UTI Gold ETF Fund of Fund is a mutual fund run by UTI Mutual Fund. On 30-09-2026, it managed ₹1,515 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 30.8% a year and its Regular plan returned 30.3% a year.
NAV (Direct plan)
₹26.80
▼ 0.97% · 30-10-2026
NAV (Regular plan)
₹26.35
▼ 0.97% · 30-10-2026
Expense ratio
0.07%Direct0.46%Regular
0.07%
A year
Riskometer
High
Set by the fund house
3 year return
30.8%Direct30.3%Regular
30.8%
A year
UTI Gold ETF Fund of Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹26.80 (down 0.97% that day); Regular Plan Growth ₹26.35 (down 0.97% that day).
This fund (Direct plan)
₹26.7954
UTI Gold ETF Fund of Fund Returns
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−5.33%
−1.86%
−6.75%
+15.51%
+30.78%
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--
This fund (Regular)
−5.36%
−1.95%
−6.93%
+15.07%
+30.25%
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Category average
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Best in category
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Worst in category
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Rank in category
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No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds. This fund's benchmark is Gold Index. Returns of that index are not available to us.
UTI Gold ETF Fund of Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
2026to date
+1.08%
+0.76%
2025
+78.60%
+77.90%
2024
+20.03%
+19.50%
2023
+14.46%
+13.92%
UTI Gold ETF Fund of Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 245 periods, one for each trading day from 31-10-2025 to 30-10-2026.
0%10%20%30%40%50%
UTI Gold ETF Fund of Fund (Direct)
Nov 2022 to Nov 2025Jan 2023 to Jan 2026Apr 2023 to Apr 2026Jun 2023 to Jun 2026Aug 2023 to Aug 2026Sept 2023 to Sept 2026
UTI Gold ETF Fund of Fund (Direct)
0%
Below 0%
0%
0-5%
0%
5-10%
0%
10-15%
0%
15-20%
0%
20-25%
100%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
1 year
738
31.5%
6.2%
115.7%
0%
2 years
491
38.1%
16.9%
66.6%
0%
3 years
245
34.8%
30.7%
44.7%
0%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
1 year
37
30.4%
1.4%
117.8%
0%
2 years
25
35.7%
17.7%
77.1%
0%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. Past returns do not promise future returns.
UTI Gold ETF Fund of Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
UTI Gold ETF Fund of Fund (Direct)This fund
Return (CAGR)
+15.51%
Standard deviation
29.57%
Sharpe ratio
0.35
Sortino ratio
0.47
Maximum drawdown
−23.6%
(23-03-2026)
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
UTI Gold ETF Fund of Fund (Direct)This fund
Return (CAGR)
+30.78%
Standard deviation
20.64%
Sharpe ratio
1.20
Sortino ratio
1.70
Maximum drawdown
−23.6%
(23-03-2026)
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
UTI Gold ETF Fund of Fund (Direct)This fund
Return (CAGR)
+28.04%
Standard deviation
18.56%
Sharpe ratio
1.18
Sortino ratio
1.68
Maximum drawdown
−23.6%
(23-03-2026)
From daily NAVs, 31-10-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−25%−20%−15%−10%−5%0%
UTI Gold ETF Fund of Fund (Direct)
2023202420252026
UTI Gold ETF Fund of Fund (Direct)
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
UTI Gold ETF Fund of Fund (Direct)
−23.6%
29-01-2026
23-03-2026
Not yet
--
−21.1%
From the Direct plan's daily NAV since 31-10-2022, adjusted for unit splits. "Time to climb back" runs from the bottom to the first day back at the old high.
