20,55,863	10.9%
Regular planUTI Multi Asset Allocation Fund (Regular)	₹16,60,000	₹34,44,641	₹17,84,641	9.9%
Category averageCategory average, 37 Multi Asset funds	₹16,60,000	₹44,06,615	₹27,46,615	13.1%

₹0₹10.0 L₹20.0 L₹30.0 L₹40.0 L₹50.0 L

2014201620182020202220242026

Direct planUTI Multi Asset Allocation Fund (Direct)Regular planUTI Multi Asset Allocation Fund (Regular)Category averageCategory average, 37 Multi Asset fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

UTI Multi Asset Allocation Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

65.0%Equity

Asset	Fund	Category
Equity	65.0%	58.2%
Cash and others	25.0%	25.6%
Debt	10.0%	16.2%

Market cap of stocks

Market cap	Fund	Category
Large Cap	48.7%	35.1%
Mid Cap	13.3%	11.8%
Small Cap	2.8%	9.3%
Not on AMFI's list	0.2%	1.1%

Share of the whole fund. Category: the average of the Multi Asset funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Credit rating

Bonds and money market papers by credit rating, % of the fund. Category: the average of 37 Multi Asset funds.

Rating	Fund	Category
Sovereign	3.7%	5.3%
AAA and A1+	5.5%	8.2%
AA	0.8%	2.4%

UTI Multi Asset Allocation Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Banks14.3%
IT - Software7.0%
Food Products4.1%
Pharmaceuticals & Biotechnology3.6%
Diversified FMCG3.3%
Automobiles3.3%
Consumer Durables3.1%
Capital Markets3.1%
Transport Services2.3%
Industrial Products2.0%

The ten largest of 33 sectors. The other 23 add up to 19.1%.

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Banks	13.8%	13.9%	14.3%	+0.5%
IT - Software	7.3%	7.3%	7.0%	−0.3%
Food Products	4.5%	4.3%	4.1%	−0.4%
Pharmaceuticals & Biotechnology	3.3%	3.4%	3.6%	+0.3%
Diversified FMCG	3.3%	3.0%	3.3%	0.0%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

UTI Multi Asset Allocation Fund Portfolio Holdings

As on 30-09-2026 · 127 holdings · from the fund house's monthly portfolio

Holdings	Sector / Rating	Weight%	1M change
MF UNITS UTI MF- GOLD EXCHANGE TRADED FUND ETF	-	13.63%
EQ - ICICI BANK LTD	Banks	3.23%	0.0%
EQ - KOTAK MAHINDRA BANK LTD.	Banks	3.14%	−0.1%
EQ - HDFC BANK LIMITED	Banks	2.94%	+10.4%
EQ - ITC LTD.	Diversified FMCG	2.57%	−0.3%
EQ - NESTLE INDIA LTD.	Food Products	2.56%	+0.6%
EQ - TATA CONSULTANCY SERVICES LTD.	IT - Software	2.36%	−0.1%
EQ - BHARAT ELECTRONICS LTD.	Aerospace & Defense	1.83%	0.0%
MF UNITS UTI MF- SILVER EXCHANGE TRADED FUND ETF	-	1.70%
EQ - INTERGLOBE AVIATION LTD	Transport Services	1.69%	0.0%
EQ - INFOSYS LTD.	IT - Software	1.61%	−1.4%
EQ - TITAN COMPANY LTD.	Consumer Durables	1.57%	+0.5%
EQ - BRITANNIA INDUSTRIES LTD.	Food Products	1.56%	−0.4%
EQ - ASIAN PAINTS (INDIA) LTD.	Consumer Durables	1.55%	0.0%
EQ - STATE BANK OF INDIA	Banks	1.55%	−0.2%
EQ - CUMMINS INDIA LTD.	Industrial Products	1.55%	+3.4%
EQ - HCL TECHNOLOGIES LTD.	IT - Software	1.48%	+3.8%
EQ - COAL INDIA LTD.	Consumable Fuels	1.45%	0.0%
REIT- EMBASSY OFFICE PARKS	-	1.39%
7.24% GSEC MAT- 18/08/2055 · Government security	SOV	1.36%
EQ - EICHER MOTORS LTD	Automobiles	1.22%	0.0%
INVIT - IRB INVIT FUND	-	1.22%
EQ - MULTI COMMODITY EXCHANGE OF IN	Capital Markets	1.15%	0.0%
REIT- KNOWLEDGE REALTY TRUST REIT	-	1.04%
EQ - LAURUS LABS LTD.	Pharmaceuticals & Biotechnology	1.04%	0.0%
EQ - MARICO LTD	Agricultural Food & other Products	1.01%	+3.8%
REIT - BAGMANE PRIME OFFICE	-	0.96%
EQ - SHRIRAM FINANCE LTD	Finance	0.93%	0.0%
EQ - FEDERAL BANK LTD.	Banks	0.92%	+0.1%
EQ - AU SMALL FINANCE BANK LTD	Banks	0.92%	0.0%
EQ - HERO MOTOCORP LTD.	Automobiles	0.90%	+4.8%
6.90% GSEC MAT - 15/04/2065 · Government security	SOV	0.88%
EQ - BHARTI AIRTEL LTD.	Telecom - Services	0.88%	−38.6%
EQ - COLGATE PALMOLIVE INDIA LTD.	Personal Products	0.84%	0.0%
EQ - HDFC ASSET MANAGEMENT COMPANY	Capital Markets	0.83%	+3.8%
EQ - AXIS BANK LTD.	Banks	0.83%	0.0%
MF UNITS UTI - FLOATER FUND	-	0.82%
REIT- BROOKFIELD INDIA REAL ESTATE TRUST	-	0.80%
EQ - SUN PHARMACEUTICALS INDUSTRIES	Pharmaceuticals & Biotechnology	0.78%	+8.3%
EQ - HINDUSTAN ZINC LTD.	Non - Ferrous Metals	0.78%	0.0%
EQ - PIDILITE INDUSTRIES LTD.	Chemicals & Petrochemicals	0.76%	0.0%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT · Bond	CRISIL-AAA	0.75%
NCD EXPORT IMPORT BANK OF INDIA · Bond	CRISIL-AAA	0.74%
EQ - GE VERNOVA T & D INDIA LTD	Electrical Equipment	0.72%	0.0%
EQ - RELIANCE INDUSTRIES LTD.	Petroleum Products	0.70%	0.0%
EQ - HINDUSTAN UNILEVER LTD	Diversified FMCG	0.68%	0.0%
EQ - TORRENT PHARMACEUTICALS LTD.	Pharmaceuticals & Biotechnology	0.68%	+2.4%
EQ - PERSISTENT SYSTEMS LTD.	IT - Software	0.67%	+7.6%
EQ - INDUS TOWERS LIMITED	Telecom - Services	0.64%	0.0%
EQ - SOLAR INDUSTRIES INDIA LTD.	Chemicals & Petrochemicals	0.64%	+11.5%
EQ - MARUTI SUZUKI INDIA LTD.	Automobiles	0.62%	−2.3%
EQ - BHARAT FORGE LTD.	Auto Components	0.60%	−2.0%
EQ - ASHOK LEYLAND LTD	Agricultural, Commercial & Construction Vehicles	0.58%	0.0%
EQ - SUZLON ENERGY LTD.	Electrical Equipment	0.55%	0.0%
EQ - HYUNDAI MOTOR INDIA LTD	Automobiles	0.51%	0.0%
EQ - VEDANTA ALUMINIUM METAL LTD.	Non - Ferrous Metals	0.47%	0.0%
EQ - BSE LTD	Capital Markets	0.45%	−50.0%
EQ - MAX FINANCIAL SERVICES LTD.	Insurance	0.45%	−0.5%
EQ - PAGE INDUSTRIES	Textiles & Apparels	0.45%	0.0%
EQ - ULTRATECH CEMENT LTD.	Cement & Cement Products	0.44%	−2.9%
EQ - POLYCAB INDIA LTD	Industrial Products	0.41%	+15.4%
EQ - INDIAN BANK	Banks	0.40%	0.0%
EQ - NAVIN FLUORINE INTERNATIONAL L	Chemicals & Petrochemicals	0.39%	+3.8%
NCD TATA CAPITAL HOUSING FINANCE LTD · Bond	CRISIL-AAA	0.38%