UTI Gold ETF Fund of Fund Expense Ratio and Costs
What each plan charges a year, in force from 01-09-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Direct
0.05%
0.00%
0.00%
0.02%
0.07%
Regular
0.40%
0.00%
0.00%
0.06%
0.46%
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
15.07%
15.51%
0.44%
₹1,15,070
₹1,15,510
3 years
30.25%
30.78%
0.53% a year
₹2,20,970
₹2,23,678
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
UTI Gold ETF Fund of Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 31-10-2022 to 30-10-2026: 49 instalments, ₹4,90,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planUTI Gold ETF Fund of Fund (Direct)
₹4,90,000
₹8,58,704
₹3,68,704
28.4%
Regular planUTI Gold ETF Fund of Fund (Regular)
₹4,90,000
₹8,50,292
₹3,60,292
27.8%
₹0₹2.0 L₹4.0 L₹6.0 L₹8.0 L₹10.0 L
Direct planUTI Gold ETF Fund of Fund (Direct)
Regular planUTI Gold ETF Fund of Fund (Regular)
Amount invested
2023202420252026
Direct planUTI Gold ETF Fund of Fund (Direct)Regular planUTI Gold ETF Fund of Fund (Regular)Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
UTI Gold ETF Fund of Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
100.0%Cash and others
Asset
Fund
Cash and others
100.0%
UTI Gold ETF Fund of Fund Portfolio Holdings
As on 30-09-2026 · 1 holdings · from the fund house's monthly portfolio
Holdings
Sector
Weight%
MF UNITS UTI MF- GOLD EXCHANGE TRADED FUND ETF
-
100.35%
UTI Gold ETF Fund of Fund Portfolio Overlap
Funds with the most similar portfolios, across every fund house and category
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
UTI Gold ETF Fund of Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
0.07%
Expense ratio (Regular)
0.46%
Category
Fund of Funds
Risk
High
Benchmark
Gold Index
Launch date
28-10-2022
Minimum investment
₹25
Minimum additional investment
₹25
AUM
₹1,515.19 Cr (30-09-2026)
Lock in
None
Scheme code (Direct)
150714
ISIN (Direct)
INF789F1AWB9
Scheme code (Regular)
150715
ISIN (Regular)
INF789F1AWA1
NAV history
From 31-10-2022, 4.0 years
Exit load
Exit load of 1%, if redeemed within 15 days
Tax on UTI Gold ETF Fund of Fund returns
How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹26.7954
30-10-2026
regular
Growth
₹26.3456
30-10-2026
About UTI Gold ETF Fund of Fund
UTI Gold ETF Fund of Fund is a mutual fund from UTI Mutual Fund. Its category is Fund of Funds. It was launched on 28-10-2022. Its benchmark is Gold Index. At the end of September 2026 it held 1 securities.
Fund Manager
Sharwan Kumar Goyal FM 1
Fund manager of UTI Gold ETF Fund of Fund, since 01-11-2022
Ayush Jain FM 2
Fund manager of UTI Gold ETF Fund of Fund, since 01-11-2022
Lokesh Kulthia FM 3
Fund manager of UTI Gold ETF Fund of Fund, since 19-06-2026
Frequently Asked Questions for UTI Gold ETF Fund of Fund
What is the current NAV of UTI Gold ETF Fund of Fund?
The Direct plan NAV is ₹26.7954. The Regular plan NAV is ₹26.3456, as on 30-10-2026.
What are the returns of UTI Gold ETF Fund of Fund?
The Direct plan returned +15.51% in 1 year, +30.78% a year over 3 years. The Regular plan returned +15.07% in 1 year, +30.25% a year over 3 years. These figures are as on 30-10-2026.
What is the expense ratio of UTI Gold ETF Fund of Fund?
The Direct plan charges 0.07% a year. The Regular plan charges 0.46% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.
What is the AUM of UTI Gold ETF Fund of Fund?
UTI Gold ETF Fund of Fund managed ₹1,515.19 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of UTI Gold ETF Fund of Fund?
At the end of September 2026 the largest holdings were GOLDBETA (100.35%). The fund held 1 securities in all.
How do I invest in UTI Gold ETF Fund of Fund?
Through UTI Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹25. You can invest once or through a monthly SIP.
Who is the fund manager of UTI Gold ETF Fund of Fund?
Sharwan Kumar Goyal FM 1 (since 01-11-2022), Ayush Jain FM 2 (since 01-11-2022), Lokesh Kulthia FM 3 (since 19-06-2026).
What is the exit load of UTI Gold ETF Fund of Fund?
Exit load of 1%, if redeemed within 15 days
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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