NCD CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED · Bond	ICRA-AA+	0.38%
NCD MUTHOOT FINANCE LTD · Bond	CRISIL-AA+	0.38%
EQ - GLENMARK PHARMACEUTICALS LTD.	Pharmaceuticals & Biotechnology	0.38%	+19.2%
NCD HDFC BANK LTD. · Bond	CRISIL-AAA	0.37%
NCD BAJAJ FINANCE LTD. · Bond	CRISIL-AAA	0.37%
NCD BAJAJ FINANCE LTD. · Bond	CRISIL-AAA	0.37%
NCD BAJAJ HOUSING FINANCE LTD · Bond	CRISIL-AAA	0.37%
EQ - APOLLO HOSPITALS ENTERPRISE LT	Healthcare Services	0.37%	+56.4%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA · Bond	CRISIL-AAA	0.37%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA · Bond	CRISIL-AAA	0.37%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA · Bond	CRISIL-AAA	0.37%
EQ - ADITYA BIRLA CAPITAL LTD	Finance	0.37%	−23.8%
EQ - ORACLE FINANCIAL SERVICES SOFT	IT - Software	0.37%	+15.0%
NCD KOTAK MAHINDRA PRIME LTD.	CRISIL-AAA	0.37%
7.34% GSEC MAT- 22/04/2064 · Government security	SOV	0.36%
NCD POWER FINANCE CORPORATION LTD. · Bond	CRISIL-AAA	0.36%
EQ - LTM Limited	IT - Software	0.36%	−0.2%
06.90% BIHAR SDL - 16/07/2035 · State government security	SOV	0.35%
NCD REC LTD · Bond	CRISIL-AAA	0.35%
EQ - DELHIVERY LTD.	Transport Services	0.35%	+13.0%
EQ - KARUR VYSYA BANK LTD.	Banks	0.33%	0.0%
EQ - LIC OF INDIA	Insurance	0.33%	0.0%
07.32% GSEC MAT -13/11/2030 · Government security	SOV	0.31%
EQ - DR REDDYS LABORATORIES LTD.	Pharmaceuticals & Biotechnology	0.31%	+42.2%
EQ - VEDANTA LTD	Diversified Metals	0.31%	0.0%
EQ - SBI LIFE INSURANCE COMPANY LTD	Insurance	0.30%	+17.5%
7.08% A P SGL MAT - 26/03/2037 · State government security	SOV	0.28%
EQ - ACUTAAS CHEMICALS LIMITED	Pharmaceuticals & Biotechnology	0.28%	+6.3%
EQ - MUTHOOT FINANCE LTD.	Finance	0.26%	0.0%
EQ - MTAR TECHNOLOGIES LTD	Electrical Equipment	0.26%	0.0%
EQ - BAJAJ FINSERV LTD.	Finance	0.24%	0.0%
EQ - NIPPON LIFE INDIA ASSET MANAGE	Capital Markets	0.23%	+4.7%
EQ - INDIAN RAILWAY CATERING & TOUR	Leisure Services	0.23%	0.0%
EQ - TD POWER SYSTEMS LTD.	Electrical Equipment	0.23%	+19.2%
EQ - COMPUTER AGE MANAGEMENT SERV	Capital Markets	0.22%	0.0%
EQ - CENTRAL DEPOSITORY SERVICES	Capital Markets	0.22%	0.0%
EQ - GREAT EASTERN SHIPPING CO. LTD	Transport Services	0.21%	0.0%
EQ - HDFC LIFE INSURANCE COMPANY LI	Insurance	0.20%	−1.6%
EQ - TATA ELXSI LTD.	IT - Software	0.13%	+17.4%
EQ - PROCTER & GAMBLE HYGIENE & HEL	Personal Products	0.11%	0.0%
EQ - ICICI LOMBARD GENERAL INSURANC	Insurance	0.11%	0.0%
EQ - FORTIS HEALTHCARE LTD.	Healthcare Services	0.10%	0.0%
7.10% GSEC - MAT - 08/04/2034 · Government security	SOV	0.08%
EQ - DABUR INDIA LTD.	Personal Products	0.08%	−6.5%
EQ - SHREE CEMENT LTD.	Cement & Cement Products	0.08%	0.0%
EQ - ABBOTT INDIA LTD.	Pharmaceuticals & Biotechnology	0.08%	−65.9%
06.94% GSEC Mat- 11/05/2036 · Government security	SOV	0.07%
EQ - EMAMI LTD.	Personal Products	0.07%	0.0%
EQ - KPIT TECHNOLOGIES LTD	IT - Software	0.06%	+1570.4%
EQ - MRF LTD.	Auto Components	0.06%	0.0%
EQ - TRIVENI TURBINE LTD	Electrical Equipment	0.05%	0.0%
EQ - VEDANTA IRON AND STEEL LTD.	Ferrous Metals	0.04%	0.0%
EQ - VEDANTA POWER LTD.	Power	0.04%	0.0%
EQ - VEDANTA OIL AND GAS LTD.	Oil	0.04%	0.0%
EQ - ECLERX SERVICES LTD.	Commercial Services & Supplies	0.04%	+13.6%
EQ - INDIAMART INTERMESH LTD	Retailing	0.04%	0.0%
MF UNITS Nifty 5 yr Benchmark G-Sec ETF ETF	-	0.04%
MF UNITS Nifty 10 yr Benchmark G-Sec ETF ETF	-	0.04%
EQ - EMCURE PHARMACEUTICALS LTD	Pharmaceuticals & Biotechnology	0.03%	−50.0%
MF UNITS UTI Nifty 500 Exchange Traded Fund ETF	-	0.03%
7.72% WESTBENGAL SGS Mat - 11/03/2044 · State government security	SOV	0.01%
EQ - DIXON TECHNOLOGIES (INDIA) LTD	Consumer Durables	0.01%	0.0%
EQ - RELAXO FOOTWEARS LTD	Consumer Durables	0.00%	0.0%

UTI Multi Asset Allocation Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

EQ - KOTAK MAHINDRA BANK LTD.	Reduced	−0.1%	3.14%
EQ - HDFC BANK LIMITED	Added	+10.4%	2.94%
EQ - NESTLE INDIA LTD.	Added	+0.6%	2.56%
EQ - TATA CONSULTANCY SERVICES LTD.	Reduced	−0.1%	2.36%
EQ - ITC LTD.	Reduced	−0.3%	2.57%
EQ - INFOSYS LTD.	Reduced	−1.4%	1.61%
EQ - TITAN COMPANY LTD.	Added	+0.5%	1.57%
EQ - STATE BANK OF INDIA	Reduced	−0.2%	1.55%
EQ - BRITANNIA INDUSTRIES LTD.	Reduced	−0.4%	1.56%
EQ - CUMMINS INDIA LTD.	Added	+3.4%	1.55%
EQ - HCL TECHNOLOGIES LTD.	Added	+3.8%	1.48%
EQ - BHARTI AIRTEL LTD.	Reduced	−38.6%	0.88%
EQ - MARICO LTD	Added	+3.8%	1.01%
EQ - FEDERAL BANK LTD.	Added	+0.1%	0.92%
EQ - BSE LTD	Reduced	−50.0%	0.45%
EQ - HERO MOTOCORP LTD.	Added	+4.8%	0.90%
EQ - HDFC ASSET MANAGEMENT COMPANY	Added	+3.8%	0.83%
EQ - SUN PHARMACEUTICALS INDUSTRIES	Added	+8.3%	0.78%
EQ - MARUTI SUZUKI INDIA LTD.	Reduced	−2.3%	0.62%
EQ - TORRENT PHARMACEUTICALS LTD.	Added	+2.4%	0.68%
EQ - PERSISTENT SYSTEMS LTD.	Added	+7.6%	0.67%
EQ - SOLAR INDUSTRIES INDIA LTD.	Added	+11.5%	0.64%
EQ - BHARAT FORGE LTD.	Reduced	−2.0%	0.60%
EQ - MAX FINANCIAL SERVICES LTD.	Reduced	−0.5%	0.45%
EQ - ADITYA BIRLA CAPITAL LTD	Reduced	−23.8%	0.37%
EQ - ULTRATECH CEMENT LTD.	Reduced	−2.9%	0.44%
EQ - POLYCAB INDIA LTD	Added	+15.4%	0.41%
EQ - NAVIN FLUORINE INTERNATIONAL L	Added	+3.8%	0.39%
EQ - LTM Limited	Reduced	−0.2%	0.36%
EQ - GLENMARK PHARMACEUTICALS LTD.	Added	+19.2%	0.38%
EQ - APOLLO HOSPITALS ENTERPRISE LT	Added	+56.4%	0.37%
EQ - ORACLE FINANCIAL SERVICES SOFT	Added	+15.0%	0.37%
EQ - DELHIVERY LTD.	Added	+13.0%	0.35%
EQ - DR REDDYS LABORATORIES LTD.	Added	+42.2%	0.31%
EQ - SBI LIFE INSURANCE COMPANY LTD	Added	+17.5%	0.30%
EQ - ACUTAAS CHEMICALS LIMITED	Added	+6.3%	0.28%
EQ - NIPPON LIFE INDIA ASSET MANAGE	Added	+4.7%	0.23%
EQ - TD POWER SYSTEMS LTD.	Added	+19.2%	0.23%
EQ - ABBOTT INDIA LTD.	Reduced	−65.9%	0.08%
EQ - HDFC LIFE INSURANCE COMPANY LI	Reduced	−1.6%	0.20%
EQ - TATA ELXSI LTD.	Added	+17.4%	0.13%
EQ - DABUR INDIA LTD.	Reduced	−6.5%	0.08%
EQ - KPIT TECHNOLOGIES LTD	Added	+1570.4%	0.06%
EQ - EMCURE PHARMACEUTICALS LTD	Reduced	−50.0%	0.03%
EQ - ECLERX SERVICES LTD.	Added	+13.6%	0.04%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What UTI Multi Asset Allocation Fund bought and sold

UTI Multi Asset Allocation Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
UTI Quant FundThematic · UTI	48.7%	70	Compare
Groww ELSS Tax Saver FundELSS · Groww	39.5%	48	Compare
ICICI Prudential Nifty LargeMidcap 250 Index FundIndex · ICICI Prudential	38.5%	72	Compare
Zerodha Nifty LargeMidcap 250 Index FundIndex · Zerodha	38.1%	72	Compare
Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index FundIndex · Zerodha	38.1%	72	Compare
Mirae Asset Nifty LargeMidcap 250 Index FundIndex · Mirae Asset	38.1%	72	Compare
Edelweiss Nifty LargeMidcap 250 ETFETF · Edelweiss	38.1%	72	Compare
Edelweiss NIFTY Large Midcap 250 Index FundIndex · Edelweiss	38.1%	72	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

UTI Multi Asset Allocation Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.89%
Expense ratio (Regular): 1.82%
Category: Multi Asset
Risk: Very High
Launch date: 19-11-2008
AUM: ₹6,634.45 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 120760
ISIN (Direct): INF789F01VE6
Scheme code (Regular): 111599
ISIN (Regular): INF789F01AP6
NAV history: From 02-01-2013, 13.8 years

Benchmark: 65% BSE 200 TRI + 25% CRISIL Composite Bond Index + 7% Domestic Price of Gold + 2% Domestic Price of Silver + 1% iCOMDEX
Minimum investment: Regular Plan-Growth- Rs.5000, Regular Plan-Reinvestment of IDCW- Rs.5000, Regular Plan-Payout of IDCW- Rs.5000, Direct Plan-Growth- Rs.5000, Direct Plan-Reinvestment of IDCW- Rs.5000, Direct Plan-Payout of IDCW- Rs.5000,
Minimum additional investment: Regular Plan-Growth-Rs.1000, Regular Plan-Reinvestment of IDCW-Rs.1000, Regular Plan-Payout of IDCW-Rs.1000, Direct Plan-Growth-Rs.1000, Direct Plan-Reinvestment of IDCW-Rs.1000, Direct Plan-Payout of IDCW-Rs.1000,
Exit load: Exit load of 1%, if redeemed within 30 days.

Tax on UTI Multi Asset Allocation Fund returns

How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹84.2408	30-10-2026
direct	IDCW	₹32.8162	30-10-2026
regular	Growth	₹74.9292	30-10-2026
regular	IDCW	₹27.7775	30-10-2026

About UTI Multi Asset Allocation Fund

UTI Multi Asset Allocation Fund is a mutual fund from UTI Mutual Fund. Its category is Multi Asset. It was launched on 19-11-2008. Its benchmark is 65% BSE 200 TRI + 25% CRISIL Composite Bond Index + 7% Domestic Price of Gold + 2% Domestic Price of Silver + 1% iCOMDEX. At the end of September 2026 it held 127 securities.

Fund Manager

Sharwan Kumar Goyal FM 1
Fund manager of UTI Multi Asset Allocation Fund, since 01-11-2021
Lokesh Kulthia - FM 2
Fund manager of UTI Multi Asset Allocation Fund, since 19-06-2026
Jaydeep Bhowal -FM 3
Fund manager of UTI Multi Asset Allocation Fund, since 01-10-2024

See all funds of UTI Mutual Fund

AUM change

September 2026: ₹6,634.45 Cr; −6.06% from August 2026
August 2026: ₹7,062.53 Cr; +0.92% from July 2026
July 2026: ₹6,998.04 Cr; +1.57% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare UTI Multi Asset Allocation Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

UTI Multi Asset Allocation vs Quant Multi Asset AllocationMulti Asset
UTI Multi Asset Allocation vs Nippon India Multi Asset AllocationMulti Asset
UTI Multi Asset Allocation vs DSP Multi Asset AllocationMulti Asset
UTI Multi Asset Allocation vs Kotak Multi Asset AllocationMulti Asset
UTI Multi Asset Allocation vs WhiteOak Capital Multi Asset AllocationMulti Asset
UTI Multi Asset Allocation vs UTI Quant48.7% overlap
UTI Multi Asset Allocation vs Groww ELSS Tax Saver39.5% overlap
UTI Multi Asset Allocation vs ICICI Prudential Nifty LargeMidcap 250 Index38.5% overlap

Compare with any other fund

Frequently Asked Questions for UTI Multi Asset Allocation Fund

What is the current NAV of UTI Multi Asset Allocation Fund?

The Direct plan NAV is ₹84.2408. The Regular plan NAV is ₹74.9292, as on 30-10-2026.

What are the returns of UTI Multi Asset Allocation Fund?

The Direct plan returned −2.35% in 1 year, +13.70% a year over 3 years, +12.29% a year over 5 years. The Regular plan returned −3.40% in 1 year, +12.50% a year over 3 years, +11.20% a year over 5 years. These figures are as on 30-10-2026.

What is the expense ratio of UTI Multi Asset Allocation Fund?

The Direct plan charges 0.89% a year. The Regular plan charges 1.82% a year. This is the figure the fund house reported to AMFI, in force from 14-10-2026.

What is the AUM of UTI Multi Asset Allocation Fund?

UTI Multi Asset Allocation Fund managed ₹6,634.45 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of UTI Multi Asset Allocation Fund?

At the end of September 2026 the largest holdings were GOLDBETA (13.63%), ICICIBANK (3.23%), KOTAKBANK (3.14%), HDFCBANK (2.94%), ITC (2.57%). The fund held 127 securities in all.

What did UTI Multi Asset Allocation Fund buy and sell in September 2026?

It added shares in 27. It reduced 18.

How do I invest in UTI Multi Asset Allocation Fund?

Through UTI Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least Regular Plan-Growth- Rs.5000, Regular Plan-Reinvestment of IDCW- Rs.5000, Regular Plan-Payout of IDCW- Rs.5000, Direct Plan-Growth- Rs.5000, Direct Plan-Reinvestment of IDCW- Rs.5000, Direct Plan-Payout of IDCW- Rs.5000,. You can invest once or through a monthly SIP.

Who is the fund manager of UTI Multi Asset Allocation Fund?

Sharwan Kumar Goyal FM 1 (since 01-11-2021), Lokesh Kulthia - FM 2 (since 19-06-2026), Jaydeep Bhowal -FM 3 (since 01-10-2024).

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.